



Price, acreage, and financing.
If your idea of a good Florida life includes fishing, boating, kayaking, canoeing, fresh air and quiet evenings, this 0.23-acre lot in Georgetown deserves a look.
The property is in Lake George Manor, near Lake George and the St. John’s River. Boat ramps and landings in the area are approximately 2.5 miles away. You are not buying waterfront land, but you are putting yourself close to a part of Florida where the water can become part of your weekends and your lifestyle.
And you get something many recreation-focused buyers overlook: a place to eventually put a home. The property is zoned R-2 Residential. Manufactured/mobile homes, modular homes and single-family homes are permitted.
The lot has approximately 75 feet of frontage on Heathton St. The road is dirt/graded sand and is maintained by the county/local service unit. The terrain is flat and level. Electricity is nearby. A private well/cistern and septic system are required.
There is no HOA. That means no HOA payment simply for owning the lot, while still giving you access to the quiet rural setting you are looking for.
Crescent City is about 7 miles away, Palatka about 25 miles, St. Augustine and Daytona Beach about 50 miles, and Orlando about 75 miles.
CASH PRICE: $8,500 discounted cash price
OWNER FINANCING AVAILABLE: $250 DOWN + $196/MONTH FOR 60 MONTHS
DOCUMENT FEE: $250
NO CREDIT CHECK
FREQUENTLY ASKED QUESTIONS
• Can I put a mobile home on the property? Yes, one mobile home is allowed.
• What zoning is the property? Residential-Single Family (Property Use Code: R-2).
• Is the property in a flood zone? Flood zone A, which requires elevating the ground before construction.
• Is electricity nearby? Yes, electricity is in the area. Contact Florida Power & Light at 1-800-226-5885 regarding service.
• Is a well required? Yes, water must be sourced via a well or cistern.
• Is septic required? Yes, a septic system is required.
• Is there road access? Yes, via Heathton St.
• Is the road county maintained? Yes, dirt-road maintenance is handled by the county.
• Are there HOA fees? No, there’s no HOA.
• How much are annual property taxes? Approximately $105/year.
• Can I camp on the property? Tent camping is allowed for up to 14 days once the property is in your name.
• Can I build immediately? Once paid in full and deeded to you, building according to county regulations is allowed.
• Do you offer financing? Yes, owner financing is available.
• Is there a credit check? No.
• How much is required to get started? $250 down. Plus a $250 document fee that is non-refundable.
• Can I visit the property before buying? Yes. We recommend visiting the property yourself.
If you want land that can become part of a slower, more outdoor-focused Florida lifestyle, take a closer look at 140 Heathton St.
MESSAGE NOW for the details. VISIT THE LOT, see it for yourself, and if it fits your plans, CLAIM IT.
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GPS Coordinates
29.385769, -81.620161
Directions to Property
From Georgetown, FL: 1. Head north on Georgetown Landing Rd toward Lone Laurel Ln (75 ft) 2. Continue straight onto Georgetown Shortcut Rd/Shortcut Rd (1.1 mi) 3. Turn right onto Lakeway Dr (1.0 mi) 4. Turn right onto Meadow Dr (0.3 mi) 5. Turn left onto Heathton StDestination will be on the left (0.3 mi)
Owner financing terms are set by the seller. Ask about qualification.
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This is the minimum down payment for this property
Your Monthly Payment
$698/mo
$10 Service Fee included
Financing Price
$8,500
Interest Rate
0.00%
Document Fee
$250
Term Length
12 months
Financing availability, credit requirements, approval timing, payment flexibility, and ownership transfer details can vary by seller and property. Review the listing and agreement before moving forward.
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Agent: Joy Munoz
At Chosen Investment, LLC, we believe land ownership should be within reach for everyone. As a small, family-owned business, we're committed to making the dream of owning land affordable, straightforward, and built on trust. We treat every customer the way we'd want our own family to be treated—with honesty, respect, and a commitment to doing things right. Owning land represents security, opportunity, and a foundation for the future. That's why we offer flexible seller financing, making it possible to own property without the burden of traditional bank loans. We work with you to create terms that fit your goals. To us, land is more than acreage—it's the beginning of a legacy. Whether you're building for your family, investing for the future, or simply pursuing a lifelong dream, we're here to help every step of the way. When you choose Chosen Investment, LLC, you're choosing a family business that values relationships, stands behind its word, and is dedicated to helping you confidently achieve land ownership.
Submit an offer and we'll get back to you promptly to discuss the details.
Buyers are responsible for conducting their own due diligence, including but not limited to: verifying property boundaries, utilities availability, zoning restrictions, access rights, and any HOA requirements. We recommend visiting the property in person and consulting with professionals before making a purchase decision. All information provided is believed to be accurate but not guaranteed.
As low as $148/mo with owner financing
Chosen Investment, LLC
Listing Price
$8,500
0.23 acres / Putnam, FL
From
$148/mo