LandyDandy

Owner-Financed Land for Sale in Virginia

12 owner-financed lots for sale in Virginia on LandyDandy, from $9,900 to $89,900. Typical down payment $4,480 and monthly payment $382 (median of the 12 listings that show terms). Updated November 10, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Bluffview Tract 12 in Russell County, VABluffview Tract 12 in Russell County, VA
Bluffview Tract 12 in Russell County, VA
Bluffview Tract 12 in Russell County, VA+11 Photos
Owner FinanceCamping
1 / 15
$63,900·12.9 Acres

Owner financing: $999 down / $649/mo

Russell County · VA

Tract 12 is a 12.90 acre lot that is heavily wooded, and includes access to the county road, power, a creek, and plenty of privacy make this lot a ...

13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA
13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA
13.676 Acres For Sale in Montgomery County Virginia! in Montgomery County, VA
Owner Finance
1 / 3
$59,900·0 Acres

Owner financing: $5,990 down / $808/mo

6388 Centennial Rd, Blacksburg, VA, 24060 · Montgomery County · VA

Discover the freedom to create your ideal homestead or investment opportunity on this versatile A-1 Agricultural property located on Centennial Roa...

0.09 Acres with Owner Financing and $495 down in Lunenburg County Virginia! in Lunenburg County, VA0.09 Acres with Owner Financing and $495 down in Lunenburg County Virginia! in Lunenburg County, VA
0.09 Acres with Owner Financing and $495 down in Lunenburg County Virginia! in Lunenburg County, VA
0.09 Acres with Owner Financing and $495 down in Lunenburg County Virginia! in Lunenburg County, VA+2 Photos
Owner Finance
1 / 6
$9,900·0.0886 Acres

Owner financing: $495 down / $202/mo

Lunenburg County · VA

Own 0.09 acres of vacant, wooded land in Lunenburg County, Virginia, near the small community of Meherrin, off Bruceville Road. This is a narrow pl...

Vacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VAVacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VA
Vacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VA
Vacant lot with paved road frontage, serene lake access and resort style amenities in Pittsylvania County, VA
Owner FinanceCamping
1 / 1
$43,000·1.42 Acres

Owner financing: $10,565 down / $924/mo

PITTSVILLE, VA 24139 · Pittsylvania County · VA

1.42 Acre Lot – Lot 115, Eagle Pointe Shores Dr, Pittsville, VA 24139 Property facts Aspect Details Acreage (approx.) ~ 1.42 acres ( 61,753 ft² ). ...

58.109 Acres for Sale in Russell County Virginia! in Russell County, VA58.109 Acres for Sale in Russell County Virginia! in Russell County, VA
58.109 Acres for Sale in Russell County Virginia! in Russell County, VA
58.109 Acres for Sale in Russell County Virginia! in Russell County, VA+2 Photos
Owner FinanceNo HOA
1 / 6
$57,900·58.11 AcresNo HOA

Owner financing: $5,790 down / $625/mo

Rabbit Rdg · Russell County · VA

Escape to the Appalachian Mountains with this unrestricted property offering freedom and flexibility-no zoning, HOA, or deed restrictions. Accessib...

2.2 Acres For Sale in Lancaster County Virginia! in Lancaster County, VA2.2 Acres For Sale in Lancaster County Virginia! in Lancaster County, VA
2.2 Acres For Sale in Lancaster County Virginia! in Lancaster County, VA
2.2 Acres For Sale in Lancaster County Virginia! in Lancaster County, VA+2 Photos
Owner FinanceNo HOA
1 / 6
$24,900·2.22 AcresNo HOA

Owner financing: $2,990 down / $386/mo

TBD Mary Ball Rd · Lancaster County · VA

Escape to the peaceful charm of Mary Ball Rd with this versatile property offering endless potential. Zoned A-1 Agricultural District Limited with ...

0.158 Acres with Owner Financing and $1,999.80 Down in Martinsville, Virginia in Martinsville County, VA0.158 Acres with Owner Financing and $1,999.80 Down in Martinsville, Virginia in Martinsville County, VA
0.158 Acres with Owner Financing and $1,999.80 Down in Martinsville, Virginia in Martinsville County, VA
0.158 Acres with Owner Financing and $1,999.80 Down in Martinsville, Virginia in Martinsville County, VA
Owner Finance
1 / 3
$9,999·0.158 Acres

Owner financing: $2,000 down / $150/mo

Martinsville County · VA

This 0.158-acre lot sits inside the city limits of Martinsville, Virginia, with its own frontage directly on Katherine Street just off Memorial Blv...

0.27 Acres with Owner Financing and $795 Down in Frederick County, Virginia in Frederick County, VA0.27 Acres with Owner Financing and $795 Down in Frederick County, Virginia in Frederick County, VA
0.27 Acres with Owner Financing and $795 Down in Frederick County, Virginia in Frederick County, VA
0.27 Acres with Owner Financing and $795 Down in Frederick County, Virginia in Frederick County, VA+2 Photos
Owner Finance
1 / 6
$15,900·0.27 Acres

Owner financing: $795 down / $252/mo

TBD Jalapa Trl · Frederick County · VA

Tucked into the wooded hills near Winchester, Virginia, this 0.27-acre vacant lot on Jalapa Trail offers a quiet, private setting with approximatel...

Recently Added

View all
Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
1.45 acre corner lot for sale by owner, Tehachapi CA
Parcel 012-045-39
82-Acre Buchanan County, VA Mountain Tract with Owner Financing and $8,990 Down in Buchanan County, VA82-Acre Buchanan County, VA Mountain Tract with Owner Financing and $8,990 Down in Buchanan County, VA
82-Acre Buchanan County, VA Mountain Tract with Owner Financing and $8,990 Down in Buchanan County, VA
82-Acre Buchanan County, VA Mountain Tract with Owner Financing and $8,990 Down in Buchanan County, VA+2 Photos
Owner FinanceNo HOA
1 / 6
$89,900·82.04 AcresNo HOA

Owner financing: $8,990 down / $1,006/mo

TBD Hurricane Creek Rd · Buchanan County · VA

Approximately 82 acres of wooded, rugged mountain land in Buchanan County, Virginia, just off Hurricane Creek Rd near Vansant. If you have been loo...

1.7 Acres with Owner Financing and $5,980 down in Bassett, Virginia! in Henry County, VA1.7 Acres with Owner Financing and $5,980 down in Bassett, Virginia! in Henry County, VA
1.7 Acres with Owner Financing and $5,980 down in Bassett, Virginia! in Henry County, VA
1.7 Acres with Owner Financing and $5,980 down in Bassett, Virginia! in Henry County, VA
Owner Finance
1 / 4
$29,900·1.7 Acres

Owner financing: $5,980 down / $378/mo

Henry County · VA

Looking for a quiet patch of Virginia countryside to call your own? This offering includes two adjoining vacant parcels totaling approximately 1.7 ...

Owner financing terms in Virginia

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 10, 2026.

Owner-financed land in Virginia: questions

How many owner-financed land listings are for sale in Virginia?
LandyDandy lists 12 land listings for sale in Virginia whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Virginia?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Virginia Properties By Type

Land For Sale in Virginia Counties

Virginia Properties By City