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Owner-Financed Land for Sale in Saguache County, Colorado

12 owner-financed lots for sale in Saguache County, Colorado on LandyDandy, from $1,999 to $23,655. Typical down payment $99 and monthly payment $276 (median of the 11 listings that show terms). Updated November 12, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Wilderness Property with Low Lying Trees in Saguache County, COWilderness Property with Low Lying Trees in Saguache County, CO
Wilderness Property with Low Lying Trees in Saguache County, CO
Wilderness Property with Low Lying Trees in Saguache County, CO+9 Photos
Owner Finance
1 / 13
$23,655·0.44 Acres

Owner financing: $49 down / $280/mo

1617 Willow Creek Way · Saguache County · CO

This private wilderness oasis is a beautiful southern Colorado property located in Crestone, Colorado nestled against some of the state's tallest p...

Colorado Land for Sale, 3.94 Acres, Corner Lot, Views in Saguache County, COColorado Land for Sale, 3.94 Acres, Corner Lot, Views in Saguache County, CO
Colorado Land for Sale, 3.94 Acres, Corner Lot, Views in Saguache County, CO
Colorado Land for Sale, 3.94 Acres, Corner Lot, Views in Saguache County, CO+9 Photos
Owner Finance
1 / 13
$23,655·3.94 Acres

Owner financing: $199 down / $278/mo

1166 HOMESTEAD RD · Saguache County · CO

Corner lot, 3.94 consolidated acres located in the beautiful Baca Grande Grants Unit 1, famous for 14,000-foot peaks and its unspoiled natural envi...

Saguache, CO - 433924308010 in Saguache County, COSaguache, CO - 433924308010 in Saguache County, CO
Saguache, CO - 433924308010 in Saguache County, CO
Saguache, CO - 433924308010 in Saguache County, CO+3 Photos
Owner Finance
1 / 7
$4,500·1.14 Acres

Owner financing: $500 down / $338/mo

Barela Dr, Moffat, CO 81143 · Saguache County · CO

Your Colorado Escape Awaits – Lake, Clubhouse & Buildable Land! Lazy K-V Estates Lot – Cash or Owner Financing Available for a higher price. $500 D...

High Desert Plains Oasis in Saguache County, COHigh Desert Plains Oasis in Saguache County, CO
High Desert Plains Oasis in Saguache County, CO
High Desert Plains Oasis in Saguache County, CO+9 Photos
Owner Finance
1 / 13
$23,655·3.15 Acres

Owner financing: $99 down / $279/mo

699 Pine Cone Trail · Saguache County · CO

This wilderness oasis is a beautiful southern Colorado property located in Crestone, Colorado nestled against some of the state's tallest peaks. Th...

Quiet Cul da Sac Location in Saguache County, COQuiet Cul da Sac Location in Saguache County, CO
Quiet Cul da Sac Location in Saguache County, CO
Quiet Cul da Sac Location in Saguache County, CO+19 Photos
Owner Finance
1 / 23
$14,155·1.7 Acres

Owner financing: $99 down / $169/mo

1484 N WHISPERING HILLS TRL · Saguache County · CO

Discover a serene 1.7-acre parcel in the heart of Colorado’s enchanting San Luis Valley, located at 1484 N Whispering Hills Trl, Crestone, CO 81131...

0.17 Acres with Owner Financing and $99.95 down in Saguache County Colorado! in Saguache County, CO0.17 Acres with Owner Financing and $99.95 down in Saguache County Colorado! in Saguache County, CO
0.17 Acres with Owner Financing and $99.95 down in Saguache County Colorado! in Saguache County, CO
0.17 Acres with Owner Financing and $99.95 down in Saguache County Colorado! in Saguache County, CO+2 Photos
Owner Finance
1 / 6
$1,999·0 Acres

Owner financing available — ask the seller for terms

TBD, Center, CO 81125 · Saguache County · CO

Looking for an affordable way to own a real piece of Colorado? This 0.17-acre lot in the Cool Valley subdivision of Saguache County puts you on the...

Flat Land Surrounded by Peaks in Saguache County, COFlat Land Surrounded by Peaks in Saguache County, CO
Flat Land Surrounded by Peaks in Saguache County, CO
Flat Land Surrounded by Peaks in Saguache County, CO+9 Photos
Owner Finance
1 / 13
$14,155·0.25 Acres

Owner financing: $1 down / $170/mo

150 Medio Ct · Saguache County · CO

This beautiful southern Colorado property is located in Crestone, Colorado nestled against some of the state's tallest peaks. This location makes f...

Quiet Property in Lazy KV Estates, Level Build Site in Saguache County, COQuiet Property in Lazy KV Estates, Level Build Site in Saguache County, CO
Quiet Property in Lazy KV Estates, Level Build Site in Saguache County, CO
Quiet Property in Lazy KV Estates, Level Build Site in Saguache County, CO+21 Photos
Owner Finance
1 / 25
$12,255·1.3 Acres

Owner financing: $99 down / $147/mo

57842 Lee Nora Dr · Saguache County · CO

Own a beautiful 1.3-acre parcel in the heart of Colorado’s stunning San Luis Valley, located at 57842 Lee Nora Dr, Moffat, CO 81143 within the peac...

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Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
In-Town Lot in Malvern, AR — $5,250 Cash or $500 Down Owner Financing — 5,231 Sq Ft
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Sprawling Saguache County Colorado Land with Views in Saguache County, COSprawling Saguache County Colorado Land with Views in Saguache County, CO
Sprawling Saguache County Colorado Land with Views in Saguache County, CO
Sprawling Saguache County Colorado Land with Views in Saguache County, CO+15 Photos
Owner Finance
1 / 19
$23,655·2.76 Acres

Owner financing: $400 down / $276/mo

287 COTTONWOOD CREEK RD · Saguache County · CO

This beautiful southern Colorado property is located in Crestone, Colorado nestled against some of the state's tallest peaks. This location makes f...

Expansive Land with Scenic Mountain Views in Saguache County, COExpansive Land with Scenic Mountain Views in Saguache County, CO
Expansive Land with Scenic Mountain Views in Saguache County, CO
Expansive Land with Scenic Mountain Views in Saguache County, CO+9 Photos
Owner Finance
1 / 13
$23,655·2.3 Acres

Owner financing: $99 down / $279/mo

1292 N PARADISE TRL · Saguache County · CO

This beautiful southern Colorado property is located in Crestone, Colorado nestled against some of the state's tallest peaks. This location makes f...

Corner Property, Level, Walking Trails Nearby in Saguache County, COCorner Property, Level, Walking Trails Nearby in Saguache County, CO
Corner Property, Level, Walking Trails Nearby in Saguache County, CO
Corner Property, Level, Walking Trails Nearby in Saguache County, CO+17 Photos
Owner Finance
1 / 21
$17,955·1.34 Acres

Owner financing: $400 down / $210/mo

1187 Homestead Rd · Saguache County · CO

Discover a serene 1.34-acre parcel in the heart of Colorado’s stunning San Luis Valley, located at 1187 Homestead Rd, Crestone, CO 81131 within the...

Over 3 Acres near Crestone CO in Saguache County, COOver 3 Acres near Crestone CO in Saguache County, CO
Over 3 Acres near Crestone CO in Saguache County, CO
Over 3 Acres near Crestone CO in Saguache County, CO+16 Photos
Owner Finance
1 / 20
$18,999·3.39 Acres

Owner financing: $1 down / $226/mo

739 HEATHERBRAE RD · Saguache County · CO

Discover your own 3.39-acre haven in the heart of Colorado’s enchanting San Luis Valley, located at 739 Heatherbrae Rd, Crestone, CO 81131, within ...

Owner financing terms in Saguache County, Colorado

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 12, 2026.

ListingPriceDownMonthlyTerm
Wilderness Property with Low Lying Trees$23,655$49$280/mo20 years
Colorado Land for Sale, 3.94 Acres, Corner Lot, Views$23,655$199$278/mo20 years
Saguache, CO - 433924308010$4,500$500$338/mo5 years
High Desert Plains Oasis$23,655$99$279/mo20 years
Quiet Cul da Sac Location$14,155$99$169/mo20 years
Flat Land Surrounded by Peaks$14,155$1$170/mo20 years
Quiet Property in Lazy KV Estates, Level Build Site$12,255$99$147/mo20 years
Sprawling Saguache County Colorado Land with Views$23,655$400$276/mo20 years
Expansive Land with Scenic Mountain Views$23,655$99$279/mo20 years
Corner Property, Level, Walking Trails Nearby$17,955$400$210/mo20 years

Owner-financed land in Saguache County, Colorado: questions

How many owner-financed land listings are for sale in Saguache County, Colorado?
LandyDandy lists 12 land listings for sale in Saguache County, Colorado whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Saguache County, Colorado?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Saguache County Land a Good Investment?

The Saguache County land market generated $3.5M in total sales volume over the last year, signaling strong liquidity. We have tracked 67 new listings entering the market in just the last 90 days. With a median asking price per acre of $14,694, for a typical 1.5-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Mountainside Realty, a key player to watch for off-market or new inventory. Want to learn more about the Saguache County market? Check out our Saguache County Land Market Insights.

Saguache County Properties By Type

Land For Sale in Colorado Counties