LandyDandy

Owner-Financed Land for Sale in Florida

41 owner-financed lots for sale in Florida on LandyDandy, from $3,600 to $183,900. Typical down payment $275 and monthly payment $246 (median of the 40 listings that show terms). Updated October 14, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

0.25 Acres - Highlands county FL in Highlands County, FL0.25 Acres - Highlands county FL in Highlands County, FL
0.25 Acres - Highlands county FL in Highlands County, FL
0.25 Acres - Highlands county FL in Highlands County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$12,500·0.25 AcresNo HOA

Owner financing: $249 down / $242/mo

308 TWILIGHT DR, LAKE PLACID, FL 33852 · Highlands County · FL

0.25-Acre Vacant Lot in Sun 'n Lake – Lake Placid, Florida Looking for a place to build your future home or invest in Florida land? This 0.25-acre ...

SPACE! Your Retreat close to Mariner Lake in Putnam County, FLSPACE! Your Retreat close to Mariner Lake in Putnam County, FL
SPACE! Your Retreat close to Mariner Lake in Putnam County, FL
SPACE! Your Retreat close to Mariner Lake in Putnam County, FL+8 Photos
Owner FinanceNo HOA
1 / 12
$7,800·0.33 AcresNo HOA

Owner financing: $199 down / $171/mo

237-241 Holly Trail, Interlachen FL 32148 · Putnam County · FL

SPACE! Your Retreat close to Mariner Lake Tucked into the established Oak Hills Estates subdivision in Interlachen, Florida, this spaceaous 0.33-ac...

Nice Building Lot with Power in Putnam County, FLNice Building Lot with Power in Putnam County, FL
Nice Building Lot with Power in Putnam County, FL
Nice Building Lot with Power in Putnam County, FL+8 Photos
Owner FinanceNo HOA
1 / 12
$6,600·0.22 AcresNo HOA

Owner financing: $199 down / $172/mo

104 Gilliam St, Interlachen FL 32148 · Putnam County · FL

Nice Building Lot with Power Nestled in the heart of Florida's Lake Country, this 0.22-acre lot in Interlachen Lakes Estates puts you right in the ...

Beautiful Lot at Paved Road in Putnam County, FLBeautiful Lot at Paved Road in Putnam County, FL
Beautiful Lot at Paved Road in Putnam County, FL
Beautiful Lot at Paved Road in Putnam County, FL+4 Photos
Owner FinanceNo HOA
1 / 8
$3,950·0.1 AcresNo HOA

Owner financing: $149 down / $106/mo

463 Baden Powell Rd, Hawthorne FL 32640 · Putnam County · FL

Beautiful Lot at Paved Road Situated in West Lake Gardens, a quiet residential community set between Interlachen and Hawthorne in the heart of Putn...

SPACE! Beautiful Double Lot in Putnam County, FLSPACE! Beautiful Double Lot in Putnam County, FL
SPACE! Beautiful Double Lot in Putnam County, FL
SPACE! Beautiful Double Lot in Putnam County, FL+4 Photos
Owner FinanceNo HOA
1 / 8
$9,250·0.43 AcresNo HOA

Owner financing: $250 down / $201/mo

727 Norman Ave, Interlachen FL 32148 · Putnam County · FL

SPACE! Beautiful Double Lot This 0.43-acre double lot sits on Norman Ave in Interlachen's well-established Interlachen Lakes Estates subdivision in...

Spacious Building Lot with Power close to Lake Weir in Marion County, FLSpacious Building Lot with Power close to Lake Weir in Marion County, FL
Spacious Building Lot with Power close to Lake Weir in Marion County, FL
Spacious Building Lot with Power close to Lake Weir in Marion County, FL+7 Photos
Owner FinanceNo HOA
1 / 11
$17,500·0.35 AcresNo HOA

Owner financing: $499 down / $371/mo

175 Fisher Ln Ct, Ocklawaha FL 32179 · Marion County · FL

Spacious Building Lot with Power close to Lake Weir Tucked into the well-established Silver Springs Shores community of Ocklawaha, this generous 0....

Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FLSet Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FL
Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FL
Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$14,250·0.24 AcresNo HOA

Owner financing: $299 down / $306/mo

76 Fisher Run Ter, Ocklawaha FL 32179 · Marion County · FL

Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River Nestled in the well-established Silver Springs Shores community of Ocklawaha, thi...

SPACE! Lightly wooded Building Lot with access to Power in Putnam County, FLSPACE! Lightly wooded Building Lot with access to Power in Putnam County, FL
SPACE! Lightly wooded Building Lot with access to Power in Putnam County, FL
SPACE! Lightly wooded Building Lot with access to Power in Putnam County, FL+12 Photos
Owner FinanceNo HOA
1 / 16
$9,990·0.4 AcresNo HOA

Owner financing: $250 down / $217/mo

310-316 Lime Way, Interlachen FL 32148 · Putnam County · FL

SPACE! Lighly wooded Building Lot with access to Power Set in the peaceful Trout Lake Gardens neighborhood just north of Interlachen, this 0.4-acre...

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
1.28 Acre Commercial Lot on N Broadway Blvd, Hinton, OK
46.75 Acres in Washington, OK - Pasture, Trees & Pond
Stone Creek Phase II Tract 226
Wooded Lot Backing to Ocala National Forest in Marion County, FLWooded Lot Backing to Ocala National Forest in Marion County, FL
Wooded Lot Backing to Ocala National Forest in Marion County, FL
Wooded Lot Backing to Ocala National Forest in Marion County, FL+1 Photos
Owner FinanceNo HOA
1 / 5
$13,900·0.25 AcresNo HOA

Owner financing: $299 down / $309/mo

Marion County · FL

Property Highlights What we love about this property: Backs to US Forest Svc land, power on the street, direct county-maintained dirt road access, ...

Paved Road, Power in Area in Marion County, FLPaved Road, Power in Area in Marion County, FL
Paved Road, Power in Area in Marion County, FL
Paved Road, Power in Area in Marion County, FL+16 Photos
Owner FinanceNo HOA
1 / 20
$28,405·0.24 AcresNo HOA

Owner financing: $200 down / $333/mo

Lot 30 NW Summerfield Ave · Marion County · FL

This 0.24 acre property is located in Dunnellon, Florida about 30 minutes west of Ocala in Marion County. The property is mostly wooded with stands...

Quiet Area, Sunny Florida in Levy County, FLQuiet Area, Sunny Florida in Levy County, FL
Quiet Area, Sunny Florida in Levy County, FL
Quiet Area, Sunny Florida in Levy County, FL+16 Photos
Owner FinanceNo HOA
1 / 20
$28,405·0.25 AcresNo HOA

Owner financing: $1 down / $335/mo

Lot 44 SE 134th Ct · Levy County · FL

This 0.25 acre property is located in Dunnellon, Florida about 30 minutes west of Ocala in Levy County. The property is mostly wooded with stands o...

Mostly Wooded Property, Easy Access in Levy County, FLMostly Wooded Property, Easy Access in Levy County, FL
Mostly Wooded Property, Easy Access in Levy County, FL
Mostly Wooded Property, Easy Access in Levy County, FL+16 Photos
Owner FinanceNo HOA
1 / 20
$23,655·0.25 AcresNo HOA

Owner financing: $300 down / $277/mo

Lot 56 SE 136th Ave · Levy County · FL

This 0.25 acre property is located in Dunnellon, Florida about 30 minutes west of Ocala in Levy County. The property is mostly wooded with stands o...

30.07 Acres in Greenville - Madison County, FL in Madison County, FL30.07 Acres in Greenville - Madison County, FL in Madison County, FL
30.07 Acres in Greenville - Madison County, FL in Madison County, FL
30.07 Acres in Greenville - Madison County, FL in Madison County, FL+2 Photos
Owner FinanceNo HOA
1 / 6
$158,900·30.07 AcresNo HOA

Owner financing: $10,000 down / $2,211/mo

NW FARM CENTER RD · Madison County · FL

30.07 acres of vacant land in Greenville, Madison County, FL, priced well below the area's typical value. Room for recreation, a future homesite, o...

30.27 Acres in Branford - Gilchrist County, FL in Gilchrist County, FL30.27 Acres in Branford - Gilchrist County, FL in Gilchrist County, FL
30.27 Acres in Branford - Gilchrist County, FL in Gilchrist County, FL
30.27 Acres in Branford - Gilchrist County, FL in Gilchrist County, FL+2 Photos
Owner FinanceNo HOA
1 / 6
$183,900·30.27 AcresNo HOA

Owner financing: $10,000 down / $2,579/mo

NE 5TH AVE · Gilchrist County · FL

30.27 acres of vacant land in Branford, Gilchrist County, FL, priced well below the area's typical value. Room for recreation, a future homesite, o...

Own Your Land Near Lake George in Putnam County, FLOwn Your Land Near Lake George in Putnam County, FL
Own Your Land Near Lake George in Putnam County, FL
Own Your Land Near Lake George in Putnam County, FL+13 Photos
Owner FinanceNo HOA
1 / 17
$8,500·0.23 AcresNo HOA

Owner financing: $250 down / $148/mo

140 HEATHTON ST, GEORGETOWN, FL 32139 · Putnam County · FL

If your idea of a good Florida life includes fishing, boating, kayaking, canoeing, fresh air and quiet evenings, this 0.23-acre lot in Georgetown d...

Stop Renting Plan your FL Place in Putnam County, FLStop Renting Plan your FL Place in Putnam County, FL
Stop Renting Plan your FL Place in Putnam County, FL
Stop Renting Plan your FL Place in Putnam County, FL+8 Photos
Owner FinanceNo HOA
1 / 12
$8,500·1 AcreNo HOA

Owner financing: $250 down / $151/mo

138 Heathton St, Georgetown, FL 32139 · Putnam County · FL

Forget crowded subdivisions and high-density beach towns. This 0.23-acre wooded parcel in Georgetown offers something increasingly rare in Florida:...

Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FLPrime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FL
Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FL
Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FL+13 Photos
Owner FinanceNo HOA
1 / 17
$12,000·0.29 AcresNo HOA

Owner financing: $250 down / $261/mo

NE 115th Ave, Bronson, FL 32621 · Levy County · FL

Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast Are you tired of spending your weekends fighting for par...

Build Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FLBuild Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FL
Build Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FL
Build Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FL+14 Photos
Owner FinanceNo HOA
1 / 18
$13,500·0.23 AcresNo HOA

Owner financing: $250 down / $280/mo

FL · Levy County · FL

Stop Waiting for the “Perfect” Property-- Affordable Florida Lot for Sale Rent keeps taking your money. Home prices keep climbing. And it can feel ...

0.43 Acre Land for Sale for Homestead in Putnam County, FL0.43 Acre Land for Sale for Homestead in Putnam County, FL
0.43 Acre Land for Sale for Homestead in Putnam County, FL
0.43 Acre Land for Sale for Homestead in Putnam County, FL+8 Photos
Owner FinanceNo HOA
1 / 12
$14,000·0.43 AcresNo HOA

Owner financing: $250 down / $206/mo

929 DEL MONACO AV, Interlachen FL 32148 · Putnam County · FL

Are you tired of skyrocketing housing prices, endless subdivision restrictions, and greedy developers taking all the profit? If you have a vision f...

1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL
1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL
1 Acre for the Patient Investor — Own It Now, Watch What Happens Later in Polk County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$3,600·1 AcreNo HOA

Owner financing: $100 down / $114/mo

Old Grade Rd, Polk City, FL 33868 · Polk County · FL

Looking for a low-cost land investment with future upside? This 1-acre parcel near the Green Swamp of Polk City, FL may be worth considering if you...

1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL
1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL
1 Acre Near Orlando & Tampa — A Low-Cost Land Investment for the Future in Polk County, FL+4 Photos
Owner FinanceNo HOA
1 / 8
$3,600·1 AcreNo HOA

Owner financing: $100 down / $107/mo

0 Old Grade Road · Polk County · FL

Looking for an inexpensive piece of Florida land to hold for the future? This 1-acre wooded parcel in Polk County, near the Green Swamp, may be an ...

Buy .46 Acres w/o Breaking the Bank in Putnam County, FLBuy .46 Acres w/o Breaking the Bank in Putnam County, FL
Buy .46 Acres w/o Breaking the Bank in Putnam County, FL
Buy .46 Acres w/o Breaking the Bank in Putnam County, FL+11 Photos
Owner FinanceNo HOA
1 / 15
$12,350·0.46 AcresNo HOA

Owner financing: $250 down / $235/mo

179 DEER RUN RD, SATSUMA, FL 32189 · Putnam County · FL

Dreaming of owning a bigger piece of Florida without breaking the bank? This 0.46-acre residential lot in Putnam County, Florida gives you nearly h...

Lock in Your Florida Future $200! in Putnam County, FLLock in Your Florida Future $200! in Putnam County, FL
Lock in Your Florida Future $200! in Putnam County, FL
Lock in Your Florida Future $200! in Putnam County, FL+7 Photos
Owner FinanceNo HOA
1 / 11
$6,880·0.15 AcresNo HOA

Owner financing: $200 down / $149/mo

814 Union Ave, Interlachen, FL 32148 Corner of Union Ave and Manatee St in Interlachen, FL · Putnam County · FL

Buy now, build later, and escape the high prices. ✅ First Step to Florida – Secure your spot now. ✅ $200 Down – Low-cost entry, high future value. ...

Welcome to Sunny Interlachen in Putnam County, FLWelcome to Sunny Interlachen in Putnam County, FL
Welcome to Sunny Interlachen in Putnam County, FL
Welcome to Sunny Interlachen in Putnam County, FL+7 Photos
Owner FinanceNo HOA
1 / 11
$9,150·0.24 AcresNo HOA

Owner financing: $200 down / $159/mo

507 OAKCREST DR, INTERLACHEN, FL 32148 · Putnam County · FL

This 0.24-Acre vacant residential lot is located in Interlachen, Putnam County, Florida. The property is flat, lightly wooded, and zoned R-2 Reside...

Build Near Florida's Lakes in Putnam County, FLBuild Near Florida's Lakes in Putnam County, FL
Build Near Florida's Lakes in Putnam County, FL
Build Near Florida's Lakes in Putnam County, FL+11 Photos
Owner FinanceNo HOA
1 / 15
$6,950·0.18 AcresNo HOA

Owner financing: $250 down / $198/mo

201 Maple Dr, Interlachen, FL 32148 · Putnam County · FL

Property Highlights Own a beautiful 0.17-Acre wooded lot in Interlachen, Florida, located on a paved road and zoned R-2 Residential, allowing site-...

FL Land for Sale Near Lake George in Putnam County, FLFL Land for Sale Near Lake George in Putnam County, FL
FL Land for Sale Near Lake George in Putnam County, FL
FL Land for Sale Near Lake George in Putnam County, FL+13 Photos
Owner FinanceNo HOA
1 / 17
$10,975·0.23 AcresNo HOA

Owner financing: $200 down / $160/mo

127 FOREST ST, GEORGETOWN, FL 32139 · Putnam County · FL

This 0.23-Acre residential lot in Georgetown, Putnam County, Florida offers an affordable opportunity to own land near some of North Florida's most...

Build Your Florida Dream in Putnam County, FLBuild Your Florida Dream in Putnam County, FL
Build Your Florida Dream in Putnam County, FL
Build Your Florida Dream in Putnam County, FL+19 Photos
Owner FinanceNo HOA
1 / 23
$16,125·0.44 AcresNo HOA

Owner financing: $350 down / $309/mo

117 Chipo St, Interlachen, FL 32148 · Putnam County · FL

Property Overview This 0.44-Acre vacant residential lot is located 117 Chipo Street in Interlachen, Putnam County, Florida. The property is flat, w...

Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FLYour Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL
Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL
Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL+14 Photos
Owner FinanceNo HOA
1 / 18
$15,500·0.22 AcresNo HOA

Owner financing: $349 down / $359/mo

260 DEERWALK AVE, LAKE PLACID, FL 33852 · Highlands County · FL

Owner Financing Available Affordable Monthly Payments of Only $349/Mo No Banks/ No Credit Checks/No Income Verification Highlight: •Power poles clo...

0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL
0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL
0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL+17 Photos
Owner FinanceNo HOA
1 / 21
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $359/mo

560 MORNINGSIDE DR, LAKE PLACID, FL 33852 · Highlands County · FL

Owner Financing Available Affordable Monthly Payment Only $349 No Banks / No Credit Checks / No Income Verification Highlights • 10,018 square feet...

Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FLSecure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL
Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL
Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL+11 Photos
Owner FinanceNo HOA
1 / 15
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $359/mo

680 MORNINGSIDE DR, LAKE PLACID, FL 33852 · Highlands County · FL

For families in Miami, Fort Lauderdale, West Palm Beach, Boca Raton, and Naples who are ready to stop renting and start owning. Affordable Monthly ...

0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL
0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL
0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL+22 Photos
Owner FinanceNo HOA
1 / 26
$13,997·0.38 AcresNo HOA

Owner financing: $5,000 down / $150/mo

0 NE 164th Ln Lots 54 54 55 · Marion County · FL

This 0.38 acre parcel on NE 164th Lane sits in a quiet section of Marion County with easy access to US 301 and a short drive to Gainesville. The pr...

Florida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FLFlorida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FL
Florida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FL
Florida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FL+21 Photos
Owner FinanceNo HOA
1 / 25
$15,997·0.4 AcresNo HOA

Owner financing: $5,000 down / $250/mo

106 Lar Ln · Putnam County · FL

This well-located parcel in Putnam County offers flexible residential options and more! This 0.4 acre property provides practical access to waterwa...

Your Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FLYour Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FL
Your Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FL
Your Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FL+21 Photos
Owner FinanceNo HOA
1 / 25
$12,500·0.29 AcresNo HOA

Owner financing: $498 down / $249/mo

FL · Putnam County · FL

Owner Financing Available Affordable Monthly Payment Only $249 No Banks/ No Credit Checks/No Income Verification Highlights •0.29 acre residential ...

Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FLInvest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL
Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL
Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL+16 Photos
Owner FinanceNo HOA
1 / 20
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $291/mo

406 HOLLOW LN, LAKE PLACID, FL 33852 · Highlands County · FL

Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! **Take advantage of easy owner financing with just $349/month, 0%...

Duplex Zoned Lot With Seller Finance Option in Lee County, FLDuplex Zoned Lot With Seller Finance Option in Lee County, FL
Duplex Zoned Lot With Seller Finance Option in Lee County, FL
Duplex Zoned Lot With Seller Finance Option in Lee County, FL
Owner FinanceNo HOA
1 / 2
$56,000·0.29 AcresNo HOA

Owner financing: $30,000 down / $1,458/mo

5033/5035 LOCKE LN, LEHIGH ACRES, FL 33973 · Lee County · FL

Duplex Zoned lot in Lehigh

Lot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FLLot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FL
Lot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FL
Lot with County Owned Easement Next Door, and backs up to a nature preserve! in Sarasota County, FL+4 Photos
Owner FinanceNo HOA
1 / 8
$24,999·0.26 AcresNo HOA

Owner financing available — ask the seller for terms

LANGLAIS DR · Sarasota County · FL

Tired of being stacked on top of people? This 0.25-acre lot in North Port gives you space. And since the lot next door is county-owned… you get eve...

FL in Putnam County, FLFL in Putnam County, FL
FL in Putnam County, FL
FL in Putnam County, FL+2 Photos
Owner FinanceNo HOA
1 / 6
$6,800·0.23 AcresNo HOA

Owner financing: $1,000 down / $200/mo

FL · Putnam County · FL

Stop dreaming and start owning. This 0.23-acre wooded parcel in Interlachen Lakes Estates offers the ultimate combination of privacy, flexibility, ...

FL in Putnam County, FLFL in Putnam County, FL
FL in Putnam County, FL
FL in Putnam County, FL+1 Photos
Owner FinanceNo HOA
1 / 5
$7,300·0.3 AcresNo HOA

Owner financing: $1,300 down / $93/mo

FL · Putnam County · FL

Build your Florida getaway on this versatile 0.3-acre wooded lot in the Interlachen Lakes Estates. Perfectly situated in Putnam County, this proper...

123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL
123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL
123 FLAGLER DR, INTERLACHEN, FL 32148 in Putnam County, FL+2 Photos
Owner FinanceNo HOA
1 / 6
$6,500·0.23 AcresNo HOA

Owner financing: $1,000 down / $288/mo

123 FLAGLER DR, INTERLACHEN, FL 32148 · Putnam County · FL

A suitable location for a future home. Dirt-road access Tiny House Allow : Flexible zoning allows single-family, manufactured or tiny homes. No Flo...

119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL
119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL
119 CREAGER AVE, INTERLACHEN, FL 32148 in Putnam County, FL+5 Photos
Owner FinanceNo HOA
1 / 9
$6,900·0.22 AcresNo HOA

Owner financing: $2,000 down / $241/mo

119 CREAGER AVE, INTERLACHEN, FL 32148 · Putnam County · FL

Affordable peaceful and beautiful lot Flexible Zoning - Residential, Two-Family, allowing single family, mobile, manufactured Tiny home allowed No ...

2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL
2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL
2925 MAYFIELD RD, SEBRING, FL 33875 in Highlands County, FL+3 Photos
Owner FinanceNo HOA
1 / 7
$9,900·0.28 AcresNo HOA

Owner financing: $600 down / $314/mo

2925 MAYFIELD RD, SEBRING, FL 33875 · Highlands County · FL

Double the Potential, Zero the Stress! R-3 Zoned Gem in Sebring! Why settle for a standard lot when you can have a property that does it all? Wheth...

Owner financing terms in Florida

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 14, 2026.

Owner-financed land in Florida: questions

How many owner-financed land listings are for sale in Florida?
LandyDandy lists 41 land listings for sale in Florida whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Florida?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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