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Owner-Financed Land for Sale in Tuscaloosa County, Alabama

1 owner-financed lot for sale in Tuscaloosa County, Alabama on LandyDandy, priced at $72,999. Typical down payment $14,601 and monthly payment $1,013 (median of the 1 listing that show terms). Updated October 28, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL
4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL
4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL+7 Photos
Owner FinanceRoad Access
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$72,999·4.4 Acres

Owner financing: $14,601 down / $1,013/mo

Tuscaloosa County · AL

PRICING: Discount Cash Price: $72,999 + $599 document fee, or alternatively… Owner Financing Price: $75,999 – with $15,200 down ($599 doc fee + $14...

Owner financing terms in Tuscaloosa County, Alabama

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 28, 2026.

ListingPriceDownMonthlyTerm
4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities…$72,999$14,601$1,013/mo8 years

Owner-financed land in Tuscaloosa County, Alabama: questions

How many owner-financed land listings are for sale in Tuscaloosa County, Alabama?
LandyDandy lists 1 land listing for sale in Tuscaloosa County, Alabama whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Tuscaloosa County, Alabama?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Tuscaloosa County Land a Good Investment?

The Tuscaloosa County land market generated $184.5M in total sales volume over the last year, signaling strong liquidity. We have tracked 121 new listings entering the market in just the last 90 days. With a median asking price per acre of $31,474, for a typical 1.3-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Keller Williams Tuscaloosa, a key player to watch for off-market or new inventory. Want to learn more about the Tuscaloosa County market? Check out our Tuscaloosa County Land Market Insights.

Tuscaloosa County Properties By Type

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