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Owner-Financed Land for Sale in Arizona

18 owner-financed lots for sale in Arizona on LandyDandy, from $1,999 to $179,900. Typical down payment $200 and monthly payment $274 (median of the 18 listings that show terms). Updated October 14, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Horizon’s Edge Tract 8 in Cochise County, AZHorizon’s Edge Tract 8 in Cochise County, AZ
Horizon’s Edge Tract 8 in Cochise County, AZ
Horizon’s Edge Tract 8 in Cochise County, AZ+7 Photos
Owner FinanceNo HOA
1 / 11
$67,900·42.1 AcresNo HOA

Owner financing: $999 down / $690/mo

Cochise County · AZ

Tract 8 is located on the northwestern part of the property with great access off of an unmaintained dirt road. This tract is lightly wooded with s...

80.07 Acres in Fredonia - Coconino County, AZ in Coconino County, AZ80.07 Acres in Fredonia - Coconino County, AZ in Coconino County, AZ
80.07 Acres in Fredonia - Coconino County, AZ in Coconino County, AZ
80.07 Acres in Fredonia - Coconino County, AZ in Coconino County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$81,900·80.07 AcresNo HOA

Owner financing: $8,200 down / $1,099/mo

Coconino County · AZ

80.07 acres of vacant land in Fredonia, Coconino County, AZ, priced well below the area's typical value. Room for recreation, a future homesite, or...

162.03 Acres in Tucson - Pima County, AZ in Pima County, AZ162.03 Acres in Tucson - Pima County, AZ in Pima County, AZ
162.03 Acres in Tucson - Pima County, AZ in Pima County, AZ
162.03 Acres in Tucson - Pima County, AZ in Pima County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$179,900·162.03 AcresNo HOA

Owner financing: $10,000 down / $2,520/mo

7700 S WORDEN RD · Pima County · AZ

162.03 acres of vacant land in Tucson, Pima County, AZ, priced well below the area's typical value. Room for recreation, a future homesite, or long...

Desert Vibe in Pinal AZ, 15.56 Acres of Flat Buildable Land with Power & Easy Highway Access in Pinal County, AZDesert Vibe in Pinal AZ, 15.56 Acres of Flat Buildable Land with Power & Easy Highway Access in Pinal County, AZ
Desert Vibe in Pinal AZ, 15.56 Acres of Flat Buildable Land with Power & Easy Highway Access in Pinal County, AZ
Desert Vibe in Pinal AZ, 15.56 Acres of Flat Buildable Land with Power & Easy Highway Access in Pinal County, AZ+11 Photos
Owner FinanceRoad Access
1 / 15
$46,999·15.56 Acres

Owner financing: $10,001 down / $714/mo

Near 0452 Pinal Pioneer Pkwy · Pinal County · AZ

PRICING: Discount Cash Price: $46,999, plus a $599 non-refundable document fee. Owner Financing Price: $52,999, Minimum of $10,600 down ($599 Doc F...

0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$8,900·0.32 AcresNo HOA

Owner financing: $200 down / $148/mo

E Mazatlan St. · Cochise County · AZ

There's something to be said for a street named Mazatlan. It sets the tone — relaxed, sun-warmed, unhurried. This 0.32-acre lot in La Costa Estates...

0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$18,900·0.32 AcresNo HOA

Owner financing: $200 down / $274/mo

821 East Cordova Street · Cochise County · AZ

Some people spend more on a streaming subscription than this lot costs to own annually. Sitting quietly at 4,136 ft in the La Costa Estates subdivi...

0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.32 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$18,900·0.32 AcresNo HOA

Owner financing: $200 down / $274/mo

E Durango Ave. · Cochise County · AZ

This is a 0.32-acre vacant residential parcel located on E Durango Ave in Douglas, Arizona, situated in the La Costa Estates subdivision of Cochise...

0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.29 Acres for Sale in Douglas, Arizona in Cochise County, AZ+1 Photos
Owner FinanceNo HOA
1 / 5
$8,900·0.29 AcresNo HOA

Owner financing: $200 down / $148/mo

E Chula Vista Dr. · Cochise County · AZ

This is a 0.30-acre vacant residential parcel located on E Chula Vista Dr in Cochise County, Arizona, just minutes from the border town of Douglas ...

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
1.28 Acre Commercial Lot on N Broadway Blvd, Hinton, OK
46.75 Acres in Washington, OK - Pasture, Trees & Pond
Stone Creek Phase II Tract 226
0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ
0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ
0.42 Acres for Sale in Cochise, Arizona in Cochise County, AZ+3 Photos
Owner FinanceNo HOA
1 / 7
$8,999·0.42 AcresNo HOA

Owner financing: $200 down / $149/mo

North Cochise Stronghold Road · Cochise County · AZ

This is a 0.45-acre vacant residential parcel located on N Cochise Stronghold Rd in Cochise County, Arizona, just minutes from the small town of Co...

0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.34 Acres for Sale in Douglas, Arizona in Cochise County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$18,900·0.34 AcresNo HOA

Owner financing: $200 down / $274/mo

E El Cola Dr. · Cochise County · AZ

This is a 0.34-acre vacant residential parcel located on E El Cola Dr in Cochise County, Arizona, just a short drive from the border town of Dougla...

0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ+3 Photos
Owner FinanceNo HOA
1 / 7
$18,900·0.49 AcresNo HOA

Owner financing: $200 down / $274/mo

W Sanford Dr. · Cochise County · AZ

You know that feeling when you find something that just makes sense? This is a half-acre lot on W Stanford Dr in Cochise College Estates, Douglas, ...

0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.49 Acres for Sale in Douglas, Arizona in Cochise County, AZ+3 Photos
Owner FinanceNo HOA
1 / 7
$18,900·0.49 AcresNo HOA

Owner financing: $200 down / $274/mo

W Sanford Dr. · Cochise County · AZ

Most people scroll past land listings. You didn't. This probably means something. This 0.50-acre lot in Cochise College Estates sits at 4,052 ft el...

0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ
0.98 Acres for Sale in Douglas, Arizona in Cochise County, AZ+5 Photos
Owner FinanceNo HOA
1 / 9
$37,800·0.98 AcresNo HOA

Owner financing: $200 down / $513/mo

W Sanford Dr., Douglas, Cochise County, Arizona, United States, 85607 · Cochise County · AZ

You know that feeling when you find something that just makes sense? This is a half-acre lot on W Stanford Dr in Cochise College Estates, Douglas, ...

Mohave, AZ - 333-19-045 in Mohave County, AZMohave, AZ - 333-19-045 in Mohave County, AZ
Mohave, AZ - 333-19-045 in Mohave County, AZ
Mohave, AZ - 333-19-045 in Mohave County, AZ+3 Photos
Owner FinanceNo HOA
1 / 7
$2,850·0.35 AcresNo HOA

Owner financing: $50 down / $99/mo

Address not available · Mohave County · AZ

35 ACRES Mohave County Near LAS VEGAS | R-MH Zoning | Desert Skies & Sunsets | Direct Road Access | Just $50 Down WHEN you look out the window, you...

Mohave, AZ - 333-18-548 in Mohave County, AZMohave, AZ - 333-18-548 in Mohave County, AZ
Mohave, AZ - 333-18-548 in Mohave County, AZ
Mohave, AZ - 333-18-548 in Mohave County, AZ+2 Photos
Owner FinanceNo HOA
1 / 6
$2,699·0.21 AcresNo HOA

Owner financing: $99 down / $82/mo

Address not available · Mohave County · AZ

The Arizona Land Deal That Lets You Build, Camp, And Live Exactly How You Want Most land comes with a mile-long list of rules. HOAs telling you wha...

15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ+5 Photos
Owner FinanceNo HOA
1 / 9
$2,635·0.84 AcresNo HOA

Owner financing: $300 down / $109/mo

Address not available · Cochise County · AZ

🌅 Build Your Arizona Dream Near Hwy 191 – 0.84 Acres with Easy Financing! 🌅 Discover this 0.84-acre parcel in Pearce, AZ (APN: 114-30-119), locat...

15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ
15% Discount on .84 Acres in Cochise County AZ | JUST $99/ mo in Cochise County, AZ+4 Photos
Owner FinanceNo HOA
1 / 8
$2,635·0.84 AcresNo HOA

Owner financing: $300 down / $109/mo

Address not available · Cochise County · AZ

0.84 Acre in Pearce, AZ – Near Hwy 191 | Flexible Owner Financing Available! 🌵 Own 0.84 acres of Arizona land (APN: 114-30-120) in the peaceful Pe...

20% PRICE DROP -Investment Gem - 1 Acre Mohave, AZ - 350-12-137 in Mohave County, AZ20% PRICE DROP -Investment Gem - 1 Acre Mohave, AZ - 350-12-137 in Mohave County, AZ
20% PRICE DROP -Investment Gem - 1 Acre Mohave, AZ - 350-12-137 in Mohave County, AZ
20% PRICE DROP -Investment Gem - 1 Acre Mohave, AZ - 350-12-137 in Mohave County, AZ+5 Photos
Owner FinanceNo HOA
1 / 9
$1,999·1 AcreNo HOA

Owner financing: $100 down / $69/mo

Address not available · Mohave County · AZ

🌄 1 Acre in Valle Vista – Kingman, AZ | Almost Lakefront! Own your slice of Arizona freedom with this 1.0-acre parcel just outside of Dolan Spring...

Owner financing terms in Arizona

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 14, 2026.

Owner-financed land in Arizona: questions

How many owner-financed land listings are for sale in Arizona?
LandyDandy lists 18 land listings for sale in Arizona whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Arizona?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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