LandyDandy

Owner-Financed Land for Sale in California

178 owner-financed lots for sale in California on LandyDandy, from $2,999 to $290,000. Typical down payment $49 and monthly payment $167 (median of the 129 listings that show terms). Updated November 5, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Great Location, Mostly Trees in Modoc County, CAGreat Location, Mostly Trees in Modoc County, CA
Great Location, Mostly Trees in Modoc County, CA
Great Location, Mostly Trees in Modoc County, CA+22 Photos
Owner Finance
1 / 26
$8,455·1.61 Acres

Owner financing: $200 down / $100/mo

Lot 3 Mallard Lane · Modoc County · CA

This 1.61-acre property is located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc County. This prope...

California Land in Klamath River Country Estates in Siskiyou County, CACalifornia Land in Klamath River Country Estates in Siskiyou County, CA
California Land in Klamath River Country Estates in Siskiyou County, CA
California Land in Klamath River Country Estates in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$10,355·1.07 Acres

Owner financing: $99 down / $125/mo

Lot 120 Desavado Rd · Siskiyou County · CA

This beautiful 1.07 acre property has smooth gravel roads, power in the neighborhood and amazing views of the surrounding valley and mountains. Thi...

59.34 Acres Near Lake Oroville, CA – Panoramic Lake Views & Privacy in Butte County, CA59.34 Acres Near Lake Oroville, CA – Panoramic Lake Views & Privacy in Butte County, CA
59.34 Acres Near Lake Oroville, CA – Panoramic Lake Views & Privacy in Butte County, CA
59.34 Acres Near Lake Oroville, CA – Panoramic Lake Views & Privacy in Butte County, CA+10 Photos
Owner Finance
1 / 14
$75,000·59.34 Acres

Owner financing available — ask the seller for terms

Butte County · CA

Looking for a private piece of Northern California where you can enjoy wide-open spaces and beautiful lake views? This 59.34-acre property near Lak...

Elevated View Property KRCE in Siskiyou County, CAElevated View Property KRCE in Siskiyou County, CA
Elevated View Property KRCE in Siskiyou County, CA
Elevated View Property KRCE in Siskiyou County, CA+20 Photos
Owner Finance
1 / 24
$12,255·2.8 Acres

Owner financing: $200 down / $146/mo

Lot 343 Cod Drive · Siskiyou County · CA

This beautiful 2.8 acre property has gravel road, power in the area and amazing views of the surrounding valley and mountains. This property is slo...

Paved Road Access with Power at the Street in Siskiyou County, CAPaved Road Access with Power at the Street in Siskiyou County, CA
Paved Road Access with Power at the Street in Siskiyou County, CA
Paved Road Access with Power at the Street in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$14,155·1.09 Acres

Owner financing: $99 down / $169/mo

Lot 582 Whitepine Road · Siskiyou County · CA

This beautiful 1.09 acre property has paved road, power nearby and amazing views of the surrounding valley and mountains. This property is sloped w...

Your Lake Elsinore Land Here! Two Adjoining Lots – 6,970Sq Ft Zoned R-2 in Riverside County, CAYour Lake Elsinore Land Here! Two Adjoining Lots – 6,970Sq Ft Zoned R-2 in Riverside County, CA
Your Lake Elsinore Land Here! Two Adjoining Lots – 6,970Sq Ft Zoned R-2 in Riverside County, CA
Your Lake Elsinore Land Here! Two Adjoining Lots – 6,970Sq Ft Zoned R-2 in Riverside County, CA+12 Photos
Owner Finance
1 / 16
$18,000·0.15 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Take advantage of an excellent opportunity to own two adjoining parcels totaling approximately 0.15 acres (6,970 sq. ft.) in Lake Elsinore, Riversi...

Beautiful California Pines in Modoc County, CABeautiful California Pines in Modoc County, CA
Beautiful California Pines in Modoc County, CA
Beautiful California Pines in Modoc County, CA+10 Photos
Owner Finance
1 / 14
$9,405·0.93 Acres

Owner financing: $1 down / $115/mo

Lot 10 Morgan Road · Modoc County · CA

This beautiful 0.926 acre property is located in Modoc County, which is located about 30 miles south of the Oregon Border. This parcel is in the Ca...

Nearly An Acre, Recent Road Upgrade in Modoc County, CANearly An Acre, Recent Road Upgrade in Modoc County, CA
Nearly An Acre, Recent Road Upgrade in Modoc County, CA
Nearly An Acre, Recent Road Upgrade in Modoc County, CA+11 Photos
Owner Finance
1 / 15
$10,440·0.91 Acres

Owner financing: $99 down / $126/mo

Lot 33 Larsen Road · Modoc County · CA

This beautiful 0.908 acre property is located in Modoc County, which is located about 30 miles south of the Oregon Border. The road has recently be...

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Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
1.07 Acres. $199 Down. $179 a Month. That's the Whole Deal.
Big Skies and Open Space in Sandoval County, NM
0.23 Acre Lot in Shelter Cove, Humboldt County CA in Humboldt County, CA0.23 Acre Lot in Shelter Cove, Humboldt County CA in Humboldt County, CA
0.23 Acre Lot in Shelter Cove, Humboldt County CA in Humboldt County, CA
0.23 Acre Lot in Shelter Cove, Humboldt County CA in Humboldt County, CA+18 Photos
Owner Finance
1 / 22
$19,900·0.23 Acres

Owner financing: $1 down / $217/mo

695 Toth Road · Humboldt County · CA

Quiet lot nestled among the trees in Shelter Cove CA, located just over a mile and a half from the Pacific Ocean and Black Sands Beach. Shelter Cov...

9.06 Acres at the Base of Cahuilla Mountain – Your Private Escape in Anza, CA in Riverside County, CA9.06 Acres at the Base of Cahuilla Mountain – Your Private Escape in Anza, CA in Riverside County, CA
9.06 Acres at the Base of Cahuilla Mountain – Your Private Escape in Anza, CA in Riverside County, CA
9.06 Acres at the Base of Cahuilla Mountain – Your Private Escape in Anza, CA in Riverside County, CA+21 Photos
Owner Finance
1 / 25
$95,000·9.06 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

If you’ve been dreaming of owning a large piece of California land, this 9.06-acre corner parcel in Anza, Riverside County offers the space, scener...

0.15 Acres in Lake Elsinore, CA – Hillside Lot Near Lake &Downtown in Riverside County, CA0.15 Acres in Lake Elsinore, CA – Hillside Lot Near Lake &Downtown in Riverside County, CA
0.15 Acres in Lake Elsinore, CA – Hillside Lot Near Lake &Downtown in Riverside County, CA
0.15 Acres in Lake Elsinore, CA – Hillside Lot Near Lake &Downtown in Riverside County, CA+14 Photos
Owner Finance
1 / 18
$9,000·0.15 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Discover an affordable opportunity to own 0.15 acres in Lake Elsinore’s Country Club Heights area. Located on Dempsey Avenue, this hillside parcel ...

1.25 Acres in California Pines, Modoc CA in Modoc County, CA1.25 Acres in California Pines, Modoc CA in Modoc County, CA
1.25 Acres in California Pines, Modoc CA in Modoc County, CA
1.25 Acres in California Pines, Modoc CA in Modoc County, CA+8 Photos
Owner Finance
1 / 12
$5,899·1.25 Acres

Owner financing: $1 down / $75/mo

Modoc County · CA

This 1.25 acre parcel is nestled among the pine trees in North Eastern CA, roughly 95 Miles from the city of Redding (nicknamed “the Jewels of Nort...

Double the Opportunity – Two Adjoining Lake View Lotsin Lake Elsinore, CA in Riverside County, CADouble the Opportunity – Two Adjoining Lake View Lotsin Lake Elsinore, CA in Riverside County, CA
Double the Opportunity – Two Adjoining Lake View Lotsin Lake Elsinore, CA in Riverside County, CA
Double the Opportunity – Two Adjoining Lake View Lotsin Lake Elsinore, CA in Riverside County, CA+20 Photos
Owner Finance
1 / 24
$15,000·0.11 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Wake up to beautiful views of Lake Elsinore and the scenic Mountains from this 0.11-acre (0.06 + 0.05 acres) homesite in the desirable Country Club...

Rare 0.29-Acre Land Package – 3 Adjoining Lots in Lake Elsinore, CA! in Riverside County, CARare 0.29-Acre Land Package – 3 Adjoining Lots in Lake Elsinore, CA! in Riverside County, CA
Rare 0.29-Acre Land Package – 3 Adjoining Lots in Lake Elsinore, CA! in Riverside County, CA
Rare 0.29-Acre Land Package – 3 Adjoining Lots in Lake Elsinore, CA! in Riverside County, CA+13 Photos
Owner Finance
1 / 17
$25,000·0.29 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Looking for more room in Lake Elsinore’s Country Club Heights? This offering includes three adjoining parcels totaling approximately 0.29 acres, gi...

1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$14,999·1.02 Acres

Owner financing: $1 down / $167/mo

Desavado Rd · Siskiyou County · CA

This 1.02 acre parcel, located in Siskiyou County, within the northern part of California lies in the Shasta Cascade region south of the Oregon bor...

1.01 Acres in California Pines, Modoc CA in Modoc County, CA1.01 Acres in California Pines, Modoc CA in Modoc County, CA
1.01 Acres in California Pines, Modoc CA in Modoc County, CA
1.01 Acres in California Pines, Modoc CA in Modoc County, CA+7 Photos
Owner Finance
1 / 11
$5,899·1.01 Acres

Owner financing: $1 down / $75/mo

Modoc County · CA

This 1.01 acre parcel is nestled among the pine trees in North Eastern CA, roughly 95 Miles from the city of Redding and 50 miles from the Oregon a...

Panoramic Mountain Views + Power — 4.76 Acres in Adelanto, CA in San Bernardino County, CAPanoramic Mountain Views + Power — 4.76 Acres in Adelanto, CA in San Bernardino County, CA
Panoramic Mountain Views + Power — 4.76 Acres in Adelanto, CA in San Bernardino County, CA
Panoramic Mountain Views + Power — 4.76 Acres in Adelanto, CA in San Bernardino County, CA+11 Photos
Owner FinanceRoad Access
1 / 15
$17,999·4.76 Acres

Owner financing: $5,301 down / $238/mo

CA · San Bernardino County · CA

PRICING: Discount Cash Price: $17,999 + $399 document fee, or alternatively… Owner Financing Price: $18,999 – Only $5,700 down ($399 doc fee + $5,3...

1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA+16 Photos
Owner Finance
1 / 20
$14,999·1.02 Acres

Owner financing: $1 down / $167/mo

Desavado Rd · Siskiyou County · CA

This 1.02 acre parcel, located in Siskiyou County, within the northern part of California lies in the Shasta Cascade region south of the Oregon bor...

Need Big Desert Space? Here’s 10 Acres in Adelanto California – No HOA, No Hassles in San Bernardino County, CANeed Big Desert Space? Here’s 10 Acres in Adelanto California – No HOA, No Hassles in San Bernardino County, CA
Need Big Desert Space? Here’s 10 Acres in Adelanto California – No HOA, No Hassles in San Bernardino County, CA
Need Big Desert Space? Here’s 10 Acres in Adelanto California – No HOA, No Hassles in San Bernardino County, CA+7 Photos
Owner FinanceNo HOA
1 / 11
$13,899·10 AcresNo HOA

Owner financing: $1,991 down / $241/mo

San Bernardino County · CA

PRICING: Discount Cash Price: $13,899 + non-refundable $399 document fee. OR….. Owner Financing Price: $15,899 – Only $2,390 down ($399 doc fee + $...

Secure five sprawling acres of prime Riverside County potential today. in Riverside County, CASecure five sprawling acres of prime Riverside County potential today. in Riverside County, CA
Secure five sprawling acres of prime Riverside County potential today. in Riverside County, CA
Secure five sprawling acres of prime Riverside County potential today. in Riverside County, CA+2 Photos
Owner Finance
1 / 6
$9,995·5 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Secure five sprawling acres of prime Riverside County potential today. This massive parcel offers the space and freedom you’ve been seeking, with d...

0.21 Acre Residential lot in California City, Kern County, CA in Kern County, CA0.21 Acre Residential lot in California City, Kern County, CA in Kern County, CA
0.21 Acre Residential lot in California City, Kern County, CA in Kern County, CA
0.21 Acre Residential lot in California City, Kern County, CA in Kern County, CA+8 Photos
Owner Finance
1 / 12
$4,999·0.21 Acres

Owner financing: $1 down / $66/mo

Pluto Ave. · Kern County · CA

This .21 Acre (+/- 9,147 sq.ft.) Residential Parcel is located in California City, CA and is accessible via dirt road (Pluto Ave.) and adjacent to ...

Moon Valley Ranch Tract 154 in Lassen County, CAMoon Valley Ranch Tract 154 in Lassen County, CA
Moon Valley Ranch Tract 154 in Lassen County, CA
Moon Valley Ranch Tract 154 in Lassen County, CA+5 Photos
Owner FinanceCamping
1 / 9
$31,900·20.62 Acres

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.62 +/- Acre lot located in Moon Valley, Unit 2. Lot 154 has road frontage along Juniper Trail Road (4WD recommended). Terrain is level...

Moon Valley Ranch Tract 442 in Lassen County, CAMoon Valley Ranch Tract 442 in Lassen County, CA
Moon Valley Ranch Tract 442 in Lassen County, CA
Moon Valley Ranch Tract 442 in Lassen County, CA+5 Photos
Owner FinanceCamping
1 / 9
$31,900·20.1 Acres

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.10 +/- Acre lot located in Moon Valley, Unit 3. Lot 442 has road frontage along Canary Lane. There is a small stream/aquifer that runs...

.24 Acres Of Residential Land For Sale In Thermal, CA in Imperial County, CA.24 Acres Of Residential Land For Sale In Thermal, CA in Imperial County, CA
.24 Acres Of Residential Land For Sale In Thermal, CA in Imperial County, CA
.24 Acres Of Residential Land For Sale In Thermal, CA in Imperial County, CA+1 Photos
Owner Finance
1 / 5
$3,950·0.24 Acres

Owner financing available — ask the seller for terms

2585 Fullerton Ave. · Imperial County · CA

This is a level residential lot with utilities on the street. It can be built upon or have a mobile home placed on it. We typically work in cash sa...

Nearly an Acre of Tall Pines in Modoc County, CANearly an Acre of Tall Pines in Modoc County, CA
Nearly an Acre of Tall Pines in Modoc County, CA
Nearly an Acre of Tall Pines in Modoc County, CA+12 Photos
Owner Finance
1 / 16
$9,490·0.92 Acres

Owner financing: $200 down / $114/mo

Lot 21 Kern Road · Modoc County · CA

This beautiful 0.92 acre property is located in Modoc County, which is located about 30 miles south of the Oregon Border. This parcel is in the Cal...

Corner Property near Klamath River in Siskiyou County, CACorner Property near Klamath River in Siskiyou County, CA
Corner Property near Klamath River in Siskiyou County, CA
Corner Property near Klamath River in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$18,905·2.52 Acres

Owner financing: $400 down / $221/mo

Lot 681 Wolverine Drive · Siskiyou County · CA

This beautiful 2.52 acre property has smooth gravel roads, power in the neighborhood and amazing views of the surrounding valley and mountains. Thi...

76.5 Acres in Horse Creek, CA – Private Retreat Bordering Klamath National Forest in Siskiyou County, CA76.5 Acres in Horse Creek, CA – Private Retreat Bordering Klamath National Forest in Siskiyou County, CA
76.5 Acres in Horse Creek, CA – Private Retreat Bordering Klamath National Forest in Siskiyou County, CA
76.5 Acres in Horse Creek, CA – Private Retreat Bordering Klamath National Forest in Siskiyou County, CA+12 Photos
Owner Finance
1 / 16
$75,000·76.5 Acres

Owner financing available — ask the seller for terms

Siskiyou County · CA

Looking for a large piece of Northern California land where privacy, mountain scenery, and wide-open space come together? This approximately 76.5-a...

Campground Facility Included, Access to Klamath River in Siskiyou County, CACampground Facility Included, Access to Klamath River in Siskiyou County, CA
Campground Facility Included, Access to Klamath River in Siskiyou County, CA
Campground Facility Included, Access to Klamath River in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$9,405·1.13 Acres

Owner financing: $400 down / $111/mo

Lot 329 Desavado Road · Siskiyou County · CA

This beautiful 1.13 acre property has paved roads, power in the neighborhood and amazing views of the surrounding valley and mountains. This proper...

Close to Klamath River, Great Views, Power at Street in Siskiyou County, CAClose to Klamath River, Great Views, Power at Street in Siskiyou County, CA
Close to Klamath River, Great Views, Power at Street in Siskiyou County, CA
Close to Klamath River, Great Views, Power at Street in Siskiyou County, CA+14 Photos
Owner Finance
1 / 18
$23,655·1.02 Acres

Owner financing: $99 down / $279/mo

Lot 98 Desavado Road · Siskiyou County · CA

This beautiful 1.02 acre property has paved road, power at the street and amazing views of the surrounding valley and mountains. The pictures are o...

Two Adjoining Lots with Lake Views in Lake Elsinore, CA in Riverside County, CATwo Adjoining Lots with Lake Views in Lake Elsinore, CA in Riverside County, CA
Two Adjoining Lots with Lake Views in Lake Elsinore, CA in Riverside County, CA
Two Adjoining Lots with Lake Views in Lake Elsinore, CA in Riverside County, CA+16 Photos
Owner Finance
1 / 20
$15,000·0.2 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Enjoy the opportunity to own two adjoining lots totaling approximately 8,712 square feet in the scenic hills of Lake Elsinore, Riverside County. Lo...

Power Close, Countless Outdoor Activities in Modoc County, CAPower Close, Countless Outdoor Activities in Modoc County, CA
Power Close, Countless Outdoor Activities in Modoc County, CA
Power Close, Countless Outdoor Activities in Modoc County, CA+12 Photos
Owner Finance
1 / 16
$12,255·0.89 Acres

Owner financing: $1 down / $148/mo

Lot 4 Stone Road · Modoc County · CA

This beautiful 0.894 acre property is located in Modoc County, which is located about 30 miles south of the Oregon Border. Power is close, located ...

Elevated View Property with Gravel Road Access in Siskiyou County, CAElevated View Property with Gravel Road Access in Siskiyou County, CA
Elevated View Property with Gravel Road Access in Siskiyou County, CA
Elevated View Property with Gravel Road Access in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$14,155·2.5 Acres

Owner financing: $450 down / $165/mo

Lot 543 Bluegil Drive · Siskiyou County · CA

This beautiful 2.5 acre property has a nice gravel road and amazing views of the surrounding valley and mountains. This is actually two properties ...

3,485 Sq Ft Lot in Lake Elsinore, CA – Peaceful Hillside Location! in Riverside County, CA3,485 Sq Ft Lot in Lake Elsinore, CA – Peaceful Hillside Location! in Riverside County, CA
3,485 Sq Ft Lot in Lake Elsinore, CA – Peaceful Hillside Location! in Riverside County, CA
3,485 Sq Ft Lot in Lake Elsinore, CA – Peaceful Hillside Location! in Riverside County, CA+12 Photos
Owner Finance
1 / 16
$9,000·0.08 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Own an affordable piece of Southern California in Lake Elsinore’s Country Club Heights area. This 3,485 sq. ft. lot on Ridge Road offers a peaceful...

19 Acres in Oroville, CA – Foothill Privacy, Views & Hwy 70 Access in Butte County, CA19 Acres in Oroville, CA – Foothill Privacy, Views & Hwy 70 Access in Butte County, CA
19 Acres in Oroville, CA – Foothill Privacy, Views & Hwy 70 Access in Butte County, CA
19 Acres in Oroville, CA – Foothill Privacy, Views & Hwy 70 Access in Butte County, CA+12 Photos
Owner Finance
1 / 16
$60,000·19 Acres

Owner financing available — ask the seller for terms

Butte County · CA

If you’ve been looking for a larger piece of land with room to spread out, this 19-acre property on Capricorn Way near Oroville, California offers ...

1.3 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA1.3 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.3 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.3 Acres in KCRE Near the Klamath River, Siskiyou County, CA in Siskiyou County, CA+13 Photos
Owner Finance
1 / 17
$14,999·1.3 Acres

Owner financing: $1 down / $167/mo

Sugarpine St · Siskiyou County · CA

This 1.13 acre parcel, located in Siskiyou County, within the northern part of California lies in the Shasta Cascade region south of the Oregon bor...

Build or Invest Near Lake Elsinore, CA – 6,970 Sq Ft Across Two Lots in Riverside County, CABuild or Invest Near Lake Elsinore, CA – 6,970 Sq Ft Across Two Lots in Riverside County, CA
Build or Invest Near Lake Elsinore, CA – 6,970 Sq Ft Across Two Lots in Riverside County, CA
Build or Invest Near Lake Elsinore, CA – 6,970 Sq Ft Across Two Lots in Riverside County, CA+14 Photos
Owner Finance
1 / 18
$15,000·0.16 Acres

Owner financing available — ask the seller for terms

Riverside County · CA

Here’s your chance to own two adjoining lots totaling approximately 6,970 square feet in the scenic hills of Lake Elsinore, Riverside County. Locat...

45 Acres in Southern Humboldt, CA – Private Mountain Retreat in Humboldt County, CA45 Acres in Southern Humboldt, CA – Private Mountain Retreat in Humboldt County, CA
45 Acres in Southern Humboldt, CA – Private Mountain Retreat in Humboldt County, CA
45 Acres in Southern Humboldt, CA – Private Mountain Retreat in Humboldt County, CA+11 Photos
Owner Finance
1 / 15
$70,000·45 Acres

Owner financing available — ask the seller for terms

Doody Ridge Rd · Humboldt County · CA

Looking for a property where you can truly get away from it all? This approximately 45-acre parcel on Doody Ridge Road near Honeydew and Ettersburg...

0.20 Acre Residential lot in California City, Kern County, CA in Kern County, CA0.20 Acre Residential lot in California City, Kern County, CA in Kern County, CA
0.20 Acre Residential lot in California City, Kern County, CA in Kern County, CA
0.20 Acre Residential lot in California City, Kern County, CA in Kern County, CA+11 Photos
Owner FinanceNo HOA
1 / 15
$5,999·0.2 AcresNo HOA

Owner financing: $1 down / $76/mo

Appolo Ave · Kern County · CA

This .20 Acre (+/- 8,712 sq.ft.) Residential Parcel is located in California City, CA and is accessible via dirt road (Appolo Ave. and Marte St.), ...

2.58 Acres in Kern County, CA in Kern County, CA2.58 Acres in Kern County, CA in Kern County, CA
2.58 Acres in Kern County, CA in Kern County, CA
2.58 Acres in Kern County, CA in Kern County, CA+15 Photos
Owner Finance
1 / 19
$8,499·2.58 Acres

Owner financing: $1 down / $101/mo

Kern County · CA

This 2.58 Acre Parcel is located just outside North Edwards California and is accessible via dirt road (Mission Ave). The Property is centrally loc...

Moon Valley Ranch Tract 497 in Lassen County, CAMoon Valley Ranch Tract 497 in Lassen County, CA
Moon Valley Ranch Tract 497 in Lassen County, CA
Moon Valley Ranch Tract 497 in Lassen County, CA+7 Photos
Owner FinanceCamping
1 / 11
$31,900·20.1 Acres

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.10 +/- Acre lot located in Moon Valley, Unit 3. Lot 497 has road frontage along Cardinal Drive. There is a small wet weather run off t...

20.22 Acres in Kern County, CA in Kern County, CA20.22 Acres in Kern County, CA in Kern County, CA
20.22 Acres in Kern County, CA in Kern County, CA
20.22 Acres in Kern County, CA in Kern County, CA+13 Photos
Owner Finance
1 / 17
$64,499·20.22 Acres

Owner financing: $1 down / $669/mo

CA · Kern County · CA

Discover the open landscapes and recreational possibilities of Kern County, California, with this vacant land parcel identified as APN 181-321-06-0...

1.10 Acres in KCRE feet from the Klamath River, Siskiyou County, CA in Siskiyou County, CA1.10 Acres in KCRE feet from the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.10 Acres in KCRE feet from the Klamath River, Siskiyou County, CA in Siskiyou County, CA
1.10 Acres in KCRE feet from the Klamath River, Siskiyou County, CA in Siskiyou County, CA+8 Photos
Owner Finance
1 / 12
$13,999·1.1 Acres

Owner financing: $1 down / $157/mo

Birch Place · Siskiyou County · CA

1.10 Acres – Klamath River Country Estates, Siskiyou County, California This 1.10-acre parcel is located in Siskiyou County , in the northern part ...

Moon Valley Ranch Tract 331 in Lassen County, CAMoon Valley Ranch Tract 331 in Lassen County, CA
Moon Valley Ranch Tract 331 in Lassen County, CA
Moon Valley Ranch Tract 331 in Lassen County, CA+8 Photos
Owner FinanceCamping
1 / 12
$31,900·20.2 Acres

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.20 +/- Acre lot located in Moon Valley, Unit 3. Lot 331 has road frontage along Chukkar Road. Terrain is level to rolling in nature. V...

2.54 Acres in Kern County, CA in Kern County, CA2.54 Acres in Kern County, CA in Kern County, CA
2.54 Acres in Kern County, CA in Kern County, CA
2.54 Acres in Kern County, CA in Kern County, CA+17 Photos
Owner Finance
1 / 21
$15,499·2.54 Acres

Owner financing: $1 down / $172/mo

Kern County · CA

This two Parcel listing has prime frontage to Highway 58, just outside of the town of Mojave. It is located 2.4 miles from Hwy 14, 15.5 miles from ...

Moon Valley Ranch Tract 117 in Lassen County, CAMoon Valley Ranch Tract 117 in Lassen County, CA
Moon Valley Ranch Tract 117 in Lassen County, CA
Moon Valley Ranch Tract 117 in Lassen County, CA+6 Photos
Owner FinanceCamping
1 / 10
$31,900·20.32 Acres

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.32 +/- Acre undeveloped lot of land located in Moon Valley Ranch Unit 1. Lot 117 has 4WD road frontage along Widgen Drive just west of...

Moon Valley Ranch Tract 766 in Lassen County, CAMoon Valley Ranch Tract 766 in Lassen County, CA
Moon Valley Ranch Tract 766 in Lassen County, CA
Moon Valley Ranch Tract 766 in Lassen County, CA+8 Photos
Owner FinanceCamping
1 / 12
$38,900·21 Acres

Owner financing: $999 down / $391/mo

Lassen County · CA

This is a 21.00 +/- Acre lot located in Moon Valley, Unit 4. Lot 766 has road frontage along both Possum and Marmot Roads (4WD recommended). Terrai...

0.17 Acres of Land with Endless Potential – Mobile and Manufactured Homes Allowed in Lake County, CA0.17 Acres of Land with Endless Potential – Mobile and Manufactured Homes Allowed in Lake County, CA
0.17 Acres of Land with Endless Potential – Mobile and Manufactured Homes Allowed in Lake County, CA
0.17 Acres of Land with Endless Potential – Mobile and Manufactured Homes Allowed in Lake County, CA+4 Photos
Owner FinanceRoad Access
1 / 8
$5,400·0.17 Acres

Owner financing: $1,200 down / $206/mo

5463 ALLEN RD, LUCERNE, CA 95458 · Lake County · CA

Affordable Land Opportunity in Lucerne, California Discover the possibilities of owning 0.17 acres in Lucerne, California. This property offers an ...

Own a Beautiful 0.13-Acre Parcel in Kern County, CA – Financing Available! in Kern County, CAOwn a Beautiful 0.13-Acre Parcel in Kern County, CA – Financing Available! in Kern County, CA
Own a Beautiful 0.13-Acre Parcel in Kern County, CA – Financing Available! in Kern County, CA
Own a Beautiful 0.13-Acre Parcel in Kern County, CA – Financing Available! in Kern County, CA+7 Photos
Owner FinanceRoad Access
1 / 11
$3,600·0.13 Acres

Owner financing: $1,000 down / $163/mo

Comstock Rd, Mojave, California · Kern County · CA

Invest in a Versatile 0.13-Acre Parcel Embrace the potential of land ownership with this desirable parcel in Kern County, California. Whether you'r...

Paved Road, Level Property with Scattered Trees in Siskiyou County, CAPaved Road, Level Property with Scattered Trees in Siskiyou County, CA
Paved Road, Level Property with Scattered Trees in Siskiyou County, CA
Paved Road, Level Property with Scattered Trees in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$9,405·1.17 Acres

Owner financing: $199 down / $113/mo

Lot 32 Whitepine Road · Siskiyou County · CA

This beautiful 1.17 acre property has paved roads, power in the neighborhood and amazing views of the surrounding valley and mountains. This proper...

Dead End Street, Mostly Level Property in Siskiyou County, CADead End Street, Mostly Level Property in Siskiyou County, CA
Dead End Street, Mostly Level Property in Siskiyou County, CA
Dead End Street, Mostly Level Property in Siskiyou County, CA+13 Photos
Owner Finance
1 / 17
$14,155·2.52 Acres

Owner financing: $300 down / $167/mo

Lot 390 Marlin Drive · Siskiyou County · CA

This beautiful 2.52 acre property has smooth gravel roads, power in the neighborhood and amazing views of the surrounding valley and mountains. Ple...

Owner financing terms in California

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 5, 2026.

ListingPriceDownMonthlyTerm
Great Location, Mostly Trees$8,455$200$100/mo22 years
California Land in Klamath River Country Estates$10,355$99$125/mo20 years
Elevated View Property KRCE$12,255$200$146/mo20 years
Paved Road Access with Power at the Street$14,155$99$169/mo20 years
Beautiful California Pines$9,405$1$115/mo20 years
Nearly An Acre, Recent Road Upgrade$10,440$99$126/mo20 years
0.23 Acre Lot in Shelter Cove, Humboldt County CA$19,900$1$217/mo15 years
1.25 Acres in California Pines, Modoc CA$5,899$1$75/mo15 years
1.02 Acres in KCRE Near the Klamath River, Siskiyou County, CA$14,999$1$167/mo15 years
1.01 Acres in California Pines, Modoc CA$5,899$1$75/mo15 years

Owner-financed land in California: questions

How many owner-financed land listings are for sale in California?
LandyDandy lists 178 land listings for sale in California whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in California?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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