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Owner-Financed Land for Sale in Henderson County, Tennessee

17 owner-financed lots for sale in Henderson County, Tennessee on LandyDandy, from $23,900 to $94,900. Typical down payment $999 and monthly payment $639 (median of the 17 listings that show terms). Updated October 14, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Whiskey Ridge Tract 91 in Henderson County, TNWhiskey Ridge Tract 91 in Henderson County, TN
Whiskey Ridge Tract 91 in Henderson County, TN
Whiskey Ridge Tract 91 in Henderson County, TN+5 Photos
Owner FinanceNo HOA
1 / 9
$66,900·9.45 AcresNo HOA

Owner financing: $999 down / $680/mo

Henderson County · TN

Tract 91 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Whiskey Ridge Tract 86 in Henderson County, TNWhiskey Ridge Tract 86 in Henderson County, TN
Whiskey Ridge Tract 86 in Henderson County, TN
Whiskey Ridge Tract 86 in Henderson County, TN+13 Photos
Owner FinanceNo HOA
1 / 17
$75,900·11.33 AcresNo HOA

Owner financing: $999 down / $773/mo

Henderson County · TN

Tract 86 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Twin Rivers Tract 20 in Henderson County, TNTwin Rivers Tract 20 in Henderson County, TN
Twin Rivers Tract 20 in Henderson County, TN
Twin Rivers Tract 20 in Henderson County, TN+9 Photos
Owner FinanceNo HOA
1 / 13
$23,900·5.26 AcresNo HOA

Owner financing: $999 down / $236/mo

Henderson County · TN

Tract 20 is a beautiful parcel located along an unmaintained dirt road within the development. This property provides a good mix of elevation with ...

Whiskey Ridge Tract 96 in Henderson County, TNWhiskey Ridge Tract 96 in Henderson County, TN
Whiskey Ridge Tract 96 in Henderson County, TN
Whiskey Ridge Tract 96 in Henderson County, TN+9 Photos
Owner FinanceNo HOA
1 / 13
$54,900·7.71 AcresNo HOA

Owner financing: $999 down / $556/mo

Henderson County · TN

Tract 96 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Whiskey Ridge Tract 29 in Henderson County, TNWhiskey Ridge Tract 29 in Henderson County, TN
Whiskey Ridge Tract 29 in Henderson County, TN
Whiskey Ridge Tract 29 in Henderson County, TN+6 Photos
Owner FinanceNo HOA
1 / 10
$83,900·14.57 AcresNo HOA

Owner financing: $999 down / $855/mo

Henderson County · TN

Tract 29 is a beautiful parcel that provides a great mix of trees and foliage that central Tennessee is known for. The easy access and rolling terr...

Whiskey Ridge Tract 83 in Henderson County, TNWhiskey Ridge Tract 83 in Henderson County, TN
Whiskey Ridge Tract 83 in Henderson County, TN
Whiskey Ridge Tract 83 in Henderson County, TN+5 Photos
Owner FinanceNo HOA
1 / 9
$72,900·10.83 AcresNo HOA

Owner financing: $999 down / $742/mo

Henderson County · TN

Tract 83 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Twin Rivers Tract 27 in Henderson County, TNTwin Rivers Tract 27 in Henderson County, TN
Twin Rivers Tract 27 in Henderson County, TN
Twin Rivers Tract 27 in Henderson County, TN+7 Photos
Owner FinanceNo HOA
1 / 11
$37,900·5.28 AcresNo HOA

Owner financing: $999 down / $381/mo

Henderson County · TN

Tract 27 is a beautiful parcel located along an unmaintained dirt road within the development. This property provides a good mix of elevation with ...

Whiskey Ridge Tract 63 in Henderson County, TNWhiskey Ridge Tract 63 in Henderson County, TN
Whiskey Ridge Tract 63 in Henderson County, TN
Whiskey Ridge Tract 63 in Henderson County, TN+7 Photos
Owner FinanceNo HOA
1 / 11
$58,900·8.36 AcresNo HOA

Owner financing: $999 down / $597/mo

Henderson County · TN

Tract 63 is a beautiful parcel that provides a great mix of trees and foliage that central Tennessee is known for. The easy access and rolling terr...

Recently Added

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
6.1 Acres on Hwy 56 Near I-40 Exit 212 - Okemah, OK
6.14 Acres at NS 368 & EW 112 Rd with Cell Tower Lease - Okemah, OK
7.91 Acres - I-40 & Hwy 56 Corner, Former Gas Station Pad - Okemah, OK
Whiskey Ridge Tract 84 in Henderson County, TNWhiskey Ridge Tract 84 in Henderson County, TN
Whiskey Ridge Tract 84 in Henderson County, TN
Whiskey Ridge Tract 84 in Henderson County, TN+24 Photos
Owner FinanceNo HOA
1 / 28
$65,900·9.77 AcresNo HOA

Owner financing: $999 down / $669/mo

Henderson County · TN

Tract 84 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Whiskey Ridge Tract 93 in Henderson County, TNWhiskey Ridge Tract 93 in Henderson County, TN
Whiskey Ridge Tract 93 in Henderson County, TN
Whiskey Ridge Tract 93 in Henderson County, TN+2 Photos
Owner FinanceNo HOA
1 / 6
$94,900·13.75 AcresNo HOA

Owner financing: $999 down / $969/mo

Henderson County · TN

Tract 93 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Twin Rivers Tract 25 in Henderson County, TNTwin Rivers Tract 25 in Henderson County, TN
Twin Rivers Tract 25 in Henderson County, TN
Twin Rivers Tract 25 in Henderson County, TN+10 Photos
Owner FinanceNo HOA
1 / 14
$36,900·5.01 AcresNo HOA

Owner financing: $999 down / $370/mo

Henderson County · TN

Tract 25 is a beautiful parcel located along an unmaintained dirt road within the development. This property provides a good mix of elevation with ...

Whiskey Ridge Tract 88 in Henderson County, TNWhiskey Ridge Tract 88 in Henderson County, TN
Whiskey Ridge Tract 88 in Henderson County, TN
Whiskey Ridge Tract 88 in Henderson County, TN+4 Photos
Owner FinanceNo HOA
1 / 8
$62,900·9.37 AcresNo HOA

Owner financing: $999 down / $639/mo

Henderson County · TN

Tract 88 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Twin Rivers Tract 16 in Henderson County, TNTwin Rivers Tract 16 in Henderson County, TN
Twin Rivers Tract 16 in Henderson County, TN
Twin Rivers Tract 16 in Henderson County, TN+12 Photos
Owner FinanceNo HOA
1 / 16
$38,900·5.39 AcresNo HOA

Owner financing: $999 down / $391/mo

Henderson County · TN

Tract 16 is a beautiful parcel located along an unmaintained dirt road within the development. This property provides a good mix of elevation with ...

Whiskey Ridge Tract 10 in Henderson County, TNWhiskey Ridge Tract 10 in Henderson County, TN
Whiskey Ridge Tract 10 in Henderson County, TN
Whiskey Ridge Tract 10 in Henderson County, TN+3 Photos
Owner FinanceNo HOA
1 / 7
$44,900·6.63 AcresNo HOA

Owner financing: $999 down / $453/mo

Henderson County · TN

Tract 10 is a beautiful parcel that provides a great mix of trees and foliage that central Tennessee is known for. The easy access and rolling terr...

Whiskey Ridge Tract 95 in Henderson County, TNWhiskey Ridge Tract 95 in Henderson County, TN
Whiskey Ridge Tract 95 in Henderson County, TN
Whiskey Ridge Tract 95 in Henderson County, TN+3 Photos
Owner FinanceNo HOA
1 / 7
$66,900·9.48 AcresNo HOA

Owner financing: $999 down / $680/mo

Henderson County · TN

Tract 95 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Whiskey Ridge Tract 90 in Henderson County, TNWhiskey Ridge Tract 90 in Henderson County, TN
Whiskey Ridge Tract 90 in Henderson County, TN
Whiskey Ridge Tract 90 in Henderson County, TN+7 Photos
Owner FinanceNo HOA
1 / 11
$62,900·9.42 AcresNo HOA

Owner financing: $999 down / $639/mo

Henderson County · TN

Tract 90 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Whiskey Ridge Tract 85 in Henderson County, TNWhiskey Ridge Tract 85 in Henderson County, TN
Whiskey Ridge Tract 85 in Henderson County, TN
Whiskey Ridge Tract 85 in Henderson County, TN+13 Photos
Owner FinanceNo HOA
1 / 17
$86,900·12.9 AcresNo HOA

Owner financing: $999 down / $886/mo

Henderson County · TN

Tract 85 is a beautiful parcel located along an unmaintained dirt road. This property provides a great mix of trees and foliage that central Tennes...

Owner financing terms in Henderson County, Tennessee

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 14, 2026.

ListingPriceDownMonthlyTerm
Whiskey Ridge Tract 91$66,900$999$680/mo20 yr
Whiskey Ridge Tract 86$75,900$999$773/mo20 yr
Twin Rivers Tract 20$23,900$999$236/mo20 yr
Whiskey Ridge Tract 96$54,900$999$556/mo20 yr
Whiskey Ridge Tract 29$83,900$999$855/mo20 yr
Whiskey Ridge Tract 83$72,900$999$742/mo20 yr
Twin Rivers Tract 27$37,900$999$381/mo20 yr
Whiskey Ridge Tract 63$58,900$999$597/mo20 yr
Whiskey Ridge Tract 84$65,900$999$669/mo20 yr
Whiskey Ridge Tract 93$94,900$999$969/mo20 yr

Owner-financed land in Henderson County, Tennessee: questions

How many owner-financed land listings are for sale in Henderson County, Tennessee?
LandyDandy lists 17 land listings for sale in Henderson County, Tennessee whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Henderson County, Tennessee?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Henderson County Land a Good Investment?

The Henderson County land market generated $4.1M in total sales volume over the last year, signaling strong liquidity. We have tracked 13 new listings entering the market in just the last 90 days. With a median asking price per acre of $11,865, for a typical 6.0-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is 7 Lakes Realty Inc., a key player to watch for off-market or new inventory. Want to learn more about the Henderson County market? Check out our Henderson County Land Market Insights.

Henderson County Properties By Type

Land For Sale in Tennessee Counties