Landydandy logo

Owner-Financed Land for Sale in Texas

16 owner-financed lots for sale in Texas on LandyDandy, from $7,500 to $313,000. Typical down payment $5,000 and monthly payment $599 (median of the 16 listings that show terms). Updated October 8, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available in Waller County, TX0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available in Waller County, TX
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available in Waller County, TX
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available in Waller County, TX+20 Photos
FeaturedOwner FinanceNo HOA
1 / 24
$49,900·0.45 AcresNo HOA

Owner financing: $30,000 down / $552/mo

Mitchamore Road · Waller County · TX

0.45 Acres - Two Adjoining Residential Lots in Hempstead, Texas Single-Family Residential Zoning | Approx. 313' Paved-Road Frontage | Owner Financi...

5.14 acres of majestic land in Texas in Hudspeth County, TX5.14 acres of majestic land in Texas in Hudspeth County, TX
5.14 acres of majestic land in Texas in Hudspeth County, TX
5.14 acres of majestic land in Texas in Hudspeth County, TX+1 Photos
Owner FinanceNo HOA
1 / 5
$7,500·5.14 AcresNo HOA

Owner financing: $499 down / $194/mo

Sunset Ranches Lot #49 · Hudspeth County · TX

This is 5.14 majestic acres on Sunset Ranches located in Seirra Blanca, TX. The land is off grid and has a town miles from location. There are road...

0.13 Acres • Buildable Lot • Inside the City of Luling • Established Neighborhood • Approximately 63' x 90' • Owner Financing Available • $30,000 in Caldwell County, TX0.13 Acres • Buildable Lot • Inside the City of Luling • Established Neighborhood • Approximately 63' x 90' • Owner Financing Available • $30,000 in Caldwell County, TX
0.13 Acres • Buildable Lot • Inside the City of Luling • Established Neighborhood • Approximately 63' x 90' • Owner Financing Available • $30,000 in Caldwell County, TX
0.13 Acres • Buildable Lot • Inside the City of Luling • Established Neighborhood • Approximately 63' x 90' • Owner Financing Available • $30,000 in Caldwell County, TX+19 Photos
Owner FinanceNo HOA
1 / 23
$30,000·0.13 AcresNo HOA

Owner financing: $18,000 down / $251/mo

415 Kelly St · Caldwell County · TX

Established In-Town Location | Approximately 63' x 90' | Owner Financing Available Asking Price: $30,000 Own a Piece of Luling — Build Your Texas F...

11 Acres Clay County | $5,500 Down | $1,188/mo | 10 min Wichita Falls in Clay County, TX11 Acres Clay County | $5,500 Down | $1,188/mo | 10 min Wichita Falls in Clay County, TX
11 Acres Clay County | $5,500 Down | $1,188/mo | 10 min Wichita Falls in Clay County, TX
11 Acres Clay County | $5,500 Down | $1,188/mo | 10 min Wichita Falls in Clay County, TX+2 Photos
Owner FinanceNo HOA
1 / 6
$89,000·11 AcresNo HOA

Owner financing: $5,500 down / $1,103/mo

8340 FM 2393 · Clay County · TX

11 acres in Clay County, about 10 minutes from Wichita Falls. $5,500 down, $1,188 a month, or $89,000 cash. Owner financed, no banks, no credit che...

1 Acre Vacant Land - No HOA Fees - No Subdivision Restrictions - Allows Mobile / Manufactured Homes - $100k+ Value for $50k - Owner Financing Available! in Caldwell County, TX1 Acre Vacant Land - No HOA Fees - No Subdivision Restrictions - Allows Mobile / Manufactured Homes - $100k+ Value for $50k - Owner Financing Available! in Caldwell County, TX
1 Acre Vacant Land - No HOA Fees - No Subdivision Restrictions - Allows Mobile / Manufactured Homes - $100k+ Value for $50k - Owner Financing Available! in Caldwell County, TX
1 Acre Vacant Land - No HOA Fees - No Subdivision Restrictions - Allows Mobile / Manufactured Homes - $100k+ Value for $50k - Owner Financing Available! in Caldwell County, TX+19 Photos
Owner FinanceNo HOA
1 / 23
$50,000·1 AcreNo HOA

Owner financing: $25,000 down / $991/mo

Salt Flat Road · Caldwell County · TX

1 Acre Property Near Luling, Texas No HOA | No Subdivision Restrictions | Owner Financing Available Asking Price: $50,000 ($100,000+ Value) Discove...

14.95 Acres in Crystal City - Zavala County, TX in Zavala County, Texas14.95 Acres in Crystal City - Zavala County, TX in Zavala County, Texas
14.95 Acres in Crystal City - Zavala County, TX in Zavala County, Texas
14.95 Acres in Crystal City - Zavala County, TX in Zavala County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$48,000·14.95 AcresNo HOA

Owner financing: $5,000 down / $645/mo

CORNER OF LANDFIELD RD · Zavala County · Texas

14.95 acres of vacant land near Corner Of Landfield Rd in Crystal City, TX. A larger vacant land tract with road access and room for recreation, a ...

0.55 Acres in Zapata - Zapata County, TX in Zapata County, Texas0.55 Acres in Zapata - Zapata County, TX in Zapata County, Texas
0.55 Acres in Zapata - Zapata County, TX in Zapata County, Texas
0.55 Acres in Zapata - Zapata County, TX in Zapata County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$15,000·0.55 AcresNo HOA

Owner financing: $2,000 down / $197/mo

406 CONDOR AVE · Zapata County · Texas

0.55 acres of vacant land near 406 Condor Ave in Zapata, TX. A small vacant lot with road access and room for a future homesite or long-term land h...

0.55 Acres in Alba - Wood County, TX in Wood County, Texas0.55 Acres in Alba - Wood County, TX in Wood County, Texas
0.55 Acres in Alba - Wood County, TX in Wood County, Texas
0.55 Acres in Alba - Wood County, TX in Wood County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$25,000·0.55 AcresNo HOA

Owner financing: $2,000 down / $342/mo

364 PRIVATE ROAD 5567 · Wood County · Texas

0.55 acres of vacant land near 364 Private Road 5567 in Alba, TX. A small vacant lot with road access and room for a future homesite or long-term l...

Recently Added

View all
Own Your Land Near Lake George
Stop Renting Plan your FL Place
1.05 Acres – Beautiful Off-Grid Mountain Escape | Wooded | Road Access
Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast
1.5 Acres in Sutherland Springs - Wilson County, TX in Wilson County, Texas1.5 Acres in Sutherland Springs - Wilson County, TX in Wilson County, Texas
1.5 Acres in Sutherland Springs - Wilson County, TX in Wilson County, Texas
1.5 Acres in Sutherland Springs - Wilson County, TX in Wilson County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$50,000·1.5 AcresNo HOA

Owner financing: $5,000 down / $671/mo

7936 FM 539 · Wilson County · Texas

1.5 acres of vacant land near 7936 Fm 539 in Sutherland Springs, TX. A vacant land parcel with road access and room for a future homesite or long-t...

125.59 Acres in Vernon - Wilbarger County, TX in Wilbarger County, Texas125.59 Acres in Vernon - Wilbarger County, TX in Wilbarger County, Texas
125.59 Acres in Vernon - Wilbarger County, TX in Wilbarger County, Texas
125.59 Acres in Vernon - Wilbarger County, TX in Wilbarger County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$151,000·125.59 AcresNo HOA

Owner financing: $10,000 down / $2,092/mo

16400 COUNTY ROAD 99 S · Wilbarger County · Texas

125.59 acres of vacant land near 16400 County Road 99 S in Vernon, TX. A larger vacant land tract with road access and room for recreation, a futur...

15.02 Acres in Carmine - Washington County, TX in Washington County, Texas15.02 Acres in Carmine - Washington County, TX in Washington County, Texas
15.02 Acres in Carmine - Washington County, TX in Washington County, Texas
15.02 Acres in Carmine - Washington County, TX in Washington County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$313,000·15.02 AcresNo HOA

Owner financing: $10,000 down / $4,487/mo

14430 HARTSTACK RD · Washington County · Texas

15.02 acres of vacant land near 14430 Hartstack Rd in Carmine, TX. A larger vacant land tract with road access and room for recreation, a future ho...

15.01 Acres in Colmesneil - Tyler County, TX in Tyler County, Texas15.01 Acres in Colmesneil - Tyler County, TX in Tyler County, Texas
15.01 Acres in Colmesneil - Tyler County, TX in Tyler County, Texas
15.01 Acres in Colmesneil - Tyler County, TX in Tyler County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$72,000·15.01 AcresNo HOA

Owner financing: $7,000 down / $974/mo

2910 CR · Tyler County · Texas

15.01 acres of vacant land near 2910 Cr in Colmesneil, TX. A larger vacant land tract with road access and room for recreation, a future homesite, ...

0.55 Acres in Trinity - Trinity County, TX in Trinity County, Texas0.55 Acres in Trinity - Trinity County, TX in Trinity County, Texas
0.55 Acres in Trinity - Trinity County, TX in Trinity County, Texas
0.55 Acres in Trinity - Trinity County, TX in Trinity County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$12,000·0.55 AcresNo HOA

Owner financing: $1,000 down / $158/mo

DUNAWAY DR · Trinity County · Texas

0.55 acres of vacant land near Dunaway Dr in Trinity, TX. A small vacant lot with road access and room for a future homesite or long-term land hold...

Grayson, TX - 372729 in Grayson County, TexasGrayson, TX - 372729 in Grayson County, Texas
Grayson, TX - 372729 in Grayson County, Texas
Grayson, TX - 372729 in Grayson County, Texas+6 Photos
Owner FinanceNo HOA
1 / 10
$18,999·0.27 AcresNo HOA

Owner financing: $0 down / $158/mo

515 Palmilla Dr, Gordonville, TX, 76245 · Grayson County · Texas

Prime 0.27 Acre Homesite in Rock Creek – Gated Golf Community Near Lake Texoma Note: We sell real estate at discount wholesale prices! Situated in ...

Dallas, TX - 12-04725-00C-012-0000 in Dallas County, TexasDallas, TX - 12-04725-00C-012-0000 in Dallas County, Texas
Dallas, TX - 12-04725-00C-012-0000 in Dallas County, Texas
Dallas, TX - 12-04725-00C-012-0000 in Dallas County, Texas+7 Photos
Owner FinanceNo HOA
1 / 11
$149,999·2.17 AcresNo HOA

Owner financing: $0 down / $131,666,317/mo

235 Post Road, Balch Springs, TX 75181 · Dallas County · Texas

2.17 acres with Paved Frontage in Meadow Lake - Mesquite (Balch Springs) The land is level, with no structures-ready for your vision - NO HOA This ...

Hudspeth, TX - R66288 in Hudspeth County, TXHudspeth, TX - R66288 in Hudspeth County, TX
Hudspeth, TX - R66288 in Hudspeth County, TX
Hudspeth, TX - R66288 in Hudspeth County, TX+10 Photos
Owner FinanceNo HOA
1 / 14
$21,900·20.01 AcresNo HOA

Owner financing: $350 down / $358/mo

Gunsight Ranch · Hudspeth County · TX

20.01 Acres of Texas: Mountain Views and Total Freedom Twenty acres of wide-open Texas land with mountain views and endless possibilities. This fla...

Owner financing terms in Texas

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 8, 2026.

Owner-financed land in Texas: questions

How many owner-financed land listings are for sale in Texas?
LandyDandy lists 16 land listings for sale in Texas whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Texas?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Texas Properties By Type

Land For Sale in Texas Counties

Texas Properties By City