4 owner-financed lots for sale in Georgia on LandyDandy, from $10,900 to $49,900. Typical down payment $1,548 and monthly payment $350 (median of the 4 listings that show terms). Updated October 29, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land
Owner financing: $545 down / $167/mo
Lot 12 Harmony Lake Estates · Telfair County · GA
Own your own slice of the Georgia countryside with this quiet 1-acre wooded lot in Telfair County, set within the Harmony Lake Estates community. I...
Listed by
luke
Owner financing: $2,495 down / $698/mo
412 Ga Hwy 137 · Chattahoochee County · GA
Embrace peaceful country living on this beautiful R-1 Residential District property. With no HOA or deed restrictions and the ability to subdivide,...
Listed by
luke
Owner financing: $6,208 down / $459/mo
FORT GAINES, GA 39851 · Clay County · GA
3 Lots Near Pataula Creek – 1.34 Acres in Fort Gaines, GA – Only $19,999 Flat Land • No HOA • Owner Financing Available • No Credit Checks Imagine ...
Listed by
Land Pundit
Karin Foerderer
Owner financing: $600 down / $241/mo
Wilcox County · GA
Listed by
luke
Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 29, 2026.
| Listing | Price | Down | Monthly | Term |
|---|---|---|---|---|
| 1 Peaceful Wooded Acre in Telfair County, GA — Quiet Harmony Lake… | $10,900 | $545 | $167/mo | 10 years |
| 8.97 Acres with Creek For Sale in Chattahoochee County Georgia! | $49,900 | $2,495 | $698/mo | 10 years |
| FORT GAINES, GA 39851 | $19,999 | $6,208 | $459/mo | 4 years |
| 1.5 Acres with Owner Financing and $600 down in Wilcox County Georgia! | $12,000 | $600 | $241/mo | 6 years |
