LandyDandy

Owner-Financed Land for Sale in Wayne County, Kentucky

24 owner-financed lots for sale in Wayne County, Kentucky on LandyDandy, from $26,900 to $69,900. Typical down payment $999 and monthly payment $515 (median of the 24 listings that show terms). Updated November 8, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Rolling Hills Tract 15 in Wayne County, KYRolling Hills Tract 15 in Wayne County, KY
Rolling Hills Tract 15 in Wayne County, KY
Rolling Hills Tract 15 in Wayne County, KY+10 Photos
Owner FinanceCamping
1 / 14
$32,900·4.78 Acres

Owner financing: $999 down / $329/mo

Wayne County · KY

Tract 15 has access along an unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife ...

Rolling Hills Tract 1 in Wayne County, KYRolling Hills Tract 1 in Wayne County, KY
Rolling Hills Tract 1 in Wayne County, KY
Rolling Hills Tract 1 in Wayne County, KY+8 Photos
Owner FinanceCamping
1 / 12
$34,900·3.8 Acres

Owner financing: $999 down / $350/mo

Wayne County · KY

Tract 1 has access along Tucker Rd, which is a county maintained road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey a...

Riverbend Tract 13 in Wayne County, KYRiverbend Tract 13 in Wayne County, KY
Riverbend Tract 13 in Wayne County, KY
Riverbend Tract 13 in Wayne County, KY+8 Photos
Owner FinanceCamping
1 / 12
$31,900·3.66 Acres

Owner financing: $999 down / $319/mo

Wayne County · KY

Tract 13 has access along an unmaintained dirt road, and backs up to the river. It is very wooded with tall, beautiful trees throughout. Many deer,...

Buck Run Ridge Tract 23 in Wayne County, KYBuck Run Ridge Tract 23 in Wayne County, KY
Buck Run Ridge Tract 23 in Wayne County, KY
Buck Run Ridge Tract 23 in Wayne County, KY+5 Photos
Owner FinanceCamping
1 / 9
$46,900·8.76 Acres

Owner financing: $999 down / $473/mo

Wayne County · KY

Tract 23 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildli...

Riverbend Tract 29 in Wayne County, KYRiverbend Tract 29 in Wayne County, KY
Riverbend Tract 29 in Wayne County, KY
Riverbend Tract 29 in Wayne County, KY+7 Photos
Owner Finance
1 / 11
$26,900·3.03 Acres

Owner financing: $999 down / $267/mo

Wayne County · KY

Tract 29 has access along the unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife...

Buck Run Ridge Tract 26 in Wayne County, KYBuck Run Ridge Tract 26 in Wayne County, KY
Buck Run Ridge Tract 26 in Wayne County, KY
Buck Run Ridge Tract 26 in Wayne County, KY+7 Photos
Owner FinanceCamping
1 / 11
$66,900·11.11 Acres

Owner financing: $999 down / $680/mo

Wayne County · KY

Tract 26 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildli...

Riverbend Tract 30 in Wayne County, KYRiverbend Tract 30 in Wayne County, KY
Riverbend Tract 30 in Wayne County, KY
Riverbend Tract 30 in Wayne County, KY+6 Photos
Owner Finance
1 / 10
$28,900·3.29 Acres

Owner financing: $999 down / $288/mo

Wayne County · KY

Tract 30 has access along the unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife...

Rolling Hills Tract 10 in Wayne County, KYRolling Hills Tract 10 in Wayne County, KY
Rolling Hills Tract 10 in Wayne County, KY
Rolling Hills Tract 10 in Wayne County, KY+13 Photos
Owner FinanceCamping
1 / 17
$50,900·7.27 Acres

Owner financing: $999 down / $515/mo

Wayne County · KY

Tract 10 has access along an unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife ...

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Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
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Buck Run Ridge Tract 16 in Wayne County, KYBuck Run Ridge Tract 16 in Wayne County, KY
Buck Run Ridge Tract 16 in Wayne County, KY
Buck Run Ridge Tract 16 in Wayne County, KY+9 Photos
Owner FinanceCamping
1 / 13
$58,900·10.14 Acres

Owner financing: $999 down / $597/mo

Wayne County · KY

Tract 16 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildli...

Buck Run Ridge Tract 17 in Wayne County, KYBuck Run Ridge Tract 17 in Wayne County, KY
Buck Run Ridge Tract 17 in Wayne County, KY
Buck Run Ridge Tract 17 in Wayne County, KY+4 Photos
Owner FinanceCamping
1 / 8
$58,900·10.14 Acres

Owner financing: $999 down / $597/mo

Wayne County · KY

Tract 17 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildli...

Buck Run Ridge Tract 3 in Wayne County, KYBuck Run Ridge Tract 3 in Wayne County, KY
Buck Run Ridge Tract 3 in Wayne County, KY
Buck Run Ridge Tract 3 in Wayne County, KY+10 Photos
Owner Finance
1 / 14
$61,900·10.4 Acres

Owner financing: $999 down / $628/mo

Wayne County · KY

Tract 3 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlif...

Bluewater Ridge Tract 15 in Wayne County, KYBluewater Ridge Tract 15 in Wayne County, KY
Bluewater Ridge Tract 15 in Wayne County, KY
Bluewater Ridge Tract 15 in Wayne County, KY+12 Photos
Owner FinanceCamping
1 / 16
$68,900·3.25 Acres

Owner financing: $999 down / $700/mo

Wayne County · KY

Tract 15 has great access along the county road and has beautiful river front views. It is very wooded with tall, beautiful trees throughout. Many ...

Riverbend Tract 3 in Wayne County, KYRiverbend Tract 3 in Wayne County, KY
Riverbend Tract 3 in Wayne County, KY
Riverbend Tract 3 in Wayne County, KY+14 Photos
Owner FinanceCamping
1 / 18
$62,900·10.05 Acres

Owner financing: $999 down / $639/mo

Wayne County · KY

Tract 3 has access along an unmaintained dirt road, and backs up to the river. It is very wooded with tall, beautiful trees throughout. Many deer, ...

Rolling Hills Tract 11 in Wayne County, KYRolling Hills Tract 11 in Wayne County, KY
Rolling Hills Tract 11 in Wayne County, KY
Rolling Hills Tract 11 in Wayne County, KY+4 Photos
Owner FinanceCamping
1 / 8
$40,900·6.19 Acres

Owner financing: $999 down / $412/mo

Wayne County · KY

Tract 11 has access along an unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife ...

Rolling Hills Tract 12 in Wayne County, KYRolling Hills Tract 12 in Wayne County, KY
Rolling Hills Tract 12 in Wayne County, KY
Rolling Hills Tract 12 in Wayne County, KY+4 Photos
Owner FinanceCamping
1 / 8
$33,900·5.12 Acres

Owner financing: $999 down / $339/mo

Wayne County · KY

Tract 12 has access along an unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife ...

Poppy’s Point Tract 9 in Wayne County, KYPoppy’s Point Tract 9 in Wayne County, KY
Poppy’s Point Tract 9 in Wayne County, KY
Poppy’s Point Tract 9 in Wayne County, KY+9 Photos
Owner Finance
1 / 13
$38,900·2.04 Acres

Owner financing: $999 down / $391/mo

Wayne County · KY

Poppy’s Point Tract 9 is a 2.04-acre property accessible via unmaintained dirt road. Tree cover is dense with numerous hardwoods indigenous to sout...

Riverbend Tract 12 in Wayne County, KYRiverbend Tract 12 in Wayne County, KY
Riverbend Tract 12 in Wayne County, KY
Riverbend Tract 12 in Wayne County, KY+7 Photos
Owner Finance
1 / 11
$44,900·5.15 Acres

Owner financing: $999 down / $453/mo

Wayne County · KY

Tract 12 has access along an unmaintained dirt road, and backs up to the river. It is very wooded with tall, beautiful trees throughout. Many deer,...

Bluewater Ridge Tract 16 in Wayne County, KYBluewater Ridge Tract 16 in Wayne County, KY
Bluewater Ridge Tract 16 in Wayne County, KY
Bluewater Ridge Tract 16 in Wayne County, KY+13 Photos
Owner FinanceCamping
1 / 17
$55,900·2.58 Acres

Owner financing: $999 down / $566/mo

Wayne County · KY

Tract 16 has great access along the county road and has beautiful river front views. It is very wooded with tall, beautiful trees throughout. Many ...

Riverbend Tract 25 in Wayne County, KYRiverbend Tract 25 in Wayne County, KY
Riverbend Tract 25 in Wayne County, KY
Riverbend Tract 25 in Wayne County, KY+7 Photos
Owner FinanceCamping
1 / 11
$41,900·4.32 Acres

Owner financing: $999 down / $422/mo

Wayne County · KY

Tract 25 has access along the unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife...

Buck Run Ridge Tract 21 in Wayne County, KYBuck Run Ridge Tract 21 in Wayne County, KY
Buck Run Ridge Tract 21 in Wayne County, KY
Buck Run Ridge Tract 21 in Wayne County, KY+7 Photos
Owner FinanceCamping
1 / 11
$69,900·13.07 Acres

Owner financing: $999 down / $711/mo

Wayne County · KY

Tract 21 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildli...

Woodland Heights Tract 9 in Wayne County, KYWoodland Heights Tract 9 in Wayne County, KY
Woodland Heights Tract 9 in Wayne County, KY
Woodland Heights Tract 9 in Wayne County, KY+7 Photos
Owner FinanceCamping
1 / 11
$57,900·15.03 Acres

Owner financing: $999 down / $587/mo

Wayne County · KY

Tract 9 has access along an unmaintained road. It is wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife have been s...

Poppy’s Point Tract 4 in Wayne County, KYPoppy’s Point Tract 4 in Wayne County, KY
Poppy’s Point Tract 4 in Wayne County, KY
Poppy’s Point Tract 4 in Wayne County, KY+8 Photos
Owner FinanceCamping
1 / 12
$55,900·6.82 Acres

Owner financing: $999 down / $566/mo

Wayne County · KY

Poppy’s Point Tract 4 is a 6.82-acre property accessible via unmaintained dirt road. Tree cover is dense with numerous hardwoods indigenous to sout...

Poppy’s Point Tract 5 in Wayne County, KYPoppy’s Point Tract 5 in Wayne County, KY
Poppy’s Point Tract 5 in Wayne County, KY
Poppy’s Point Tract 5 in Wayne County, KY+7 Photos
Owner FinanceCamping
1 / 11
$51,900·6.25 Acres

Owner financing: $999 down / $525/mo

Wayne County · KY

Poppy’s Point Tract 5 is a 6.25-acre property accessible via unmaintained dirt road. Tree cover is dense with numerous hardwoods indigenous to sout...

Poppy’s Point Tract 6 in Wayne County, KYPoppy’s Point Tract 6 in Wayne County, KY
Poppy’s Point Tract 6 in Wayne County, KY
Poppy’s Point Tract 6 in Wayne County, KY+9 Photos
Owner FinanceCamping
1 / 13
$50,900·6.23 Acres

Owner financing: $999 down / $515/mo

Wayne County · KY

Poppy’s Point Tract 6 is a 6.23-acre property accessible via unmaintained dirt road. Tree cover is dense with numerous hardwoods indigenous to sout...

Owner financing terms in Wayne County, Kentucky

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 8, 2026.

ListingPriceDownMonthlyTerm
Rolling Hills Tract 15$32,900$999$329/mo20 years
Rolling Hills Tract 1$34,900$999$350/mo20 years
Riverbend Tract 13$31,900$999$319/mo20 years
Buck Run Ridge Tract 23$46,900$999$473/mo20 years
Riverbend Tract 29$26,900$999$267/mo20 years
Buck Run Ridge Tract 26$66,900$999$680/mo20 years
Riverbend Tract 30$28,900$999$288/mo20 years
Rolling Hills Tract 10$50,900$999$515/mo20 years
Buck Run Ridge Tract 16$58,900$999$597/mo20 years
Buck Run Ridge Tract 17$58,900$999$597/mo20 years

Owner-financed land in Wayne County, Kentucky: questions

How many owner-financed land listings are for sale in Wayne County, Kentucky?
LandyDandy lists 24 land listings for sale in Wayne County, Kentucky whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Wayne County, Kentucky?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Wayne County Land a Good Investment?

The Wayne County land market generated $5.9M in total sales volume over the last year, signaling strong liquidity. We have tracked 66 new listings entering the market in just the last 90 days. With a median asking price per acre of $20,729, for a typical 1.5-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Weichert Realtors Ford Brothers, Inc., a key player to watch for off-market or new inventory. Want to learn more about the Wayne County market? Check out our Wayne County Land Market Insights.

Wayne County Properties By Type

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