LandyDandy

Owner-Financed Land for Sale in Decatur County, Tennessee

2 owner-financed lots for sale in Decatur County, Tennessee on LandyDandy, from $45,900 to $48,900. Typical down payment $999 and monthly payment $479 (median of the 2 listings that show terms). Updated October 15, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Sweet Water Ranch Tract 26 in Decatur County, TNSweet Water Ranch Tract 26 in Decatur County, TN
Sweet Water Ranch Tract 26 in Decatur County, TN
Sweet Water Ranch Tract 26 in Decatur County, TN+4 Photos
Owner FinanceNo HOA
1 / 8
$45,900·6.1 AcresNo HOA

Owner financing: $999 down / $463/mo

Decatur County · TN

Tract 26 is a beautiful tract that is located along an unmaintained dirt road running through the development. With easy access and rolling terrain...

Hickory Hill Ranch Tract 10 in Decatur County, TNHickory Hill Ranch Tract 10 in Decatur County, TN
Hickory Hill Ranch Tract 10 in Decatur County, TN
Hickory Hill Ranch Tract 10 in Decatur County, TN+8 Photos
Owner FinanceNo HOA
1 / 12
$48,900·6 AcresNo HOA

Owner financing: $999 down / $494/mo

Decatur County · TN

Tract 10 is a great 6.00 +/- acre parcel that is tucked back in the southwestern corner of the property. There is nice elevation change to this pie...

Owner financing terms in Decatur County, Tennessee

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 15, 2026.

ListingPriceDownMonthlyTerm
Sweet Water Ranch Tract 26$45,900$999$463/mo20 yr
Hickory Hill Ranch Tract 10$48,900$999$494/mo20 yr

Owner-financed land in Decatur County, Tennessee: questions

How many owner-financed land listings are for sale in Decatur County, Tennessee?
LandyDandy lists 2 land listings for sale in Decatur County, Tennessee whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Decatur County, Tennessee?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Decatur County Land a Good Investment?

The Decatur County land market generated $7.5M in total sales volume over the last year, signaling strong liquidity. We have tracked 46 new listings entering the market in just the last 90 days. With a median asking price per acre of $18,569, for a typical 1.1-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Evans Real Estate, a key player to watch for off-market or new inventory. Want to learn more about the Decatur County market? Check out our Decatur County Land Market Insights.

Decatur County Properties By Type

Land For Sale in Tennessee Counties