39 owner-financed lots for sale in Putnam County, Florida on LandyDandy, from $3,950 to $29,999. Typical down payment $250 and monthly payment $201 (median of the 37 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land
Owner financing: $250 down / $201/mo
727 Norman Ave, Interlachen FL 32148 · Putnam County · FL
SPACE! Beautiful Double Lot This 0.43-acre double lot sits on Norman Ave in Interlachen's well-established Interlachen Lakes Estates subdivision in...
Listed by
Land-a-Deal, Inc
Sven Storring
Owner financing: $250 down / $217/mo
310-316 Lime Way, Interlachen FL 32148 · Putnam County · FL
SPACE! Lighly wooded Building Lot with access to Power Set in the peaceful Trout Lake Gardens neighborhood just north of Interlachen, this 0.4-acre...
Listed by
Land-a-Deal, Inc
Sven Storring
Owner financing: $199 down / $171/mo
237-241 Holly Trail, Interlachen FL 32148 · Putnam County · FL
SPACE! Your Retreat close to Mariner Lake Tucked into the established Oak Hills Estates subdivision in Interlachen, Florida, this spaceaous 0.33-ac...
Listed by
Land-a-Deal, Inc
Sven Storring
Owner financing: $149 down / $106/mo
463 Baden Powell Rd, Hawthorne FL 32640 · Putnam County · FL
Beautiful Lot at Paved Road Situated in West Lake Gardens, a quiet residential community set between Interlachen and Hawthorne in the heart of Putn...
Listed by
Land-a-Deal, Inc
Sven Storring
Owner financing: $199 down / $172/mo
104 Gilliam St, Interlachen FL 32148 · Putnam County · FL
Nice Building Lot with Power Nestled in the heart of Florida's Lake Country, this 0.22-acre lot in Interlachen Lakes Estates puts you right in the ...
Listed by
Land-a-Deal, Inc
Sven Storring
Owner financing: $199 down / $209/mo
Hickory Nut Trail · Putnam County · FL
Not every piece of land needs a plan right away. Sometimes it's enough to just own it. This .23-acre parcel sits on Hickory Nut Trail in St. Johns ...
Listed by
Plant Your Flag Properties
Lucas Scharmer
Owner financing: $150 down / $336/mo
107 GEORGE DR, INTERLACHEN, FL 32148 · Putnam County · FL
Owning land isn’t always about building right away. Sometimes, it’s about having options—a property you can plan around, hold for the future, or ev...
Listed by
Quail Ridge Land Group
Eric Mowrer
Owner financing: $399 down / $188/mo
126 Hazel Ave · Putnam County · FL
Welcome to your future oasis in scenic Georgetown, Florida! This beautiful 0.26-acre lot is perfectly situated near US HWY-17 and RT-309, offering ...
Listed by
Everlasting Land
Lineker Tomazeli
Owner financing: $199 down / $209/mo
105 Randall Dr · Putnam County · FL
Most people drive right past this one. That's kind of the point. This is a 0.21-acre treed lot tucked into St. Johns Riverside Estates in Satsuma, ...
Listed by
Plant Your Flag Properties
Lucas Scharmer
Owner financing: $200 down / $160/mo
127 FOREST ST, GEORGETOWN, FL 32139 · Putnam County · FL
This 0.23-Acre residential lot in Georgetown, Putnam County, Florida offers an affordable opportunity to own land near some of North Florida's most...
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Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $498 down / $249/mo
FL · Putnam County · FL
Owner Financing Available Affordable Monthly Payment Only $249 No Banks/ No Credit Checks/No Income Verification Highlights •0.29 acre residential ...
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Listed by
Golden Ridge Partners
Juliana Scolari
Owner financing: $499 down / $259/mo
Lagonda Ave · Putnam County · FL
Your own corner of Florida, for less than a car payment. This gorgeous treed 0.44-acre corner lot sits in Interlachen Lakes Estates, a community wi...
Listed by
Plant Your Flag Properties
Lucas Scharmer
Owner financing: $199 down / $157/mo
112 Walter Ave · Putnam County · FL
Make your dream of owning property in Interlachen, Florida, a reality! It’s easier than you think to become a property owner. This unique 0.22-acre...
Listed by
Everlasting Land
Lineker Tomazeli
Owner financing: $199 down / $199/mo
Putnam County · FL
🌿 Escape to Your Own Piece of Florida! 0.22-Acre Lot – Easy Owner Financing! 🌿 Have you ever dreamed of owning land? A quiet place to build your ...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $199 down / $199/mo
Putnam County · FL
Your Piece of Peace in Florida Starts Here Hey there, future landowner! If you’ve been dreaming about owning a quiet spot where you can relax, buil...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $250 down / $151/mo
138 Heathton St, Georgetown, FL 32139 · Putnam County · FL
Forget crowded subdivisions and high-density beach towns. This 0.23-acre wooded parcel in Georgetown offers something increasingly rare in Florida:...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $299 down / $269/mo
Putnam County · FL
Own 0.4 Acres in Interlachen, FL – Affordable & Flexible Financing! Looking for the perfect place to build your dream home, set up a mobile home, o...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $299 down / $239/mo
Putnam County · FL
🌿 Own This Beautiful 0.30-Acre Lot in Interlachen, FL – No Banks, No Hassle! Have you ever dreamed of owning land—a place to build, relax, and mak...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $200 down / $159/mo
507 OAKCREST DR, INTERLACHEN, FL 32148 · Putnam County · FL
This 0.24-Acre vacant residential lot is located in Interlachen, Putnam County, Florida. The property is flat, lightly wooded, and zoned R-2 Reside...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $199 down / $199/mo
Putnam County · FL
🌿 Your Florida Land Awaits – Easy Owner Financing! 🌿 Have you ever dreamed of owning land in Florida? A place where you can relax, build a home, ...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $250 down / $198/mo
201 Maple Dr, Interlachen, FL 32148 · Putnam County · FL
Property Highlights Own a beautiful 0.17-Acre wooded lot in Interlachen, Florida, located on a paved road and zoned R-2 Residential, allowing site-...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $299 down / $250/mo
Putnam County · FL
Wooded 0.46 Acre Lot in Satsuma, FL – Affordable & Ready for Your Dreams Have you ever dreamed of owning your own piece of Florida? Somewhere qui...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $250 down / $148/mo
140 HEATHTON ST, GEORGETOWN, FL 32139 · Putnam County · FL
If your idea of a good Florida life includes fishing, boating, kayaking, canoeing, fresh air and quiet evenings, this 0.23-acre lot in Georgetown d...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $350 down / $309/mo
117 Chipo St, Interlachen, FL 32148 · Putnam County · FL
Property Overview This 0.44-Acre vacant residential lot is located 117 Chipo Street in Interlachen, Putnam County, Florida. The property is flat, w...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $199 down / $199/mo
Putnam County · FL
Your Florida Weekend Basecamp Starts Here — Owner Financing Available! Looking for a place where you can escape the city, spend weekends outdoors, ...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $250 down / $206/mo
929 DEL MONACO AV, Interlachen FL 32148 · Putnam County · FL
Are you tired of skyrocketing housing prices, endless subdivision restrictions, and greedy developers taking all the profit? If you have a vision f...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $200 down / $149/mo
814 Union Ave, Interlachen, FL 32148 Corner of Union Ave and Manatee St in Interlachen, FL · Putnam County · FL
Buy now, build later, and escape the high prices. ✅ First Step to Florida – Secure your spot now. ✅ $200 Down – Low-cost entry, high future value. ...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $245 down / $245/mo
Putnam County · FL
Escape the ordinary and embrace the extraordinary with this incredible 0.40-acre lot in picturesque Putnam, Florida! Your blank slate for fun, adve...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $250 down / $235/mo
179 DEER RUN RD, SATSUMA, FL 32189 · Putnam County · FL
Dreaming of owning a bigger piece of Florida without breaking the bank? This 0.46-acre residential lot in Putnam County, Florida gives you nearly h...
Listed by
Chosen Investment, LLC
Joy Munoz
Owner financing: $5,000 down / $250/mo
106 Lar Ln · Putnam County · FL
This well-located parcel in Putnam County offers flexible residential options and more! This 0.4 acre property provides practical access to waterwa...
Listed by
WeveGotLand.com
Scott Taylor
Owner financing: $225 down / $225/mo
Putnam County · FL
Where the Wild Things Are- Pristine Old Florida $225/mo Escape to Total Privacy! Ultimate Seclusion: Tired of nosy neighbors? This 1.14 acre proper...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing available — ask the seller for terms
Neilsen Ave · Putnam County · FL
Nearly an acre with 580 feet of frontage on three roads in the oaks and palmettos outside Interlachen, Putnam County, Florida. Frontage on three ro...
Listed by
Founders Land Group
Harpreet Wasan
Owner financing available — ask the seller for terms
Peebles Rd · Putnam County · FL
Nearly half an acre of wooded privacy on a quiet dirt road in Interlachen Lakes Estates, Putnam County, Florida. Close to double the size of the ty...
Listed by
Founders Land Group
Harpreet Wasan
Owner financing: $399 down / $399/mo
Putnam County · FL
1.48 Wooded Acres in Putnam County, Florida — Palatka, FL 32177 APN 31-10-26-0000-8888-1230 | Tracts 1230 & 1231 A wooded 1.48-acre parcel in Putna...
Listed by
Holly Oaks Land
Kim Sumner
Owner financing: $99 down / $88/mo
Putnam County · FL
This is a great recreational property that you might want to pick up for both enjoyment and investment. Interlachen is less than 4 miles to the eas...
Listed by
Your Cheap Land
Rob Ashbaugh
Owner financing: $1,000 down / $200/mo
FL · Putnam County · FL
Stop dreaming and start owning. This 0.23-acre wooded parcel in Interlachen Lakes Estates offers the ultimate combination of privacy, flexibility, ...
Listed by
Goniak Land Ventures LLC
Gonen Shemesh
Owner financing: $2,000 down / $241/mo
119 CREAGER AVE, INTERLACHEN, FL 32148 · Putnam County · FL
Affordable peaceful and beautiful lot Flexible Zoning - Residential, Two-Family, allowing single family, mobile, manufactured Tiny home allowed No ...
Listed by
Goniak Land Ventures LLC
Gonen Shemesh
Owner financing: $1,300 down / $93/mo
FL · Putnam County · FL
Build your Florida getaway on this versatile 0.3-acre wooded lot in the Interlachen Lakes Estates. Perfectly situated in Putnam County, this proper...
Listed by
Goniak Land Ventures LLC
Gonen Shemesh
Owner financing: $1,000 down / $288/mo
123 FLAGLER DR, INTERLACHEN, FL 32148 · Putnam County · FL
A suitable location for a future home. Dirt-road access Tiny House Allow : Flexible zoning allows single-family, manufactured or tiny homes. No Flo...
Listed by
Goniak Land Ventures LLC
Gonen Shemesh
Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.
| Listing | Price | Down | Monthly | Term |
|---|---|---|---|---|
| SPACE! Beautiful Double Lot | $9,250 | $250 | $201/mo | 5 years |
| SPACE! Lightly wooded Building Lot with access to Power | $9,990 | $250 | $217/mo | 5 years |
| SPACE! Your Retreat close to Mariner Lake | $7,800 | $199 | $171/mo | 5 years |
| Beautiful Lot at Paved Road | $3,950 | $149 | $106/mo | 4 years |
| Nice Building Lot with Power | $6,600 | $199 | $172/mo | 4 years |
| Off the Beaten Path in Satsuma, FL | $9,300 | $199 | $209/mo | 54 months |
| No HOA, No Flood Zone - 0.46 Acres | $18,950 | $150 | $336/mo | 66 months |
| 0.26-Acre Lot to Build or Mobile Homes Close to Lake George | $10,999 | $399 | $188/mo | 6 years |
| 0.21 Acre Treed Lot Just Off the Pavement, yes with Road Access | $9,300 | $199 | $209/mo | 54 months |
| FL Land for Sale Near Lake George | $10,975 | $200 | $160/mo | 6 years |
The Putnam County land market generated $49.5M in total sales volume over the last year, signaling strong liquidity. We have tracked 403 new listings entering the market in just the last 90 days. With a median asking price per acre of $45,455, for a typical 0.25-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is American Realty of PSL LLC, a key player to watch for off-market or new inventory. Want to learn more about the Putnam County market? Check out our Putnam County Land Market Insights.
