LandyDandy

Owner-Financed Land for Sale in Miller County, Missouri

30 owner-financed lots for sale in Miller County, Missouri on LandyDandy, from $4,900 to $19,900. Typical down payment $999 and monthly payment $128 (median of the 30 listings that show terms). Updated October 25, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Spring Lake Plat 2 Tract 10 in Miller County, MOSpring Lake Plat 2 Tract 10 in Miller County, MO
Spring Lake Plat 2 Tract 10 in Miller County, MO
Spring Lake Plat 2 Tract 10 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$6,900·0.21 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 2 Tract 10 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 2 Tract 26 in Miller County, MOSpring Lake Plat 2 Tract 26 in Miller County, MO
Spring Lake Plat 2 Tract 26 in Miller County, MO
Spring Lake Plat 2 Tract 26 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.19 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 2 Tract 26 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 298 in Miller County, MOSpring Lake Plat 5 Tract 298 in Miller County, MO
Spring Lake Plat 5 Tract 298 in Miller County, MO
Spring Lake Plat 5 Tract 298 in Miller County, MO+5 Photos
Owner FinanceCamping
1 / 9
$4,900·0.19 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 5 Tract 298 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when b...

Spring Lake Plat 2 Tract 37 in Miller County, MOSpring Lake Plat 2 Tract 37 in Miller County, MO
Spring Lake Plat 2 Tract 37 in Miller County, MO
Spring Lake Plat 2 Tract 37 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$6,900·0.2 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 2 Tract 37 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 6 Tract 129 in Miller County, MOSpring Lake Plat 6 Tract 129 in Miller County, MO
Spring Lake Plat 6 Tract 129 in Miller County, MO
Spring Lake Plat 6 Tract 129 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$13,900·0.28 Acres

Owner financing: $999 down / $133/mo

Miller County · MO

Spring Lake Plat 6 Tract 129 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when b...

Spring Lake Plat 6 Tract 63 in Miller County, MOSpring Lake Plat 6 Tract 63 in Miller County, MO
Spring Lake Plat 6 Tract 63 in Miller County, MO
Spring Lake Plat 6 Tract 63 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$8,900·0.38 Acres

Owner financing: $999 down / $100/mo

Miller County · MO

Spring Lake Plat 6 Tract 63 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 2 Tract 11 in Miller County, MOSpring Lake Plat 2 Tract 11 in Miller County, MO
Spring Lake Plat 2 Tract 11 in Miller County, MO
Spring Lake Plat 2 Tract 11 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.19 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 2 Tract 11 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 23 in Miller County, MOSpring Lake Plat 5 Tract 23 in Miller County, MO
Spring Lake Plat 5 Tract 23 in Miller County, MO
Spring Lake Plat 5 Tract 23 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$16,900·0.22 Acres

Owner financing: $999 down / $164/mo

Miller County · MO

Spring Lake Plat 5 Tract 23 is a lake view lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

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Spring Lake Plat 4 Tract 89 in Miller County, MOSpring Lake Plat 4 Tract 89 in Miller County, MO
Spring Lake Plat 4 Tract 89 in Miller County, MO
Spring Lake Plat 4 Tract 89 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.2 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 4 Tract 89 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 24 in Miller County, MOSpring Lake Plat 5 Tract 24 in Miller County, MO
Spring Lake Plat 5 Tract 24 in Miller County, MO
Spring Lake Plat 5 Tract 24 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$16,900·0.2 Acres

Owner financing: $999 down / $164/mo

Miller County · MO

Spring Lake Plat 5 Tract 24 is a lake view lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 1 Tract 25 in Miller County, MOSpring Lake Plat 1 Tract 25 in Miller County, MO
Spring Lake Plat 1 Tract 25 in Miller County, MO
Spring Lake Plat 1 Tract 25 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$6,900·0.2 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 1 Tract 25: 0.2 acres in Spring Lake, Miller County, Missouri.

Spring Lake Plat 5 Tract 341 in Miller County, MOSpring Lake Plat 5 Tract 341 in Miller County, MO
Spring Lake Plat 5 Tract 341 in Miller County, MO
Spring Lake Plat 5 Tract 341 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$6,900·0.19 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 5 Tract 341 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when b...

Spring Lake Plat 6 Tract 28 in Miller County, MOSpring Lake Plat 6 Tract 28 in Miller County, MO
Spring Lake Plat 6 Tract 28 in Miller County, MO
Spring Lake Plat 6 Tract 28 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.19 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 6 Tract 28 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 15 in Miller County, MOSpring Lake Plat 5 Tract 15 in Miller County, MO
Spring Lake Plat 5 Tract 15 in Miller County, MO
Spring Lake Plat 5 Tract 15 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$16,900·0.19 Acres

Owner financing: $999 down / $164/mo

Miller County · MO

Spring Lake Plat 5 Tract 15 is a lake view lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 325 in Miller County, MOSpring Lake Plat 5 Tract 325 in Miller County, MO
Spring Lake Plat 5 Tract 325 in Miller County, MO
Spring Lake Plat 5 Tract 325 in Miller County, MO+3 Photos
Owner FinanceCamping
1 / 7
$6,900·0.2 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 5 Tract 325 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when b...

Spring Lake Plat 4 Tract 59 in Miller County, MOSpring Lake Plat 4 Tract 59 in Miller County, MO
Spring Lake Plat 4 Tract 59 in Miller County, MO
Spring Lake Plat 4 Tract 59 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.22 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 4 Tract 59 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 4 Tract 37 in Miller County, MOSpring Lake Plat 4 Tract 37 in Miller County, MO
Spring Lake Plat 4 Tract 37 in Miller County, MO
Spring Lake Plat 4 Tract 37 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$8,900·0.38 Acres

Owner financing: $999 down / $100/mo

Miller County · MO

Spring Lake Plat 4 Tract 37 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 20 in Miller County, MOSpring Lake Plat 5 Tract 20 in Miller County, MO
Spring Lake Plat 5 Tract 20 in Miller County, MO
Spring Lake Plat 5 Tract 20 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$16,900·0.18 Acres

Owner financing: $999 down / $164/mo

Miller County · MO

Spring Lake Plat 5 Tract 20 is a lake view lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 170 in Miller County, MOSpring Lake Plat 5 Tract 170 in Miller County, MO
Spring Lake Plat 5 Tract 170 in Miller County, MO
Spring Lake Plat 5 Tract 170 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.15 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 5 Tract 170 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when b...

Spring Lake Plat 2 Tract 29 in Miller County, MOSpring Lake Plat 2 Tract 29 in Miller County, MO
Spring Lake Plat 2 Tract 29 in Miller County, MO
Spring Lake Plat 2 Tract 29 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.19 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 2 Tract 29 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 4 Tract 67 in Miller County, MOSpring Lake Plat 4 Tract 67 in Miller County, MO
Spring Lake Plat 4 Tract 67 in Miller County, MO
Spring Lake Plat 4 Tract 67 in Miller County, MO+1 Photos
Owner FinanceCamping
1 / 5
$4,900·0.19 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 4 Tract 67 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 5 Tract 27 in Miller County, MOSpring Lake Plat 5 Tract 27 in Miller County, MO
Spring Lake Plat 5 Tract 27 in Miller County, MO
Spring Lake Plat 5 Tract 27 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$16,900·0.17 Acres

Owner financing: $999 down / $164/mo

Miller County · MO

Spring Lake Plat 5 Tract 27 is a lake view lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 2 Tract 9 in Miller County, MOSpring Lake Plat 2 Tract 9 in Miller County, MO
Spring Lake Plat 2 Tract 9 in Miller County, MO
Spring Lake Plat 2 Tract 9 in Miller County, MO+1 Photos
Owner FinanceCamping
1 / 5
$6,900·0.21 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 2 Tract 9 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bui...

Spring Lake Plat 6 Tract 6 in Miller County, MOSpring Lake Plat 6 Tract 6 in Miller County, MO
Spring Lake Plat 6 Tract 6 in Miller County, MO
Spring Lake Plat 6 Tract 6 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$6,900·0.19 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 6 Tract 6: 0.19 acres in Spring Lake, Miller County, Missouri.

Spring Lake Plat 4 Tract 129 in Miller County, MOSpring Lake Plat 4 Tract 129 in Miller County, MO
Spring Lake Plat 4 Tract 129 in Miller County, MO
Spring Lake Plat 4 Tract 129 in Miller County, MO+1 Photos
Owner FinanceCamping
1 / 5
$11,900·0.25 Acres

Owner financing: $999 down / $112/mo

Miller County · MO

Spring Lake Plat 4 Tract 129 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when b...

Spring Lake Plat 6 Tract 57 in Miller County, MOSpring Lake Plat 6 Tract 57 in Miller County, MO
Spring Lake Plat 6 Tract 57 in Miller County, MO
Spring Lake Plat 6 Tract 57 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$4,900·0.19 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 6 Tract 57 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when bu...

Spring Lake Plat 6 Tract 4 in Miller County, MOSpring Lake Plat 6 Tract 4 in Miller County, MO
Spring Lake Plat 6 Tract 4 in Miller County, MO
Spring Lake Plat 6 Tract 4 in Miller County, MO+1 Photos
Owner FinanceCamping
1 / 5
$6,900·0.19 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 6 Tract 4: 0.19 acres in Spring Lake, Miller County, Missouri.

Spring Lake Plat 4 Tract 116 in Miller County, MOSpring Lake Plat 4 Tract 116 in Miller County, MO
Spring Lake Plat 4 Tract 116 in Miller County, MO
Spring Lake Plat 4 Tract 116 in Miller County, MO+1 Photos
Owner FinanceCamping
1 / 5
$4,900·0.2 Acres

Owner financing: $999 down / $101/mo

Miller County · MO

Spring Lake Plat 4 Tract 116 is an interior lot within Spring Lake. This lot consists of medium to heavy woods, which is perfect for privacy when b...

Spring Lake Plat 6 Tract 123 in Miller County, MOSpring Lake Plat 6 Tract 123 in Miller County, MO
Spring Lake Plat 6 Tract 123 in Miller County, MO
Spring Lake Plat 6 Tract 123 in Miller County, MO+2 Photos
Owner FinanceCamping
1 / 6
$19,900·0.2 Acres

Owner financing: $999 down / $195/mo

Miller County · MO

Spring Lake Plat 6 Tract 123: 0.2 acres in Spring Lake, Miller County, Missouri.

Spring Lake Plat 1 Tract 30 in Miller County, MOSpring Lake Plat 1 Tract 30 in Miller County, MO
Spring Lake Plat 1 Tract 30 in Miller County, MO
Spring Lake Plat 1 Tract 30 in Miller County, MO
Owner FinanceCamping
1 / 4
$6,900·0.22 Acres

Owner financing: $999 down / $128/mo

Miller County · MO

Spring Lake Plat 1 Tract 30: 0.22 acres in Spring Lake, Miller County, Missouri.

Owner financing terms in Miller County, Missouri

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 25, 2026.

ListingPriceDownMonthlyTerm
Spring Lake Plat 2 Tract 10$6,900$999$128/mo5 years
Spring Lake Plat 2 Tract 26$4,900$999$101/mo4 years
Spring Lake Plat 5 Tract 298$4,900$999$101/mo4 years
Spring Lake Plat 2 Tract 37$6,900$999$128/mo5 years
Spring Lake Plat 6 Tract 129$13,900$999$133/mo20 years
Spring Lake Plat 6 Tract 63$8,900$999$100/mo141 months
Spring Lake Plat 2 Tract 11$4,900$999$101/mo4 years
Spring Lake Plat 5 Tract 23$16,900$999$164/mo20 years
Spring Lake Plat 4 Tract 89$4,900$999$101/mo4 years
Spring Lake Plat 5 Tract 24$16,900$999$164/mo20 years

Owner-financed land in Miller County, Missouri: questions

How many owner-financed land listings are for sale in Miller County, Missouri?
LandyDandy lists 30 land listings for sale in Miller County, Missouri whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Miller County, Missouri?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Miller County Land a Good Investment?

The Miller County land market has tracked 32 new listings entering the market in just the last 90 days. With a median asking price per acre of $99,172, for a typical 1.5-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Dunn and Associates LLC, a key player to watch for off-market or new inventory. Want to learn more about the Miller County market? Check out our Miller County Land Market Insights.

Miller County Properties By Type

Land For Sale in Missouri Counties