5 owner-financed lots for sale in Charlotte County, Florida on LandyDandy, from $12,600 to $25,000. Typical down payment $625 and monthly payment $349 (median of the 4 listings that show terms). Updated November 5, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land
Owner financing: $500 down / $315/mo
27048 Badger Dr · Charlotte County · FL
Looking to build your Florida home near the water? This double lot in Tropical Gulf Acres puts you close to the beaches, parks, and harbor life Sou...
Listed by
Plant Your Flag Properties
Lucas Scharmer
Owner financing: $750 down / $382/mo
14006 Alabama Ave · Charlotte County · FL
Property Details: No HOA! Own this approved 0.23 acre building lot just minutes from Gulf Coast beaches? Don’t blink, because this is going to go f...
Listed by
Freedom Land Group
Steve Armenia
Owner financing: $275 down / $285/mo
27081 Pasadena Dr · Charlotte County · FL
Your Florida home starts here. This 0.22-acre double lot on Pasadena Drive sits in Punta Gorda, one of Southwest Florida's most desirable and faste...
Listed by
Plant Your Flag Properties
Lucas Scharmer
Owner financing: $1,500 down / $532/mo
14186 Ingraham Blvd · Charlotte County · FL
Property Details: South Gulf Cove – County Water & Sewer, No HOA Own this approved 1/4 acre building lot just minutes from Gulf Coast beaches? Don’...
Listed by
Freedom Land Group
Steve Armenia
Owner financing available — ask the seller for terms
1316 Patton St · Charlotte County · FL
A quarter acre on a paved Port Charlotte street in Charlotte County, Florida, with power at the street and homes already on every side. - Acres: 0....
Listed by
Founders Land Group
Harpreet Wasan
Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 5, 2026.
| Listing | Price | Down | Monthly | Term |
|---|---|---|---|---|
| 0.22-Acre Double Lot in Tropical Gulf Acres | $18,999 | $500 | $315/mo | 69 months |
| Port Charlotte, Florida – 14006 Alabama Ave – 1/4 Acre, Minutes to… | $17,500 | $750 | $382/mo | 5 years |
| Two Lots, One Dream — Build on Pasadena Drive in Punta Gorda | $12,600 | $275 | $285/mo | 59 months |
| Port Charlotte, Florida – 14186 Ingraham Blvd – South Gulf Cove 1/4… | $25,000 | $1,500 | $532/mo | 5 years |
The Charlotte County land market generated $237.8M in total sales volume over the last year, signaling strong liquidity. We have tracked 1,601 new listings entering the market in just the last 90 days. With a median asking price per acre of $112,227, for a typical 0.23-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is PARADISE EXCLUSIVE REAL ESTATE, a key player to watch for off-market or new inventory. Want to learn more about the Charlotte County market? Check out our Charlotte County Land Market Insights.
