LandyDandy

Owner-Financed Land for Sale in Highlands County, Florida

6 owner-financed lots for sale in Highlands County, Florida on LandyDandy, from $9,900 to $16,500. Typical down payment $675 and monthly payment $337 (median of the 6 listings that show terms). Updated October 14, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

0.25 Acres - Highlands county FL in Highlands County, FL0.25 Acres - Highlands county FL in Highlands County, FL
0.25 Acres - Highlands county FL in Highlands County, FL
0.25 Acres - Highlands county FL in Highlands County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$12,500·0.25 AcresNo HOA

Owner financing: $249 down / $242/mo

308 TWILIGHT DR, LAKE PLACID, FL 33852 · Highlands County · FL

0.25-Acre Vacant Lot in Sun 'n Lake – Lake Placid, Florida Looking for a place to build your future home or invest in Florida land? This 0.25-acre ...

Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FLYour Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL
Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL
Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL+14 Photos
Owner FinanceNo HOA
1 / 18
$15,500·0.22 AcresNo HOA

Owner financing: $349 down / $359/mo

260 DEERWALK AVE, LAKE PLACID, FL 33852 · Highlands County · FL

Owner Financing Available Affordable Monthly Payments of Only $349/Mo No Banks/ No Credit Checks/No Income Verification Highlight: •Power poles clo...

0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL
0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL
0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL+17 Photos
Owner FinanceNo HOA
1 / 21
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $359/mo

560 MORNINGSIDE DR, LAKE PLACID, FL 33852 · Highlands County · FL

Owner Financing Available Affordable Monthly Payment Only $349 No Banks / No Credit Checks / No Income Verification Highlights • 10,018 square feet...

Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FLSecure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL
Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL
Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL+11 Photos
Owner FinanceNo HOA
1 / 15
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $359/mo

680 MORNINGSIDE DR, LAKE PLACID, FL 33852 · Highlands County · FL

For families in Miami, Fort Lauderdale, West Palm Beach, Boca Raton, and Naples who are ready to stop renting and start owning. Affordable Monthly ...

Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FLInvest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL
Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL
Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL+16 Photos
Owner FinanceNo HOA
1 / 20
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $291/mo

406 HOLLOW LN, LAKE PLACID, FL 33852 · Highlands County · FL

Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! **Take advantage of easy owner financing with just $349/month, 0%...

2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL
2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL
2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL+3 Photos
Owner FinanceNo HOA
1 / 7
$9,900·0.28 AcresNo HOA

Owner financing: $600 down / $314/mo

2925 MAYFIELD RD, SEBRING, FL 33875 · Highlands County · FL

Double the Potential, Zero the Stress! R-3 Zoned Gem in Sebring! Why settle for a standard lot when you can have a property that does it all? Wheth...

Owner financing terms in Highlands County, Florida

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 14, 2026.

Owner-financed land in Highlands County, Florida: questions

How many owner-financed land listings are for sale in Highlands County, Florida?
LandyDandy lists 6 land listings for sale in Highlands County, Florida whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Highlands County, Florida?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Highlands County Land a Good Investment?

The Highlands County land market generated $102.1M in total sales volume over the last year, signaling strong liquidity. We have tracked 563 new listings entering the market in just the last 90 days. With a median asking price per acre of $65,340, for a typical 0.25-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is RADIUS REALTY GROUP LLC, a key player to watch for off-market or new inventory. Want to learn more about the Highlands County market? Check out our Highlands County Land Market Insights.

Highlands County Properties By Type

Land For Sale in Florida Counties