0.27 Acres with Owner Financing and $795 Down in Frederick County…




Listing Overview
Price, acreage, and financing.
Property Description
Tucked into the wooded hills near Winchester, Virginia, this 0.27-acre vacant lot on Jalapa Trail offers a quiet, private setting with approximately 76 feet of frontage along the road. The parcel sits in Frederick County’s R-5 Residential Recreational Community zoning district, which allows single-family residential construction as long as setbacks are met, making this a straightforward opportunity for a future cabin, weekend getaway, or full-time home. The lot sits at an elevation of approximately 1,500 feet and slopes gently toward the back of the property, giving it a natural, wooded character typical of this area. It sits outside any mapped flood zone. Electric service runs along the fronting road, with houses already established nearby, so power access is close at hand. City water and sewer are not available this far from town
This community was originally developed with a homeowners’ association that converted to a sanitary district structure in 1987. Unimproved lots like this one carry a $190 annual sanitary district fee, billed alongside property taxes, which covers maintenance of the private road system, including Jalapa Trail. There is no separate HOA, and no known liens, back taxes, or title issues on this parcel.
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GPS Coordinates
39.195550, -78.352450
Owner financing terms are set by the seller. Ask about qualification.
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This is the minimum down payment for this property
Your Monthly Payment
$252/mo
$35 Service Fee included
Owner-financed price
$15,900
Interest Rate
12.00%
Document Fee
$100
Term Length
120 months
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Important Disclaimer:
Buyers are responsible for conducting their own due diligence, including but not limited to: verifying property boundaries, utilities availability, zoning restrictions, access rights, and any HOA requirements. We recommend visiting the property in person and consulting with professionals before making a purchase decision. All information provided is believed to be accurate but not guaranteed.
Owner financing: $795 down / $252/mo
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Cash price
$15,900
$252/mo
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