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Owner-Financed Land for Sale in Elko County, Nevada

18 owner-financed lots for sale in Elko County, Nevada on LandyDandy, from $2,750 to $29,999. Typical down payment $149 and monthly payment $149 (median of the 18 listings that show terms). Updated October 21, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

0.23 Acres in Elko, Nevada in Elko County, NV0.23 Acres in Elko, Nevada in Elko County, NV
0.23 Acres in Elko, Nevada in Elko County, NV
0.23 Acres in Elko, Nevada in Elko County, NV
Owner FinanceCamping
1 / 3
$2,750·0.23 Acres

Owner financing: $149 down / $114/mo

Elko County · NV

NO ZONING. NO RESTRICTIONS. USE IT YOUR WAY! Parcel #: 003157008 Acres: 0.23 Acres County: Elko County, Nevada Terms: $149 Down / $104 per month × ...

2.27 Acres in Elko, Nevada in Elko County, NV2.27 Acres in Elko, Nevada in Elko County, NV
2.27 Acres in Elko, Nevada in Elko County, NV
2.27 Acres in Elko, Nevada in Elko County, NV
Owner FinanceCamping
1 / 4
$13,000·2.27 Acres

Owner financing: $399 down / $289/mo

Elko County · NV

Your Nevada Escape: 2.27 Acres in Elko County, NV Camping & RV Opportunities! Imagine owning your own slice of Nevada, where wide-open skies stretc...

2.06 Acres in Elko, Nevada in Elko County, NV2.06 Acres in Elko, Nevada in Elko County, NV
2.06 Acres in Elko, Nevada in Elko County, NV
2.06 Acres in Elko, Nevada in Elko County, NV+1 Photos
Owner FinanceCamping
1 / 5
$7,000·2.06 Acres

Owner financing: $199 down / $196/mo

Elko County · NV

Your Nevada Escape: 2.06 Acres in Elko County, NV Camping & RV Opportunities! Imagine owning your own slice of Nevada, where wide-open skies stretc...

2.06 Acres in Elko, Nevada in Elko County, NV2.06 Acres in Elko, Nevada in Elko County, NV
2.06 Acres in Elko, Nevada in Elko County, NV
2.06 Acres in Elko, Nevada in Elko County, NV+4 Photos
Owner FinanceCamping
1 / 8
$7,000·2.06 Acres

Owner financing: $199 down / $196/mo

Elko County · NV

Your Nevada Escape: 2.06 Acres in Elko County, NV Agricultural Residential Zoning & RV Friendly! Imagine owning your own slice of Nevada, where wid...

10 Acres in Elko, Nevada in Elko County, NV10 Acres in Elko, Nevada in Elko County, NV
10 Acres in Elko, Nevada in Elko County, NV
10 Acres in Elko, Nevada in Elko County, NV+2 Photos
Owner FinanceCamping
1 / 6
$11,999·10 Acres

Owner financing: $399 down / $231/mo

Elko County · NV

Embrace the scarcity of this exceptional 10-acre property in Elko County, Nevada—a rare find in today's market. With land becoming increasingly lim...

34.19 Acres in Elko, Nevada in Elko County, NV34.19 Acres in Elko, Nevada in Elko County, NV
34.19 Acres in Elko, Nevada in Elko County, NV
34.19 Acres in Elko, Nevada in Elko County, NV
Owner FinanceCamping
1 / 2
$29,999·34.19 Acres

Owner financing: $949 down / $335/mo

Elko County · NV

Discover the endless possibilities of this expansive 34.19-acre property in Elko, Nevada—your ultimate playground for noncommercial seasonal recrea...

12 Acres in Elko, Nevada in Elko County, NV12 Acres in Elko, Nevada in Elko County, NV
12 Acres in Elko, Nevada in Elko County, NV
12 Acres in Elko, Nevada in Elko County, NV
Owner FinanceCamping
1 / 2
$16,899·12 Acres

Owner financing: $449 down / $246/mo

Elko County · NV

Welcome to this remarkable 12-acre property in Elko County, Nevada—an exceptional opportunity for seasoned investors seeking a substantial addition...

Perfect Off-Road Getaway with Easy Access! in Elko County, NVPerfect Off-Road Getaway with Easy Access! in Elko County, NV
Perfect Off-Road Getaway with Easy Access! in Elko County, NV
Perfect Off-Road Getaway with Easy Access! in Elko County, NV+5 Photos
Owner Finance
1 / 9
$6,499·1.03 Acres

Owner financing: $139 down / $139/mo

Elko County · NV

Looking for your own off-grid base camp in northern Nevada? This 1.03-acre property southwest of Elko is a simple, affordable piece of land for som...

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
2.5 Acres in Navajo, Arizona
0.14 Acres in Navajo, Arizona
0.14 Acres in Navajo, Arizona
1.13 Acres Off-Grid ESCAPE!! in Elko County, NV1.13 Acres Off-Grid ESCAPE!! in Elko County, NV
1.13 Acres Off-Grid ESCAPE!! in Elko County, NV
1.13 Acres Off-Grid ESCAPE!! in Elko County, NV+5 Photos
Owner FinanceNo HOA
1 / 9
$6,499·1.13 AcresNo HOA

Owner financing: $139 down / $139/mo

Elko County · NV

This is for the person who wants a place that is actually theirs. Not a rented campsite. Not a crowded RV park. Not a weekend spot where someone te...

Perfect 2.06 Acre Escape! in Elko County, NVPerfect 2.06 Acre Escape! in Elko County, NV
Perfect 2.06 Acre Escape! in Elko County, NV
Perfect 2.06 Acre Escape! in Elko County, NV+4 Photos
Owner Finance
1 / 8
$6,999·2.06 Acres

Owner financing: $149 down / $149/mo

Elko County · NV

Quiet 2.06 Acre Weekend Camp Retreat Near Montello, Nevada Looking for a quiet place to camp, ride, explore, and get away from the noise? This 2.06...

Own Your Wild West Base Camp Near Montello, Nevada in Elko County, NVOwn Your Wild West Base Camp Near Montello, Nevada in Elko County, NV
Own Your Wild West Base Camp Near Montello, Nevada in Elko County, NV
Own Your Wild West Base Camp Near Montello, Nevada in Elko County, NV+4 Photos
Owner Finance
1 / 8
$6,999·2.07 Acres

Owner financing: $149 down / $149/mo

Elko County · NV

2.07 Acre Wild West Base Camp Near Montello, Nevada Ready to get out of the city and claim your own quiet piece of the West? This 2.07 acre propert...

Off-Grid FREEDOM Starts Here! 1.9 Acres in Elko County, NVOff-Grid FREEDOM Starts Here! 1.9 Acres in Elko County, NV
Off-Grid FREEDOM Starts Here! 1.9 Acres in Elko County, NV
Off-Grid FREEDOM Starts Here! 1.9 Acres in Elko County, NV+5 Photos
Owner FinanceNo HOA
1 / 9
$6,499·1.9 AcresNo HOA

Owner financing: $139 down / $139/mo

Elko County · NV

🌵 OFF-GRID FREEDOM STARTS HERE — $139 DOWN This isn’t just land — it’s an exit from the noise. This 1.91-acre parcel in eastern Elko County, near ...

Freedom for $129/month! 1.13 Acres Elko County, NV in Elko County, NVFreedom for $129/month! 1.13 Acres Elko County, NV in Elko County, NV
Freedom for $129/month! 1.13 Acres Elko County, NV in Elko County, NV
Freedom for $129/month! 1.13 Acres Elko County, NV in Elko County, NV+4 Photos
Owner Finance
1 / 8
$6,499·1.13 Acres

Owner financing: $129 down / $129/mo

Elko County · NV

Located just 6 miles north of I-80 and Ryndon, Nevada, this 1.13-acre parcel hits a rare sweet spot: easy access + wide-open freedom. You’re minute...

Your Desert Playground – 2.07 Acres Ryndon, NV in Elko County, NVYour Desert Playground – 2.07 Acres Ryndon, NV in Elko County, NV
Your Desert Playground – 2.07 Acres Ryndon, NV in Elko County, NV
Your Desert Playground – 2.07 Acres Ryndon, NV in Elko County, NV+11 Photos
Owner Finance
1 / 15
$6,499·2.07 Acres

Owner financing: $139 down / $139/mo

Elko County · NV

This property is built for getting out and using your land, not just holding it. Wide-open desert terrain with surrounding mountain ranges gives yo...

Off-Grid Camp/Cabin site! in Elko County, NVOff-Grid Camp/Cabin site! in Elko County, NV
Off-Grid Camp/Cabin site! in Elko County, NV
Off-Grid Camp/Cabin site! in Elko County, NV+5 Photos
Owner Finance
1 / 9
$6,499·1.13 Acres

Owner financing: $139 down / $139/mo

Elko County · NV

Set up your off-grid campsite now and start planning your future cabin or rural home site on 1.13 acres near Ryndon in Elko County, Nevada. APN 062...

Beautiful, 2.06 Acre Property! in Elko County, NVBeautiful, 2.06 Acre Property! in Elko County, NV
Beautiful, 2.06 Acre Property! in Elko County, NV
Beautiful, 2.06 Acre Property! in Elko County, NV+5 Photos
Owner Finance
1 / 9
$6,999·2.06 Acres

Owner financing: $149 down / $149/mo

Elko County · NV

Own Your Quiet Nevada Base Camp Near Montello Looking for a simple place to camp, ride, explore, and get away from crowded weekends? Maybe you're l...

10 Acres of Room to Breathe Near Montello, Nevada in Elko County, NV10 Acres of Room to Breathe Near Montello, Nevada in Elko County, NV
10 Acres of Room to Breathe Near Montello, Nevada in Elko County, NV
10 Acres of Room to Breathe Near Montello, Nevada in Elko County, NV+7 Photos
Owner FinanceNo HOA
1 / 11
$11,999·10 AcresNo HOA

Owner financing: $199 down / $199/mo

Elko County · NV

10 Acres of Room to Breathe Near Montello, Nevada Looking for room to actually breathe? This 10 acre property near Montello, Nevada is flat, open h...

What Kind of Space Do You Want for the Next Chapter of Your Life? in Elko County, NVWhat Kind of Space Do You Want for the Next Chapter of Your Life? in Elko County, NV
What Kind of Space Do You Want for the Next Chapter of Your Life? in Elko County, NV
What Kind of Space Do You Want for the Next Chapter of Your Life? in Elko County, NV+11 Photos
Owner Finance
1 / 15
$8,000·2.27 Acres

Owner financing: $250 down / $344/mo

FLINT ST, ELKO, NV 89801 · Elko County · NV

What Kind of Space Do You Want for the Next Chapter of Your Life? Take a moment and think about it. Do your days feel full, but not always fulfilli...

Owner financing terms in Elko County, Nevada

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 21, 2026.

ListingPriceDownMonthlyTerm
0.23 Acres in Elko, Nevada$2,750$149$114/mo40 mo
2.27 Acres in Elko, Nevada$13,000$399$289/mo5 yr
2.06 Acres in Elko, Nevada$7,000$199$196/mo50 mo
2.06 Acres in Elko, Nevada$7,000$199$196/mo50 mo
10 Acres in Elko, Nevada$11,999$399$231/mo5 yr
34.19 Acres in Elko, Nevada$29,999$949$335/mo9 yr
12 Acres in Elko, Nevada$16,899$449$246/mo7 yr
Perfect Off-Road Getaway with Easy Access!$6,499$139$139/mo5 yr
1.13 Acres Off-Grid ESCAPE!!$6,499$139$139/mo5 yr
Perfect 2.06 Acre Escape!$6,999$149$149/mo5 yr

Owner-financed land in Elko County, Nevada: questions

How many owner-financed land listings are for sale in Elko County, Nevada?
LandyDandy lists 18 land listings for sale in Elko County, Nevada whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Elko County, Nevada?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Elko County Land a Good Investment?

The Elko County land market generated $2.9M in total sales volume over the last year, signaling strong liquidity. We have tracked 103 new listings entering the market in just the last 90 days. With a median asking price per acre of $5,752, for a typical 2.4-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Cowboy Country Realty, a key player to watch for off-market or new inventory. Want to learn more about the Elko County market? Check out our Elko County Land Market Insights.

Elko County Properties By Type