



Price, acreage, and financing.
Nice Building Lot with Power
Nestled in the heart of Florida's Lake Country, this 0.22-acre lot in Interlachen Lakes Estates puts you right in the middle of one of North Central Florida's most peaceful and scenic communities. Located on Gilliam St in Interlachen, Putnam County, this flat, residential lot already has a power line passing by — a major advantage that cuts down on development costs and gets you closer to building day from the start. Whether you're planning a site-built home, manufactured home, or a private retreat, R-2 zoning gives you the flexibility to make it yours.
Interlachen earns its name — the community sits among a remarkable network of freshwater lakes that make outdoor life here truly special. Lake Interlachen is just over a mile away, offering excellent largemouth bass fishing, kayaking, and birdwatching along its quiet shores. The surrounding area is dotted with additional lakes including Lake Grandin, Brooklyn Lake, and Little Lake Santa Fe — all popular destinations for fishing, swimming, and peaceful weekend afternoons on the water. For anyone who loves the Florida outdoors, this is a dream location.
Interlachen's location makes everyday life and weekend adventures equally convenient. Palatka, the historic Putnam County seat on the St. Johns River, is just 16 miles to the east — offering shopping, dining, healthcare, and government services in a classic Florida river town setting. The vibrant college city of Gainesville, home to the University of Florida, is only 26 miles to the west, providing access to major retail, medical centers, and a lively cultural scene. Ocala, the Horse Capital of the World, is about 35 miles southwest, and historic St. Augustine on the Atlantic Coast is just 39 miles away.
• 15.6 miles to Palatka (Putnam County Seat)
• 25.6 miles to Gainesville (University of Florida)
• 34.7 miles to Ocala
• 39.1 miles to St. Augustine
LAND DETAILS:
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• Address: 104 Gilliam St, Interlachen FL 32148
• Subdivision: Interlachen Lakes Estates Unit 9
• Parcel ID (APN): 09-10-24-4068-0460-0030
• GPS Coordinates: 29.6432101, -81.8981214
• Zoning: R-2 (Residential, Two-Family)
• Allows site-built homes, mobile homes, manufactured homes, and modular homes
• HOA Fees: None
• Size: 0.22 acres
• Terrain: Flat
• Access: Gilliam St
• Conveyance: Special Warranty Deed
• Taxes: $98 per year
• Elevation: 166 feet
UTILITIES:
• Water would be by well
• Sewer would be by Septic
• Electricity from power line passing by the property
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PRICED LOW FOR QUICK SALE
I am flexible and can make this fit any budget. Can be sold on terms for
• $199 down + $180 x 48 mo
• $199 down + $225 x 36 mo
• $199 down + $313 x 24 mo
This is a fully amortized loan with no prepayment penalty and NO CREDIT CHECK. These numbers ALREADY INCLUDE property taxes and a $10/mo loan servicing fee! Additional one-time $99 document fee.
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You are welcome to visit the property at any time. There's no appointment required. Don't hesitate to ask any questions below.
Pictures are of the actual property or of the sights in the miles.
Buyers are advised to contact the Putnam County Office in Palatka, FL for land use information, building permits, etc.
County Contact Information:
• For ownership verification call the Putnam County Property Appraiser at (386) 329-0286
• For land use information call Planning & Zoning at (386) 329-0307
or go to https://www.putnam-fl.gov/departments/development-services/planning-and-zoning/zoning/
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✓ Secure yourself a piece of land for your dream home!
✓ Peaceful living and outdoor adventures await!!
+++ Please contact me for more information! +++
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GPS Coordinates
29.643210, -81.898121
Owner financing terms are set by the seller. Ask about qualification.
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This is the minimum down payment for this property
Your Monthly Payment
$172/mo
$10 Service Fee included
Financing Price
$6,600
Interest Rate
9.99%
Document Fee
$99
Term Length
48 months
Late fee of $12 applies to payments received after grace period
Financing availability, credit requirements, approval timing, payment flexibility, and ownership transfer details can vary by seller and property. Review the listing and agreement before moving forward.
Agent: Sven Storring
I'm connecting people who can't sell their land with people who can't buy land using private notes.
Submit an offer and we'll get back to you promptly to discuss the details.
Buyers are responsible for conducting their own due diligence, including but not limited to: verifying property boundaries, utilities availability, zoning restrictions, access rights, and any HOA requirements. We recommend visiting the property in person and consulting with professionals before making a purchase decision. All information provided is believed to be accurate but not guaranteed.
Owner financing: $199 down / $172/mo
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Listing Price
$6,600
0.22 acres / Putnam, FL
$199 down
$172/mo

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