LandyDandy

Owner-Financed Land for Sale in Torrance County, New Mexico

7 owner-financed lots for sale in Torrance County, New Mexico on LandyDandy, from $3,995 to $8,977. Typical down payment $99 and monthly payment $114 (median of the 7 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Buy a Piece of Paradise in New Mexico – Camping, RV, Mobile Homes Allowed ($99/month) in Torrance County, NMBuy a Piece of Paradise in New Mexico – Camping, RV, Mobile Homes Allowed ($99/month) in Torrance County, NM
Buy a Piece of Paradise in New Mexico – Camping, RV, Mobile Homes Allowed ($99/month) in Torrance County, NM
Buy a Piece of Paradise in New Mexico – Camping, RV, Mobile Homes Allowed ($99/month) in Torrance County, NM+19 Photos
Owner FinanceNo HOA
1 / 23
$3,995·1 AcreNo HOA

Owner financing: $99 down / $114/mo

Torrance County · NM

Torrance County is home to the beautiful Manzano Mountains, Salinas National Monument and vast open, undisturbed rangeland which farmers, ranchers,...

Don’t Miss This Chance to Buy Land in New Mexico’s Most Attractive County in Torrance County, NMDon’t Miss This Chance to Buy Land in New Mexico’s Most Attractive County in Torrance County, NM
Don’t Miss This Chance to Buy Land in New Mexico’s Most Attractive County in Torrance County, NM
Don’t Miss This Chance to Buy Land in New Mexico’s Most Attractive County in Torrance County, NM+24 Photos
Owner FinanceNo HOA
1 / 28
$3,999·1 AcreNo HOA

Owner financing: $99 down / $114/mo

Torrance County · NM

How about a low-cost getaway to a place with warm breezes and sunny days? Experience tranquility and freedom in a beautiful destination and make a ...

New Mexico Treasures - Columbine Ranches 2-F-3 in Torrance County, NMNew Mexico Treasures - Columbine Ranches 2-F-3 in Torrance County, NM
New Mexico Treasures - Columbine Ranches 2-F-3 in Torrance County, NM
New Mexico Treasures - Columbine Ranches 2-F-3 in Torrance County, NM+1 Photos
Owner Finance
1 / 5
$8,077·0.84 Acres

Owner financing: $99 down / $120/mo

Torrance County · NM

Torrance County is one of the most productive agricultural counties in the United States. People here tend to have very close ties to the land and ...

1 Acre Rural Retreat – Power Nearby, $99/Mo Torrance County, New Mexico in Torrance County, NM1 Acre Rural Retreat – Power Nearby, $99/Mo Torrance County, New Mexico in Torrance County, NM
1 Acre Rural Retreat – Power Nearby, $99/Mo Torrance County, New Mexico in Torrance County, NM
1 Acre Rural Retreat – Power Nearby, $99/Mo Torrance County, New Mexico in Torrance County, NM+2 Photos
Owner FinanceNo HOA
1 / 6
$4,500·1 AcreNo HOA

Owner financing: $99 down / $109/mo

Torrance County · NM

Only 14 minutes from Moriarty and just 2.3 miles from I-40/U.S. Route 66, this 1-acre lot offers rural New Mexico charm with mountain views, open d...

Estancia Ranchettes - Unit 7 Block 6 Lots 43 & 44 in Torrance County, NMEstancia Ranchettes - Unit 7 Block 6 Lots 43 & 44 in Torrance County, NM
Estancia Ranchettes - Unit 7 Block 6 Lots 43 & 44 in Torrance County, NM
Estancia Ranchettes - Unit 7 Block 6 Lots 43 & 44 in Torrance County, NM
Owner Finance
1 / 2
$5,355·1.7 Acres

Owner financing: $99 down / $105/mo

Torrance County · NM

You can combine these two adjoining lots to have a nice 1.7 acre homestead property with road frontage on its south side. Electric lines are only a...

Estancia Ranchettes - Unit 2A Block 1 Lots 23 & 24 in Torrance County, NMEstancia Ranchettes - Unit 2A Block 1 Lots 23 & 24 in Torrance County, NM
Estancia Ranchettes - Unit 2A Block 1 Lots 23 & 24 in Torrance County, NM
Estancia Ranchettes - Unit 2A Block 1 Lots 23 & 24 in Torrance County, NM+1 Photos
Owner Finance
1 / 5
$5,355·1.9 Acres

Owner financing: $99 down / $105/mo

Torrance County · NM

This is great residential rural land. You can build your dream homestead here. These two adjoining lots give you a total of approximately 1.9 acres...

New Mexico Treasures - Columbine Ranches 2-F-1 in Torrance County, NMNew Mexico Treasures - Columbine Ranches 2-F-1 in Torrance County, NM
New Mexico Treasures - Columbine Ranches 2-F-1 in Torrance County, NM
New Mexico Treasures - Columbine Ranches 2-F-1 in Torrance County, NM+1 Photos
Owner Finance
1 / 5
$8,977·1.07 Acres

Owner financing: $99 down / $134/mo

Torrance County · NM

Torrance County is one of the most productive agricultural counties in the United States. People here tend to have very close ties to the land and ...

Owner financing terms in Torrance County, New Mexico

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.

Owner-financed land in Torrance County, New Mexico: questions

How many owner-financed land listings are for sale in Torrance County, New Mexico?
LandyDandy lists 7 land listings for sale in Torrance County, New Mexico whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Torrance County, New Mexico?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Torrance County Land a Good Investment?

The Torrance County land market has tracked 64 new listings entering the market in just the last 90 days. With a median asking price per acre of $5,102, for a typical 3.1-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is United Country Farm & Home, a key player to watch for off-market or new inventory. Want to learn more about the Torrance County market? Check out our Torrance County Land Market Insights.

Torrance County Properties By Type

Land For Sale in New Mexico Counties