Owner-Financed Land for Sale in Oregon

15 owner-financed lots for sale in Oregon on LandyDandy, from $11,399 to $52,000. Updated October 21, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

🌲 Prime Wilderness Lot Available Now! 🏞️ in Klamath County, OR

+9 Photos

Owner FinanceVideo Tour

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$13,833·1.9 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $295 down & $295 per month. 0% interest, No pre-payment penalty, 60-day inspection/refund period. Looking for a rugged slice of pa...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

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Private hunting/campground near 2 million acres of national forest! in Klamath County, OR

Owner FinanceVideo Tour

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$11,399·1.38 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $225 down, $225 per month, 0% interest, No pre-payment penalty, 60-day money back guarantee Escape to the great outdoors with this...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

Own 1.52 Acres of Raw, Untamed Oregon Wilderness – No Bull, No Beauty! in Klamath County, OR

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Owner FinanceVideo Tour

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$13,200·1.52 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $295 down, $295 per month 🌲 Location: Oregon Pines Subdivision 🏡 Zoned: Rural Residential Features: ✅ 1.52 acres of flat, barren...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

Rare 1.46 Acre off-grid parcel on lower plateau! in Klamath County, OR

+9 Photos

Owner FinanceVideo Tour

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$14,938·1.46 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $325 down, $325 per month. 0% interest, no pre-payment penalty, 60-day money back guarantee! A rare 1.46 Acre off-grid opportunity...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

.39 Acre Corner Lot with Utilities & Private Lake Access – Oregon Shores 2, Chiloquin, Oregon in Klamath County, OR

+6 Photos

Owner FinanceVideo Tour

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$15,532·0.39 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $388 down, ~$388 per month, 0% interest, no pre-payment penalty, 60-day refund/inspection period Introduction Position yourself in...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

Opportunity awaits on this charming parcel in lakeside community! in Klamath County, OR

+5 Photos

Owner FinanceVideo Tour

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$16,342·0.32 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner Financing: $333 down payment, $333 per month. 0% interest, no pre-payment penalty, 60-day inspection/refund period. Nestled within the pictur...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

Buildable .42 Acre Lot with Community Lake Access – Chiloquin, Oregon in Klamath County, OR

+7 Photos

Owner FinanceVideo Tour

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$16,986·0.42 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $278 down, $278 per month. 0% interest, no pre-payment penalty, 60-day refund/inspection period. Introduction Position yourself fo...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

0.46 Acres – Buildable Land with Potential Lake Views & Community Water in Chiloquin, OR! in Klamath County, OR

+6 Photos

Owner FinanceNo HOAVideo Tour

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$18,738·0.46 AcresNo HOA

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $350 down & $350 per month. 0% interest. No pre-payment penalty. 60-day refund period. Looking for buildable land with potential l...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available

Dolan Springs AZ – Two 1.05-Acre Lots, $13,500 Both (Cash)

14.28 Acres on Trout Creek, State Forest Across the Road – $79,900

10 Acres Near Kingman AZ – Mountain Views, $36,900 Cash

🌲🏞️ Nature Lover’s Paradise in Nimrod River Park, Sprague River, Oregon! 🏞️🌲 in Klamath County, OR

+7 Photos

Owner FinanceVideo Tour

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$15,198·1.8 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $285 down / $285 per month Escape to the heart of Oregon’s wilderness with this amazing 1.8-acre parcel in the picturesque town of...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

0.52-Acre Buildable Lot Near Agency Lake – Zoned R-2 – Ready for Development in Klamath County, OR

+13 Photos

Owner FinanceVideo Tour

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$18,663·0.52 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $350 down, $350 per month. 0% interest, 60-day inspection/refund period, no pre-payment penalty. Located on Sundance Drive in Chil...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

1.91 Acres of Buildable Residential Land in Bonanza, Oregon – Prime Access, Power Nearby, and Ready for Your Plans in Klamath County, OR

+4 Photos

Owner FinanceVideo Tour

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$19,500·1.91 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $275 down, ~$275 per month / 0% interest, no pre-payment penalty, 60-day inspection period Own your own slice of Southern Oregon l...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

.43 Acres – Buildable Lot with Pond & Utilities in Lakeside Community in Klamath County, OR

+17 Photos

Owner FinanceVideo Tour

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$19,605·0.43 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $365 down, $365 per month. 0% interest, no pre-payment penalty, 60-day refund/inspection period Rare Opportunity to Own Buildable ...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

0.63 Acres – Buildable Land with Community Water & Power – Near the Lake and multiple rivers. in Klamath County, OR

+7 Photos

Owner FinanceVideo Tour

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$18,823·0.63 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $350 down and $350 per month. 0% interest, no pre-payment penalty, 60-day inspection/refund period Looking for buildable land with...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

Your Running Y Retreat – Golf, Lake Access & Village Charm Await! in Klamath County, OR

+9 Photos

Owner FinanceVideo Tour

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$45,823·0.73 Acres

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $1000 down payment, $625 per month / 0% interest, no pre-payment penalty, 60-day inspection period. Nestled within the prestigious...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

1-Acre Residential Lot in Gated Community with Power, Lake Views & Private Lake Access – Chiloquin, OR in Klamath County, OR

+14 Photos

Owner FinanceVideo Tour

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$52,000·1 Acre

Owner financing available — ask the seller for terms

Klamath County · OR

Owner financing: $861 down payment, $861 per month / 0% interest, no pre-payment penalty, 60-day inspection/refund period Capture lakefront living ...

Listed by

Pioneer Spirit Properties

Derek Hotchkiss

View Details Message Seller

Owner-financed land in Oregon: questions

How many owner-financed land listings are for sale in Oregon?

LandyDandy lists 15 land listings for sale in Oregon whose seller offers owner financing. The count changes as sellers add and sell land.

Do sellers check credit for owner-financed land in Oregon?

Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.

How does owner financing work for land?

The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.

Should I use a title company when I buy owner-financed land?

Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.

How do I contact the seller of an owner-financed lot?

Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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