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Owner-Financed Land for Sale in Washington County, Texas

1 owner-financed lot for sale in Washington County, Texas on LandyDandy, priced at $313,000. Typical down payment $10,000 and monthly payment $4,487 (median of the 1 listing that show terms). Updated October 8, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

15.02 Acres in Carmine - Washington County, TX in Washington County, Texas15.02 Acres in Carmine - Washington County, TX in Washington County, Texas
15.02 Acres in Carmine - Washington County, TX in Washington County, Texas
15.02 Acres in Carmine - Washington County, TX in Washington County, Texas+2 Photos
Owner FinanceNo HOA
1 / 6
$313,000·15.02 AcresNo HOA

Owner financing: $10,000 down / $4,487/mo

14430 HARTSTACK RD · Washington County · Texas

15.02 acres of vacant land near 14430 Hartstack Rd in Carmine, TX. A larger vacant land tract with road access and room for recreation, a future ho...

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Owner financing terms in Washington County, Texas

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 8, 2026.

ListingPriceDownMonthlyTerm
15.02 Acres in Carmine - Washington County, TX$313,000$10,000$4,487/mo10 yr

Owner-financed land in Washington County, Texas: questions

How many owner-financed land listings are for sale in Washington County, Texas?
LandyDandy lists 1 land listing for sale in Washington County, Texas whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Washington County, Texas?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Washington County Land a Good Investment?

The Washington County land market has tracked 89 new listings entering the market in just the last 90 days. With a median asking price per acre of $59,208, for a typical 4.8-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Market Realty, Inc., a key player to watch for off-market or new inventory. Want to learn more about the Washington County market? Check out our Washington County Land Market Insights.

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