1.04 Acres with Owner Financing and $2,700 down in Rutherford County…

Here is a manageable, gently sloping 1.04-acre lot on Bedford Creek Rd near Ellenboro, in Rutherford County, North Carolina. It is small enough to be easy to own and easy to work with, and it sits in an established pocket of homes in the foothills rather than off by itself at the end of nowhere. PROPERTY HIGHLIGHTS: 1.04 acres in Rutherford County, North Carolina, outside of any town or city limits. The recorded legal description is Lot 13, Franklin Dr, Colfax Subdivision, and the parcel measures roughly 400 feet deep by roughly 227 feet wide. Roughly 210 feet of frontage along Bedford Creek Rd, which we measured ourselves on the mapping platform. Please note that Bedford Creek Rd is a private road and is not maintained by either the county or the state, and we found no road maintenance agreement associated with it. Gentle ground. This is not a steep mountain lot. The terrain is gently sloping, which makes it far easier and cheaper to work with than the hillside parcels common in this part of the state. Electric service is available. Power runs along the road and there are already houses nearby on this stretch, with service in the area through Duke Energy Carolinas and Rutherford Electric. Our research found no county zoning on this parcel. Rutherford County does not zone here, though certain county ordinances still apply depending on what you intend to develop, and those should be confirmed with the county planning department. Our research did not turn up an HOA or any POA dues. Do be aware that the parcel is part of the Colfax Subdivision and is subject to the minimum building restriction lines, setback lines, easements, reservations, restrictions and other matters shown on the recorded plat, so any buyer should pull and read that plat before making plans. Water and sewer would be private here. There is no public water or public sewer at the parcel; the nearest connections are about 2.6 miles away at Ellenboro. The seller reported a septic tank on the property, but our own search turned up no septic or well records and no perk test, so a buyer should plan on installing their own water and septic system and should confirm soil suitability with the county first. Our research indicates the parcel is not in a flood zone, though a creek does encroach on the property, so we would encourage a buyer to check current flood mapping before finalizing any building location. The parcel is not further subdividable. Per county planning, Bedford Creek Rd is a maxed-out subdivision, and any additional subdivision would require the road to be brought up to NCDOT subdivision road standards. Buy it as the one homesite it is. Not enrolled in land use and carrying no tax exemptions, so there are no rollback taxes waiting on a new owner. The parcel boundaries matched consistently across every mapping platform we checked, with no discrepancies found. Schools serving the area are Ellenboro Elementary School, East Rutherford Middle School, and East Rutherford High School. Between the gentle terrain, the road frontage, power already at the road, and no county zoning that we found, this is a reasonable candidate for a single country homesite or a place to park a camper and enjoy the foothills. As always, a buyer should verify septic and perk suitability, the recorded plat restrictions, setbacks, and any permitting requirements with Rutherford County for their own intended use before counting on any particular plan. Small acreage in this county does not sit around long. Call us today and we will get you the parcel details and the plat so you can take a look for yourself.