



Price, acreage, and financing.
Forget crowded subdivisions and high-density beach towns. This 0.23-acre wooded parcel in Georgetown offers something increasingly rare in Florida: true rural tranquility paired with effortless buildability. Featuring smooth dirt road frontage just two blocks from paved roads, electricity right in the area, and no state income tax or HOA fees to worry about, this property simplifies your path to homeownership whether you're ready to break ground today or holding land for your future retreat.
Living here means the water is never more than a short drive away. You’re positioned right in the center of North Florida's lake country—minutes from public boat ramps on Lake George, legendary bass fishing along the St. John's River, and the clear waters of Ocala National Forest's natural springs. It’s the ultimate setup for anyone seeking a peaceful, water-centric lifestyle at a price point that actually makes sense.
If rent keeps going up and you want a realistic path toward owning your own place, start with the land. This 0.23-Acre lot at 138 Heathton St in Georgetown, Florida gives you a small, affordable starting point for a manufactured or mobile-home plan.
The property is in Lake George Manor and is zoned R-2 Residential. Single-family homes, manufactured/mobile homes, and modular homes are permitted. That means you can look at this property with a housing plan in mind instead of simply buying land and hoping it works.
The lot has about 75 feet of road frontage on Heathton St. The road is dirt/graded sand and is maintained by the county/local service unit. Electricity is available nearby. A private well or cistern and septic system are required.
The location gives you room to enjoy rural Florida without being completely removed from everything. Crescent City is about 7 miles away, Palatka about 25 miles, and Orlando about 75 miles. Lake George and the St. John's River are also nearby.
CASH Price: $8,500 discounted cash price
Owner Financing Available: $250 Down + $196/Month For 60 Months
Document Fee: $250
No Credit Check
Frequently Asked Questions
• Can I put a mobile home on the property? Yes, one mobile home is allowed.
• What zoning is the property? Residential-Single Family (Property Use Code: R-2).
• Is the property in a flood zone? It's in flood zone A, which requires elevating the ground before construction.
• Is electricity nearby? Yes, electricity is in the area. Contact Florida Power & Light at 1-800-226-5885 regarding service.
• Is a well required? Yes, water must be sourced via a well or cistern.
• Is septic required? Yes, a septic system is required.
• Is there road access? Yes, via Heathton St.
• Is the road county maintained? Yes, dirt-road maintenance is handled by the county.
• Are there HOA fees? No, there's no HOA.
• How much are annual property taxes? Approximately $105/Year.
• Can I camp on the property? Tent camping is allowed for up to 14 days once the property is in your name.
• Can I build immediately? Once paid in full and deeded to you, building according to county regulations is allowed.
• Do you offer financing? Yes, owner financing is available.
• Is there a credit check? No.
• How much is required to get started? Only $250 down and $250 document fee is non-refundable.
• Can I visit the property before buying? Yes. We recommend visiting the property yourself.
If your goal is to stop paying someone else's mortgage and start building toward a place of your own, this is a simple place to begin.
MESSAGE NOW for the property details. If the lot fits your housing plan, Claim This Lot before it's gone.
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GPS Coordinates
29.385978, -81.620167
Directions to Property
From Georgetown, FL: 1. Head north on Georgetown Landing Rd toward Lone Laurel Ln (75 ft) 2. Continue straight onto Georgetown Shortcut Rd/Shortcut Rd (1.1 mi) 3. Turn right onto Lakeway Dr (1.0 mi) 4. Turn right onto Meadow Dr (0.3 mi) 5. Turn left onto Heathton StDestination will be on the left (0.3 mi)
Owner financing terms are set by the seller. Ask about qualification.
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This is the minimum down payment for this property
Your Monthly Payment
$701/mo
$13 Service Fee included
Financing Price
$8,500
Interest Rate
0.00%
Document Fee
$250
Term Length
12 months
Late fee of $25 applies to payments received after grace period
Financing availability, credit requirements, approval timing, payment flexibility, and ownership transfer details can vary by seller and property. Review the listing and agreement before moving forward.
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Agent: Joy Munoz
At Chosen Investment, LLC, we believe land ownership should be within reach for everyone. As a small, family-owned business, we're committed to making the dream of owning land affordable, straightforward, and built on trust. We treat every customer the way we'd want our own family to be treated—with honesty, respect, and a commitment to doing things right. Owning land represents security, opportunity, and a foundation for the future. That's why we offer flexible seller financing, making it possible to own property without the burden of traditional bank loans. We work with you to create terms that fit your goals. To us, land is more than acreage—it's the beginning of a legacy. Whether you're building for your family, investing for the future, or simply pursuing a lifelong dream, we're here to help every step of the way. When you choose Chosen Investment, LLC, you're choosing a family business that values relationships, stands behind its word, and is dedicated to helping you confidently achieve land ownership.
Submit an offer and we'll get back to you promptly to discuss the details.
Buyers are responsible for conducting their own due diligence, including but not limited to: verifying property boundaries, utilities availability, zoning restrictions, access rights, and any HOA requirements. We recommend visiting the property in person and consulting with professionals before making a purchase decision. All information provided is believed to be accurate but not guaranteed.
As low as $151/mo with owner financing
Chosen Investment, LLC
Listing Price
$8,500
1 acres / Putnam, FL
From
$151/mo