LandyDandy

Owner-Financed Land for Sale in Virginia

7 owner-financed lots for sale in Virginia on LandyDandy, from $16,900 to $99,900. Typical down payment $6,490 and monthly payment $838 (median of the 7 listings that show terms). Updated October 21, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

2.217 Acres with Owner Financing and $2,990 down in Lancaster County Virginia! in Lancaster County, VA2.217 Acres with Owner Financing and $2,990 down in Lancaster County Virginia! in Lancaster County, VA
2.217 Acres with Owner Financing and $2,990 down in Lancaster County Virginia! in Lancaster County, VA
2.217 Acres with Owner Financing and $2,990 down in Lancaster County Virginia! in Lancaster County, VA+2 Photos
Owner FinanceNo HOA
1 / 6
$24,900·2.22 AcresNo HOA

Owner financing: $2,990 down / $386/mo

TBD Mary Ball Rd · Lancaster County · VA

Escape to the peaceful charm of Mary Ball Rd with this versatile property offering endless potential. Zoned A-1 Agricultural District Limited with ...

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58.109 Acres with Owner Financing and $6,490 down in Russell County Virginia! in Russell County, VA58.109 Acres with Owner Financing and $6,490 down in Russell County Virginia! in Russell County, VA
58.109 Acres with Owner Financing and $6,490 down in Russell County Virginia! in Russell County, VA
58.109 Acres with Owner Financing and $6,490 down in Russell County Virginia! in Russell County, VA+2 Photos
Owner FinanceNo HOA
1 / 6
$64,900·58.11 AcresNo HOA

Owner financing: $6,490 down / $838/mo

Rabbit Rdg · Russell County · VA

Escape to the Appalachian Mountains with this unrestricted property offering freedom and flexibility-no zoning, HOA, or deed restrictions. Accessib...

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82 Acres with Owner Financing and $19,980 down in Buchanan County Virginia! in Buchanan County, VA82 Acres with Owner Financing and $19,980 down in Buchanan County Virginia! in Buchanan County, VA
82 Acres with Owner Financing and $19,980 down in Buchanan County Virginia! in Buchanan County, VA
82 Acres with Owner Financing and $19,980 down in Buchanan County Virginia! in Buchanan County, VA+2 Photos
Owner FinanceNo HOA
1 / 6
$99,900·82.04 AcresNo HOA

Owner financing: $19,980 down / $1,147/mo

TBD Hurricane Creek Rd · Buchanan County · VA

Approximately 82 acres of wooded, rugged mountain land in Buchanan County, Virginia, just off Hurricane Creek Rd near Vansant. If you have been loo...

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0.27 Acres with Owner Financing and $3,380 down in Frederick County Virginia! in Frederick County, VA0.27 Acres with Owner Financing and $3,380 down in Frederick County Virginia! in Frederick County, VA
0.27 Acres with Owner Financing and $3,380 down in Frederick County Virginia! in Frederick County, VA
0.27 Acres with Owner Financing and $3,380 down in Frederick County Virginia! in Frederick County, VA+2 Photos
Owner Finance
1 / 6
$16,900·0.27 Acres

Owner financing: $3,380 down / $194/mo

TBD Jalapa Trl · Frederick County · VA

Looking for a quiet, wooded homesite in the hills west of Winchester? This 0.27-Acre vacant lot on Jalapa Trail sits in Frederick County, Virginia,...

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Popular in Virginia

Camping2RV living2Residential1Farm & ranch1Mobile home1
Bluffview Tract 12 in Russell County, VABluffview Tract 12 in Russell County, VA
Bluffview Tract 12 in Russell County, VA
Bluffview Tract 12 in Russell County, VA+11 Photos
Owner FinanceCamping
1 / 15
$63,900·12.9 Acres

Owner financing: $999 down / $649/mo

Russell County · VA

Tract 12 is a 12.90 acre lot that is heavily wooded, and includes access to the county road, power, a creek, and plenty of privacy make this lot a ...

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13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA
13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA
13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA
Owner Finance
1 / 3
$89,900·0 Acres

Owner financing: $9,900 down / $1,183/mo

6388 Centennial Rd, Blacksburg, VA, 24060 · Montgomery County · VA

Discover the freedom to create your ideal homestead or investment opportunity on this versatile A-1 Agricultural property located on Centennial Roa...

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Vacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VAVacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VA
Vacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VA
Vacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VA
Owner FinanceCamping
1 / 1
$43,000·1.42 Acres

Owner financing: $10,565 down / $924/mo

PITTSVILLE, VA 24139 · Pittsylvania County · VA

1.42 Acre Lot – Lot 115, Eagle Pointe Shores Dr, Pittsville, VA 24139 Property facts Aspect Details Acreage (approx.) ~ 1.42 acres ( 61,753 ft² ). ...

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Owner financing terms in Virginia

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 21, 2026.

ListingPriceDownMonthlyTerm
2.217 Acres with Owner Financing and $2,990 down in Lancaster County…$24,900$2,990$386/mo10 yr
58.109 Acres with Owner Financing and $6,490 down in Russell County…$64,900$6,490$838/mo10 yr
82 Acres with Owner Financing and $19,980 down in Buchanan County…$99,900$19,980$1,147/mo10 yr
0.27 Acres with Owner Financing and $3,380 down in Frederick County…$16,900$3,380$194/mo10 yr
Bluffview Tract 12$63,900$999$649/mo20 yr
13.676 Acres For Sale in Montgomery County Virginia!$89,900$9,900$1,183/mo10 yr
Vacant lot with paved road frontage, serene lake access and resort…$43,000$10,565$924/mo4 yr

Owner-financed land in Virginia: questions

How many owner-financed land listings are for sale in Virginia?
LandyDandy lists 7 land listings for sale in Virginia whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Virginia?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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