LandyDandy

Owner-Financed Land for Sale in Osage County, Oklahoma

7 owner-financed lots for sale in Osage County, Oklahoma on LandyDandy, from $6,277 to $10,777. Typical down payment $99 and monthly payment $124 (median of the 7 listings that show terms). Updated October 24, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Frontier Shores - Keystone Lake - Lot 431 in Osage County, OKFrontier Shores - Keystone Lake - Lot 431 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 431 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 431 in Osage County, OK+2 Photos
Owner Finance
1 / 6
$6,277·0.2588 Acres

Owner financing: $99 down / $124/mo

Osage County · OK

Lot 431 is a beautiful residential lot. It's along Frontier Trail, a good road. There are lots of trees on your land. Owner financed, everyone gets...

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Frontier Shores - Keystone Lake - Lot 798 in Osage County, OKFrontier Shores - Keystone Lake - Lot 798 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 798 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 798 in Osage County, OK+1 Photos
Owner Finance
1 / 5
$8,955·0.26 Acres

Owner financing: $1,000 down / $121/mo

Osage County · OK

Lot 798 is approximately 0.26 acre. This is a premium corner lot with water and electricity available. It is at the intersection of Covered Wagon P...

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Frontier Shores - Keystone Lake - Lot 654 in Osage County, OKFrontier Shores - Keystone Lake - Lot 654 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 654 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 654 in Osage County, OK
Owner Finance
1 / 3
$8,955·0.27 Acres

Owner financing: $99 down / $158/mo

Osage County · OK

Lot 798 is approximately 0.2748 acre. This is a great lot along Hunting Bow Loop, a gravel road. Water and electricity are available. A conventiona...

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Frontier Shores - Keystone Lake - Lot 1157 in Osage County, OKFrontier Shores - Keystone Lake - Lot 1157 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 1157 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 1157 in Osage County, OK+2 Photos
Owner Finance
1 / 6
$6,277·0.36 Acres

Owner financing: $99 down / $124/mo

Osage County · OK

Lot 1157 is approximately 0.3588 acre. It is a beautifully wooded property along a good road. This is a great spot, you will be about 260 feet high...

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Frontier Shores - Keystone Lake - Lot 1155 in Osage County, OKFrontier Shores - Keystone Lake - Lot 1155 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 1155 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 1155 in Osage County, OK
Owner Finance
1 / 4
$6,277·0.36 Acres

Owner financing: $99 down / $124/mo

Osage County · OK

Lot 1155 is approximately 0.3581 acre. It is a beautifully wooded property along a good road. You will be at a high elevation, approximately 260 fe...

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Frontier Shores - Keystone Lake - Lot 406 in Osage County, OKFrontier Shores - Keystone Lake - Lot 406 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 406 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 406 in Osage County, OK
Owner Finance
1 / 3
$6,277·0.26 Acres

Owner financing: $99 down / $143/mo

Osage County · OK

Lot 406 is a beautiful property with lots of trees. Both power and water are available. It's approximately 0.26 acre, has frontage on Sunset Ridge ...

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Frontier Shores - Keystone Lake - Lot 1199 in Osage County, OKFrontier Shores - Keystone Lake - Lot 1199 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 1199 in Osage County, OK
Frontier Shores - Keystone Lake - Lot 1199 in Osage County, OK
Owner Finance
1 / 1
$10,777·0.53 Acres

Owner financing: $99 down / $150/mo

Osage County · OK

Lot 1199 is a beautiful property with lots of trees. It's a very large lot at approximately 0.5256 acre and has frontage on Westview Trail. The sub...

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Owner financing terms in Osage County, Oklahoma

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 24, 2026.

ListingPriceDownMonthlyTerm
Frontier Shores - Keystone Lake - Lot 431$6,277$99$124/mo6 yr
Frontier Shores - Keystone Lake - Lot 798$8,955$1,000$121/mo9 yr
Frontier Shores - Keystone Lake - Lot 654$8,955$99$158/mo7 yr
Frontier Shores - Keystone Lake - Lot 1157$6,277$99$124/mo6 yr
Frontier Shores - Keystone Lake - Lot 1155$6,277$99$124/mo6 yr
Frontier Shores - Keystone Lake - Lot 406$6,277$99$143/mo5 yr
Frontier Shores - Keystone Lake - Lot 1199$10,777$99$150/mo10 yr

Owner-financed land in Osage County, Oklahoma: questions

How many owner-financed land listings are for sale in Osage County, Oklahoma?
LandyDandy lists 7 land listings for sale in Osage County, Oklahoma whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Osage County, Oklahoma?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Osage County Land a Good Investment?

The Osage County land market generated $19.7M in total sales volume over the last year, signaling strong liquidity. We have tracked 75 new listings entering the market in just the last 90 days. With a median asking price per acre of $26,474, for a typical 3.1-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Coldwell Banker Select, a key player to watch for off-market or new inventory. Want to learn more about the Osage County market? Check out our Osage County Land Market Insights.

Osage County Properties By Type

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