LandyDandy

Owner-Financed Land for Sale in Fayette County, Alabama

6 owner-financed lots for sale in Fayette County, Alabama on LandyDandy, from $41,900 to $66,900. Typical down payment $999 and monthly payment $499 (median of the 6 listings that show terms). Updated October 27, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Baker Creek Tract 4 in Fayette County, ALBaker Creek Tract 4 in Fayette County, AL
Baker Creek Tract 4 in Fayette County, AL
Baker Creek Tract 4 in Fayette County, AL+5 Photos
Owner FinanceCamping
1 / 9
$50,900·6.06 Acres

Owner financing: $999 down / $515/mo

Fayette County · AL

Baker Creek Tract 4 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wou...

Baker Creek Tract 11 in Fayette County, ALBaker Creek Tract 11 in Fayette County, AL
Baker Creek Tract 11 in Fayette County, AL
Baker Creek Tract 11 in Fayette County, AL+7 Photos
Owner FinanceCamping
1 / 11
$48,900·5.85 Acres

Owner financing: $999 down / $494/mo

Fayette County · AL

Baker Creek Tract 11 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wo...

Baker Creek Tract 9 in Fayette County, ALBaker Creek Tract 9 in Fayette County, AL
Baker Creek Tract 9 in Fayette County, AL
Baker Creek Tract 9 in Fayette County, AL+5 Photos
Owner FinanceCamping
1 / 9
$66,900·5.38 Acres

Owner financing: $999 down / $680/mo

Fayette County · AL

Baker Creek Tract 9 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wou...

Baker Creek Tract 7 in Fayette County, ALBaker Creek Tract 7 in Fayette County, AL
Baker Creek Tract 7 in Fayette County, AL
Baker Creek Tract 7 in Fayette County, AL+4 Photos
Owner FinanceCamping
1 / 8
$45,900·5.52 Acres

Owner financing: $999 down / $463/mo

Fayette County · AL

Baker Creek Tract 7 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wou...

Baker Creek Tract 12 in Fayette County, ALBaker Creek Tract 12 in Fayette County, AL
Baker Creek Tract 12 in Fayette County, AL
Baker Creek Tract 12 in Fayette County, AL+8 Photos
Owner FinanceCamping
1 / 12
$41,900·4.94 Acres

Owner financing: $999 down / $422/mo

Fayette County · AL

Baker Creek Tract 12 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wo...

Baker Creek Tract 18 in Fayette County, ALBaker Creek Tract 18 in Fayette County, AL
Baker Creek Tract 18 in Fayette County, AL
Baker Creek Tract 18 in Fayette County, AL+4 Photos
Owner FinanceCamping
1 / 8
$49,900·5.92 Acres

Owner financing: $999 down / $504/mo

Fayette County · AL

Baker Creek Tract 18 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wo...

Owner financing terms in Fayette County, Alabama

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 27, 2026.

ListingPriceDownMonthlyTerm
Baker Creek Tract 4$50,900$999$515/mo20 years
Baker Creek Tract 11$48,900$999$494/mo20 years
Baker Creek Tract 9$66,900$999$680/mo20 years
Baker Creek Tract 7$45,900$999$463/mo20 years
Baker Creek Tract 12$41,900$999$422/mo20 years
Baker Creek Tract 18$49,900$999$504/mo20 years

Owner-financed land in Fayette County, Alabama: questions

How many owner-financed land listings are for sale in Fayette County, Alabama?
LandyDandy lists 6 land listings for sale in Fayette County, Alabama whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Fayette County, Alabama?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Fayette County Land a Good Investment?

The Fayette County land market generated $5.1M in total sales volume over the last year, signaling strong liquidity. We have tracked 20 new listings entering the market in just the last 90 days. With a median asking price per acre of $4,902, for a typical 26-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is RE/MAX PREMIERE GROUP, a key player to watch for off-market or new inventory. Want to learn more about the Fayette County market? Check out our Fayette County Land Market Insights.

Fayette County Properties By Type

Land For Sale in Alabama Counties