Listing LD8007
Owner financing

0.3 Acres in Putnam County, FL

Cash price$15,999$299 down / $239/mo
Putnam, FL0.3 acresAPN 04-10-24-9040-0080-0400
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Property Description

🌿 Own This Beautiful 0.30-Acre Lot in Interlachen, FL – No Banks, No Hassle!
Have you ever dreamed of owning land—a place to build, relax, and make memories? Maybe a spot to retire, escape the city, or create something just for you? This 0.30-acre lot in College St Interlachen, FL with Parcel Number 04-10-24-9040-0080-0400, could be exactly what you’re looking for! It’s peaceful, surrounded by nature, yet close enough to town for everyday needs.
And the best part? Owning land has never been easier! We offer owner financing with no credit check, no banks, and no hassle. With just $299 down and $239/month, ANYONE can qualify!
🏡 Why This Land?
✅ Affordable & Flexible Financing – Low monthly payments, no hidden fees.
âś… No HOA! No extra costs or restrictions.
âś… Great Location! Near Palatka, Hawthorne, and Keystone Heights.
âś… Close to Nature! Enjoy Carl Duval Moore State Forest, Mariner Lake, and Kenwood Recreation Area nearby.
đźš— Easy Access & Utilities
Road Access: Dirt road (county-maintained).
Electric: Available through Florida Power & Light or Clay Electric.
Water & Sewer: Needs a well and septic system.
Gas: Propane available.

🏕️ What Can You Do?
âś” Build a Home, Mobile Home, or Tiny House (Must meet Florida's 2020 building code).
âś” Bring an RV! You can live in it while building your home (with a permit).
❌ Camping is NOT allowed.
Land ownership doesn’t have to be complicated. With just $299 down, you can make this land yours today!
Let’s make your land ownership dream a reality!

0.3
Acres
13,068
Square feet
Parcel number (APN)
04-10-24-9040-0080-0400
GPS Coordinates (Center)
29.647424, -81.905268
Parcel Boundaries
P1: 29.647591, -81.905096 P2: 29.647260, -81.905093 P3: 29.647258, -81.905439 P4: 29.647587, -81.905442
4 boundary points.
County
Putnam
State
FL
Property Location

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GPS Coordinates

29.647424, -81.905268

Owner Financing Options

Owner financing terms are set by the seller. Ask about qualification.

Months
1 Month72 Months

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$
$299 (min)$17,507

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This is the minimum down payment for this property

Your Monthly Payment

$239/mo

Owner-financed price

$17,507

Interest Rate

0.00%

Document Fee

$299

Term Length

72 months

Total of Payments$17,208
Total Cost$17,806

Confirm seller financing terms

Financing availability, credit requirements, approval timing, payment flexibility, and ownership transfer details can vary by seller and property. Review the listing and agreement before moving forward.

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Listed By
Holly Oaks Land

Contact: Kim Sumner

My name is Kim Sumner, and I started Holly Oaks Land from one of the hardest seasons of my life — real financial uncertainty, at the same time my family was facing serious health challenges. We got through it together. And on the other side, one thing stood out above everything else: legacy isn't about money. It's about what you leave when you're gone. That’s the reason this company exists. A lot of hardworking families have been told, in a hundred small ways, that real ownership is for someone else — people with better credit, bigger savings, the right connections. So they rent. They wait. They watch land prices climb and wonder if they already missed their chance. We built something different. A land company that doesn’t care what your credit score says, with a process simple enough to close on your own land this weekend. You’ll talk to us directly — not a call center. And when you close on your land, we feel it too, because we know what that deed in your name really means. It means nobody can take it from you. If any of this sounds familiar — if you’ve felt shut out or told to wait your turn — we built this company for you.

Interested in This Property?

Submit an offer and we'll get back to you promptly to discuss the details.

Important Disclaimer:

Buyers are responsible for conducting their own due diligence, including but not limited to: verifying property boundaries, utilities availability, zoning restrictions, access rights, and any HOA requirements. We recommend visiting the property in person and consulting with professionals before making a purchase decision. All information provided is believed to be accurate but not guaranteed.

$15,999

Owner financing: $299 down / $239/mo

Holly Oaks Land

Holly Oaks Land

Kim Sumner
All Holly Oaks Land Listings

Cash price

$15,999

$239/mo