LandyDandy

Owner-Financed Land for Sale in Florida

75 owner-financed lots for sale in Florida on LandyDandy, from $3,300 to $2,000,000. Typical down payment $250 and monthly payment $244 (median of the 64 listings that show terms). Updated November 4, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FLSet Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FL
Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FL
Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River in Marion County, FL+5 Photos
Owner FinanceRoad Access
1 / 9
$14,250·0.24 Acres

Owner financing: $299 down / $306/mo

76 Fisher Run Ter, Ocklawaha FL 32179 · Marion County · FL

Set Back yet well-connected ¼ ac Lot close to the Ocklawaha River Nestled in the well-established Silver Springs Shores community of Ocklawaha, thi...

Spacious Building Lot with Power close to Lake Weir in Marion County, FLSpacious Building Lot with Power close to Lake Weir in Marion County, FL
Spacious Building Lot with Power close to Lake Weir in Marion County, FL
Spacious Building Lot with Power close to Lake Weir in Marion County, FL+7 Photos
Owner FinanceRoad Access
1 / 11
$17,500·0.35 Acres

Owner financing: $499 down / $371/mo

175 Fisher Ln Ct, Ocklawaha FL 32179 · Marion County · FL

Spacious Building Lot with Power close to Lake Weir Tucked into the well-established Silver Springs Shores community of Ocklawaha, this generous 0....

0.25 Acres - Highlands county FL in Highlands County, FL0.25 Acres - Highlands county FL in Highlands County, FL
0.25 Acres - Highlands county FL in Highlands County, FL
0.25 Acres - Highlands county FL in Highlands County, FL+5 Photos
Owner FinanceNear Water
1 / 9
$12,500·0.25 Acres

Owner financing: $249 down / $242/mo

308 TWILIGHT DR, LAKE PLACID, FL 33852 · Highlands County · FL

0.25-Acre Vacant Lot in Sun 'n Lake – Lake Placid, Florida Looking for a place to build your future home or invest in Florida land? This 0.25-acre ...

SPACE! Beautiful Double Lot in Putnam County, FLSPACE! Beautiful Double Lot in Putnam County, FL
SPACE! Beautiful Double Lot in Putnam County, FL
SPACE! Beautiful Double Lot in Putnam County, FL+4 Photos
Owner FinanceRoad Access
1 / 8
$9,250·0.43 Acres

Owner financing: $250 down / $201/mo

727 Norman Ave, Interlachen FL 32148 · Putnam County · FL

SPACE! Beautiful Double Lot This 0.43-acre double lot sits on Norman Ave in Interlachen's well-established Interlachen Lakes Estates subdivision in...

SPACE! Lightly wooded Building Lot with access to Power in Putnam County, FLSPACE! Lightly wooded Building Lot with access to Power in Putnam County, FL
SPACE! Lightly wooded Building Lot with access to Power in Putnam County, FL
SPACE! Lightly wooded Building Lot with access to Power in Putnam County, FL+12 Photos
Owner FinanceNo HOA
1 / 16
$9,990·0.4 AcresNo HOA

Owner financing: $250 down / $217/mo

310-316 Lime Way, Interlachen FL 32148 · Putnam County · FL

SPACE! Lighly wooded Building Lot with access to Power Set in the peaceful Trout Lake Gardens neighborhood just north of Interlachen, this 0.4-acre...

SPACE! Your Retreat close to Mariner Lake in Putnam County, FLSPACE! Your Retreat close to Mariner Lake in Putnam County, FL
SPACE! Your Retreat close to Mariner Lake in Putnam County, FL
SPACE! Your Retreat close to Mariner Lake in Putnam County, FL+8 Photos
Owner FinanceNo HOA
1 / 12
$7,800·0.33 AcresNo HOA

Owner financing: $199 down / $171/mo

237-241 Holly Trail, Interlachen FL 32148 · Putnam County · FL

SPACE! Your Retreat close to Mariner Lake Tucked into the established Oak Hills Estates subdivision in Interlachen, Florida, this spaceaous 0.33-ac...

Beautiful Lot at Paved Road in Putnam County, FLBeautiful Lot at Paved Road in Putnam County, FL
Beautiful Lot at Paved Road in Putnam County, FL
Beautiful Lot at Paved Road in Putnam County, FL+4 Photos
Owner FinanceNo HOA
1 / 8
$3,950·0.1 AcresNo HOA

Owner financing: $149 down / $106/mo

463 Baden Powell Rd, Hawthorne FL 32640 · Putnam County · FL

Beautiful Lot at Paved Road Situated in West Lake Gardens, a quiet residential community set between Interlachen and Hawthorne in the heart of Putn...

Nice Building Lot with Power in Putnam County, FLNice Building Lot with Power in Putnam County, FL
Nice Building Lot with Power in Putnam County, FL
Nice Building Lot with Power in Putnam County, FL+8 Photos
Owner FinanceRoad Access
1 / 12
$6,600·0.22 Acres

Owner financing: $199 down / $172/mo

104 Gilliam St, Interlachen FL 32148 · Putnam County · FL

Nice Building Lot with Power Nestled in the heart of Florida's Lake Country, this 0.22-acre lot in Interlachen Lakes Estates puts you right in the ...

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Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
0.35 Acre Lot in Gated Innsbruck, Helen GA, $24,900
1.46 Acres with Hyco Lake Access Lease, Semora, Caswell County NC
0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL
0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL
0.38 Acre Citra FL Property – Proximity to Gainesville and US-301 for Easy Access in Marion County, FL+22 Photos
Owner FinanceRoad Access
1 / 26
$13,997·0.38 Acres

Owner financing: $5,000 down / $150/mo

0 NE 164th Ln Lots 54 54 55 · Marion County · FL

This 0.38 acre parcel on NE 164th Lane sits in a quiet section of Marion County with easy access to US 301 and a short drive to Gainesville. The pr...

Off the Beaten Path in Satsuma, FL in Putnam County, FLOff the Beaten Path in Satsuma, FL in Putnam County, FL
Off the Beaten Path in Satsuma, FL in Putnam County, FL
Off the Beaten Path in Satsuma, FL in Putnam County, FL+14 Photos
Owner Finance
1 / 18
$9,300·0.23 Acres

Owner financing: $199 down / $209/mo

Hickory Nut Trail · Putnam County · FL

Not every piece of land needs a plan right away. Sometimes it's enough to just own it. This .23-acre parcel sits on Hickory Nut Trail in St. Johns ...

Wooded Lot Backing to Ocala National Forest in Marion County, FLWooded Lot Backing to Ocala National Forest in Marion County, FL
Wooded Lot Backing to Ocala National Forest in Marion County, FL
Wooded Lot Backing to Ocala National Forest in Marion County, FL+1 Photos
Owner FinanceNo HOA
1 / 5
$13,900·0.25 AcresNo HOA

Owner financing: $299 down / $309/mo

Marion County · FL

Property Highlights What we love about this property: Backs to US Forest Svc land, power on the street, direct county-maintained dirt road access, ...

No HOA, No Flood Zone - 0.46 Acres in Putnam County, FLNo HOA, No Flood Zone - 0.46 Acres in Putnam County, FL
No HOA, No Flood Zone - 0.46 Acres in Putnam County, FL
No HOA, No Flood Zone - 0.46 Acres in Putnam County, FL+25 Photos
Owner FinanceNo HOA
1 / 29
$18,950·0.46 AcresNo HOA

Owner financing: $150 down / $336/mo

107 GEORGE DR, INTERLACHEN, FL 32148 · Putnam County · FL

Owning land isn’t always about building right away. Sometimes, it’s about having options—a property you can plan around, hold for the future, or ev...

Florida Land Opportunity! 0.23 Acres in Umatilla, Marion County, FL in Marion County, FLFlorida Land Opportunity! 0.23 Acres in Umatilla, Marion County, FL in Marion County, FL
Florida Land Opportunity! 0.23 Acres in Umatilla, Marion County, FL in Marion County, FL
Florida Land Opportunity! 0.23 Acres in Umatilla, Marion County, FL in Marion County, FL+15 Photos
Owner FinanceNo HOA
1 / 19
$16,500·0.23 AcresNo HOA

Owner financing: $149 down / $380/mo

19970 SE 155TH ST, UMATILLA, FL 32784 · Marion County · FL

Looking for a peaceful property in Florida? This 0.23-acre wooded lot in Umatilla offers a great opportunity to secure your own piece of land in a ...

0.26-Acre Lot to Build or Mobile Homes Close to Lake George in Putnam County, FL0.26-Acre Lot to Build or Mobile Homes Close to Lake George in Putnam County, FL
0.26-Acre Lot to Build or Mobile Homes Close to Lake George in Putnam County, FL
0.26-Acre Lot to Build or Mobile Homes Close to Lake George in Putnam County, FL+12 Photos
Owner Finance
1 / 16
$10,999·0.26 Acres

Owner financing: $399 down / $188/mo

126 Hazel Ave · Putnam County · FL

Welcome to your future oasis in scenic Georgetown, Florida! This beautiful 0.26-acre lot is perfectly situated near US HWY-17 and RT-309, offering ...

0.22-Acre Double Lot in Tropical Gulf Acres in Charlotte County, FL0.22-Acre Double Lot in Tropical Gulf Acres in Charlotte County, FL
0.22-Acre Double Lot in Tropical Gulf Acres in Charlotte County, FL
0.22-Acre Double Lot in Tropical Gulf Acres in Charlotte County, FL+8 Photos
Owner Finance
1 / 12
$18,999·0.22 Acres

Owner financing: $500 down / $315/mo

27048 Badger Dr · Charlotte County · FL

Looking to build your Florida home near the water? This double lot in Tropical Gulf Acres puts you close to the beaches, parks, and harbor life Sou...

0.21 Acre Treed Lot Just Off the Pavement, yes with Road Access in Putnam County, FL0.21 Acre Treed Lot Just Off the Pavement, yes with Road Access in Putnam County, FL
0.21 Acre Treed Lot Just Off the Pavement, yes with Road Access in Putnam County, FL
0.21 Acre Treed Lot Just Off the Pavement, yes with Road Access in Putnam County, FL+11 Photos
Owner FinanceCamping
1 / 15
$9,300·0.21 Acres

Owner financing: $199 down / $209/mo

105 Randall Dr · Putnam County · FL

Most people drive right past this one. That's kind of the point. This is a 0.21-acre treed lot tucked into St. Johns Riverside Estates in Satsuma, ...

FL Land for Sale Near Lake George in Putnam County, FLFL Land for Sale Near Lake George in Putnam County, FL
FL Land for Sale Near Lake George in Putnam County, FL
FL Land for Sale Near Lake George in Putnam County, FL+13 Photos
Owner FinanceNo HOA
1 / 17
$10,975·0.23 AcresNo HOA

Owner financing: $200 down / $160/mo

127 FOREST ST, GEORGETOWN, FL 32139 · Putnam County · FL

This 0.23-Acre residential lot in Georgetown, Putnam County, Florida offers an affordable opportunity to own land near some of North Florida's most...

Your Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FLYour Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FL
Your Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FL
Your Florida Land for Less Than a Car Payment? 0.29 Acres for $249/Mo in Putnam County, FL+21 Photos
Owner FinanceCamping
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$12,500·0.29 Acres

Owner financing: $498 down / $249/mo

FL · Putnam County · FL

Owner Financing Available Affordable Monthly Payment Only $249 No Banks/ No Credit Checks/No Income Verification Highlights •0.29 acre residential ...

Your Florida Corner Starts Here — Treed, Titled and Ready in Putnam County, FLYour Florida Corner Starts Here — Treed, Titled and Ready in Putnam County, FL
Your Florida Corner Starts Here — Treed, Titled and Ready in Putnam County, FL
Your Florida Corner Starts Here — Treed, Titled and Ready in Putnam County, FL+10 Photos
Owner FinanceCamping
1 / 14
$15,999·0.44 Acres

Owner financing: $499 down / $259/mo

Lagonda Ave · Putnam County · FL

Your own corner of Florida, for less than a car payment. This gorgeous treed 0.44-acre corner lot sits in Interlachen Lakes Estates, a community wi...

0.22 Acres Lot to Build Near Lakes, Mobile Home Allowed in Putnam County, FL0.22 Acres Lot to Build Near Lakes, Mobile Home Allowed in Putnam County, FL
0.22 Acres Lot to Build Near Lakes, Mobile Home Allowed in Putnam County, FL
0.22 Acres Lot to Build Near Lakes, Mobile Home Allowed in Putnam County, FL+9 Photos
Owner FinanceCamping
1 / 13
$8,999·0.22 Acres

Owner financing: $199 down / $157/mo

112 Walter Ave · Putnam County · FL

Make your dream of owning property in Interlachen, Florida, a reality! It’s easier than you think to become a property owner. This unique 0.22-acre...

Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FLYour Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL
Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL
Your Version of Florida Freedom Starts with 0.22 Acres for Just $349/Mo! in Highlands County, FL+14 Photos
Owner FinanceNo HOA
1 / 18
$15,500·0.22 AcresNo HOA

Owner financing: $349 down / $359/mo

260 DEERWALK AVE, LAKE PLACID, FL 33852 · Highlands County · FL

Owner Financing Available Affordable Monthly Payments of Only $349/Mo No Banks/ No Credit Checks/No Income Verification Highlight: •Power poles clo...

Lakefront Living on 0.45 Acre in Ocklawaha, FL! in Marion County, FLLakefront Living on 0.45 Acre in Ocklawaha, FL! in Marion County, FL
Lakefront Living on 0.45 Acre in Ocklawaha, FL! in Marion County, FL
Lakefront Living on 0.45 Acre in Ocklawaha, FL! in Marion County, FL+8 Photos
Owner Finance
1 / 12
$18,000·0.45 Acres

Owner financing available — ask the seller for terms

Marion County · FL

Looking for a peaceful Florida property where you can enjoy lakefront living, privacy, and plenty of natural beauty? This 0.45-acre residential lot...

0.22 Acres in Putnam County, FL in Putnam County, FL0.22 Acres in Putnam County, FL in Putnam County, FL
0.22 Acres in Putnam County, FL in Putnam County, FL
0.22 Acres in Putnam County, FL in Putnam County, FL+10 Photos
Owner Finance
1 / 14
$11,999·0.22 Acres

Owner financing: $199 down / $199/mo

Putnam County · FL

🌿 Escape to Your Own Piece of Florida! 0.22-Acre Lot – Easy Owner Financing! 🌿 Have you ever dreamed of owning land? A quiet place to build your ...

Build Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FLBuild Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FL
Build Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FL
Build Toward a Simpler FL Life Affordably with Vacant Land in Levy County, FL+14 Photos
Owner FinanceNo HOA
1 / 18
$13,500·0.23 AcresNo HOA

Owner financing: $250 down / $280/mo

FL · Levy County · FL

Stop Waiting for the “Perfect” Property-- Affordable Florida Lot for Sale Rent keeps taking your money. Home prices keep climbing. And it can feel ...

Mostly Wooded Property, Easy Access in Levy County, FLMostly Wooded Property, Easy Access in Levy County, FL
Mostly Wooded Property, Easy Access in Levy County, FL
Mostly Wooded Property, Easy Access in Levy County, FL+16 Photos
Owner Finance
1 / 20
$21,755·0.25 Acres

Owner financing: $200 down / $256/mo

Lot 56 SE 136th Ave · Levy County · FL

This 0.25 acre property is located in Dunnellon, Florida about 30 minutes west of Ocala in Levy County. The property is mostly wooded with stands o...

Quiet Area, Sunny Florida in Levy County, FLQuiet Area, Sunny Florida in Levy County, FL
Quiet Area, Sunny Florida in Levy County, FL
Quiet Area, Sunny Florida in Levy County, FL+16 Photos
Owner Finance
1 / 20
$28,405·0.25 Acres

Owner financing: $1 down / $335/mo

Lot 44 SE 134th Ct · Levy County · FL

This 0.25 acre property is located in Dunnellon, Florida about 30 minutes west of Ocala in Levy County. The property is mostly wooded with stands o...

Port Charlotte, Florida – 14006 Alabama Ave – 1/4 Acre, Minutes to Gulf Coast Beaches! in Charlotte County, FLPort Charlotte, Florida – 14006 Alabama Ave – 1/4 Acre, Minutes to Gulf Coast Beaches! in Charlotte County, FL
Port Charlotte, Florida – 14006 Alabama Ave – 1/4 Acre, Minutes to Gulf Coast Beaches! in Charlotte County, FL
Port Charlotte, Florida – 14006 Alabama Ave – 1/4 Acre, Minutes to Gulf Coast Beaches! in Charlotte County, FL+10 Photos
Owner Finance
1 / 14
$17,500·0.23 Acres

Owner financing: $750 down / $382/mo

14006 Alabama Ave · Charlotte County · FL

Property Details: No HOA! Own this approved 0.23 acre building lot just minutes from Gulf Coast beaches? Don’t blink, because this is going to go f...

0.22 Acres in Putnam County, FL in Putnam County, FL0.22 Acres in Putnam County, FL in Putnam County, FL
0.22 Acres in Putnam County, FL in Putnam County, FL
0.22 Acres in Putnam County, FL in Putnam County, FL+23 Photos
Owner Finance
1 / 27
$10,500·0.22 Acres

Owner financing: $199 down / $199/mo

Putnam County · FL

Your Piece of Peace in Florida Starts Here Hey there, future landowner! If you’ve been dreaming about owning a quiet spot where you can relax, buil...

0.4 Acres in Putnam County, FL in Putnam County, FL0.4 Acres in Putnam County, FL in Putnam County, FL
0.4 Acres in Putnam County, FL in Putnam County, FL
0.4 Acres in Putnam County, FL in Putnam County, FL+15 Photos
Owner Finance
1 / 19
$17,999·0.4 Acres

Owner financing: $299 down / $269/mo

Putnam County · FL

Own 0.4 Acres in Interlachen, FL – Affordable & Flexible Financing! Looking for the perfect place to build your dream home, set up a mobile home, o...

Stop Renting Plan your FL Place in Putnam County, FLStop Renting Plan your FL Place in Putnam County, FL
Stop Renting Plan your FL Place in Putnam County, FL
Stop Renting Plan your FL Place in Putnam County, FL+8 Photos
Owner FinanceNo HOA
1 / 12
$8,500·0.23 AcresNo HOA

Owner financing: $250 down / $151/mo

138 Heathton St, Georgetown, FL 32139 · Putnam County · FL

Forget crowded subdivisions and high-density beach towns. This 0.23-acre wooded parcel in Georgetown offers something increasingly rare in Florida:...

Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FLPrime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FL
Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FL
Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast in Levy County, FL+13 Photos
Owner FinanceRoad Access
1 / 17
$12,000·0.29 Acres

Owner financing: $250 down / $261/mo

NE 115th Ave, Bronson, FL 32621 · Levy County · FL

Prime Levy County, FL Outdoor Sportsman Lot for Sale Near World-Class Springs & Gulf Coast Are you tired of spending your weekends fighting for par...

0.3 Acres in Putnam County, FL in Putnam County, FL0.3 Acres in Putnam County, FL in Putnam County, FL
0.3 Acres in Putnam County, FL in Putnam County, FL
0.3 Acres in Putnam County, FL in Putnam County, FL+14 Photos
Owner Finance
1 / 18
$15,999·0.3 Acres

Owner financing: $299 down / $239/mo

Putnam County · FL

🌿 Own This Beautiful 0.30-Acre Lot in Interlachen, FL – No Banks, No Hassle! Have you ever dreamed of owning land—a place to build, relax, and mak...

0.21 Acres in Putnam County, FL in Putnam County, FL0.21 Acres in Putnam County, FL in Putnam County, FL
0.21 Acres in Putnam County, FL in Putnam County, FL
0.21 Acres in Putnam County, FL in Putnam County, FL+12 Photos
Owner Finance
1 / 16
$11,999·0.21 Acres

Owner financing: $199 down / $199/mo

Putnam County · FL

🌿 Your Florida Land Awaits – Easy Owner Financing! 🌿 Have you ever dreamed of owning land in Florida? A place where you can relax, build a home, ...

Welcome to Sunny Interlachen in Putnam County, FLWelcome to Sunny Interlachen in Putnam County, FL
Welcome to Sunny Interlachen in Putnam County, FL
Welcome to Sunny Interlachen in Putnam County, FL+7 Photos
Owner FinanceNo HOA
1 / 11
$9,150·0.24 AcresNo HOA

Owner financing: $200 down / $159/mo

507 OAKCREST DR, INTERLACHEN, FL 32148 · Putnam County · FL

This 0.24-Acre vacant residential lot is located in Interlachen, Putnam County, Florida. The property is flat, lightly wooded, and zoned R-2 Reside...

Build Near Florida's Lakes in Putnam County, FLBuild Near Florida's Lakes in Putnam County, FL
Build Near Florida's Lakes in Putnam County, FL
Build Near Florida's Lakes in Putnam County, FL+11 Photos
Owner FinanceRoad Access
1 / 15
$6,950·0.18 Acres

Owner financing: $250 down / $198/mo

201 Maple Dr, Interlachen, FL 32148 · Putnam County · FL

Property Highlights Own a beautiful 0.17-Acre wooded lot in Interlachen, Florida, located on a paved road and zoned R-2 Residential, allowing site-...

Paved Road, Power in Area in Marion County, FLPaved Road, Power in Area in Marion County, FL
Paved Road, Power in Area in Marion County, FL
Paved Road, Power in Area in Marion County, FL+16 Photos
Owner Finance
1 / 20
$25,555·0.24 Acres

Owner financing: $200 down / $300/mo

Lot 30 NW Summerfield Ave · Marion County · FL

This 0.24 acre property is located in Dunnellon, Florida about 30 minutes west of Ocala in Marion County. The property is mostly wooded with stands...

0.46 Acres in Putnam County, FL in Putnam County, FL0.46 Acres in Putnam County, FL in Putnam County, FL
0.46 Acres in Putnam County, FL in Putnam County, FL
0.46 Acres in Putnam County, FL in Putnam County, FL+12 Photos
Owner Finance
1 / 16
$17,999·0.46 Acres

Owner financing: $299 down / $250/mo

Putnam County · FL

​​Wooded 0.46 Acre Lot in Satsuma, FL – Affordable & Ready for Your Dreams Have you ever dreamed of owning your own piece of Florida? Somewhere qui...

Own Your Land Near Lake George in Putnam County, FLOwn Your Land Near Lake George in Putnam County, FL
Own Your Land Near Lake George in Putnam County, FL
Own Your Land Near Lake George in Putnam County, FL+13 Photos
Owner FinanceNo HOA
1 / 17
$8,500·0.23 AcresNo HOA

Owner financing: $250 down / $148/mo

140 HEATHTON ST, GEORGETOWN, FL 32139 · Putnam County · FL

If your idea of a good Florida life includes fishing, boating, kayaking, canoeing, fresh air and quiet evenings, this 0.23-acre lot in Georgetown d...

Build Your Florida Dream in Putnam County, FLBuild Your Florida Dream in Putnam County, FL
Build Your Florida Dream in Putnam County, FL
Build Your Florida Dream in Putnam County, FL+19 Photos
Owner FinanceNo HOA
1 / 23
$16,125·0.44 AcresNo HOA

Owner financing: $350 down / $309/mo

117 Chipo St, Interlachen, FL 32148 · Putnam County · FL

Property Overview This 0.44-Acre vacant residential lot is located 117 Chipo Street in Interlachen, Putnam County, Florida. The property is flat, w...

Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FLInvest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL
Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL
Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! in Highlands County, FL+16 Photos
Owner Finance
1 / 20
$16,500·0.23 Acres

Owner financing: $749 down / $291/mo

406 HOLLOW LN, LAKE PLACID, FL 33852 · Highlands County · FL

Invest in Long-Term Family Ownership with This 0.23 Acre Florida Lot for $349/Mo! **Take advantage of easy owner financing with just $349/month, 0%...

Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FLSecure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL
Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL
Secure Your Family’s Future on 0.23 Acres in Lake Placid, FL – $349/Mo in Highlands County, FL+11 Photos
Owner FinanceNo HOA
1 / 15
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $359/mo

680 MORNINGSIDE DR, LAKE PLACID, FL 33852 · Highlands County · FL

For families in Miami, Fort Lauderdale, West Palm Beach, Boca Raton, and Naples who are ready to stop renting and start owning. Affordable Monthly ...

0.22 Acres in Putnam County, FL in Putnam County, FL0.22 Acres in Putnam County, FL in Putnam County, FL
0.22 Acres in Putnam County, FL in Putnam County, FL
0.22 Acres in Putnam County, FL in Putnam County, FL+14 Photos
Owner Finance
1 / 18
$10,500·0.22 Acres

Owner financing: $199 down / $199/mo

Putnam County · FL

Your Florida Weekend Basecamp Starts Here — Owner Financing Available! Looking for a place where you can escape the city, spend weekends outdoors, ...

Florida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FLFlorida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FL
Florida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FL
Florida Homesite Opportunity - 0.4 Acres in Crescent City, Water Nearby in Putnam County, FL+21 Photos
Owner Finance
1 / 25
$15,997·0.4 Acres

Owner financing: $5,000 down / $250/mo

106 Lar Ln · Putnam County · FL

This well-located parcel in Putnam County offers flexible residential options and more! This 0.4 acre property provides practical access to waterwa...

0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL
0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL
0.23 Acres of Buildable Florida Land for $349/Mo, No Income Verification! in Highlands County, FL+17 Photos
Owner FinanceNo HOA
1 / 21
$16,500·0.23 AcresNo HOA

Owner financing: $749 down / $359/mo

560 MORNINGSIDE DR, LAKE PLACID, FL 33852 · Highlands County · FL

Owner Financing Available Affordable Monthly Payment Only $349 No Banks / No Credit Checks / No Income Verification Highlights • 10,018 square feet...

0.25 Acres in Lake Placid, Florida – Own Your Piece of Florida! in Highlands County, FL0.25 Acres in Lake Placid, Florida – Own Your Piece of Florida! in Highlands County, FL
0.25 Acres in Lake Placid, Florida – Own Your Piece of Florida! in Highlands County, FL
0.25 Acres in Lake Placid, Florida – Own Your Piece of Florida! in Highlands County, FL+18 Photos
Owner FinanceNo HOA
1 / 22
$12,500·0.2511 AcresNo HOA

Owner financing: $249 down / $301/mo

308 TWILIGHT DR, LAKE PLACID, FL 33852 · Highlands County · FL

You're sitting at the kitchen table. Just the two of you. Talking about winters. About knees that ache in the cold. About Florida. Again. You've ta...

Two Lots, One Dream — Build on Pasadena Drive in Punta Gorda in Charlotte County, FLTwo Lots, One Dream — Build on Pasadena Drive in Punta Gorda in Charlotte County, FL
Two Lots, One Dream — Build on Pasadena Drive in Punta Gorda in Charlotte County, FL
Two Lots, One Dream — Build on Pasadena Drive in Punta Gorda in Charlotte County, FL+10 Photos
Owner Finance
1 / 14
$12,600·0.22 Acres

Owner financing: $275 down / $285/mo

27081 Pasadena Dr · Charlotte County · FL

Your Florida home starts here. This 0.22-acre double lot on Pasadena Drive sits in Punta Gorda, one of Southwest Florida's most desirable and faste...

Port Charlotte, Florida – 14186 Ingraham Blvd – South Gulf Cove 1/4 Acre, County Water & Sewer, Minutes to Gulf Coast Beaches! in Charlotte County, FLPort Charlotte, Florida – 14186 Ingraham Blvd – South Gulf Cove 1/4 Acre, County Water & Sewer, Minutes to Gulf Coast Beaches! in Charlotte County, FL
Port Charlotte, Florida – 14186 Ingraham Blvd – South Gulf Cove 1/4 Acre, County Water & Sewer, Minutes to Gulf Coast Beaches! in Charlotte County, FL
Port Charlotte, Florida – 14186 Ingraham Blvd – South Gulf Cove 1/4 Acre, County Water & Sewer, Minutes to Gulf Coast Beaches! in Charlotte County, FL+10 Photos
Owner Finance
1 / 14
$25,000·0.23 Acres

Owner financing: $1,500 down / $532/mo

14186 Ingraham Blvd · Charlotte County · FL

Property Details: South Gulf Cove – County Water & Sewer, No HOA Own this approved 1/4 acre building lot just minutes from Gulf Coast beaches? Don’...

0.18 Acre in Ocklawaha, FL – High & Dry Lot Near Lake Mary in Marion County, FL0.18 Acre in Ocklawaha, FL – High & Dry Lot Near Lake Mary in Marion County, FL
0.18 Acre in Ocklawaha, FL – High & Dry Lot Near Lake Mary in Marion County, FL
0.18 Acre in Ocklawaha, FL – High & Dry Lot Near Lake Mary in Marion County, FL+8 Photos
Owner Finance
1 / 12
$18,000·0.18 Acres

Owner financing available — ask the seller for terms

Marion County · FL

Looking for an affordable piece of Florida land where you can enjoy privacy, nature, and a relaxed rural setting? This 0.18-acre residential lot in...

0.4 Acres in Putnam County, FL in Putnam County, FL0.4 Acres in Putnam County, FL in Putnam County, FL
0.4 Acres in Putnam County, FL in Putnam County, FL
0.4 Acres in Putnam County, FL in Putnam County, FL
Owner Finance
1 / 4
$14,999·0.4 Acres

Owner financing: $245 down / $245/mo

Putnam County · FL

Escape the ordinary and embrace the extraordinary with this incredible 0.40-acre lot in picturesque Putnam, Florida! Your blank slate for fun, adve...

0.43 Acre Land for Sale for Homestead in Putnam County, FL0.43 Acre Land for Sale for Homestead in Putnam County, FL
0.43 Acre Land for Sale for Homestead in Putnam County, FL
0.43 Acre Land for Sale for Homestead in Putnam County, FL+8 Photos
Owner FinanceNo HOA
1 / 12
$14,000·0.43 AcresNo HOA

Owner financing: $250 down / $206/mo

929 DEL MONACO AV, Interlachen FL 32148 · Putnam County · FL

Are you tired of skyrocketing housing prices, endless subdivision restrictions, and greedy developers taking all the profit? If you have a vision f...

Owner financing terms in Florida

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated November 4, 2026.

Owner-financed land in Florida: questions

How many owner-financed land listings are for sale in Florida?
LandyDandy lists 75 land listings for sale in Florida whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Florida?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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