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Owner-Financed Land for Sale in Wilcox County, Alabama

1 owner-financed lot for sale in Wilcox County, Alabama on LandyDandy, priced at $50,000. Typical down payment $18,000 and monthly payment $1,162 (median of the 1 listing that show terms). Updated October 27, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL
4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL
4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL+1 Photos
Owner FinanceRoad Access
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$50,000·4.09 Acres

Owner financing: $18,000 down / $1,162/mo

Wilcox County · AL

Own approximately 4.09 combined acres in Legacy Shores, a gated residential community along the Alabama River and William “Bill” Dannelly Reservoir...

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Owner financing terms in Wilcox County, Alabama

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 27, 2026.

ListingPriceDownMonthlyTerm
4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL…$50,000$18,000$1,162/mo4 years

Owner-financed land in Wilcox County, Alabama: questions

How many owner-financed land listings are for sale in Wilcox County, Alabama?
LandyDandy lists 1 land listing for sale in Wilcox County, Alabama whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Wilcox County, Alabama?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Wilcox County Land a Good Investment?

The Wilcox County land market generated $1.1M in total sales volume over the last year, signaling strong liquidity. We have tracked 8 new listings entering the market in just the last 90 days. With a median asking price per acre of $36,250, for a typical 1.2-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is CENTURY 21 AMERISOUTH REALTY, a key player to watch for off-market or new inventory. Want to learn more about the Wilcox County market? Check out our Wilcox County Land Market Insights.

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