60 owner-financed lots for sale in Valencia County, New Mexico on LandyDandy, from $890 to $25,000. Typical down payment $99 and monthly payment $109 (median of the 53 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land
Owner financing available — ask the seller for terms
NM · Valencia County · NM
5 acres of New Mexico land for just $139 down? You read that right. 🌄 That’s less than a tank of gas and a grocery run, and it gets you started on...
Listed by
KP Assets LLC
Nicholas Krogmann
Owner financing available — ask the seller for terms
50 TRUENO LOOP, BELEN, NM 87002 · Valencia County · NM
15+ acres of New Mexico land for $500 down? Yes, really. 🌵 That’s more space than most neighborhoods, and it can all be yours in Valencia County, ...
Listed by
KP Assets LLC
Nicholas Krogmann
Owner financing: $999 down / $128/mo
Valencia County · NM
Rio del Oro Subdivision is a very large development consisting of 47,000 acres located between Belen and Los Lunas, east toward the Manzano Mountai...
Listed by
OnlineLandHub.com
Wilson McDermott
Owner financing: $999 down / $104/mo
Valencia County · NM
Rio del Oro Subdivision is a very large development consisting of 47,000 acres located between Belen and Los Lunas, east toward the Manzano Mountai...
Listed by
OnlineLandHub.com
Wilson McDermott
Owner financing available — ask the seller for terms
Valencia County · NM
Nearly 6 acres of New Mexico land for under $200 down. 🌄 Picture 5.87 acres of open land in Valencia County, New Mexico, with room to build, roam,...
Listed by
KP Assets LLC
Nicholas Krogmann
Owner financing: $999 down / $104/mo
Valencia County · NM
Rio del Oro Subdivision is a very large development consisting of 47,000 acres located between Belen and Los Lunas, east toward the Manzano Mountai...
Listed by
OnlineLandHub.com
Wilson McDermott
Owner financing: $999 down / $104/mo
Valencia County · NM
Rio del Oro Subdivision is a very large development consisting of 47,000 acres located between Belen and Los Lunas, east toward the Manzano Mountai...
Listed by
OnlineLandHub.com
Wilson McDermott
Owner financing: $99 down / $163/mo
Valencia County · NM
Canyon Del Rio Estates is a beautiful undeveloped subdivision about 28 miles south of Albuquerque, in Valencia County. It is located in the eastern...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $999 down / $104/mo
Valencia County · NM
Rio del Oro Subdivision is a very large development consisting of 47,000 acres located between Belen and Los Lunas, east toward the Manzano Mountai...
Listed by
OnlineLandHub.com
Wilson McDermott
Owner financing: $999 down / $128/mo
Valencia County · NM
Rio del Oro Subdivision is a very large development consisting of 47,000 acres located between Belen and Los Lunas, east toward the Manzano Mountai...
Listed by
OnlineLandHub.com
Wilson McDermott
Owner financing: $149 down / $229/mo
Los Lunas, NM, 87031 · Valencia County · NM
How Much Longer Will You Keep Living Someone Else's Version of Life? If you are over fifty, chances are you have spent most of your life doing what...
Listed by
EM Land Online
Efrat Meiri
Owner financing: $149 down / $229/mo
BELEN, NM 87002 · Valencia County · NM
How Much Longer Will You Keep Living Someone Else's Version of Life? If you are over fifty, chances are you have spent most of your life doing what...
Listed by
EM Land Online
Efrat Meiri
Owner financing: $99 down / $159/mo
Valencia County · NM
This is a beautiful 5.6 acre residential lot with stunning mountain views. Annual taxes $27, HOA dues $50. All land owners in Tierra Grande are due...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Valencia County · NM
This is a large approximately 2.5 acre property. Lot 33 is in the northern part of Unit 17E. Looking at Google Maps in satellite view, you can see ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $999 down / $128/mo
Valencia County · NM
Rio del Oro Tract 3: 0.75 acres in Rio del Oro, Valencia County, New Mexico.
Listed by
OnlineLandHub.com
Wilson McDermott
Owner financing: $99 down / $134/mo
Valencia County · NM
This is a fantastic approximately 1 acre residential lot in Valencia County. This would be an awesome spot for an Albuquerque commuter! This is a p...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $63/mo
Valencia County · NM
This great approximately 1/2 acre property is in the western part of Rio Grande Estates just east of Highway 47. Even though this is a nice seclude...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $63/mo
Valencia County · NM
This great approximately 1/2 acre property is in the western part of Rio Grande Estates about 2 miles east of the Rio Communities. This would give ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $63/mo
Valencia County · NM
This great approximately 1/2 acre property is about halfway between Highway 47 and the Manzano Mountains. This would give you a tremendous vacation...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Valencia County · NM
This is a large approximately 2.5 acre property. Lot 229 is in the southwestern area of Unit 13E. You will have fantastic views of the nearby Manza...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Valencia County · NM
This is a large approximately 2.5 acre property. Lot 229 is in the very southern part of Unit 14E. You will have fantastic views of the nearby Manz...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $252/mo
Valencia County · NM
This great approximately 10 acre property is in one of the more secluded areas of Valencia County. It's about 9 miles southwest of Los Lunas. Highw...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Valencia County · NM
This is a large approximately 2.5 acre property. Lot 77 is in the middle part of the subdivision, about halfway between the Manzano Mountains and I...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Valencia County · NM
This is a large approximately 2.5 acre property. Lot 229 is in the eastern part of the subdivision, nearer the majestic Manzano Mountains and farth...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $127/mo
Valencia County · NM
This is a large approximately 5 acre property. Lot 249 is just under 10 miles east of Belen, about halfway between Interstate 25 and the Manzano Mo...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $63/mo
Valencia County · NM
This nice approximately 1/2 acre property has northern frontage on platted Santo Domingo Road. It is just over 1/2 mile from the S Navajo Loop and ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $133/mo
Valencia County · NM
Although these four great adjoining lots are in a beautiful secluded area, they are less than a mile from the Manzano Expressway. They all have fro...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $101/mo
Valencia County · NM
These are two fantastic adjoining lots about as close to the Manzano Mountains as you can get. Lot 6 is approximately 0.64 acre, Lot 7 is approxima...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $122/mo
Valencia County · NM
These are two fantastic adjoining lots about as close to the Manzano Mountains as you can get. Lot 4 is approximately 0.67 acre, Lot 5 is approxima...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $188/mo
Valencia County · NM
These five commercial strip mall lots are strategically scattered throughout the Rio Del Oro subdivision. Each lot is part of a larger strip mall a...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $88/mo
Valencia County · NM
Canyon Del Rio Estates is a beautiful undeveloped subdivision about 28 miles south of Albuquerque, in Valencia County. It is located in the eastern...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $101/mo
Valencia County · NM
Canyon Del Rio Estates is a beautiful undeveloped subdivision about 28 miles south of Albuquerque, in Valencia County. It is located in the eastern...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $78/mo
Valencia County · NM
This is a great pair of adjoining lots, each one is approximately 1/2 acre. They are in an undeveloped area about 2.5 miles east of the Rio Communi...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $78/mo
Valencia County · NM
This is a spectacular pair of adjoining lots, each one is approximately 1/2 acre. They are very close to the Manzano Mountains, with fantastic view...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $214/mo
Valencia County · NM
This is an exciting group of three adjoining lots. They are about a mile west of the Manzano Expressway and less than a mile east of the Adelino De...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $133/mo
Valencia County · NM
This fantastic group of lots is in the far eastern part of the subdivision. These four lots, each approximately a quarter of an acre, can be combin...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $150/mo
Valencia County · NM
This is a great group of 3 adjoining commercially platted lots. They are Unit 3, Block 26, Lots 48, 49, and 50. They are about 2.75 miles east of t...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $78/mo
Valencia County · NM
This is a spectacular pair of adjoining lots, each one is approximately 1/2 acre. They are very close to the Manzano Mountains, with fantastic view...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $242/mo
Valencia County · NM
Unit 40 is in the middle area of the subdivision. Its north side runs along the northern leg of the Rio Del Oro Loop, and its south side runs along...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $178/mo
Valencia County · NM
Unit 26 is in the northeast part of the subdivision and is bordered on its southern side by the Rio Del Oro Loop. These five side-by-side lots have...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $109/mo
Valencia County · NM
if you are one of the many people becoming excited at the activity in the Los Lunas and Belen area lately, you might want to grab this property as ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Valencia County · NM
This property would be great for occasional RV layovers and mini-vacations. It is located along Bonita Vista Boulevard, about 1/4 mile south of the...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $72/mo
Valencia County · NM
Canyon Del Rio Estates is a beautiful undeveloped subdivision about 28 miles south of Albuquerque, in Valencia County. It is located in the eastern...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $109/mo
Valencia County · NM
This large approximately 0.5 acre lot was originally intended to be for a multi family residence. It is located in Unit 43, in the middle area of t...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $58/mo
Valencia County · NM
This approximately 0.17 acre property sits in the southern part of the Subdivision, about 300 yards from the railroad tracks. There is a dirt road ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $109/mo
Valencia County · NM
Wow, if you are one of the many people becoming excited at the activity in the Los Lunas and Belen area lately, you might want to grab up this prop...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $58/mo
Valencia County · NM
This 0.15 acre property has platted road frontage on its north side,and platted road frontage on its south side. It is 150 feet deep. The property ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $124/mo
Valencia County · NM
These three great adjoining lots are only about a mile from the Manzano Expressway. They are at the end of the cul-de-sac of platted Ellet Street, ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $84/mo
Valencia County · NM
This great lot is in the central area of the Rio Del Oro. It is in Unit 3, which is bordered on its north side by the Rio Del Oro Loop, the main ro...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $109/mo
Valencia County · NM
Nestled in the heart of central New Mexico, the Manzano Mountains offer a breathtaking natural backdrop rich in beauty and recreational opportuniti...
Listed by
Your Cheap Land
Rob Ashbaugh
Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.
| Listing | Price | Down | Monthly | Term |
|---|---|---|---|---|
| Rio Del Oro Tract 1 | $6,900 | $999 | $128/mo | 5 years |
| Canyon Del Rio Estates - Unit 3 Block 16 Lot 8 | $11,677 | $99 | $163/mo | 10 years |
| Rio Del Oro Tract 2 | $6,900 | $999 | $128/mo | 5 years |
| How Much Longer Will You Keep Living Someone Else's Version of Life? | $4,800 | $149 | $229/mo | 4 years |
| How Much Longer Will You Keep Living Someone Else's Version of Life? | $4,800 | $149 | $229/mo | 4 years |
| Tierra Grande - Unit 3 Block 5 Lot 12 | $8,977 | $99 | $159/mo | 7 years |
| Rancho Rio Grande East - Unit 17E, Lot 33 | $5,377 | $99 | $106/mo | 6 years |
| Rio Del Oro Tract 3 | $6,900 | $999 | $128/mo | 5 years |
| New Mexico Treasures - Highland Meadows Estates 6-6-2 | $8,977 | $99 | $134/mo | 9 years |
| Rio Grande Estates - Valencia - Unit D, Block 775, Lot 10 | $1,327 | $99 | $63/mo | 2 years |
The Valencia County land market has tracked 130 new listings entering the market in just the last 90 days. With a median asking price per acre of $10,000, for a typical 2.1-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Realty One of New Mexico, a key player to watch for off-market or new inventory. Want to learn more about the Valencia County market? Check out our Valencia County Land Market Insights.
