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Florida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby

Putnam, FL0.4 acresAPN 34-11-27-0000-0020-0430
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Listing Overview

Price, acreage, and financing.

Cash Price
$22,997
Acres
0.4
Owner Financing
Available
As low as $417/mo

Property Description

This well-located parcel in Putnam County offers flexible residential options and more!

This 0.4 acre property provides practical access to waterways, outdoor recreation areas, and nearby services throughout this region of Florida. Located within the Char-Lar Estates area, the lot sits minutes from Crescent Lake and the St. Johns River. It is positioned within a rural residential district where single family homes, mobile homes, and tiny homes meeting minimum standards are allowed. Flexible private financing options available!

Payment Notes

$22,997 Cash Price

Bank financing always welcome! Owner Financing Options Available to Deserving Buyer at $5k Down, $29,997 Financed Price! Just $368 a month for 120 months!

Overview

Located at 106 Lar Ln, Crescent City, FL, this 17,424 sq ft parcel offers level ground, easy access, and placement within a subdivision that allows a range of residential structure types under R-2 zoning. The lot sits outside city limits, making it suitable for standard rural utility installation, including well and septic, with electric service available from regional providers. The subdivision supports site-built homes, manufactured homes, and tiny homes over 400 sq ft, providing multiple options for long-term residential planning.

The property is minutes from Crescent Lake and the St. Johns River, giving convenient access to water-based recreation, local marinas, and nearby public boat ramps. Schools, shops, healthcare services, and day-to-day amenities are available in Crescent City, with larger coastal cities reachable within an hour.

Key Features

 Location: 106 Lar Ln, Crescent City, FL 32112
 Size: 0.40 acres (17,424 sq ft)
 Terrain: Level, wooded, usable ground
 Road Access: Dirt/gravel road with easy access
 GPS (Approximate Center): 29.5033, -81.5652
 Power: Available in the area; regional providers serve nearby properties
 Water: Well required
 Sewer: Aerobic Treatment Unit (ATU) septic required for the area
 Zoning: R-2 Residential
 Allowed Uses: Single family, mobile homes, manufactured homes, tiny homes (400+ sq ft)
 Camping: Allowed overnight or on weekends
 RV Use: Not allowed for full-time residency
 Closest Cities: Crescent City; Palm Coast (~50 min); St Augustine (~1 hr); Daytona Beach (~1 hr 15 min)
 Closest Major Corridors: FL-15, US-1, I-95
 Annual Taxes: $130.70

Nearby communities such as Pomona Park, Welaka, and Lake Como offer essential services, while Crescent City provides schools, grocery stores, hardware shops, and dining options. Outdoor recreation sites—including Dunns Creek State Park, Welaka State Forest, and multiple public boat launches—are within a short drive, offering established routes for hiking, boating, and nature access.

This parcel sits within Char-Lar Estates, a subdivision compatible with multiple home types and known for its flexible residential options. The land is outside flood zones and features level ground, simplifying site preparation and permitting. Property owners maintain the roadways, and access is direct and unobstructed from Lar Ln and adjacent connecting roads.

Water and sewer installation follow local standards. Parcels under one acre require an Aerobic Treatment Unit, and permitting includes plan submission and soil evaluation. Overnight or weekend camping is permitted, which supports temporary use during site visits or early-stage planning.

Crescent Lake and the St. Johns River are only minutes away, making the parcel well-positioned for fishing, boating, and outdoor activities. The surrounding area offers a blend of rural privacy and convenient access to local services, supporting both full-time and seasonal residency.

All Property Details

County: Putnam County, Florida

Street: 106 Lar Ln, Crescent City, FL, 32112

Parcel Number: 34-11-27-0000-0020-0430

Size: 0.4 acres

Terrain: Mostly flat, wooded terrain

Access: Dirt/gravel road

Property Zoning: (R-2) Residential-2

Time To Build: Building permit is good for six months

RV’s: Not allowed – RVs are allowed on the property, but not for residency

Mobile Homes: Allowed

Camping: Allowed – Overnight or weekend only, no waste dumping

Short Term Rentals / Vacation Rentals: Allowed

Tiny Homes: Allowed – Minimum sq footage for a residence in this zoning is 400 sq ft

HOA: None known

Elevation: ~25 ft

Taxes: ~$130.70 annually (2025)

Electric: Electric is available nearby (buyer to confirm availability and cost to connect)

Water: Will need to dig a well (buyer to confirm availability and cost to install)

Sewer: Will need to install a septic system. Will require Aerobic Treatment Unit (ATU) septic required for this particular area (buyer to confirm availability and cost to install)

Flood Zone: Not in a floodzone area, per FEMA

Building Setbacks: Rear: 10ft – Front: 40′ (66′ on row roads) – Sides: 5′ -18′ row south end of lot 

Utilities disclaimer: We do not make recommendations on any vendors. The utilities installer contacts listed are purely for your information. There may be other options available in the area. Please use this information at your own discretion

“Refer someone who buys land from us and we will pay a referral fee!!”

As a nationwide real estate investment firm specializing in land acquisition and sales, we empower our clients to make informed decisions. Although we don’t conduct on-site meetings, we strongly recommend you visit the property to experience its potential firsthand. Ready to explore? Contact us today to arrange your site visit!

Disclaimer: We make every effort to provide accurate and up-to-date information about this property based on available public sources and our own research. However, it is the buyer’s responsibility to verify all information, including but not limited to: zoning, access, utilities, buildability, and permitted uses. All buyers are encouraged to conduct their own due diligence before purchasing. This property is sold “as-is” with no warranties or guarantees, expressed or implied.

0.4
Acres
0
Lot Square Feet
Property Address
106 Lar Ln
Parcel Number (APN)
34-11-27-0000-0020-0430
GPS Coordinates (Center)
29.5033, -81.5652
County
Putnam
State
FL
City
Crescent City
ZIP Code
32112

Land Characteristics

Geography
Flat
Property Boundaries & Aerial View

This interactive map shows the property boundaries, aerial imagery, and surrounding area details. Use the controls to zoom, pan, and explore different layers.

GPS Coordinates

29.503300, -81.565200

Directions to Property

Starting in Crescent City, Florida 32112 near the intersection of Central Ave and N Summit St/US-17 in front of City Hall, head east on Central Ave toward N Summit St for 56 feet. Turn left at the 1st cross street onto US-17 N/N Summit St and continue to follow US-17 N for 4.2 miles. Turn right onto Paradise Shores Rd for 0.6 miles, then continue straight onto Crescent Lake Shore Dr for 1.6 miles. Turn left onto Cris Dr/Lar Ln, and your destination at the 0.4-acre property at 106 Lar Ln, Crescent City, FL 32112 will be on the right in 0.2 miles. Total distance: 6.7 miles, approximately 11 minutes.

Owner Financing Options

Flexible financing available with no credit check required

Year
1 Year5 Years

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$
$5,000 (min)$29,997

Drag the slider or type a value above

This is the minimum down payment for this property

Your Monthly Payment

$2,083/mo

Financing Price

$29,997

Interest Rate

0.00%

Document Fee

$0

Term Length

12 months

Total of Payments$24,997
Total Cost$29,997

Confirm seller financing terms

Financing availability, credit requirements, approval timing, payment flexibility, and ownership transfer details can vary by seller and property. Review the listing and agreement before moving forward.

Listed By

Agent: Scott Taylor

Secure Transactions
Trusted Seller

Interested in This Property?

Submit an offer and we'll get back to you promptly to discuss the details.

Important Disclaimer:

Buyers are responsible for conducting their own due diligence, including but not limited to: verifying property boundaries, utilities availability, zoning restrictions, access rights, and any HOA requirements. We recommend visiting the property in person and consulting with professionals before making a purchase decision. All information provided is believed to be accurate but not guaranteed.

$22,997

As low as $417/mo with owner financing

W

WeveGotLand.com

Verified Seller
Scott Taylor

Listing Price

$22,997

0.4 acres / Putnam, FL

From

$417/mo