LandyDandy

Owner-Financed Land for Sale in Michigan

3 owner-financed lots for sale in Michigan on LandyDandy, from $7,000 to $35,900. Typical down payment $7,180 and monthly payment $610 (median of the 1 listing that show terms). Updated October 23, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

311 CARROLL ST, SAGINAW, MI 48607 in Saginaw County, MI311 CARROLL ST, SAGINAW, MI 48607 in Saginaw County, MI
311 CARROLL ST, SAGINAW, MI 48607 in Saginaw County, MI
311 CARROLL ST, SAGINAW, MI 48607 in Saginaw County, MI+11 Photos
Owner Finance
1 / 15
$8,500·0.12 Acres

Owner financing available — ask the seller for terms

311 CARROLL ST, SAGINAW, MI 48607 · Saginaw County · MI

Vacant lot Flexible financing available Buildable lot available privately offered at a lower price than market listings. This property already has ...

Parcel 3132043002000 in Saginaw County, MIParcel 3132043002000 in Saginaw County, MI
Parcel 3132043002000 in Saginaw County, MI
Parcel 3132043002000 in Saginaw County, MI+1 Photos
Owner Finance
1 / 5
$7,000·0 Acres

Owner financing available — ask the seller for terms

Saginaw County · MI

🏡 Vacant Lot – 3320 Douglass St, Saginaw MI 🏡 Buildable lot available! Privately selling at a cheaper rate, with electric, water, and sewage read...

1.17 Acres For Sale in Oakland County Michigan! in Oakland County, MI1.17 Acres For Sale in Oakland County Michigan! in Oakland County, MI
1.17 Acres For Sale in Oakland County Michigan! in Oakland County, MI
1.17 Acres For Sale in Oakland County Michigan! in Oakland County, MI
Owner Finance
1 / 3
$35,900·0 Acres

Owner financing: $7,180 down / $610/mo

Steadfield Street, Commerce Township, MI, 48382 · Oakland County · MI

Land for sale in Oakland County, Michigan, offered at $39,900 with owner financing available. Contact us for parcel details, access, utilities and ...

Owner financing terms in Michigan

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 23, 2026.

ListingPriceDownMonthlyTerm
1.17 Acres For Sale in Oakland County Michigan!$35,900$7,180$610/mo6 yr

Owner-financed land in Michigan: questions

How many owner-financed land listings are for sale in Michigan?
LandyDandy lists 3 land listings for sale in Michigan whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Michigan?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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