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Owner-Financed Land for Sale in Cibola County, New Mexico

17 owner-financed lots for sale in Cibola County, New Mexico on LandyDandy, from $9,405 to $35,775. Typical down payment $99 and monthly payment $250 (median of the 17 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Great Weekend Getaway in Cibola County, NMGreat Weekend Getaway in Cibola County, NM
Great Weekend Getaway in Cibola County, NM
Great Weekend Getaway in Cibola County, NM+18 Photos
Owner Finance
1 / 22
$17,955·5.02 Acres

Owner financing: $1 down / $214/mo

Lot 109 Comanche Road · Cibola County · NM

5.02 acres of flat, open land for sale in Cibola County, New Mexico Cibola County, New Mexico was established in the mid 80's and covers 4,542 squa...

Vacant Land for Sale with Scenic Views – Great for Hiking, Fishing, and More in Cibola County, NMVacant Land for Sale with Scenic Views – Great for Hiking, Fishing, and More in Cibola County, NM
Vacant Land for Sale with Scenic Views – Great for Hiking, Fishing, and More in Cibola County, NM
Vacant Land for Sale with Scenic Views – Great for Hiking, Fishing, and More in Cibola County, NM+15 Photos
Owner Finance
1 / 19
$23,655·4.01 Acres

Owner financing: $1 down / $280/mo

Lot 43 Eagle Hill Road · Cibola County · NM

4.013 acres for sale in Cibola County New Mexico in Great White Feather subdivision. The pictures of these lots and the adjacent lots were taken at...

Tierra Verde Ranchettes - Unit 6, Lot 42 in Cibola County, NMTierra Verde Ranchettes - Unit 6, Lot 42 in Cibola County, NM
Tierra Verde Ranchettes - Unit 6, Lot 42 in Cibola County, NM
Tierra Verde Ranchettes - Unit 6, Lot 42 in Cibola County, NM+3 Photos
Owner Finance
1 / 7
$13,477·5.62 Acres

Owner financing: $99 down / $169/mo

Cibola County · NM

This gorgeous approximately 5.62 acre property has lots of beautiful trees. The road easement to the property has not been graded in, but there is ...

Famous New Mexico Night Sky in Cibola County, NMFamous New Mexico Night Sky in Cibola County, NM
Famous New Mexico Night Sky in Cibola County, NM
Famous New Mexico Night Sky in Cibola County, NM+16 Photos
Owner Finance
1 / 20
$16,055·5.02 Acres

Owner financing: $1 down / $192/mo

Lot 166 Pine Meadows Drive · Cibola County · NM

5.02 acre parcel for sale located in the exclusive Pine Meadows Ranches subdivision in Cibola County, New Mexico. This would be a lovely place to b...

Open Range, Historical Area in Cibola County, NMOpen Range, Historical Area in Cibola County, NM
Open Range, Historical Area in Cibola County, NM
Open Range, Historical Area in Cibola County, NM+15 Photos
Owner Finance
1 / 19
$14,155·5 Acres

Owner financing: $200 down / $168/mo

Lot 173 Pine Meadows Drive · Cibola County · NM

This enchanted 5 acre property is situated under beautiful skies in the Pine Meadows Ranches subdivision Cibola County, New Mexico. Enjoy the views...

Tierra Verde Ranchettes - Unit 6, Lot 89 in Cibola County, NMTierra Verde Ranchettes - Unit 6, Lot 89 in Cibola County, NM
Tierra Verde Ranchettes - Unit 6, Lot 89 in Cibola County, NM
Tierra Verde Ranchettes - Unit 6, Lot 89 in Cibola County, NM+2 Photos
Owner Finance
1 / 6
$13,477·5 Acres

Owner financing: $99 down / $162/mo

Cibola County · NM

This is a gorgeous approximately 5 acre property. It has lots of trees but there are still plenty of open spaces through the forest to let you driv...

Power at the Street, Corner Property in Cibola County, NMPower at the Street, Corner Property in Cibola County, NM
Power at the Street, Corner Property in Cibola County, NM
Power at the Street, Corner Property in Cibola County, NM+16 Photos
Owner Finance
1 / 20
$12,255·2.698 Acres

Owner financing: $450 down / $143/mo

Lot 268 Pine Meadow Drive · Cibola County · NM

Level, corner property with 2.69 acres and power at the street. This property has easy access, with some pine trees on about a third of the lot, wi...

Nice Open Parcel in Cibola County, NMNice Open Parcel in Cibola County, NM
Nice Open Parcel in Cibola County, NM
Nice Open Parcel in Cibola County, NM+16 Photos
Owner Finance
1 / 20
$9,405·1.4 Acres

Owner financing: $300 down / $112/mo

Lot 428 Shade Tree Lane · Cibola County · NM

Great opportunity to purchase 1.391 acres in New Mexico. This quiet and peaceful western New Mexico property is in a rural subdivision less than 25...

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
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Tierra Verde Ranchettes - Unit 5, Lot 47 in Cibola County, NMTierra Verde Ranchettes - Unit 5, Lot 47 in Cibola County, NM
Tierra Verde Ranchettes - Unit 5, Lot 47 in Cibola County, NM
Tierra Verde Ranchettes - Unit 5, Lot 47 in Cibola County, NM
Owner Finance
1 / 4
$11,677·5.34 Acres

Owner financing: $99 down / $154/mo

Cibola County · NM

This approximately 5.34 acre property is about 100 yards from the border of hundreds of thousands of acres of Bureau Of Land Management (BLM), Nati...

Tierra Verde Ranchettes - Unit 3, Lot 74 in Cibola County, NMTierra Verde Ranchettes - Unit 3, Lot 74 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 74 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 74 in Cibola County, NM+3 Photos
Owner Finance
1 / 7
$25,155·11.07 Acres

Owner financing: $99 down / $282/mo

Cibola County · NM

This beautiful approximately 11.07 acre property is mixed woods and meadow with the eastern part being mostly clear. There is a gradual 30 foot cha...

Tierra Verde Ranchettes - Unit 3, Lot 70 in Cibola County, NMTierra Verde Ranchettes - Unit 3, Lot 70 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 70 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 70 in Cibola County, NM
Owner Finance
1 / 3
$22,275·9.71 Acres

Owner financing: $99 down / $250/mo

Cibola County · NM

This beautiful approximately 9.71 acre property is along the main road through the subdivision, and is mostly open meadow. Approximate GPS coordina...

Tierra Verde Ranchettes - Unit 1, Lot 51 in Cibola County, NMTierra Verde Ranchettes - Unit 1, Lot 51 in Cibola County, NM
Tierra Verde Ranchettes - Unit 1, Lot 51 in Cibola County, NM
Tierra Verde Ranchettes - Unit 1, Lot 51 in Cibola County, NM+4 Photos
Owner Finance
1 / 8
$22,275·10 Acres

Owner financing: $99 down / $250/mo

Cibola County · NM

This large approximately 10 acre lot sits just beyond the heavily wooded areas that surround it. Lot 51 is a beautiful property, it's lightly woode...

Tierra Verde Ranchettes - Unit 3, Lot 98 in Cibola County, NMTierra Verde Ranchettes - Unit 3, Lot 98 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 98 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 98 in Cibola County, NM+4 Photos
Owner Finance
1 / 8
$26,775·10.65 Acres

Owner financing: $99 down / $301/mo

Cibola County · NM

This beautiful approximately 10.65 acre property is a pleasing mix of woods and meadow. Power is available! There are not many power lines in this ...

Tierra Verde Ranchettes - Unit 3, Lot 92 in Cibola County, NMTierra Verde Ranchettes - Unit 3, Lot 92 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 92 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 92 in Cibola County, NM
Owner Finance
1 / 4
$35,775·15.27 Acres

Owner financing: $99 down / $402/mo

Cibola County · NM

This is an outstanding approximately 15.27 acre property. Electricity is available. It is located on rolling ground and has a beautiful mix of open...

Tierra Verde Ranchettes - Unit 3 Lot 93 in Cibola County, NMTierra Verde Ranchettes - Unit 3 Lot 93 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3 Lot 93 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3 Lot 93 in Cibola County, NM+6 Photos
Owner Finance
1 / 10
$30,375·12.15 Acres

Owner financing: $99 down / $341/mo

Cibola County · NM

This is an outstanding approximately 12.15 acre property. Electricity is available. It is located on rolling ground and has a beautiful mix of wood...

Tierra Verde Ranchettes - Unit 3, Lot 99 in Cibola County, NMTierra Verde Ranchettes - Unit 3, Lot 99 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 99 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 99 in Cibola County, NM
Owner Finance
1 / 4
$34,875·14.68 Acres

Owner financing: $99 down / $392/mo

Cibola County · NM

This beautiful approximately 14.68 acre property is a pleasing mix of woods and meadow. Power is available! There are not many power lines in this ...

Tierra Verde Ranchettes - Unit 3, Lot 85 in Cibola County, NMTierra Verde Ranchettes - Unit 3, Lot 85 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 85 in Cibola County, NM
Tierra Verde Ranchettes - Unit 3, Lot 85 in Cibola County, NM+1 Photos
Owner Finance
1 / 5
$26,775·10.01 Acres

Owner financing: $99 down / $301/mo

Cibola County · NM

This approximately 10.01 acre property is a nice corner lot with 737.53 feet of road frontage on the main road that runs through the subdivision. I...

Owner financing terms in Cibola County, New Mexico

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.

ListingPriceDownMonthlyTerm
Great Weekend Getaway$17,955$1$214/mo20 years
Vacant Land for Sale with Scenic Views – Great for Hiking, Fishing…$23,655$1$280/mo20 years
Tierra Verde Ranchettes - Unit 6, Lot 42$13,477$99$169/mo12 years
Famous New Mexico Night Sky$16,055$1$192/mo20 years
Open Range, Historical Area$14,155$200$168/mo20 years
Tierra Verde Ranchettes - Unit 6, Lot 89$13,477$99$162/mo13 years
Power at the Street, Corner Property$12,255$450$143/mo20 years
Nice Open Parcel$9,405$300$112/mo20 years
Tierra Verde Ranchettes - Unit 5, Lot 47$11,677$99$154/mo11 years
Tierra Verde Ranchettes - Unit 3, Lot 74$25,155$99$282/mo15 years

Owner-financed land in Cibola County, New Mexico: questions

How many owner-financed land listings are for sale in Cibola County, New Mexico?
LandyDandy lists 17 land listings for sale in Cibola County, New Mexico whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Cibola County, New Mexico?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Cibola County Land a Good Investment?

The Cibola County land market has tracked 32 new listings entering the market in just the last 90 days. With a median asking price per acre of $5,000, for a typical 8.8-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Sandia Peak Realty, a key player to watch for off-market or new inventory. Want to learn more about the Cibola County market? Check out our Cibola County Land Market Insights.

Cibola County Properties By Type

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