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RF Ellsworth
Owner Financing Available

Build Your Florida Dream

Putnam, FL0.44 acresAPN 12-10-24-4081-0750-0080
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Listing Overview

Price, acreage, and financing.

Cash Price
$20,200
Acres
0.44
Owner Financing
Available
As low as $308/mo

Property Description

Property Overview

This 0.44-Acre vacant residential lot is located 117 Chipo Street in Interlachen, Putnam County, Florida. The property is flat, wooded, and offers an excellent opportunity for a future homesite, manufactured home, mobile home, tiny home, or long-term land investment.

Located in a quiet residential area, this parcel provides privacy, natural surroundings, and convenient access to nearby lakes, parks, shopping, schools, and everyday services. With nearly half an acre of land, there is ample room for a home, garage, workshop, garden, outdoor living space, or additional improvements permitted by Putnam County regulations.

Property Details
Property Type: Vacant Residential Land
Acreage: 0.44 Acres
Location: 117 Chipo Street
City: Interlachen
County: Putnam County
State: Florida
Zoning: R-2 Residential
Terrain: Flat
Vegetation: Wooded
Road Access: Public Road Access
Electricity: Available in the Area
Water: Well Required
Sewer: Septic Required
Annual Property Taxes: Low
HOA: None Known
R-2 Residential Zoning

The R-2 zoning classification offers flexibility for residential development. Buyers should verify all intended uses directly with Putnam County.

Potential uses may include:

Single-Family Residence
Mobile Home
Manufactured Home
Tiny Home (subject to county requirements)
Seasonal Residence
Retirement Home
Future Homesite

One of the advantages of vacant land ownership is the ability to purchase now and build when the timing is right for your plans.

Interlachen, Florida

Interlachen is located in north-central Florida within Putnam County and is known for its peaceful setting, affordable land, and proximity to numerous freshwater lakes and outdoor recreation opportunities. The area offers a slower pace of life while remaining accessible to larger cities and regional attractions.

Residents enjoy:

Florida's mild winters
Year-round outdoor recreation
Fishing and boating opportunities
Affordable land ownership
Rural atmosphere with nearby conveniences
Nearby Attractions and Recreation

This property is located near many of the area's most popular outdoor destinations:

Lakes and Water Recreation
Lake Grandin
Lake Ida
Lake Lucy
Lake Chipco
St. John's River

Outdoor Activities
Fishing
Boating
Kayaking
Canoeing
Hiking
Camping
Wildlife Viewing

Nearby Destinations
Ravine Gardens State Park
Rice Creek Conservation Area
Ocala National Forest
Silver Springs State Park
Convenient Location

Interlachen offers easy access to several North Florida communities:

Palatka
Gainesville
Ocala
Keystone Heights
Jacksonville

This central location makes it possible to enjoy small-town living while remaining within driving distance of employment centers, healthcare facilities, shopping, and Florida attractions.

Why Buy Vacant Land?

Many buyers purchase vacant land in Putnam County for:

Future home construction
Retirement planning
Mobile home placement
Seasonal Florida living
Long-term land investment
Family legacy property ownership

Vacant land can offer low holding costs, flexibility, and future development potential.

Pricing
Cash Price: $20,200

Seller Financing Available
$250 non-refundable document fee
$500 down payment
$330/75 months

Additional Information

This 0.44-Acre residential lot combines flexible zoning, a peaceful setting, and convenient access to North Florida recreation. Whether you're looking for Florida land for sale, a future homesite, a mobile-home-friendly lot, or an affordable residential investment property, this parcel offers a variety of possibilities.

Please contact Putnam County directly regarding zoning regulations, building requirements, setbacks, permits, utilities, and land-use restrictions.

Se Habla Español.

0.44
Acres
19,315
Lot Square Feet
Property Address
117 Chipo St, Interlachen, FL 32148
Parcel Number (APN)
12-10-24-4081-0750-0080
RF Number (Internal ID)
Ellsworth
GPS Coordinates (Center)
29.646028243667374, -81.84732578108455
Parcel Boundaries
P1: 29.645850, -81.847560 P2: 29.646204, -81.847563 P3: 29.646205, -81.847327 P4: 29.646206, -81.847091
4 of 6 boundary points shown. Full parcel outline is shown on the map below.
County
Putnam
State
FL
City
Interlachen
ZIP Code
32148
Subdivision
Interlachen Lakes Estate

Land Characteristics

Current Condition
Raw / Virgin Land
Geography
Flat
Property Location

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This map shows the approximate property location. Use the controls to zoom and explore the surrounding area.

GPS Coordinates

29.646028, -81.847326

Directions to Property

From Interlachen, FL: 1. Turn left onto Scott St (0.1 mi) 2. Turn right onto Cordell Ave (0.8 mi) 3. Turn right onto Medlock St (0.4 mi) 4. Turn right onto Morrison Rd (220 ft) 5. Turn left onto Chipo St Destination will be on the right (0.1 mi)

Owner Financing Options

Flexible financing available with no credit check required

Year
1 Year7 Years

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$
$500 (min)$25,250

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This is the minimum down payment for this property

Your Monthly Payment

$2,076/mo

$13 Service Fee included

Financing Price

$25,250

Interest Rate

0.00%

Document Fee

$250

Term Length

12 months

Total of Payments$24,750
Total Cost$25,500

Late fee of $25 applies to payments received after grace period

Confirm seller financing terms

Financing availability, credit requirements, approval timing, payment flexibility, and ownership transfer details can vary by seller and property. Review the listing and agreement before moving forward.

Listed By

Agent: Joy Munoz

Secure Transactions
Trusted Seller

Interested in This Property?

Submit an offer and we'll get back to you promptly to discuss the details.

Important Disclaimer:

Buyers are responsible for conducting their own due diligence, including but not limited to: verifying property boundaries, utilities availability, zoning restrictions, access rights, and any HOA requirements. We recommend visiting the property in person and consulting with professionals before making a purchase decision. All information provided is believed to be accurate but not guaranteed.

$20,200

As low as $308/mo with owner financing

C

Chosen Investment, LLC

Verified Seller
Joy Munoz

Listing Price

$20,200

0.44 acres / Putnam, FL

From

$308/mo