Own approximately 4.09 combined acres in Legacy Shores, a gated residential community along the Alabama River and William “Bill” Dannelly Reservoir in Wilcox County, Alabama.

This two-parcel package includes:

An approximately 4-acre wooded residential homesite along paved Legacy Shores Drive.
A separate 0.09-acre parcel providing direct access to the lake within the same community.

Together, the properties offer the privacy and space of a large wooded homesite plus dedicated lake access for fishing, kayaking, canoeing, boating, swimming, picnicking, wildlife viewing, and relaxing beside the water.

PROPERTY HIGHLIGHTS

Two parcels conveyed together
Approximately 4.09 combined acres
Approximately 178,160 combined square feet
Approximately 4-acre primary homesite
Separate 0.09-acre direct lake-access parcel
Gated Legacy Shores community
Paved subdivision-road access
Approximately 530-by-435-foot primary lot dimensions
Estimated 530 feet of paved-road frontage
Wooded, private setting
Gently rolling to moderately sloping terrain
Access to the Alabama River and Lake Dannelly
Abundant deer, wild turkey, and native wildlife
Suitable for a permanent home, vacation home, cabin, or recreational retreat, subject to subdivision requirements and governmental approvals
Owner financing available

THE ADVANTAGE OF TWO PARCELS

The approximately 4-acre primary parcel provides ample room for a future residence, cabin, workshop, outdoor recreation area, or private retreat.

The separate 0.09-acre parcel contains approximately 3,920 square feet and provides direct access to the lake. This allows the owner to enjoy water recreation without requiring the primary homesite itself to be waterfront.

Potential uses and benefits of the lake-access parcel include:

Direct shoreline access
Fishing from the lakefront
Launching kayaks and canoes
Accessing the Alabama River and Lake Dannelly
Boating and water recreation
Swimming and relaxing beside the water
Picnicking and outdoor gatherings
Wildlife and birdwatching
Enjoying lake views and sunsets
Potential placement of a dock or pier, subject to all required approvals

Any dock, pier, boat lift, shoreline improvement, clearing, driveway, or permanent structure would be subject to Legacy Shores covenants, HOA requirements, U.S. Army Corps of Engineers rules, environmental regulations, and applicable permits.

PRIMARY HOMESITE PARCEL

Parcel ID: 66-04-08-28-0-000-001.050
Acreage: Approximately 4.00 acres
Square footage: Approximately 174,240 square feet
Approximate dimensions: 530 feet by 435 feet
Estimated paved-road frontage: Approximately 530 feet
Map coordinates: 32.15995, -87.37925
County appraised value: $20,300
Displayed 2024 property tax: $146.16
Improvements shown in county records: None
Subdivision: Legacy Shores
Property classification: Vacant residential land
General legal location: Section 28, Township 14 North, Range 7 East
Deed reference: Book/Page 12N-370-374
Deed date: February 10, 2015

LAKE-ACCESS PARCEL

Parcel ID: 66-04-08-28-0-000-001.077
Acreage: Approximately 0.09 acre
Square footage: Approximately 3,920 square feet
Map coordinates: 32.1587, -87.383
Primary benefit: Direct access to the lake
County appraised value: $2,000
Displayed 2024 property tax: $14.40
Improvements shown in county records: None
Subdivision: Legacy Shores
General legal location: Section 28, Township 14 North, Range 7 East
Deed reference: Book/Page 12N-370-374
Deed date: February 10, 2015

COMBINED PROPERTY INFORMATION

Number of parcels: Two
Combined acreage: Approximately 4.09 acres
Combined square footage: Approximately 178,160 square feet
Combined displayed county appraised value: $22,300
Combined displayed 2024 property taxes: Approximately $160.56 annually
Cash price: $50,000
Owner-financed price: $60,000
Both parcels will be sold and conveyed together

LOCATION

Marketing address: Lot 50 and lake-access parcel, Legacy Shores Drive, Alberta, AL 36720
Primary parcel coordinates: 32.15995, -87.37925
Lake-access parcel coordinates: 32.1587, -87.383

Legacy Shores is a gated riverfront community known for large wooded lots, paved roads, protective covenants, rural privacy, abundant wildlife, and proximity to the Alabama River and Lake Dannelly.

The neighborhood consists of wooded homesites, recreational properties, vacation residences, permanent homes, and undeveloped land. The peaceful rural setting is well suited for buyers seeking privacy and outdoor recreation.

UTILITIES

Electricity and telephone service are reported along roads within Legacy Shores. No central community water system is reported, so a private well is expected to be required for the primary homesite.

Buyers should independently confirm electricity, telephone, internet, well, septic, and other utility availability and connection costs.

COVENANTS, HOA AND PROPERTY RESTRICTIONS

Lot 50 and its accompanying lake-access parcel are located within Legacy Shores, a private gated residential and recreational community governed by recorded covenants, HOA rules, and Architectural Review Committee requirements. These protections are intended to preserve the community’s attractive natural setting and property values.

Important requirements include:

• Lot 50 is restricted primarily to single-family residential use. Commercial use is not permitted.

• New homes generally must contain at least 1,600 square feet of heated living space with a minimum 1,200-square-foot heated footprint. The Architectural Review Committee may approve an exception based on lot size or hardship.

• All buildings, driveways, exterior improvements, clearing, grading, utility installations, and alterations require prior Architectural Review Committee approval.

• Buildings must generally be set back at least 20 feet from a road right-of-way, 10 feet from interior property lines, and 10 feet from the rear property line, subject to utility requirements and final ARC approval.

• Construction must generally be completed within 12 months after commencement unless the ARC grants a written extension.

• The primary lot cannot be subdivided to create an additional homesite. Boundary changes or combining lots require written HOA approval and compliance with applicable county regulations.

• Temporary structures, tents, and trailers may not be maintained on the property as permanent living quarters.

• Self-contained recreational vehicles may generally be used for no more than 10 consecutive days and no more than 90 total days during a calendar year. Improvements intended to accommodate an RV require ARC approval.

• Residential leases must be in writing and have a minimum term of 90 days, effectively restricting short-term or nightly vacation rentals.

• Boats, boat trailers, campers, commercial vehicles, tractors, trailers, and unregistered vehicles generally must be stored inside a garage unless the HOA grants permission otherwise.

• Aboveground swimming pools are not permitted.

• Property owners must keep their homesites, driveways, landscaping, and improvements maintained in a neat and attractive condition.

• There is no central community water system. A private well must be installed and maintained at the owner’s expense with approval from the Wilcox County Health Department.

• Electrical, telephone, and other utility connections between the main service and improvements generally must be installed underground at the property owner’s expense.

LAKE-ACCESS PARCEL RESTRICTIONS

The approximately 0.09-acre lake-access parcel is intended for recreational and waterfront access rather than construction of a residence. It provides an appealing place to enjoy fishing, kayaking, boating, shoreline relaxation, and access to the Lake Dannelly/Alabama River system.

The following waterfront restrictions apply:

• The lake-access parcel cannot be used as permanent living quarters.

• Buildings on a designated recreational parcel cannot contain bathing or toilet facilities.

• Any dock, pier, waterfront structure, shoreline stabilization, grading, or other improvement requires prior written approval from the Legacy Shores Architectural Review Committee.

• Dock or shoreline improvements may also require authorization from the U.S. Army Corps of Engineers and other applicable governmental agencies.

• Improvements below the 87-foot elevation require applicable federal approval.

• Waterfront alterations cannot change the natural shoreline or watercourse without written authorization.

• Dock corridors are subject to a 10-foot setback from each side property line. On a 50-foot-wide recreational parcel, this would generally limit the potential dock corridor to approximately 30 feet.

• Lot 50A is included in a shared waterfront-access easement with several neighboring recreational parcels. Owners share responsibility for maintaining that easement, and unpaid maintenance costs may be assessed against the parcel.

HOA ASSESSMENTS

Ownership automatically includes membership in the Legacy Shores Homeowners Association and responsibility for annual assessments. Special assessments may also be levied for roads, gates, common areas, capital improvements, or other authorized community expenses. Recent property listings have reported HOA dues of approximately $475–$500 annually, but the current amount must be verified directly with the HOA.

Association assessments, fines, shared-easement maintenance charges, interest, collection costs, and attorney fees can become a lien against the property if unpaid.

Buyers should review the complete recorded declaration, current amendments, architectural guidelines, HOA rules, assessment status, recorded subdivision plat, and the deed connecting Lot 50 with its lake-access parcel before closing.

OWNER-FINANCING OPTIONS

Financing assumptions:

Owner-financed purchase price: $60,000
Down payment: 30%, or $18,000
Amount financed: $42,000
Interest rate: 12.99%
Closing costs: $1,500
Four-month combined property-tax reserve: $48.72
Combined annual taxes used in calculation: $160.56
Monthly property-tax payment: $12.18
Monthly loan-servicing fee: $35
Estimated total due at closing: $19,548.72

24-MONTH OPTION

Due at closing: $19,548.72
Principal and interest: $1,996.56 per month
Monthly property taxes: $12.18
Monthly loan-servicing fee: $35
Total monthly payment: $2,043.74

36-MONTH OPTION

Due at closing: $19,548.72
Principal and interest: $1,414.94 per month
Monthly property taxes: $12.18
Monthly loan-servicing fee: $35
Total monthly payment: $1,462.12

48-MONTH OPTION

Due at closing: $19,548.72
Principal and interest: $1,126.55 per month
Monthly property taxes: $12.18
Monthly loan-servicing fee: $35
Total monthly payment: $1,173.73

Financing figures are estimates. Final amounts may change based on updated taxes, the contract date, first-payment date, servicing requirements, rounding, and the final land-sale agreement.

NEARBY ATTRACTIONS AND RECREATION

ALABAMA RIVER AND WILLIAM “BILL” DANNELLY RESERVOIR – DIRECT ACCESS INCLUDED

The separate 0.09-acre parcel gives the owner direct access to the lake for fishing, kayaking, canoeing, boating, wildlife viewing, and relaxing beside the water. Lake Dannelly and the Alabama River are known for bass, crappie, catfish, and other freshwater fishing.

GEE’S BEND FERRY LANDING – APPROXIMATELY 12.4 MILES

Ride the historic ferry between Gee’s Bend and Camden while enjoying views of the Alabama River. Ferry schedules and operating conditions should be checked before traveling.

GEE’S BEND QUILTERS COLLECTIVE – APPROXIMATELY 12.4 MILES

Explore the internationally recognized quilting traditions of Gee’s Bend. Visitors can see quilts, artwork, photographs, memorabilia, and information about the community’s history. Advance arrangements may be required.

MILLERS FERRY CAMPGROUND AND BOAT RAMP – APPROXIMATELY 18.8 MILES

Enjoy camping, fishing, boating, a fishing dock, boat ramp, fish-cleaning stations, playground, showers, and other recreational facilities along the Alabama River.

BLACK BELT TREASURES CULTURAL ARTS CENTER – APPROXIMATELY 29.5 MILES

Visit this Camden cultural destination to see and purchase quilts, pottery, woodwork, artwork, crafts, and other pieces made by artists from Alabama’s Black Belt.

ROLAND COOPER STATE PARK – APPROXIMATELY 34.8 MILES

The park offers boating, fishing, hiking, birdwatching, photography, camping, cabins, lake access, and other outdoor recreation.

APPROXIMATE DRIVING DISTANCES

Camden, Alabama: 29.4 miles, approximately 37 minutes
Pine Hill, Alabama: 29.4 miles, approximately 36 minutes
Thomasville, Alabama: 41.3 miles, approximately 50 minutes

HOW TO LOCATE THE PROPERTIES

Primary 4-Acre Homesite

Enter these coordinates into Google Maps:

32.15995, -87.37925

Separate 0.09-Acre Lake-Access Parcel

Enter these coordinates into Google Maps:

32.1587, -87.383

To view the approximate boundaries, download the LandGlide app and search for both parcel numbers:

66-04-08-28-0-000-001.050

66-04-08-28-0-000-001.077

IMPORTANT BUYER INFORMATION

Online maps, GPS coordinates, and LandGlide boundaries are approximate and are not substitutes for a boundary survey.

Before purchasing, buyers should independently verify:

Parcel boundaries and acreage
Lake-access and shoreline rights
Permitted recreational uses
Dock, pier, and shoreline-improvement rights
Legacy Shores covenants and restrictions
Current HOA dues and transfer fees
Minimum building requirements
Utility availability
Well and septic feasibility
Flood-zone and wetland conditions
Road-maintenance obligations
Taxes and assessments
All intended uses

This two-parcel package offers a spacious wooded homesite and a separate direct lake-access parcel in one of Wilcox County’s established gated river communities.

Stonegate Land Ventures, Inc

Listings by Stonegate Land Ventures, Inc

4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA

Stonegate Land Ventures, Inc