35 owner-financed lots for sale in Navajo County, Arizona on LandyDandy, from $2,099 to $71,977. Typical down payment $99 and monthly payment $150 (median of the 30 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land
Owner financing: $100 down / $250/mo
5357 Wickberg Road · Navajo County · AZ
Looking to escape the city’s constant noise, traffic, and stress? This 1.27-acre property in Snowflake, Arizona, offers you a slice of the easy lif...
Listed by
Open Air Properties, LLC
Stephanie Dean
Owner financing: $249 down / $129/mo
Navajo County · AZ
I have 1.25 acres near Holbrook in Navajo County for sale by owner. Dirt road access, typical out here. This is rural off-grid country - solar is t...
Listed by
M&H Land LLC
Michael Hentschel
Owner financing: $99 down / $85/mo
Navajo County · AZ
Adventure Awaits: Camp under starlit skies, explore the Painted Desert, or hold this lot as a long-term investment. With affordable monthly payment...
Listed by
Field & Country LLC
Christopher Moore
Owner financing available — ask the seller for terms
Navajo County · AZ
Historic Route 66 • Wide-Open Arizona • Gateway to Adventure Joseph City, Arizona is a quiet high-desert community in Navajo County, located direct...
Listed by
CommonLots
Mark Genis
Owner financing: $99 down / $124/mo
Navajo County · AZ
Explore the wonders of the great outdoors right at your doorstep. Enjoy hiking, camping, fishing, and hunting in the nearby national forests and pa...
Listed by
Field & Country LLC
Christopher Moore
Owner financing: $149 down / $159/mo
Navajo County · AZ
Tap into the massive potential of Navajo County with this prime 0.27-acre lot! Whether you're a weekend camper looking for a stargazing sanctuary, ...
Listed by
Overlook Land, LLC
Tim Wielinski
Owner financing: $249 down / $126/mo
Navajo County · AZ
Invest in the stability and growth potential of land with this expansive 2.50-acre plot in Navajo County, Arizona, offering a more secure alternati...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $149 down / $298/mo
Navajo County · AZ
For the seasoned property investor with a keen eye for opportunity, this compact yet promising 0.14-acre plot in Navajo County, Arizona, presents a...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $1 down / $162/mo
Navajo County · AZ
20 Acres Near Joseph City, AZ – Explore the Beauty of Northeastern Arizona! Situated just 7.5 miles from Joseph City and 20 miles from Holbrook , t...
Listed by
Dollar Land Store
Ross Amato
Owner financing: $149 down / $298/mo
Navajo County · AZ
Live the American dream on this charming 0.14-acre plot in Navajo County, Arizona. While the traditional American dream may include owning a large ...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $49 down / $214/mo
Navajo County · AZ
Invest in your children's future with this charming 0.21-acre plot in Navajo County, Arizona. While traditional investments may fluctuate with the ...
Listed by
Country Land Indeed
Michael Bartholomew
Owner financing: $99 down / $72/mo
Navajo County · AZ
This large approximately 1.25 acre homestead property Is in the scenic and quiet northern part of the subdivision. The long view to the south as th...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $72/mo
Navajo County · AZ
This great approximately 1.25 acre off grid homestead homestead is Unit 10 Lot 27 of Arizona Rancheros in Sun Valley, Arizona. It's in a beautiful ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $150 down / $140/mo
Navajo County · AZ
Welcome to your very own piece of Arizona: 2.50 acres in the Sun Valley area of Navajo County. This affordable parcel is a great fit for a weekend ...
Listed by
Eagle Eye Land
Christine Stevens
Owner financing: $99 down / $88/mo
Navajo County · AZ
This is a large approximately 2.5 acre property that has a lot going from it. The views will take your breath away. You will be looking down into t...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $88/mo
Navajo County · AZ
This is a large approximately 2.5 acre property that has a lot going for it. The views will take your breath away. You will be looking down into th...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $106/mo
Navajo County · AZ
This is a large approximately 2.5 acre lot and its south side runs along Cash Lane. The scenic Hennessy Buttes are less than 2 miles to the north. ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $101/mo
Navajo County · AZ
This property, 7984 Surrey Road, is approximately 1.26 acres. This is a beautiful area in the eastern part of the Rancheros, close to the legendary...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $147/mo
Navajo County · AZ
This exciting group of three lots totaling approximately 5 acres are Lots 43, 44, & 45 in Unit 9 of the Arizona Rancheros. It's in a beautiful area...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $214/mo
Navajo County · AZ
This exciting group of four adjoining properties are Lots 78, 79, 80, & 81 in Unit 27 of the Arizona Rancheros. It's in a beautiful area about 1.5 ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $143/mo
Navajo County · AZ
This large approximately 2.64 acre property is Lot 42 in Unit 20 of the Arizona Rancheros. It's in a beautiful off grid undeveloped area about 2.5 ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $72/mo
Navajo County · AZ
This large approximately 1.25 acre property Is in the scenic and quiet northern part of the subdivision. This property is at some of the highest el...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $188/mo
Navajo County · AZ
This beautiful approximately 10 acre property is less than 1/10 mile from state owned land. It is less than 1/2 mile from Bureau Of Land Management...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $500 down / $228/mo
Navajo County · AZ
This gorgeous 20 acre property is in the eastern part of Sun Valley and less than half a mile south of I-40/Route 66. Holbrook is about 10 miles to...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $5,000 down / $760/mo
Navajo County · AZ
Property Overview This spectacular and unique approximately 84.79 acre recreational land runs along the seasonal Puerco River in Sun Valley, near H...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $171/mo
Navajo County · AZ
This is a fantastic group of six adjoining lots, Arizona Rancheros Unit 34, Lots 1, 2, 3, 26, 27, and 28. This is a beautiful area in the far easte...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $150/mo
Navajo County · AZ
This is a group of 6 beautiful lots. Here is your dream off grid homestead for sale. Each lot is approximately 1.25 acres, giving you a total of ap...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $150/mo
Navajo County · AZ
This is two spectacular groups of lots in Unit 126, in the far eastern area of the northern Arizona Rancheros. There is a group of four side-by-sid...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $154/mo
Navajo County · AZ
Large, approximately 10 acre homestead property with great view. This is over 435,000 square feet. Beautiful, peaceful, rural area. This property i...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $150/mo
Navajo County · AZ
This is a group of six adjoining approximately 1.25 acre lots that can be combined for a huge total of approximately 7.5 acres. These properties of...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $500 down / $228/mo
Navajo County · AZ
This gorgeous 20 acre property is in the eastern part of Sun Valley and less than half a mile south of I-40/Route 66. Holbrook is about 10 miles to...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $500 down / $500/mo
Navajo County · AZ
Land For Sale In Arizona Cheap Land For Sale In Arizona Property Overview This is a gorgeous, large off grid ranch property with fantastic views of...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $199/mo
Navajo County · AZ
This is a great approximately 20 acre homestead for sale. You will enjoy iconic southwestern views, with the dramatic landscape Navajo County ranch...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $351/mo
Navajo County · AZ
Beautiful, huge approximately 34.89 acre property with great views. An old trail road runs close by the northeast corner. A livestock fence runs al...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $404/mo
Navajo County · AZ
This huge approximately 40 acre parcel is in a very scenic and fairly remote location about 5 miles northwest of Joseph City, Arizona. It is the so...
Listed by
Your Cheap Land
Rob Ashbaugh
Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.
| Listing | Price | Down | Monthly | Term |
|---|---|---|---|---|
| Your Tranquil Retirement Awaits on 1.27 Acres in Snowflake, Arizona! | $10,890 | $100 | $250/mo | 4 years |
| 1.25 Acres Near Holbrook, Navajo County, AZ — Owner Financing | $5,499 | $249 | $129/mo | 6 years |
| Sun Valley AZ 1.25 Acres, Close to I-40 and Holbrook, Finance $90/mo | $2,880 | $99 | $85/mo | 4 years |
| The Ultimate Off-Grid Adventure Awaits You on 1.25 Acres of Land in… | $2,999 | $99 | $124/mo | 3 years |
| 2.5 Acres in Navajo, Arizona | $5,999 | $249 | $126/mo | 5 years |
| 20 Acres in Navajo County, AZ | $14,499 | $1 | $162/mo | 15 years |
| Arizona Rancheros - Unit 83 Lot 20 | $2,677 | $99 | $72/mo | 4 years |
| Sun Valley - Unit 10, Lot 27 | $2,677 | $99 | $72/mo | 4 years |
| 2.50 Acres in Sun Valley Area, Navajo County, AZ — $150 Down | $5,995 | $150 | $140/mo | 4 years |
| Arizona Rancheros - Unit 106, Lot 56 | $4,477 | $99 | $88/mo | 6 years |
The Navajo County land market generated $90.1M in total sales volume over the last year, signaling strong liquidity. We have tracked 223 new listings entering the market in just the last 90 days. With a median asking price per acre of $44,401, for a typical 1.7-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is West USA Realty, a key player to watch for off-market or new inventory. Want to learn more about the Navajo County market? Check out our Navajo County Land Market Insights.
