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Owner-Financed Land for Sale in Florida - Page 2

75 owner-financed lots for sale in Florida on LandyDandy, from $3,300 to $2,000,000. Typical down payment $250 and monthly payment $244 (median of the 64 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Lock in Your Florida Future $200! in Putnam County, FLLock in Your Florida Future $200! in Putnam County, FL
Lock in Your Florida Future $200! in Putnam County, FL
Lock in Your Florida Future $200! in Putnam County, FL+7 Photos
Owner FinanceRoad Access
1 / 11
$6,880·0.15 Acres

Owner financing: $200 down / $149/mo

814 Union Ave, Interlachen, FL 32148 Corner of Union Ave and Manatee St in Interlachen, FL · Putnam County · FL

Buy now, build later, and escape the high prices. ✅ First Step to Florida – Secure your spot now. ✅ $200 Down – Low-cost entry, high future value. ...

0.23 Acres near Lake Placid - Prime Florida Lake Region Lot! in Highlands County, FL0.23 Acres near Lake Placid - Prime Florida Lake Region Lot! in Highlands County, FL
0.23 Acres near Lake Placid - Prime Florida Lake Region Lot! in Highlands County, FL
0.23 Acres near Lake Placid - Prime Florida Lake Region Lot! in Highlands County, FL+14 Photos
Owner FinanceNo HOA
1 / 18
$11,900·0.2327 AcresNo HOA

Owner financing: $199 down / $291/mo

367 STARDUST AVE, LAKE PLACID, FL 33852 · Highlands County · FL

Are you dreaming of warmer winters, sunny mornings, and a relaxed Florida lifestyle? Secure your own piece of Sunshine State land in the heart of H...

Buy .46 Acres w/o Breaking the Bank in Putnam County, FLBuy .46 Acres w/o Breaking the Bank in Putnam County, FL
Buy .46 Acres w/o Breaking the Bank in Putnam County, FL
Buy .46 Acres w/o Breaking the Bank in Putnam County, FL+11 Photos
Owner Finance
1 / 15
$12,350·0.46 Acres

Owner financing: $250 down / $235/mo

179 DEER RUN RD, SATSUMA, FL 32189 · Putnam County · FL

Dreaming of owning a bigger piece of Florida without breaking the bank? This 0.46-acre residential lot in Putnam County, Florida gives you nearly h...

0.30 Acres in Ocklawaha, FL | R1 | No HOA | Owner Finance in Marion County, FL0.30 Acres in Ocklawaha, FL | R1 | No HOA | Owner Finance in Marion County, FL
0.30 Acres in Ocklawaha, FL | R1 | No HOA | Owner Finance in Marion County, FL
0.30 Acres in Ocklawaha, FL | R1 | No HOA | Owner Finance in Marion County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$18,495·0.3 AcresNo HOA

Owner financing available — ask the seller for terms

Fisher Run Ln · Marion County · FL

Nearly a third of an acre in Ocklawaha, Marion County's lake country, in Central Florida. - Acres: 0.30 - APN: 9037-1205-01 - Zoning: R1 Single Fam...

2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL
2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL
2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL+3 Photos
Owner FinanceNo HOA
1 / 7
$9,900·0.28 AcresNo HOA

Owner financing: $600 down / $314/mo

2925 MAYFIELD RD, SEBRING, FL 33875 · Highlands County · FL

Double the Potential, Zero the Stress! R-3 Zoned Gem in Sebring! Why settle for a standard lot when you can have a property that does it all? Wheth...

10 ACRES | PRIME MIAMI LAND INVESTMENT OPPORTUNITY in Dade County, FL10 ACRES | PRIME MIAMI LAND INVESTMENT OPPORTUNITY in Dade County, FL
10 ACRES | PRIME MIAMI LAND INVESTMENT OPPORTUNITY in Dade County, FL
10 ACRES | PRIME MIAMI LAND INVESTMENT OPPORTUNITY in Dade County, FL+6 Photos
Owner FinanceNo HOA
1 / 10
$2,000,000·10 AcresNo HOA

Owner financing: $1,000,000 down / $19,333/mo

230 SW 145 AVE · Dade County · FL

Rare opportunity to acquire 10 acres (435,600 SF) of undeveloped land in Miami-Dade County, strategically located near SW 8th Street (Tamiami Trail...

1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL
1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL
1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL+5 Photos
Owner FinanceCamping
1 / 9
$3,300·1 Acre

Owner financing: $100 down / $107/mo

Old Grade Rd, Polk City, FL 33868 · Polk County · FL

Looking for a low-cost land investment with future upside? This 1-acre parcel near the Green Swamp of Polk City, FL may be worth considering if you...

1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL
1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL
1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL+4 Photos
Owner FinanceCamping
1 / 8
$3,300·1 Acre

Owner financing: $100 down / $107/mo

0 Old Grade Road · Polk County · FL

Looking for an inexpensive piece of Florida land to hold for the future? This 1-acre wooded parcel in Polk County, near the Green Swamp, may be an ...

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Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
Scenic Backdrop, Open Expansive Land
5 Acres in Park County Colorado, Easy Access
1.14 Acres in Putnam County, FL in Putnam County, FL1.14 Acres in Putnam County, FL in Putnam County, FL
1.14 Acres in Putnam County, FL in Putnam County, FL
1.14 Acres in Putnam County, FL in Putnam County, FL
Owner Finance
1 / 2
$14,999·1.14 Acres

Owner financing: $225 down / $225/mo

Putnam County · FL

Where the Wild Things Are- Pristine Old Florida $225/mo Escape to Total Privacy! Ultimate Seclusion: Tired of nosy neighbors? This 1.14 acre proper...

0.23 Acres in Port Charlotte, FL | Paved Street | No HOA in Charlotte County, FL0.23 Acres in Port Charlotte, FL | Paved Street | No HOA in Charlotte County, FL
0.23 Acres in Port Charlotte, FL | Paved Street | No HOA in Charlotte County, FL
0.23 Acres in Port Charlotte, FL | Paved Street | No HOA in Charlotte County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$19,897·0.23 AcresNo HOA

Owner financing available — ask the seller for terms

1316 Patton St · Charlotte County · FL

A quarter acre on a paved Port Charlotte street in Charlotte County, Florida, with power at the street and homes already on every side. - Acres: 0....

1.06 Wooded Acres in Alford, FL | Near Compass Lake in Jackson County, FL1.06 Wooded Acres in Alford, FL | Near Compass Lake in Jackson County, FL
1.06 Wooded Acres in Alford, FL | Near Compass Lake in Jackson County, FL
1.06 Wooded Acres in Alford, FL | Near Compass Lake in Jackson County, FL+6 Photos
Owner FinanceNo HOA
1 / 10
$19,897·1.06 AcresNo HOA

Owner financing available — ask the seller for terms

Bitterroot St · Jackson County · FL

A wooded acre in Compass Lake Hills, Jackson County, Florida. Thirty seconds from pavement and minutes from two Panhandle lakes. - Acres: 1.06 - AP...

1.48 Acres in Putnam County, FL in Putnam County, FL1.48 Acres in Putnam County, FL in Putnam County, FL
1.48 Acres in Putnam County, FL in Putnam County, FL
1.48 Acres in Putnam County, FL in Putnam County, FL
Owner Finance
1 / 4
$29,999·1.48 Acres

Owner financing: $399 down / $399/mo

Putnam County · FL

1.48 Wooded Acres in Putnam County, Florida — Palatka, FL 32177 APN 31-10-26-0000-8888-1230 | Tracts 1230 & 1231 A wooded 1.48-acre parcel in Putna...

0.86 Acres in Interlachen, FL | 3 Road Frontage | R-2 in Putnam County, FL0.86 Acres in Interlachen, FL | 3 Road Frontage | R-2 in Putnam County, FL
0.86 Acres in Interlachen, FL | 3 Road Frontage | R-2 in Putnam County, FL
0.86 Acres in Interlachen, FL | 3 Road Frontage | R-2 in Putnam County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$22,997·0.86 AcresNo HOA

Owner financing available — ask the seller for terms

Neilsen Ave · Putnam County · FL

Nearly an acre with 580 feet of frontage on three roads in the oaks and palmettos outside Interlachen, Putnam County, Florida. Frontage on three ro...

0.47 Acres in Interlachen, FL | R-2 | No HOA | Owner Finance in Putnam County, FL0.47 Acres in Interlachen, FL | R-2 | No HOA | Owner Finance in Putnam County, FL
0.47 Acres in Interlachen, FL | R-2 | No HOA | Owner Finance in Putnam County, FL
0.47 Acres in Interlachen, FL | R-2 | No HOA | Owner Finance in Putnam County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$13,995·0.47 AcresNo HOA

Owner financing available — ask the seller for terms

Peebles Rd · Putnam County · FL

Nearly half an acre of wooded privacy on a quiet dirt road in Interlachen Lakes Estates, Putnam County, Florida. Close to double the size of the ty...

Florida Properties - Cooper Lake Manor in Putnam County, FLFlorida Properties - Cooper Lake Manor in Putnam County, FL
Florida Properties - Cooper Lake Manor in Putnam County, FL
Florida Properties - Cooper Lake Manor in Putnam County, FL
Owner Finance
1 / 4
$4,477·0.12 Acres

Owner financing: $99 down / $88/mo

Putnam County · FL

This is a great recreational property that you might want to pick up for both enjoyment and investment. Interlachen is less than 4 miles to the eas...

0.28 Acre in Sebring, FL | Power at Street | R-1 | No HOA in Highlands County, FL0.28 Acre in Sebring, FL | Power at Street | R-1 | No HOA in Highlands County, FL
0.28 Acre in Sebring, FL | Power at Street | R-1 | No HOA in Highlands County, FL
0.28 Acre in Sebring, FL | Power at Street | R-1 | No HOA in Highlands County, FL+6 Photos
Owner FinanceNo HOA
1 / 10
$17,997·0.28 AcresNo HOA

Owner financing available — ask the seller for terms

485 Darter Ave · Highlands County · FL

Just over a quarter acre in Sebring Hills South, Highlands County, Florida, with power already at the street. - Acres: 0.28 - APN: C-35-34-28-021-0...

FL in Putnam County, FLFL in Putnam County, FL
FL in Putnam County, FL
FL in Putnam County, FL+2 Photos
Owner FinanceNo HOA
1 / 6
$6,800·0.23 AcresNo HOA

Owner financing: $1,000 down / $200/mo

FL · Putnam County · FL

Stop dreaming and start owning. This 0.23-acre wooded parcel in Interlachen Lakes Estates offers the ultimate combination of privacy, flexibility, ...

119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL
119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL
119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL+5 Photos
Owner FinanceRoad Access
1 / 9
$6,900·0.22 Acres

Owner financing: $2,000 down / $241/mo

119 CREAGER AVE, INTERLACHEN, FL 32148 · Putnam County · FL

Affordable peaceful and beautiful lot Flexible Zoning - Residential, Two-Family, allowing single family, mobile, manufactured Tiny home allowed No ...

0.23 Acres with Owner Financing and $495 Down in Sarasota County, Florida in Sarasota County, FL0.23 Acres with Owner Financing and $495 Down in Sarasota County, Florida in Sarasota County, FL
0.23 Acres with Owner Financing and $495 Down in Sarasota County, Florida in Sarasota County, FL
0.23 Acres with Owner Financing and $495 Down in Sarasota County, Florida in Sarasota County, FL
Owner Finance
1 / 2
$9,900·0 Acres

Owner financing: $595 down / $180/mo

TBD Mansfield Cir, North Port, FL, 34288 · Sarasota County · FL

Looking for an affordable foothold in fast-growing North Port, Florida? This 0.23-acre vacant lot sits in the Port Charlotte Sub 45 subdivision of ...

FL in Putnam County, FLFL in Putnam County, FL
FL in Putnam County, FL
FL in Putnam County, FL+1 Photos
Owner Finance
1 / 5
$7,300·0.3 Acres

Owner financing: $1,300 down / $93/mo

FL · Putnam County · FL

Build your Florida getaway on this versatile 0.3-acre wooded lot in the Interlachen Lakes Estates. Perfectly situated in Putnam County, this proper...

Lot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FLLot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FL
Lot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FL
Lot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FL+4 Photos
Owner FinanceNo HOA
1 / 8
$24,999·0.26 AcresNo HOA

Owner financing available — ask the seller for terms

LANGLAIS DR · Sarasota County · FL

Tired of being stacked on top of people? This 0.25-acre lot in North Port gives you space. And since the lot next door is county-owned… you get eve...

123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL
123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL
123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL+2 Photos
Owner Finance
1 / 6
$6,500·0.23 Acres

Owner financing: $1,000 down / $288/mo

123 FLAGLER DR, INTERLACHEN, FL 32148 · Putnam County · FL

A suitable location for a future home. Dirt-road access Tiny House Allow : Flexible zoning allows single-family, manufactured or tiny homes. No Flo...

0.23 Acres in Chipley, FL | R-2 | No HOA | Owner Finance in Washington County, FL0.23 Acres in Chipley, FL | R-2 | No HOA | Owner Finance in Washington County, FL
0.23 Acres in Chipley, FL | R-2 | No HOA | Owner Finance in Washington County, FL
0.23 Acres in Chipley, FL | R-2 | No HOA | Owner Finance in Washington County, FL+6 Photos
Owner FinanceNo HOA
1 / 10
$8,997·0.23 AcresNo HOA

Owner financing available — ask the seller for terms

Rockford Cir · Washington County · FL

A quarter acre in Sunny Hills, Washington County, in the Florida Panhandle, minutes from the golf course and the boat ramps on Gap Lake. - Acres: 0...

1.37-Acre Commercial Land for Sale — St. Augustine, Florida in St. Johns County, FL1.37-Acre Commercial Land for Sale — St. Augustine, Florida in St. Johns County, FL
1.37-Acre Commercial Land for Sale — St. Augustine, Florida in St. Johns County, FL
1.37-Acre Commercial Land for Sale — St. Augustine, Florida in St. Johns County, FL
Owner Finance
1 / 2
$119,000·1.3722 Acres

Owner financing available — ask the seller for terms

LIMON ST, SAINT AUGUSTINE, FL 32084 · St. Johns County · FL

Located at 0 Limon St., St. Augustine, FL 32084, this approximately 1.37-acre parcel is zoned Commercial Intensive (CI), with frontage on Lewis Spe...

Duplex Zoned Lot With Seller Finance Option in Lee County, FLDuplex Zoned Lot With Seller Finance Option in Lee County, FL
Duplex Zoned Lot With Seller Finance Option in Lee County, FL
Duplex Zoned Lot With Seller Finance Option in Lee County, FL
Owner Finance
1 / 2
$56,000·0.29 Acres

Owner financing: $30,000 down / $1,458/mo

5033/5035 LOCKE LN, LEHIGH ACRES, FL 33973 · Lee County · FL

Duplex Zoned lot in Lehigh

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