LandyDandy

Owner-Financed Land for Sale in Cochise County, Arizona

12 owner-financed lots for sale in Cochise County, Arizona on LandyDandy, from $2,635 to $67,900. Typical down payment $200 and monthly payment $274 (median of the 12 listings that show terms). Updated October 14, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Horizon’s Edge Tract 8 in Cochise County, AZHorizon’s Edge Tract 8 in Cochise County, AZ
Horizon’s Edge Tract 8 in Cochise County, AZ
Horizon’s Edge Tract 8 in Cochise County, AZ+7 Photos
Owner FinanceNo HOA
1 / 11
$67,900·42.1 AcresNo HOA

Owner financing: $999 down / $690/mo

Cochise County · AZ

Tract 8 is located on the northwestern part of the property with great access off of an unmaintained dirt road. This tract is lightly wooded with s...

0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$8,900·0.32 AcresNo HOA

Owner financing: $200 down / $148/mo

E Mazatlan St. · Cochise County · AZ

There's something to be said for a street named Mazatlan. It sets the tone — relaxed, sun-warmed, unhurried. This 0.32-acre lot in La Costa Estates...

0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$18,900·0.32 AcresNo HOA

Owner financing: $200 down / $274/mo

821 East Cordova Street · Cochise County · AZ

Some people spend more on a streaming subscription than this lot costs to own annually. Sitting quietly at 4,136 ft in the La Costa Estates subdivi...

0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$18,900·0.32 AcresNo HOA

Owner financing: $200 down / $274/mo

E Durango Ave. · Cochise County · AZ

This is a 0.32-acre vacant residential parcel located on E Durango Ave in Douglas, Arizona, situated in the La Costa Estates subdivision of Cochise...

0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ+1 Photos
Owner FinanceNo HOA
1 / 5
$8,900·0.29 AcresNo HOA

Owner financing: $200 down / $148/mo

E Chula Vista Dr. · Cochise County · AZ

This is a 0.30-acre vacant residential parcel located on E Chula Vista Dr in Cochise County, Arizona, just minutes from the border town of Douglas ...

0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ
0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ
0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ+3 Photos
Owner FinanceNo HOA
1 / 7
$8,999·0.42 AcresNo HOA

Owner financing: $200 down / $149/mo

North Cochise Stronghold Road · Cochise County · AZ

This is a 0.45-acre vacant residential parcel located on N Cochise Stronghold Rd in Cochise County, Arizona, just minutes from the small town of Co...

0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$18,900·0.34 AcresNo HOA

Owner financing: $200 down / $274/mo

E El Cola Dr. · Cochise County · AZ

This is a 0.34-acre vacant residential parcel located on E El Cola Dr in Cochise County, Arizona, just a short drive from the border town of Dougla...

0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ+3 Photos
Owner FinanceNo HOA
1 / 7
$18,900·0.49 AcresNo HOA

Owner financing: $200 down / $274/mo

W Sanford Dr. · Cochise County · AZ

You know that feeling when you find something that just makes sense? This is a half-acre lot on W Stanford Dr in Cochise College Estates, Douglas, ...

Recently Added

View all
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
6.1 Acres on Hwy 56 Near I-40 Exit 212 - Okemah, OK
6.14 Acres at NS 368 & EW 112 Rd with Cell Tower Lease - Okemah, OK
7.91 Acres - I-40 & Hwy 56 Corner, Former Gas Station Pad - Okemah, OK
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ+3 Photos
Owner FinanceNo HOA
1 / 7
$18,900·0.49 AcresNo HOA

Owner financing: $200 down / $274/mo

W Sanford Dr. · Cochise County · AZ

Most people scroll past land listings. You didn't. This probably means something. This 0.50-acre lot in Cochise College Estates sits at 4,052 ft el...

0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ+5 Photos
Owner FinanceNo HOA
1 / 9
$37,800·0.98 AcresNo HOA

Owner financing: $200 down / $513/mo

W Sanford Dr., Douglas, Cochise County, Arizona, United States, 85607 · Cochise County · AZ

You know that feeling when you find something that just makes sense? This is a half-acre lot on W Stanford Dr in Cochise College Estates, Douglas, ...

15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ+5 Photos
Owner FinanceNo HOA
1 / 9
$2,635·0.84 AcresNo HOA

Owner financing: $300 down / $109/mo

Address not available · Cochise County · AZ

🌅 Build Your Arizona Dream Near Hwy 191 – 0.84 Acres with Easy Financing! 🌅 Discover this 0.84-acre parcel in Pearce, AZ (APN: 114-30-119), locat...

15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ+4 Photos
Owner FinanceNo HOA
1 / 8
$2,635·0.84 AcresNo HOA

Owner financing: $300 down / $109/mo

Address not available · Cochise County · AZ

0.84 Acre in Pearce, AZ – Near Hwy 191 | Flexible Owner Financing Available! 🌵 Own 0.84 acres of Arizona land (APN: 114-30-120) in the peaceful Pe...

Owner financing terms in Cochise County, Arizona

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 14, 2026.

ListingPriceDownMonthlyTerm
Horizon’s Edge Tract 8$67,900$999$690/mo20 yr
0.32 Acres for Sale in Douglas, Arizona$8,900$200$148/mo15 yr
0.32 Acres for Sale in Douglas, Arizona$18,900$200$274/mo15 yr
0.32 Acres for Sale in Douglas, Arizona$18,900$200$274/mo15 yr
0.29 Acres for Sale in Douglas, Arizona$8,900$200$148/mo15 yr
0.42 Acres for Sale in Cochise, Arizona$8,999$200$149/mo15 yr
0.34 Acres for Sale in Douglas, Arizona$18,900$200$274/mo15 yr
0.49 Acres for Sale in Douglas, Arizona$18,900$200$274/mo15 yr
0.49 Acres for Sale in Douglas, Arizona$18,900$200$274/mo15 yr
0.98 Acres for Sale in Douglas, Arizona$37,800$200$513/mo15 yr

Owner-financed land in Cochise County, Arizona: questions

How many owner-financed land listings are for sale in Cochise County, Arizona?
LandyDandy lists 12 land listings for sale in Cochise County, Arizona whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Cochise County, Arizona?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Cochise County Land a Good Investment?

The Cochise County land market generated $26.9M in total sales volume over the last year, signaling strong liquidity. We have tracked 236 new listings entering the market in just the last 90 days. With a median asking price per acre of $6,160, for a typical 6.0-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Realty Executives Arizona Territory, a key player to watch for off-market or new inventory. Want to learn more about the Cochise County market? Check out our Cochise County Land Market Insights.

Cochise County Properties By Type