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Owner-Financed Land for Sale in Taos County, New Mexico

12 owner-financed lots for sale in Taos County, New Mexico on LandyDandy, from $1,777 to $16,177. Typical down payment $99 and monthly payment $76 (median of the 12 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Tres Piedras - Unit 6, Block 7, Lot H in Taos County, NMTres Piedras - Unit 6, Block 7, Lot H in Taos County, NM
Tres Piedras - Unit 6, Block 7, Lot H in Taos County, NM
Tres Piedras - Unit 6, Block 7, Lot H in Taos County, NM+1 Photos
Owner Finance
1 / 5
$2,677·0.25 Acres

Owner financing: $99 down / $72/mo

Taos County · NM

Tres Piedras Estates is an underdeveloped subdivision just outside of the small rural community of Tres Piedras in Taos County, New Mexico. This pr...

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Tres Piedras - Unit 1, Block 16, Lot C in Taos County, NMTres Piedras - Unit 1, Block 16, Lot C in Taos County, NM
Tres Piedras - Unit 1, Block 16, Lot C in Taos County, NM
Tres Piedras - Unit 1, Block 16, Lot C in Taos County, NM+3 Photos
Owner Finance
1 / 7
$2,925·0.4 Acres

Owner financing: $99 down / $78/mo

Taos County · NM

Lot C is in the farthest north area of Tres Piedras Estates. There aren't many people around, it's a beautiful secluded area. There are dirt roads ...

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Tres Piedras - Highland Estates Lot 40 in Taos County, NMTres Piedras - Highland Estates Lot 40 in Taos County, NM
Tres Piedras - Highland Estates Lot 40 in Taos County, NM
Tres Piedras - Highland Estates Lot 40 in Taos County, NM+1 Photos
Owner Finance
1 / 5
$2,677·0.25 Acres

Owner financing: $99 down / $72/mo

Taos County · NM

Highland Estates is a rural partially developed subdivision in the unincorporated community of Tres Piedras. This beautiful approximately 1/4 acre ...

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Tres Piedras - Unit 8, Block 42, Lot D in Taos County, NMTres Piedras - Unit 8, Block 42, Lot D in Taos County, NM
Tres Piedras - Unit 8, Block 42, Lot D in Taos County, NM
Tres Piedras - Unit 8, Block 42, Lot D in Taos County, NM+1 Photos
Owner Finance
1 / 5
$1,777·0.25 Acres

Owner financing: $99 down / $60/mo

Taos County · NM

🌄 Off-Grid Quarter Acre with Mountain Views | Tres Piedras Estates, Taos County, NM Affordable off-grid land for sale in Northern New Mexico! This...

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Tres Piedras - Unit 9, Block 24, Lot 51 in Taos County, NMTres Piedras - Unit 9, Block 24, Lot 51 in Taos County, NM
Tres Piedras - Unit 9, Block 24, Lot 51 in Taos County, NM
Tres Piedras - Unit 9, Block 24, Lot 51 in Taos County, NM
Owner Finance
1 / 3
$1,777·0.25 Acres

Owner financing: $99 down / $60/mo

Taos County · NM

🌄 Off-Grid Quarter Acre with Mountain Views | Tres Piedras Estates, Taos County, NM Affordable off-grid land for sale in Northern New Mexico! This...

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Tres Piedras - Unit 8, Block 156, Lot E in Taos County, NMTres Piedras - Unit 8, Block 156, Lot E in Taos County, NM
Tres Piedras - Unit 8, Block 156, Lot E in Taos County, NM
Tres Piedras - Unit 8, Block 156, Lot E in Taos County, NM+3 Photos
Owner Finance
1 / 7
$2,677·0.25 Acres

Owner financing: $99 down / $72/mo

Taos County · NM

This great approximately 0.25 acre property sits in the southwest part of Unit 8 in Tres Piedras Estates. This is a convenient location, close to H...

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Taos Area - Ranchos De Taos Block 26 Lots 61,62,63,64 in Taos County, NMTaos Area - Ranchos De Taos Block 26 Lots 61,62,63,64 in Taos County, NM
Taos Area - Ranchos De Taos Block 26 Lots 61,62,63,64 in Taos County, NM
Taos Area - Ranchos De Taos Block 26 Lots 61,62,63,64 in Taos County, NM+3 Photos
Owner Finance
1 / 7
$13,477·1 Acre

Owner financing: $99 down / $188/mo

Taos County · NM

This group of four beautiful adjoining 0.25 acre lots can be combined to make a big, buildable 1 acre property. These lots are 182 feet deep and ha...

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Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
10 Acre Vacant Lot with Power Poles in Belen, NM!
10 acres with road frontage and a cabin for under 20k!
Taos Area - Ranchos De Taos Block 28, Lots 9, 10, 11 in Taos County, NMTaos Area - Ranchos De Taos Block 28, Lots 9, 10, 11 in Taos County, NM
Taos Area - Ranchos De Taos Block 28, Lots 9, 10, 11 in Taos County, NM
Taos Area - Ranchos De Taos Block 28, Lots 9, 10, 11 in Taos County, NM+2 Photos
Owner Finance
1 / 6
$11,677·0.75 Acres

Owner financing: $99 down / $163/mo

Taos County · NM

These are three adjoining 1/4 acre lots that you can combine into a single 3/4 acre property if you choose to do so. There is a dirt road along the...

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Taos Area - Ranchos De Taos Block 33, Lots 62,63,64 in Taos County, NMTaos Area - Ranchos De Taos Block 33, Lots 62,63,64 in Taos County, NM
Taos Area - Ranchos De Taos Block 33, Lots 62,63,64 in Taos County, NM
Taos Area - Ranchos De Taos Block 33, Lots 62,63,64 in Taos County, NM+1 Photos
Owner Finance
1 / 5
$16,177·0.75 Acres

Owner financing: $99 down / $226/mo

Taos County · NM

This is a premium group of 3 adjoining lots, each one is approximately 1/4 acre. They are along Montoya Road (Sheepherder Road), which is county ma...

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Taos Area - Carson Estates Unit 1, Block 145, Lots D & E in Taos County, NMTaos Area - Carson Estates Unit 1, Block 145, Lots D & E in Taos County, NM
Taos Area - Carson Estates Unit 1, Block 145, Lots D & E in Taos County, NM
Taos Area - Carson Estates Unit 1, Block 145, Lots D & E in Taos County, NM
Owner Finance
1 / 3
$7,155·0.5 Acres

Owner financing: $99 down / $142/mo

Taos County · NM

These two adjoining 0.25 acre lots give you a nice 1/2 acre that sits in the southeast part of Unit 1. They are flat and offer spectacular views in...

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Taos Area - Carson Estates Unit 5, Block 98, Lots G, H & I in Taos County, NMTaos Area - Carson Estates Unit 5, Block 98, Lots G, H & I in Taos County, NM
Taos Area - Carson Estates Unit 5, Block 98, Lots G, H & I in Taos County, NM
Taos Area - Carson Estates Unit 5, Block 98, Lots G, H & I in Taos County, NM+1 Photos
Owner Finance
1 / 5
$11,677·0.75 Acres

Owner financing: $99 down / $163/mo

Taos County · NM

This is a great group of 3 adjoining approximately 0.25 acre lots. Combined you will have approximately 0.75 acre, the generally accepted amount of...

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Owner financing terms in Taos County, New Mexico

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.

ListingPriceDownMonthlyTerm
Tres Piedras - Unit 6, Block 7, Lot H$2,677$99$72/mo4 years
Tres Piedras - Unit 1, Block 16, Lot C$2,925$99$78/mo4 years
0.5 Acres with Owner Financing and $199.95 down in Taos County New…$3,999$200$73/mo10 years
Tres Piedras - Highland Estates Lot 40$2,677$99$72/mo4 years
Tres Piedras - Unit 8, Block 42, Lot D$1,777$99$60/mo3 years
Tres Piedras - Unit 9, Block 24, Lot 51$1,777$99$60/mo3 years
Tres Piedras - Unit 8, Block 156, Lot E$2,677$99$72/mo4 years
Taos Area - Ranchos De Taos Block 26 Lots 61,62,63,64$13,477$99$188/mo10 years
Taos Area - Ranchos De Taos Block 28, Lots 9, 10, 11$11,677$99$163/mo10 years
Taos Area - Ranchos De Taos Block 33, Lots 62,63,64$16,177$99$226/mo10 years

Owner-financed land in Taos County, New Mexico: questions

How many owner-financed land listings are for sale in Taos County, New Mexico?
LandyDandy lists 12 land listings for sale in Taos County, New Mexico whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Taos County, New Mexico?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Taos County Land a Good Investment?

The Taos County land market has tracked 85 new listings entering the market in just the last 90 days. With a median asking price per acre of $33,590, for a typical 3.2-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Coldwell Banker Legacy, a key player to watch for off-market or new inventory. Want to learn more about the Taos County market? Check out our Taos County Land Market Insights.

Taos County Properties By Type

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