41 owner-financed lots for sale in Apache County, Arizona on LandyDandy, from $2,099 to $14,960. Typical down payment $139 and monthly payment $129 (median of the 40 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land
Owner financing: $149 down / $125/mo
AZ · Apache County · AZ
Looking for space, privacy, and open skies? This 1.2-acre vacant parcel in Arizona Park Estates near Chambers, Arizona, offers a chance to own land...
.jpg?width=128&height=128&resize=cover&quality=80){kind=logo}
Listed by
Qscapital llc
Itay Schosberger
Owner financing: $99 down / $109/mo
Fourth St · Apache County · AZ
Only 17 minutes from Petrified Forest National Park, this 1.06-acre lot sits on quiet desert land with wide-open views and direct dirt road access....
Listed by
Field & Country LLC
Christopher Moore
Owner financing: $100 down / $200/mo
Apache County · AZ
Discover freedom and flexibility on this full 1.04-acre property in Saint Johns, Arizona—perfectly positioned just 10 minutes from town amenities w...
Listed by
Open Air Properties, LLC
Stephanie Dean
Owner financing: $199 down / $153/mo
Apache County · AZ
Uncover a passive income opportunity with this expansive 1.25-acre property in Apache, Arizona! With land being a timeless investment that apprecia...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $100 down / $250/mo
Orange Rock Road · Apache County · AZ
Jump at the chance to catch this 1.03-acre vacant parcel in the heart of Concho, Arizona! Perfectly situated close to the "Y", and also only 28 min...
Listed by
Open Air Properties, LLC
Stephanie Dean
Owner financing: $100 down / $350/mo
Apache County · AZ
Imagine having your morning coffee with a direct view of Concho Lake! This 1.04-acre lot in charming Concho, AZ, offers a peaceful escape with all ...
Listed by
Open Air Properties, LLC
Stephanie Dean
Owner financing: $129 down / $129/mo
Apache County · AZ
Imagine waking up to wide open skies, quiet mornings, and stunning desert views all around you. That’s what this 1.25-acre property in Apache Count...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $199 down / $153/mo
Apache County · AZ
Discover affordable opportunity on this expansive 2-acre property in Apache, Arizona! With its accessible price tag and generous size, this land pr...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $149 down / $149/mo
Apache County · AZ
Are you dreaming of owning your own piece of land where you can build, camp, or just enjoy peace and quiet? This beautiful 1.04-acre lot in Apache ...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $149 down / $149/mo
Apache County · AZ
Ever dreamt of having your own piece of land where you can breathe fresh air, watch the stars at night, and just be? This 1.04-acre lot in Apache C...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $199 down / $135/mo
N3547 · Apache County · AZ
Experience the freedom of RV living on this charming 0.27-acre property in Apache, Arizona! Perfectly sized for your home on wheels, this cozy spac...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $199 down / $128/mo
Apache County · AZ
Unlock newfound freedom on this versatile 1.05-acre property in Apache, Arizona! With just the right amount of space, you'll have the freedom to de...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $86/mo
Apache County · AZ
This is a fantastic approximately 1 acre property (353' x 123.5') that truly allows you to have your cake and eat it too. It is Lot 163 in Arizona ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $89/mo
Apache County · AZ
Dive into the possibilities with this captivating 1-acre parcel in Apache County, Arizona! While your wife may need some convincing, this scenic pr...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $149 down / $306/mo
Apache County · AZ
Hey, hey, hey! Check out this groovy 1.06-acre property in Apache, Arizona, straight from the King of Pop himself! It's not just for the old heads—...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $106/mo
Apache County · AZ
This is a fantastic approximately 1 acre property (353' x 123.5') that truly allows you to have your cake and eat it too. It is Lot 174 in Arizona ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Apache County · AZ
This is a fantastic approximately 1 acre property (353' x 123.5') that truly allows you to have your cake and eat it too. It is Lot 178 in Arizona ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $299 down / $129/mo
Apache County · AZ
This 2.5-acre property is located in the Witch Well Ranchos subdivision near Concho, Arizona, offering an affordable opportunity to own land in a q...
Listed by
Eagle Eye Land
Christine Stevens
Owner financing: $99 down / $86/mo
Apache County · AZ
This is a fantastic approximately 1 acre property (353' x 123.5') that truly allows you to have your cake and eat it too. It is Lot 147 in Arizona ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Apache County · AZ
This is a fantastic approximately 1 acre property (353' x 123.5') that truly allows you to have your cake and eat it too. It is Lot 180 in Arizona ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $125 down / $96/mo
Apache County · AZ
Welcome to your very own piece of Arizona: 1.07 acres (46,609.2 sq ft) in Arizona Park Estates Unit I, Lot 624, near Sanders in Apache County. This...
Listed by
Eagle Eye Land
Christine Stevens
Owner financing: $99 down / $120/mo
Apache County · AZ
This stunning approximately 4.6 acre property is Lot 75 in Unit 2 of Arizona Park Estates. It's a beautiful mixture of meadow and pinon, remote, an...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $109/mo
Apache County · AZ
Check out this dope 1-acre property in Apache, Arizona! It's not just for the older crowd—this spot is perfect for investors of any age. Whether yo...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $199 down / $124/mo
Apache County · AZ
Dive into the trend of land ownership with this chic 1.16-acre property in Apache, Arizona, offering an exciting investment opportunity! With its s...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $124/mo
Apache County · AZ
This beautiful approximately 5 acre property is in a secluded area about 3 miles east of the Petrified Forest. The north side of this property bord...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $199 down / $160/mo
Apache County · AZ
Unlock the potential for passive income on this expansive 2.30-acre property in Apache, Arizona! With ample space, this parcel offers an excellent ...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $199 down / $124/mo
Apache County · AZ
Experience the perks of lower taxes on this convenient 1.04-acre property in Apache, Arizona! Embrace financial freedom and peace of mind as you ma...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $124/mo
Apache County · AZ
Beautiful 1.84 Acre Property In Apache County This great approximately 1.84 acre property is Unit 3, Lot 561, in the undeveloped subdivision of Gre...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $249 down / $134/mo
Apache County · AZ
Escape the burdens of traditional homeownership with this spacious 2.38-acre property in Apache, Arizona! With plenty of room to roam and no HOA re...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $180 down / $129/mo
Apache County · AZ
Dive into the world of land ownership with this charming 1.01-acre property in Apache, Arizona! Perfect for first-time buyers, this manageable plot...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $159/mo
Apache County · AZ
This beautiful approximately 5 acre property is Witch Well Ranches, Unit 5, Lot 1 S2-SE4. Although in a nice peaceful area, it can still be reached...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $200 down / $160/mo
Apache County · AZ
Step into the realm of hilarity with this quirky 0.95-acre property in Apache, Arizona! Just enough space to park your RV, pitch a tent, and still ...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $399 down / $203/mo
Apache County · AZ
Bask in the sun's warmth on this expansive 2-acre property in Apache, Arizona, a canvas for outdoor enthusiasts! With ample space for gardens, retr...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $127/mo
Apache County · AZ
This 2.5 acre corner lot is located at the intersection of platted Golden Lane and Lake Concho Drive. The lot corners were staked and marked with i...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $188/mo
Apache County · AZ
This is beautiful off grid Arizona land for sale, located in the undeveloped subdivision of Scholarship Estates in Apache County, Arizona. These ar...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $200 down / $165/mo
Apache County · AZ
Get ready to stretch your legs on this sprawling 2.54-acre property in Apache, Arizona! It's so vast, you might need a GPS tracker just to find you...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $250 down / $229/mo
Apache County · AZ
Embrace adventure on this expansive 5-acre parcel in Apache County, Arizona, ideal for recreation and available with flexible purchasing terms. Whe...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $175 down / $172/mo
Apache County · AZ
Invest wisely with this prime 1.04-acre property in Apache, Arizona! Strategically located for maximum growth potential, this promising investment ...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $112/mo
Apache County · AZ
Elevate family fun on this spacious 1.16-acre property in Apache, Arizona! With ample room for exploration and adventure, your kids can enjoy endle...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $199 down / $121/mo
Apache County · AZ
Enter a world where investing in land equates to nurturing your mental well-being on this tranquil 2.50-acre property in Apache, Arizona! Amidst na...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $199 down / $121/mo
Apache County · AZ
Step into a realm where investing in land means investing in your mental well-being on this tranquil 2.50-acre property in Apache, Arizona! Amidst ...
Listed by
Country Land Indeed
Michael Bartholomew
Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.
| Listing | Price | Down | Monthly | Term |
|---|---|---|---|---|
| 1.2 Acres in Arizona Park Estates, Arizona – Room to Make It Yours! | $5,459 | $149 | $125/mo | 5 years |
| 1.06 Acres in Apache County, AZ: Near Petrified Forest – Just $348… | $3,950 | $99 | $109/mo | 4 years |
| Discover Your Arizona Freedom with RV Living Approved | $7,565 | $100 | $200/mo | 44 months |
| 1.25 Acres in Apache, Arizona | $6,140 | $199 | $153/mo | 5 years |
| Good roads, close to Concho AND Show Low | $10,285 | $100 | $250/mo | 4 years |
| Lake Views and Retirement Bliss in Concho, AZ! | $14,960 | $100 | $350/mo | 50 months |
| 1.25 Acres in Apache County, AZ | $6,499 | $129 | $129/mo | 70 months |
| 2 Acres in Apache, Arizona | $6,140 | $199 | $153/mo | 5 years |
| 1.04 Acres in Apache County, AZ | $8,999 | $149 | $149/mo | 6 years |
| 1.04 Acres in Apache County, AZ | $8,999 | $149 | $149/mo | 6 years |
The Apache County land market generated $31.4M in total sales volume over the last year, signaling strong liquidity. We have tracked 161 new listings entering the market in just the last 90 days. With a median asking price per acre of $7,933, for a typical 5.0-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Landmark Homes, L.L.C., a key player to watch for off-market or new inventory. Want to learn more about the Apache County market? Check out our Apache County Land Market Insights.
