6 owner-financed lots for sale in Otero County, New Mexico on LandyDandy, from $8,077 to $22,999. Typical down payment $99 and monthly payment $166 (median of the 6 listings that show terms). Updated November 8, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land
Owner financing: $4,201 down / $337/mo
Ranger Ave · Otero County · NM
PRICING: Discount Cash Price: $22,999 + $599 document fee, or alternatively… Owner Financing Price: $23,999 – Only $4,800 down ($599 doc fee + $4,2...
Listed by
Generation Family Properties LLC
Reggie Wright
Owner financing: $99 down / $159/mo
Otero County · NM
79 Baracuda Drive approx. 0.376 acre. Lot 17 is along Baracuda Drive, one of the better roads in the area. Water is one lot away. Electricity is ab...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $202/mo
Otero County · NM
Lot 45 - 92 Andromeda Drive Lot 48 - 101 Pegasus Drive Lot 49 - 97 Pegasus Drive These are three adjoining approximately 0.5 acre lots that can be ...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $171/mo
Otero County · NM
Lot 31 - 0.56 Acres - 40 Wollin Drive Lot 32 - 0.50 Acres - 36 Wollin Drive Lot 33 - 0.53 Acres - 22 Wollin Drive Lot 34 - 0.56 Acres - 8 Murtishaw...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $120/mo
Otero County · NM
Lot 1 - 0.626 acre - 91 Gomez Drive Lot 2 - 0.557 acre - 82 Gomez Drive This great pair of adjacent lots can be combined for almost 1.2 acres. They...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $99 down / $160/mo
Otero County · NM
Lot 3 0.501 acre 74 Gomez Road Lot 4 0.502 acre 68 Gomez Road These 2 adjacent lots are in a spectacular location. They are on the spine of a hill ...
Listed by
Your Cheap Land
Rob Ashbaugh
Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 8, 2026.
| Listing | Price | Down | Monthly | Term |
|---|---|---|---|---|
| Fall in Love with Mountain Living – 2.49 Acres in Timberon, NM w/… | $22,999 | $4,201 | $337/mo | 8 years |
| Timberon - Unit 12, Block 120, Lot 17 | $8,977 | $99 | $159/mo | 7 years |
| Timberon - Unit 15, Block 165, Lots 45, 48 & 49 | $17,977 | $99 | $202/mo | 15 years |
| Timberon - Unit 17, Block 173, Lots 31, 32, 33 & 34 | $15,277 | $99 | $171/mo | 15 years |
| Timberon - Unit 13, Block 177, Lots 1 & 2 | $8,077 | $99 | $120/mo | 9 years |
| Timberon - Unit 13, Block 177, Lots 3 & 4 | $8,077 | $99 | $160/mo | 6 years |
The Otero County land market has tracked 68 new listings entering the market in just the last 90 days. With a median asking price per acre of $32,103, for a typical 2.2-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Future Real Estate, a key player to watch for off-market or new inventory. Want to learn more about the Otero County market? Check out our Otero County Land Market Insights.
