LandyDandy

Owner-Financed Land for Sale in Kentucky

108 owner-financed lots for sale in Kentucky on LandyDandy, from $16,900 to $107,900. Typical down payment $999 and monthly payment $473 (median of the 108 listings that show terms). Updated November 5, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Rolling Hills Tract 15 in Wayne County, KYRolling Hills Tract 15 in Wayne County, KY
Rolling Hills Tract 15 in Wayne County, KY
Rolling Hills Tract 15 in Wayne County, KY+10 Photos
Owner FinanceCamping
1 / 14
$32,900·4.78 Acres

Owner financing: $999 down / $329/mo

Wayne County · KY

Tract 15 has access along an unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife ...

Creek Hollow Phase II Tract 82 in Rockcastle County, KYCreek Hollow Phase II Tract 82 in Rockcastle County, KY
Creek Hollow Phase II Tract 82 in Rockcastle County, KY
Creek Hollow Phase II Tract 82 in Rockcastle County, KY+10 Photos
Owner FinanceCamping
1 / 14
$41,900·8.82 Acres

Owner financing: $999 down / $422/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 82 is a 8.82-acre tract that offers rolling terrain, mixed hardwoods, a wet-weather creek, and natural clearings shaped...

Creek Hollow Phase II Tract 67 in Rockcastle County, KYCreek Hollow Phase II Tract 67 in Rockcastle County, KY
Creek Hollow Phase II Tract 67 in Rockcastle County, KY
Creek Hollow Phase II Tract 67 in Rockcastle County, KY+4 Photos
Owner FinanceCamping
1 / 8
$31,900·6.76 Acres

Owner financing: $999 down / $319/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 67 is a 6.76-acre tract that offers rolling terrain, mixed hardwoods, a wet-weather creek, and natural clearings shaped...

Creek Hollow Phase II Tract 83 in Rockcastle County, KYCreek Hollow Phase II Tract 83 in Rockcastle County, KY
Creek Hollow Phase II Tract 83 in Rockcastle County, KY
Creek Hollow Phase II Tract 83 in Rockcastle County, KY+15 Photos
Owner FinanceCamping
1 / 19
$37,900·8.62 Acres

Owner financing: $999 down / $381/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 83 is a 8.62-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timberi...

Wounded Oak Tract 2 in Rockcastle County, KYWounded Oak Tract 2 in Rockcastle County, KY
Wounded Oak Tract 2 in Rockcastle County, KY
Wounded Oak Tract 2 in Rockcastle County, KY+7 Photos
Owner FinanceCamping
1 / 11
$26,900·5.14 Acres

Owner financing: $999 down / $267/mo

Rockcastle County · KY

Wounded Oak Tract 2 is located off of an interior, unmaintained dirt road. This tract is very wooded with tall, beautiful trees throughout. Many de...

Creek Hollow Phase II Tract 69 in Rockcastle County, KYCreek Hollow Phase II Tract 69 in Rockcastle County, KY
Creek Hollow Phase II Tract 69 in Rockcastle County, KY
Creek Hollow Phase II Tract 69 in Rockcastle County, KY+7 Photos
Owner FinanceCamping
1 / 11
$45,900·9.75 Acres

Owner financing: $999 down / $463/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 69 is a 9.75-acre tract that offers rolling terrain, mixed hardwoods, a wet-weather creek, and natural clearings shaped...

River’s Edge Tract 5 in Jackson County, KYRiver’s Edge Tract 5 in Jackson County, KY
River’s Edge Tract 5 in Jackson County, KY
River’s Edge Tract 5 in Jackson County, KY+12 Photos
Owner FinanceCamping
1 / 16
$31,900·1.9 Acres

Owner financing: $999 down / $319/mo

Jackson County · KY

Tract 5 is located on the south-eastern part of the property with great access off of Indian Creek Road. This tract is very wooded with tall, beaut...

Jade Pass Tract 43 in Whitley County, KYJade Pass Tract 43 in Whitley County, KY
Jade Pass Tract 43 in Whitley County, KY
Jade Pass Tract 43 in Whitley County, KY+8 Photos
Owner FinanceCamping
1 / 12
$40,900·6.3 Acres

Owner financing: $999 down / $412/mo

Whitley County · KY

Jade Pass Tract 43 is a 6.30 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, mo...

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Creek Hollow Phase II Tract 84 in Rockcastle County, KYCreek Hollow Phase II Tract 84 in Rockcastle County, KY
Creek Hollow Phase II Tract 84 in Rockcastle County, KY
Creek Hollow Phase II Tract 84 in Rockcastle County, KY+5 Photos
Owner FinanceCamping
1 / 9
$24,900·5.69 Acres

Owner financing: $999 down / $247/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 84 is a 5.69-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timberi...

Creek Hollow Phase II Tract 81 in Rockcastle County, KYCreek Hollow Phase II Tract 81 in Rockcastle County, KY
Creek Hollow Phase II Tract 81 in Rockcastle County, KY
Creek Hollow Phase II Tract 81 in Rockcastle County, KY+9 Photos
Owner FinanceCamping
1 / 13
$28,900·6.5 Acres

Owner financing: $999 down / $288/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 81 is a 6.50-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timberi...

Creek Hollow Phase I Tract 25 in Rockcastle County, KYCreek Hollow Phase I Tract 25 in Rockcastle County, KY
Creek Hollow Phase I Tract 25 in Rockcastle County, KY
Creek Hollow Phase I Tract 25 in Rockcastle County, KY+11 Photos
Owner Finance
1 / 15
$25,900·5.38 Acres

Owner financing: $999 down / $257/mo

Rockcastle County · KY

Tract 25 is densely wooded throughout. Many deer, turkey and other wildlife have been spotted in this great hunting area! This property lies among ...

Creek Hollow Phase I Tract 43 in Rockcastle County, KYCreek Hollow Phase I Tract 43 in Rockcastle County, KY
Creek Hollow Phase I Tract 43 in Rockcastle County, KY
Creek Hollow Phase I Tract 43 in Rockcastle County, KY+4 Photos
Owner FinanceCamping
1 / 8
$38,900·8.97 Acres

Owner financing: $999 down / $391/mo

Rockcastle County · KY

Tract 43 is densely wooded throughout. Many deer, turkey and other wildlife have been spotted in this great hunting area! This property lies among ...

Blackstone Mountain Phase I Tract 48 in Clay County, KYBlackstone Mountain Phase I Tract 48 in Clay County, KY
Blackstone Mountain Phase I Tract 48 in Clay County, KY
Blackstone Mountain Phase I Tract 48 in Clay County, KY+10 Photos
Owner FinanceCamping
1 / 14
$30,900·13.46 Acres

Owner financing: $999 down / $308/mo

Clay County · KY

Tract 48 is 13.46 acres located off of an unmaintained dirt road. This tract is very wooded with tall, beautiful trees and has a nice stream runnin...

Creek Hollow Phase II Tract 59 in Rockcastle County, KYCreek Hollow Phase II Tract 59 in Rockcastle County, KY
Creek Hollow Phase II Tract 59 in Rockcastle County, KY
Creek Hollow Phase II Tract 59 in Rockcastle County, KY+8 Photos
Owner FinanceCamping
1 / 12
$43,900·9.98 Acres

Owner financing: $999 down / $443/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 59 is a 9.98-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timberi...

Cumberland Ridge Ranch Tract 10 in Cumberland County, KYCumberland Ridge Ranch Tract 10 in Cumberland County, KY
Cumberland Ridge Ranch Tract 10 in Cumberland County, KY
Cumberland Ridge Ranch Tract 10 in Cumberland County, KY+17 Photos
Owner FinanceCamping
1 / 21
$49,900·10.91 Acres

Owner financing: $999 down / $504/mo

Cumberland County · KY

Cumberland Ridge Ranch Tract 10 has been surveyed into a 10.91 Acre +/- parcel of land. This beautiful parcel of Southern Kentucky land boasts some...

River’s Edge Tract 4 in Jackson County, KYRiver’s Edge Tract 4 in Jackson County, KY
River’s Edge Tract 4 in Jackson County, KY
River’s Edge Tract 4 in Jackson County, KY+10 Photos
Owner FinanceCamping
1 / 14
$30,900·1.63 Acres

Owner financing: $999 down / $308/mo

Jackson County · KY

Tract 4 is located on the eastern part of the property with great access off of Indian Creek Road. This tract is very wooded with tall, beautiful t...

Creek Hollow Phase I Tract 44 in Rockcastle County, KYCreek Hollow Phase I Tract 44 in Rockcastle County, KY
Creek Hollow Phase I Tract 44 in Rockcastle County, KY
Creek Hollow Phase I Tract 44 in Rockcastle County, KY+6 Photos
Owner FinanceCamping
1 / 10
$37,900·8.74 Acres

Owner financing: $999 down / $381/mo

Rockcastle County · KY

Tract 44 is densely wooded throughout. Many deer, turkey and other wildlife have been spotted in this great hunting area! This property lies among ...

Jade Pass Tract 42 in Whitley County, KYJade Pass Tract 42 in Whitley County, KY
Jade Pass Tract 42 in Whitley County, KY
Jade Pass Tract 42 in Whitley County, KY+10 Photos
Owner FinanceCamping
1 / 14
$37,900·6.33 Acres

Owner financing: $999 down / $381/mo

Whitley County · KY

Jade Pass Tract 42 is a 6.33 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, mo...

Rolling Hills Tract 1 in Wayne County, KYRolling Hills Tract 1 in Wayne County, KY
Rolling Hills Tract 1 in Wayne County, KY
Rolling Hills Tract 1 in Wayne County, KY+8 Photos
Owner FinanceCamping
1 / 12
$34,900·3.8 Acres

Owner financing: $999 down / $350/mo

Wayne County · KY

Tract 1 has access along Tucker Rd, which is a county maintained road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey a...

Riverbend Tract 13 in Wayne County, KYRiverbend Tract 13 in Wayne County, KY
Riverbend Tract 13 in Wayne County, KY
Riverbend Tract 13 in Wayne County, KY+8 Photos
Owner FinanceCamping
1 / 12
$31,900·3.66 Acres

Owner financing: $999 down / $319/mo

Wayne County · KY

Tract 13 has access along an unmaintained dirt road, and backs up to the river. It is very wooded with tall, beautiful trees throughout. Many deer,...

Riverbend Tract 29 in Wayne County, KYRiverbend Tract 29 in Wayne County, KY
Riverbend Tract 29 in Wayne County, KY
Riverbend Tract 29 in Wayne County, KY+7 Photos
Owner Finance
1 / 11
$26,900·3.03 Acres

Owner financing: $999 down / $267/mo

Wayne County · KY

Tract 29 has access along the unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife...

Creek Hollow Phase II Tract 79 in Rockcastle County, KYCreek Hollow Phase II Tract 79 in Rockcastle County, KY
Creek Hollow Phase II Tract 79 in Rockcastle County, KY
Creek Hollow Phase II Tract 79 in Rockcastle County, KY+8 Photos
Owner FinanceCamping
1 / 12
$76,900·17.65 Acres

Owner financing: $999 down / $783/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 79 is a 17.65-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timber...

Trails End Tract 22 in Rockcastle County, KYTrails End Tract 22 in Rockcastle County, KY
Trails End Tract 22 in Rockcastle County, KY
Trails End Tract 22 in Rockcastle County, KY+16 Photos
Owner FinanceCamping
1 / 20
$61,900·10.35 Acres

Owner financing: $999 down / $628/mo

Rockcastle County · KY

Tract 22 is strategically located within Trails End, providing great access from the existing dirt road. This tract is extremely wooded with modera...

Trails End Tract 18 in Rockcastle County, KYTrails End Tract 18 in Rockcastle County, KY
Trails End Tract 18 in Rockcastle County, KY
Trails End Tract 18 in Rockcastle County, KY+7 Photos
Owner FinanceCamping
1 / 11
$81,900·15.07 Acres

Owner financing: $999 down / $835/mo

Rockcastle County · KY

Tract 18 is strategically located within Trails End, providing great access from the existing dirt road. This tract is extremely wooded with modera...

Riverbend Tract 30 in Wayne County, KYRiverbend Tract 30 in Wayne County, KY
Riverbend Tract 30 in Wayne County, KY
Riverbend Tract 30 in Wayne County, KY+6 Photos
Owner Finance
1 / 10
$28,900·3.29 Acres

Owner financing: $999 down / $288/mo

Wayne County · KY

Tract 30 has access along the unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife...

Creek Hollow Phase II Tract 58 in Rockcastle County, KYCreek Hollow Phase II Tract 58 in Rockcastle County, KY
Creek Hollow Phase II Tract 58 in Rockcastle County, KY
Creek Hollow Phase II Tract 58 in Rockcastle County, KY+10 Photos
Owner FinanceCamping
1 / 14
$52,900·11.99 Acres

Owner financing: $999 down / $535/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 58 is a 11.99-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timber...

Creek Hollow Phase II Tract 78 in Rockcastle County, KYCreek Hollow Phase II Tract 78 in Rockcastle County, KY
Creek Hollow Phase II Tract 78 in Rockcastle County, KY
Creek Hollow Phase II Tract 78 in Rockcastle County, KY+16 Photos
Owner FinanceCamping
1 / 20
$72,900·15.95 Acres

Owner financing: $999 down / $742/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 78 is a 15.95-acre tract that offers rolling terrain, mixed hardwoods, a wet-weather creek, and natural clearings shape...

Creek Hollow Phase II Tract 57 in Rockcastle County, KYCreek Hollow Phase II Tract 57 in Rockcastle County, KY
Creek Hollow Phase II Tract 57 in Rockcastle County, KY
Creek Hollow Phase II Tract 57 in Rockcastle County, KY+11 Photos
Owner FinanceCamping
1 / 15
$52,900·11.98 Acres

Owner financing: $999 down / $535/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 57 is a 11.98-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timber...

Creek Hollow Phase II Tract 80 in Rockcastle County, KYCreek Hollow Phase II Tract 80 in Rockcastle County, KY
Creek Hollow Phase II Tract 80 in Rockcastle County, KY
Creek Hollow Phase II Tract 80 in Rockcastle County, KY+11 Photos
Owner FinanceCamping
1 / 15
$59,900·13.55 Acres

Owner financing: $999 down / $608/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 80 is a 13.55-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timber...

Buck Run Ridge Tract 23 in Wayne County, KYBuck Run Ridge Tract 23 in Wayne County, KY
Buck Run Ridge Tract 23 in Wayne County, KY
Buck Run Ridge Tract 23 in Wayne County, KY+5 Photos
Owner FinanceCamping
1 / 9
$46,900·8.76 Acres

Owner financing: $999 down / $473/mo

Wayne County · KY

Tract 23 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildli...

Creek Hollow Phase II Tract 71 in Rockcastle County, KYCreek Hollow Phase II Tract 71 in Rockcastle County, KY
Creek Hollow Phase II Tract 71 in Rockcastle County, KY
Creek Hollow Phase II Tract 71 in Rockcastle County, KY+13 Photos
Owner FinanceCamping
1 / 17
$56,900·13.01 Acres

Owner financing: $999 down / $577/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 71 is a 13.01-acre tract that offers rolling terrain, mixed hardwoods, and natural clearings shaped by selective timber...

Creek Hollow Phase II Tract 74 in Rockcastle County, KYCreek Hollow Phase II Tract 74 in Rockcastle County, KY
Creek Hollow Phase II Tract 74 in Rockcastle County, KY
Creek Hollow Phase II Tract 74 in Rockcastle County, KY+19 Photos
Owner FinanceCamping
1 / 23
$85,900·19.03 Acres

Owner financing: $999 down / $876/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 74 is a 19.03-acre tract that offers rolling terrain, mixed hardwoods, a wet-weather creek, and natural clearings shape...

Creek Hollow Phase II Tract 86 in Rockcastle County, KYCreek Hollow Phase II Tract 86 in Rockcastle County, KY
Creek Hollow Phase II Tract 86 in Rockcastle County, KY
Creek Hollow Phase II Tract 86 in Rockcastle County, KY+8 Photos
Owner FinanceCamping
1 / 12
$75,900·10.83 Acres

Owner financing: $999 down / $773/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 86 is a 10.83-acre tract that offers rolling terrain, mixed hardwoods, a sinking creek, and natural clearings shaped by...

Creek Hollow Phase II Tract 85 in Rockcastle County, KYCreek Hollow Phase II Tract 85 in Rockcastle County, KY
Creek Hollow Phase II Tract 85 in Rockcastle County, KY
Creek Hollow Phase II Tract 85 in Rockcastle County, KY+11 Photos
Owner FinanceCamping
1 / 15
$55,900·7.65 Acres

Owner financing: $999 down / $566/mo

Rockcastle County · KY

Creek Hollow Phase II Tract 85 is a 7.65-acre tract that offers rolling terrain, mixed hardwoods, a sinking creek, and natural clearings shaped by ...

Jade Pass Tract 27 in Whitley County, KYJade Pass Tract 27 in Whitley County, KY
Jade Pass Tract 27 in Whitley County, KY
Jade Pass Tract 27 in Whitley County, KY+9 Photos
Owner FinanceCamping
1 / 13
$67,900·9.21 Acres

Owner financing: $999 down / $690/mo

Whitley County · KY

Jade Pass Tract 27 is a 9.21 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, mo...

Woodland Heights Tract 14 in Wayne County, KYWoodland Heights Tract 14 in Wayne County, KY
Woodland Heights Tract 14 in Wayne County, KY
Woodland Heights Tract 14 in Wayne County, KY+9 Photos
Owner FinanceCamping
1 / 13
$39,900·7.36 Acres

Owner financing: $999 down / $401/mo

Wayne County · KY

Tract 14 has access along Jonesville Cemetery Rd. It is wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife have bee...

Buck Run Ridge Tract 26 in Wayne County, KYBuck Run Ridge Tract 26 in Wayne County, KY
Buck Run Ridge Tract 26 in Wayne County, KY
Buck Run Ridge Tract 26 in Wayne County, KY+7 Photos
Owner FinanceCamping
1 / 11
$66,900·11.11 Acres

Owner financing: $999 down / $680/mo

Wayne County · KY

Tract 26 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildli...

Trails End Tract 21 in Rockcastle County, KYTrails End Tract 21 in Rockcastle County, KY
Trails End Tract 21 in Rockcastle County, KY
Trails End Tract 21 in Rockcastle County, KY+10 Photos
Owner FinanceCamping
1 / 14
$78,900·13.18 Acres

Owner financing: $999 down / $804/mo

Rockcastle County · KY

Tract 21 is strategically located within Trails End, providing great access from the existing dirt road. This tract is extremely wooded with modera...

Buck Run Ridge Tract 3 in Wayne County, KYBuck Run Ridge Tract 3 in Wayne County, KY
Buck Run Ridge Tract 3 in Wayne County, KY
Buck Run Ridge Tract 3 in Wayne County, KY+10 Photos
Owner Finance
1 / 14
$61,900·10.4 Acres

Owner financing: $999 down / $628/mo

Wayne County · KY

Tract 3 has great access along the provided dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlif...

Creek Hollow Phase I Tract 53 in Rockcastle County, KYCreek Hollow Phase I Tract 53 in Rockcastle County, KY
Creek Hollow Phase I Tract 53 in Rockcastle County, KY
Creek Hollow Phase I Tract 53 in Rockcastle County, KY+5 Photos
Owner FinanceCamping
1 / 9
$30,900·7.13 Acres

Owner financing: $999 down / $308/mo

Rockcastle County · KY

Tract 53 is densely wooded throughout. Many deer, turkey and other wildlife have been spotted in this great hunting area! This property lies among ...

Jade Pass Tract 35 in Whitley County, KYJade Pass Tract 35 in Whitley County, KY
Jade Pass Tract 35 in Whitley County, KY
Jade Pass Tract 35 in Whitley County, KY+8 Photos
Owner FinanceCamping
1 / 12
$46,900·8.84 Acres

Owner financing: $999 down / $473/mo

Whitley County · KY

Jade Pass Tract 35 is an 8.84 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, m...

Jade Pass Tract 14 in Whitley County, KYJade Pass Tract 14 in Whitley County, KY
Jade Pass Tract 14 in Whitley County, KY
Jade Pass Tract 14 in Whitley County, KY+7 Photos
Owner FinanceCamping
1 / 11
$33,900·6.16 Acres

Owner financing: $999 down / $339/mo

Whitley County · KY

Jade Pass Tract 14 is a 6.16 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, mo...

Jade Pass Tract 36 in Whitley County, KYJade Pass Tract 36 in Whitley County, KY
Jade Pass Tract 36 in Whitley County, KY
Jade Pass Tract 36 in Whitley County, KY+6 Photos
Owner FinanceCamping
1 / 10
$67,900·14.3 Acres

Owner financing: $999 down / $690/mo

Whitley County · KY

Jade Pass Tract 36 is a 14.30 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, m...

Jade Pass Tract 7 in Whitley County, KYJade Pass Tract 7 in Whitley County, KY
Jade Pass Tract 7 in Whitley County, KY
Jade Pass Tract 7 in Whitley County, KY+9 Photos
Owner FinanceCamping
1 / 13
$36,900·7.02 Acres

Owner financing: $999 down / $370/mo

Whitley County · KY

Jade Pass Tract 7 is a 7.02 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, mou...

Jade Pass Tract 9 in Whitley County, KYJade Pass Tract 9 in Whitley County, KY
Jade Pass Tract 9 in Whitley County, KY
Jade Pass Tract 9 in Whitley County, KY+6 Photos
Owner FinanceCamping
1 / 10
$30,900·5.8 Acres

Owner financing: $999 down / $308/mo

Whitley County · KY

Jade Pass Tract 9 is a 5.80 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, mou...

Jade Pass Tract 12 in Whitley County, KYJade Pass Tract 12 in Whitley County, KY
Jade Pass Tract 12 in Whitley County, KY
Jade Pass Tract 12 in Whitley County, KY+7 Photos
Owner FinanceCamping
1 / 11
$33,900·6.1 Acres

Owner financing: $999 down / $339/mo

Whitley County · KY

Jade Pass Tract 12 is a 6.10 acre property located in the Appalachian Mountains of Whitley County, Kentucky. This tract features heavily wooded, mo...

Creek Hollow Phase I Tract 34 in Rockcastle County, KYCreek Hollow Phase I Tract 34 in Rockcastle County, KY
Creek Hollow Phase I Tract 34 in Rockcastle County, KY
Creek Hollow Phase I Tract 34 in Rockcastle County, KY+7 Photos
Owner FinanceCamping
1 / 11
$24,900·5.76 Acres

Owner financing: $999 down / $247/mo

Rockcastle County · KY

Tract 34 is densely wooded throughout. Many deer, turkey and other wildlife have been spotted in this great hunting area! This property lies among ...

Trails End Tract 20 in Rockcastle County, KYTrails End Tract 20 in Rockcastle County, KY
Trails End Tract 20 in Rockcastle County, KY
Trails End Tract 20 in Rockcastle County, KY+3 Photos
Owner FinanceCamping
1 / 7
$74,900·12.54 Acres

Owner financing: $999 down / $762/mo

Rockcastle County · KY

Tract 20 is strategically located within Trails End, providing great access from the existing dirt road. This tract is extremely wooded with modera...

Bluewater Ridge Tract 12 in Wayne County, KYBluewater Ridge Tract 12 in Wayne County, KY
Bluewater Ridge Tract 12 in Wayne County, KY
Bluewater Ridge Tract 12 in Wayne County, KY+6 Photos
Owner FinanceCamping
1 / 10
$35,900·4.32 Acres

Owner financing: $999 down / $360/mo

Wayne County · KY

Tract 12 has great access along the county road and is only a few hundred yards from the river. It is very wooded with tall, beautiful trees throug...

Rolling Hills Tract 10 in Wayne County, KYRolling Hills Tract 10 in Wayne County, KY
Rolling Hills Tract 10 in Wayne County, KY
Rolling Hills Tract 10 in Wayne County, KY+13 Photos
Owner FinanceCamping
1 / 17
$50,900·7.27 Acres

Owner financing: $999 down / $515/mo

Wayne County · KY

Tract 10 has access along an unmaintained dirt road. It is very wooded with tall, beautiful trees throughout. Many deer, turkey and other wildlife ...

Owner financing terms in Kentucky

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 5, 2026.

ListingPriceDownMonthlyTerm
Rolling Hills Tract 15$32,900$999$329/mo20 years
Creek Hollow Phase II Tract 82$41,900$999$422/mo20 years
Creek Hollow Phase II Tract 67$31,900$999$319/mo20 years
Creek Hollow Phase II Tract 83$37,900$999$381/mo20 years
Wounded Oak Tract 2$26,900$999$267/mo20 years
Creek Hollow Phase II Tract 69$45,900$999$463/mo20 years
River’s Edge Tract 5$31,900$999$319/mo20 years
Jade Pass Tract 43$40,900$999$412/mo20 years
Creek Hollow Phase II Tract 84$24,900$999$247/mo20 years
Creek Hollow Phase II Tract 81$28,900$999$288/mo20 years

Owner-financed land in Kentucky: questions

How many owner-financed land listings are for sale in Kentucky?
LandyDandy lists 108 land listings for sale in Kentucky whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Kentucky?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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