LandyDandy

Owner-Financed Land for Sale in California

92 owner-financed lots for sale in California on LandyDandy, from $3,600 to $85,405. Typical down payment $199 and monthly payment $225 (median of the 92 listings that show terms). Updated October 16, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Moon Valley Ranch Tract 117 in Lassen County, CAMoon Valley Ranch Tract 117 in Lassen County, CA
Moon Valley Ranch Tract 117 in Lassen County, CA
Moon Valley Ranch Tract 117 in Lassen County, CA+6 Photos
Owner FinanceNo HOA
1 / 10
$31,900·20.32 AcresNo HOA

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.32 +/- Acre undeveloped lot of land located in Moon Valley Ranch Unit 1. Lot 117 has 4WD road frontage along Widgen Drive just west of...

Great Community around Lake Shastina in Siskiyou County, CAGreat Community around Lake Shastina in Siskiyou County, CA
Great Community around Lake Shastina in Siskiyou County, CA
Great Community around Lake Shastina in Siskiyou County, CA+12 Photos
Owner Finance
1 / 16
$14,155·0.23 Acres

Owner financing: $300 down / $167/mo

Lot 254 Sherwood Road · Siskiyou County · CA

This 0.23 acre property is located in the first-rate lake community of Lake Shastina and would be a great place to retire, build a primary home, or...

Amazing Sunsets in Siskiyou County, CAAmazing Sunsets in Siskiyou County, CA
Amazing Sunsets in Siskiyou County, CA
Amazing Sunsets in Siskiyou County, CA+14 Photos
Owner Finance
1 / 18
$13,205·1.01 Acres

Owner financing: $200 down / $157/mo

Lot 60 Whitepine St · Siskiyou County · CA

This beautiful 1.01 acre property has paved roads, power in the neighborhood and amazing views of the surrounding valley and mountains. This proper...

Corner Lot, Mature Trees in Modoc County, CACorner Lot, Mature Trees in Modoc County, CA
Corner Lot, Mature Trees in Modoc County, CA
Corner Lot, Mature Trees in Modoc County, CA+14 Photos
Owner Finance
1 / 18
$9,405·1.32 Acres

Owner financing: $250 down / $112/mo

Lot 21 Hilton Road · Modoc County · CA

This beautiful 1.32 acre property is located in Modoc County, which is located about 30 miles south of the Oregon Border. This parcel is in the Cal...

Mostly Treed Property near town of Hornbrook CA in Siskiyou County, CAMostly Treed Property near town of Hornbrook CA in Siskiyou County, CA
Mostly Treed Property near town of Hornbrook CA in Siskiyou County, CA
Mostly Treed Property near town of Hornbrook CA in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$7,599·1.08 Acres

Owner financing: $1 down / $94/mo

Lot 621 Whitepine Road · Siskiyou County · CA

This beautiful 1.08 acre property has paved roads, power in the neighborhood and amazing views of the surrounding valley and mountains. There are a...

Moon Valley Ranch Tract 497 in Lassen County, CAMoon Valley Ranch Tract 497 in Lassen County, CA
Moon Valley Ranch Tract 497 in Lassen County, CA
Moon Valley Ranch Tract 497 in Lassen County, CA+7 Photos
Owner FinanceNo HOA
1 / 11
$31,900·20.1 AcresNo HOA

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.10 +/- Acre lot located in Moon Valley, Unit 3. Lot 497 has road frontage along Cardinal Drive. There is a small wet weather run off t...

Moon Valley Ranch Tract 331 in Lassen County, CAMoon Valley Ranch Tract 331 in Lassen County, CA
Moon Valley Ranch Tract 331 in Lassen County, CA
Moon Valley Ranch Tract 331 in Lassen County, CA+8 Photos
Owner FinanceNo HOA
1 / 12
$31,900·20.2 AcresNo HOA

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.20 +/- Acre lot located in Moon Valley, Unit 3. Lot 331 has road frontage along Chukkar Road. Terrain is level to rolling in nature. V...

Moon Valley Ranch Tract 442 in Lassen County, CAMoon Valley Ranch Tract 442 in Lassen County, CA
Moon Valley Ranch Tract 442 in Lassen County, CA
Moon Valley Ranch Tract 442 in Lassen County, CA+5 Photos
Owner FinanceNo HOA
1 / 9
$31,900·20.1 AcresNo HOA

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.10 +/- Acre lot located in Moon Valley, Unit 3. Lot 442 has road frontage along Canary Lane. There is a small stream/aquifer that runs...

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
Stone Bridge Phase I Tract 71
Red Rock Ranch Tract 6
Red Barn Ranch Tract 27
Moon Valley Ranch Tract 766 in Lassen County, CAMoon Valley Ranch Tract 766 in Lassen County, CA
Moon Valley Ranch Tract 766 in Lassen County, CA
Moon Valley Ranch Tract 766 in Lassen County, CA+8 Photos
Owner FinanceNo HOA
1 / 12
$38,900·21 AcresNo HOA

Owner financing: $999 down / $391/mo

Lassen County · CA

This is a 21.00 +/- Acre lot located in Moon Valley, Unit 4. Lot 766 has road frontage along both Possum and Marmot Roads (4WD recommended). Terrai...

Moon Valley Ranch Tract 154 in Lassen County, CAMoon Valley Ranch Tract 154 in Lassen County, CA
Moon Valley Ranch Tract 154 in Lassen County, CA
Moon Valley Ranch Tract 154 in Lassen County, CA+5 Photos
Owner FinanceNo HOA
1 / 9
$31,900·20.62 AcresNo HOA

Owner financing: $999 down / $319/mo

Lassen County · CA

This is a 20.62 +/- Acre lot located in Moon Valley, Unit 2. Lot 154 has road frontage along Juniper Trail Road (4WD recommended). Terrain is level...

Elevated View Property with Gravel Road Access in Siskiyou County, CAElevated View Property with Gravel Road Access in Siskiyou County, CA
Elevated View Property with Gravel Road Access in Siskiyou County, CA
Elevated View Property with Gravel Road Access in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$14,155·2.5 Acres

Owner financing: $450 down / $165/mo

Lot 543 Bluegil Drive · Siskiyou County · CA

This beautiful 2.5 acre property has a nice gravel road and amazing views of the surrounding valley and mountains. This is actually two properties ...

Lake Front, 4 Lots Included in Siskiyou County, CALake Front, 4 Lots Included in Siskiyou County, CA
Lake Front, 4 Lots Included in Siskiyou County, CA
Lake Front, 4 Lots Included in Siskiyou County, CA+14 Photos
Owner Finance
1 / 18
$85,405·0.19 Acres

Owner financing: $500 down / $601/mo

Lots 27 to 30 Spear Point Road · Siskiyou County · CA

This 0.193 acre property with 4 lots included is located in the first-rate lake community of Lake Shastina and would be a great place to retire, bu...

Klamath River Waterfront in Siskiyou County, CAKlamath River Waterfront in Siskiyou County, CA
Klamath River Waterfront in Siskiyou County, CA
Klamath River Waterfront in Siskiyou County, CA+14 Photos
Owner FinanceNo HOA
1 / 18
$66,490·0.54 AcresNo HOA

Owner financing: $99 down / $519/mo

Lot 17 Patricia Avenue · Siskiyou County · CA

Great 0.54 acre property with 115 feet of frontage along Copco Lake. UPDATE: The dam removal has changed the lake into a river/creek. We suggest do...

Great Homestead, Driveway, Gate, Power, Great Views in Siskiyou County, CAGreat Homestead, Driveway, Gate, Power, Great Views in Siskiyou County, CA
Great Homestead, Driveway, Gate, Power, Great Views in Siskiyou County, CA
Great Homestead, Driveway, Gate, Power, Great Views in Siskiyou County, CA+12 Photos
Owner Finance
1 / 16
$47,405·2.32 Acres

Owner financing: $1 down / $372/mo

Lot 4 Shasta Vista Drive · Siskiyou County · CA

This 2.32 acre parcel is in the Mt. Shasta Vista development located about 12 miles from the small town of Weed, California. This is a unique prope...

Corner Lot, Power at the Street, Great Homestead Area in Siskiyou County, CACorner Lot, Power at the Street, Great Homestead Area in Siskiyou County, CA
Corner Lot, Power at the Street, Great Homestead Area in Siskiyou County, CA
Corner Lot, Power at the Street, Great Homestead Area in Siskiyou County, CA+12 Photos
Owner Finance
1 / 16
$47,405·2.3 Acres

Owner financing: $99 down / $371/mo

Lot 9 McLarty Road · Siskiyou County · CA

2.3 acre parcel is in the Mt. Shasta Vista development located about 12 miles from the small town of Weed, California. This area features spectacul...

Power at the Street, Enjoy the Sunshine in Lassen County, CAPower at the Street, Enjoy the Sunshine in Lassen County, CA
Power at the Street, Enjoy the Sunshine in Lassen County, CA
Power at the Street, Enjoy the Sunshine in Lassen County, CA+20 Photos
Owner FinanceNo HOA
1 / 24
$37,990·20 AcresNo HOA

Owner financing: $400 down / $442/mo

Lot 428 Prairie Drive · Lassen County · CA

Own a stunning 20-acre corner property with power at the street in the heart of Northeastern California’s Lassen County, located in the secluded Mo...

Over 19 Acres of Railroad Land in Lassen County, CAOver 19 Acres of Railroad Land in Lassen County, CA
Over 19 Acres of Railroad Land in Lassen County, CA
Over 19 Acres of Railroad Land in Lassen County, CA+4 Photos
Owner FinanceNo HOA
1 / 8
$37,905·19.05 AcresNo HOA

Owner financing: $199 down / $443/mo

Lassen County · CA

This 19.05-acre parcel of raw recreational land for sale offers direct access to the 85-mile Modoc Line Rail Trail. It’s the ultimate recreational ...

Three Lot Combo Deal in Lassen County, CAThree Lot Combo Deal in Lassen County, CA
Three Lot Combo Deal in Lassen County, CA
Three Lot Combo Deal in Lassen County, CA+18 Photos
Owner FinanceNo HOA
1 / 22
$37,905·30 AcresNo HOA

Owner financing: $99 down / $444/mo

Lots 33 34 35 Tuledad Road · Lassen County · CA

This beautiful 30 acre property is located outside of the small towns of Termo and Ravensdale, in Lassen County California. This sale includes thre...

One hour from Susanville. Level Parcel in Lassen County, CAOne hour from Susanville. Level Parcel in Lassen County, CA
One hour from Susanville. Level Parcel in Lassen County, CA
One hour from Susanville. Level Parcel in Lassen County, CA+15 Photos
Owner FinanceNo HOA
1 / 19
$36,955·19.75 AcresNo HOA

Owner financing: $1 down / $434/mo

Lot 114 Longhorn Dr · Lassen County · CA

Own a secluded 19.75-acre parcel in the heart of Moon Valley Ranches, Termo, CA, perfect for your dream home, agriculture, or livestock. Nestled at...

Near Termo, NE California in Lassen County, CANear Termo, NE California in Lassen County, CA
Near Termo, NE California in Lassen County, CA
Near Termo, NE California in Lassen County, CA+20 Photos
Owner FinanceNo HOA
1 / 24
$33,240·20.2 AcresNo HOA

Owner financing: $400 down / $387/mo

Lot 237 Heron Dr · Lassen County · CA

Secure your own 20.2-acre sanctuary in the heart of Northeastern California’s Lassen County, located in Termo, CA, within the secluded Moon Valley ...

Remote Area Moon Valley Ranch in Lassen County, CARemote Area Moon Valley Ranch in Lassen County, CA
Remote Area Moon Valley Ranch in Lassen County, CA
Remote Area Moon Valley Ranch in Lassen County, CA+21 Photos
Owner FinanceNo HOA
1 / 25
$28,405·20.1 AcresNo HOA

Owner financing: $200 down / $333/mo

Lot 118 Mallard Dr · Lassen County · CA

20.1-acre property for sale by owner in Termo, CA (APN 043-110-030, ZIP 96132). Located in the secluded Moon Valley Ranches subdivision in Northeas...

1 Hour from Susanville, Nice 20 Acres in Lassen County, CA1 Hour from Susanville, Nice 20 Acres in Lassen County, CA
1 Hour from Susanville, Nice 20 Acres in Lassen County, CA
1 Hour from Susanville, Nice 20 Acres in Lassen County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$33,155·20 AcresNo HOA

Owner financing: $1 down / $390/mo

Lot 350 Chukkar Rd · Lassen County · CA

This beautiful 20 acres parcel is located in Lassen County, California. 1 hour from Susanville and 2 hours from Reno, NV. The parcel is nice and le...

20 Acres, Great Views, Secluded Area in Lassen County, CA20 Acres, Great Views, Secluded Area in Lassen County, CA
20 Acres, Great Views, Secluded Area in Lassen County, CA
20 Acres, Great Views, Secluded Area in Lassen County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$28,405·20.2 AcresNo HOA

Owner financing: $200 down / $333/mo

Lot 429 Spring Road · Lassen County · CA

This 20.2 acre Northern California property is located in Termo, CA, in Northeastern California. The property is in a private area of the Moon Vall...

Moon Valley Ranch near Termo in Lassen County, CAMoon Valley Ranch near Termo in Lassen County, CA
Moon Valley Ranch near Termo in Lassen County, CA
Moon Valley Ranch near Termo in Lassen County, CA+14 Photos
Owner FinanceNo HOA
1 / 18
$28,405·20.2 AcresNo HOA

Owner financing: $1 down / $335/mo

Lot 409 Humming Bird · Lassen County · CA

This 20.2 acre Northern California property is located in Termo, CA, in Northeastern California. The property is in a private area of the Moon Vall...

Near Barstow CA in San Bernardino County, CANear Barstow CA in San Bernardino County, CA
Near Barstow CA in San Bernardino County, CA
Near Barstow CA in San Bernardino County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$28,405·5.27 AcresNo HOA

Owner financing: $400 down / $331/mo

13710 N Georgia Rd · San Bernardino County · CA

5.27 acres of mostly flat land located in San Bernardino California, a favorite spot for people wanting to buy land in California, located between ...

Gentle Slope, Amazing Views in Siskiyou County, CAGentle Slope, Amazing Views in Siskiyou County, CA
Gentle Slope, Amazing Views in Siskiyou County, CA
Gentle Slope, Amazing Views in Siskiyou County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$28,405·3.2 AcresNo HOA

Owner financing: $199 down / $333/mo

Lot 554 Dawn Drive · Siskiyou County · CA

3.2 acre lot for sale near the California and Oregon border on a quiet dead end street. The property is located in Siskiyou County CA, about 30 min...

Northern California Land for Sale by Owner – Affordable Prices in Siskiyou County, CANorthern California Land for Sale by Owner – Affordable Prices in Siskiyou County, CA
Northern California Land for Sale by Owner – Affordable Prices in Siskiyou County, CA
Northern California Land for Sale by Owner – Affordable Prices in Siskiyou County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$28,405·2.5 AcresNo HOA

Owner financing: $1 down / $335/mo

Lot 93 Ponderosa Lane · Siskiyou County · CA

2.5 acre lot for sale near the California and Oregon border with power at the street. The property is located in Siskiyou County CA, about 30 minut...

Smooth Dirt Road in Siskiyou County, CASmooth Dirt Road in Siskiyou County, CA
Smooth Dirt Road in Siskiyou County, CA
Smooth Dirt Road in Siskiyou County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$28,405·2.5 AcresNo HOA

Owner financing: $400 down / $331/mo

Lot 94 Ponderosa Lane · Siskiyou County · CA

2.5 acre lot for sale near the California and Oregon border with power at the street. The property is located in Siskiyou County CA, about 30 minut...

Great Water and Mountain Views in Siskiyou County, CAGreat Water and Mountain Views in Siskiyou County, CA
Great Water and Mountain Views in Siskiyou County, CA
Great Water and Mountain Views in Siskiyou County, CA+14 Photos
Owner Finance
1 / 18
$26,505·2.5 Acres

Owner financing: $99 down / $312/mo

Lot 52 Spring Road · Siskiyou County · CA

This beautiful 2.5 acre Northern California property is less than 10 minutes from the Iron Gate Reservoir, in the Town of Montague, CA, in Siskiyou...

Great View Property, Power is Nearby in Siskiyou County, CAGreat View Property, Power is Nearby in Siskiyou County, CA
Great View Property, Power is Nearby in Siskiyou County, CA
Great View Property, Power is Nearby in Siskiyou County, CA+17 Photos
Owner Finance
1 / 21
$18,999·2.5 Acres

Owner financing: $1 down / $226/mo

Lot 308 Eel Drive · Siskiyou County · CA

This beautiful 2.5 acre property has paved road, power nearby and amazing views of the surrounding valley and mountains. This property is sloped wh...

Less than 3 Hours to Los Angeles in San Bernardino County, CALess than 3 Hours to Los Angeles in San Bernardino County, CA
Less than 3 Hours to Los Angeles in San Bernardino County, CA
Less than 3 Hours to Los Angeles in San Bernardino County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$23,655·9.12 AcresNo HOA

Owner financing: $300 down / $277/mo

Lot 44 Section 15 · San Bernardino County · CA

9.12 acre desert rancho is located outside of the city of Adelanto, CA. The property has dirt road access and is surrounded by undeveloped neighbor...

Close to Klamath River, Great Views, Power at Street in Siskiyou County, CAClose to Klamath River, Great Views, Power at Street in Siskiyou County, CA
Close to Klamath River, Great Views, Power at Street in Siskiyou County, CA
Close to Klamath River, Great Views, Power at Street in Siskiyou County, CA+14 Photos
Owner Finance
1 / 18
$23,655·1.02 Acres

Owner financing: $99 down / $279/mo

Lot 98 Desavado Road · Siskiyou County · CA

This beautiful 1.02 acre property has paved road, power at the street and amazing views of the surrounding valley and mountains. The pictures are o...

Level Lot with Nice Trees and Views in Siskiyou County, CALevel Lot with Nice Trees and Views in Siskiyou County, CA
Level Lot with Nice Trees and Views in Siskiyou County, CA
Level Lot with Nice Trees and Views in Siskiyou County, CA+12 Photos
Owner FinanceNo HOA
1 / 16
$23,655·2.5 AcresNo HOA

Owner financing: $1 down / $280/mo

Lot 460 Hilltop Rd · Siskiyou County · CA

2.5 acre lot for sale near the California and Oregon border. The property is located in Siskiyou County CA, about 30 minutes from Dorris. Meiss Lak...

California Land for Sale, 1.01 Acres, near Rush Creek in Modoc County, CACalifornia Land for Sale, 1.01 Acres, near Rush Creek in Modoc County, CA
California Land for Sale, 1.01 Acres, near Rush Creek in Modoc County, CA
California Land for Sale, 1.01 Acres, near Rush Creek in Modoc County, CA+13 Photos
Owner FinanceNo HOA
1 / 17
$22,705·1.01 AcresNo HOA

Owner financing: $1 down / $269/mo

Lot 23 Rush Creek Drive · Modoc County · CA

California Land for sale, 1.01 acres in the Rush Creek Subdivision, right off Highway 139. Less than 10 minutes to the town of Adin, which has all ...

Nice Slope for Amazing Views in Siskiyou County, CANice Slope for Amazing Views in Siskiyou County, CA
Nice Slope for Amazing Views in Siskiyou County, CA
Nice Slope for Amazing Views in Siskiyou County, CA+12 Photos
Owner Finance
1 / 16
$22,705·2.5 Acres

Owner financing: $99 down / $268/mo

Lot 149 Shasta Lane · Siskiyou County · CA

This beautiful 2.5 acre Northern California property is less than 20 minutes from the Iron Gate Reservoir, in the Town of Montague, CA, in Siskiyou...

Seasonal Creek Runs Border in Modoc County, CASeasonal Creek Runs Border in Modoc County, CA
Seasonal Creek Runs Border in Modoc County, CA
Seasonal Creek Runs Border in Modoc County, CA+14 Photos
Owner Finance
1 / 18
$22,705·1.57 Acres

Owner financing: $99 down / $268/mo

Lot 2 Pencil Road · Modoc County · CA

This 1.57-acre property is about an hour south of the Oregon border, about an 12-minute drive from the town of Alturas, CA. This property is in the...

Power, County Maintained Road, Great Build Site in Modoc County, CAPower, County Maintained Road, Great Build Site in Modoc County, CA
Power, County Maintained Road, Great Build Site in Modoc County, CA
Power, County Maintained Road, Great Build Site in Modoc County, CA+21 Photos
Owner Finance
1 / 25
$21,755·1.47 Acres

Owner financing: $199 down / $256/mo

Lot 46 Pencil Road · Modoc County · CA

This 1.47-acre property is located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc County. This prope...

Level Property, Nice Views in Siskiyou County, CALevel Property, Nice Views in Siskiyou County, CA
Level Property, Nice Views in Siskiyou County, CA
Level Property, Nice Views in Siskiyou County, CA+14 Photos
Owner Finance
1 / 18
$20,805·2.5 Acres

Owner financing: $49 down / $247/mo

Lot 4 Lakeview Road · Siskiyou County · CA

This beautiful 2.5 acre Northern California property is less than 15 minutes from the Iron Gate Reservoir, in the Town of Montague, CA, in Siskiyou...

Oversized Property, Quiet Area in Modoc County, CAOversized Property, Quiet Area in Modoc County, CA
Oversized Property, Quiet Area in Modoc County, CA
Oversized Property, Quiet Area in Modoc County, CA+14 Photos
Owner Finance
1 / 18
$20,805·3.76 Acres

Owner financing: $300 down / $244/mo

Lot 14 Thunderbird Drive · Modoc County · CA

This 3.76 acre property is located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc County. This prope...

Near Iron Gate Reservoir in Siskiyou County, CANear Iron Gate Reservoir in Siskiyou County, CA
Near Iron Gate Reservoir in Siskiyou County, CA
Near Iron Gate Reservoir in Siskiyou County, CA+15 Photos
Owner Finance
1 / 19
$18,990·2.57 Acres

Owner financing: $49 down / $226/mo

Lot 141 Shasta Lane · Siskiyou County · CA

This beautiful 2.57 acre Northern California property is less than 10 minutes from the Iron Gate Reservoir, in the Town of Montague, CA, in Siskiyo...

Power at the Street, Nice Gravel Road Access in Modoc County, CAPower at the Street, Nice Gravel Road Access in Modoc County, CA
Power at the Street, Nice Gravel Road Access in Modoc County, CA
Power at the Street, Nice Gravel Road Access in Modoc County, CA+20 Photos
Owner Finance
1 / 24
$18,905·1.47 Acres

Owner financing: $1 down / $225/mo

Lot 4 Patridge Lane · Modoc County · CA

This 1.47-acre property is located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc County. This prope...

Power at the Street, Nice Gravel Entrance in Modoc County, CAPower at the Street, Nice Gravel Entrance in Modoc County, CA
Power at the Street, Nice Gravel Entrance in Modoc County, CA
Power at the Street, Nice Gravel Entrance in Modoc County, CA+21 Photos
Owner Finance
1 / 25
$18,905·1.69 Acres

Owner financing: $99 down / $224/mo

Lot 14 Goose Loop · Modoc County · CA

This 1.69-acre property is located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc County. This prope...

Power at the Street, Nice Gravel Road Access in Modoc County, CAPower at the Street, Nice Gravel Road Access in Modoc County, CA
Power at the Street, Nice Gravel Road Access in Modoc County, CA
Power at the Street, Nice Gravel Road Access in Modoc County, CA+21 Photos
Owner Finance
1 / 25
$18,905·1.47 Acres

Owner financing: $99 down / $224/mo

Lot 39 Pintail Dr · Modoc County · CA

This 1.47-acre property is located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc County. This prope...

Corner Property near Klamath River in Siskiyou County, CACorner Property near Klamath River in Siskiyou County, CA
Corner Property near Klamath River in Siskiyou County, CA
Corner Property near Klamath River in Siskiyou County, CA+21 Photos
Owner Finance
1 / 25
$18,905·2.52 Acres

Owner financing: $400 down / $221/mo

Lot 681 Wolverine Drive · Siskiyou County · CA

This beautiful 2.52 acre property has smooth gravel roads, power in the neighborhood and amazing views of the surrounding valley and mountains. Thi...

Dead End Street, Mostly Level Property in Siskiyou County, CADead End Street, Mostly Level Property in Siskiyou County, CA
Dead End Street, Mostly Level Property in Siskiyou County, CA
Dead End Street, Mostly Level Property in Siskiyou County, CA+13 Photos
Owner Finance
1 / 17
$18,905·2.52 Acres

Owner financing: $450 down / $220/mo

Lot 390 Marlin Drive · Siskiyou County · CA

This beautiful 2.52 acre property has smooth gravel roads, power in the neighborhood and amazing views of the surrounding valley and mountains. Ple...

Two Lots Included with Sale in Modoc County, CATwo Lots Included with Sale in Modoc County, CA
Two Lots Included with Sale in Modoc County, CA
Two Lots Included with Sale in Modoc County, CA+20 Photos
Owner Finance
1 / 24
$18,905·2.94 Acres

Owner financing: $250 down / $222/mo

Lot 12 and 13 Mountain Goat Dr · Modoc County · CA

These two properties total 2.94 acres and are located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc...

Wooded Property in Siskiyou County, CAWooded Property in Siskiyou County, CA
Wooded Property in Siskiyou County, CA
Wooded Property in Siskiyou County, CA+13 Photos
Owner FinanceNo HOA
1 / 17
$18,905·2.56 AcresNo HOA

Owner financing: $1 down / $225/mo

Lot 319 Lake Ridge Road · Siskiyou County · CA

2.56 acre lot for sale near the California and Oregon border on a quiet dead end street. The property is located in Siskiyou County CA, about 30 mi...

Power, Sloped Lot with Valley View in Siskiyou County, CAPower, Sloped Lot with Valley View in Siskiyou County, CA
Power, Sloped Lot with Valley View in Siskiyou County, CA
Power, Sloped Lot with Valley View in Siskiyou County, CA+15 Photos
Owner Finance
1 / 19
$17,955·2.63 Acres

Owner financing: $500 down / $209/mo

Lot 366 Carp St · Siskiyou County · CA

This beautiful 2.63 acre property has paved road, power at the road and amazing views of the surrounding valley and mountains. This property is slo...

Power in the Area, Smooth Gravel Road Access in Modoc County, CAPower in the Area, Smooth Gravel Road Access in Modoc County, CA
Power in the Area, Smooth Gravel Road Access in Modoc County, CA
Power in the Area, Smooth Gravel Road Access in Modoc County, CA+21 Photos
Owner Finance
1 / 25
$15,105·1.47 Acres

Owner financing: $1 down / $181/mo

Lot 12 Pintail Dr · Modoc County · CA

This 1.47-acre property is located about an hour south of the Oregon border, about 5 miles north of Alturas, California in Modoc County. This prope...

Power Close, Valley Views in Siskiyou County, CAPower Close, Valley Views in Siskiyou County, CA
Power Close, Valley Views in Siskiyou County, CA
Power Close, Valley Views in Siskiyou County, CA+14 Photos
Owner Finance
1 / 18
$15,105·1.02 Acres

Owner financing: $1 down / $181/mo

Lot 18 Whitepine Road · Siskiyou County · CA

This beautiful 1.02 acre property has paved road, power nearby and amazing views of the surrounding valley and mountains. This property is sloped w...

Owner financing terms in California

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 16, 2026.

ListingPriceDownMonthlyTerm
Moon Valley Ranch Tract 117$31,900$999$319/mo20 yr
Great Community around Lake Shastina$14,155$300$167/mo20 yr
Amazing Sunsets$13,205$200$157/mo20 yr
Corner Lot, Mature Trees$9,405$250$112/mo20 yr
Mostly Treed Property near town of Hornbrook CA$7,599$1$94/mo20 yr
Moon Valley Ranch Tract 497$31,900$999$319/mo20 yr
Moon Valley Ranch Tract 331$31,900$999$319/mo20 yr
Moon Valley Ranch Tract 442$31,900$999$319/mo20 yr
Moon Valley Ranch Tract 766$38,900$999$391/mo20 yr
Moon Valley Ranch Tract 154$31,900$999$319/mo20 yr

Owner-financed land in California: questions

How many owner-financed land listings are for sale in California?
LandyDandy lists 92 land listings for sale in California whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in California?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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