LandyDandy

Owner-Financed Land for Sale in Alabama

16 owner-financed lots for sale in Alabama on LandyDandy, from $1,999 to $89,900. Typical down payment $999 and monthly payment $506 (median of the 15 listings that show terms). Updated October 27, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Willow Grove Tract 6 in Lamar County, ALWillow Grove Tract 6 in Lamar County, AL
Willow Grove Tract 6 in Lamar County, AL
Willow Grove Tract 6 in Lamar County, AL+7 Photos
Owner Finance
1 / 11
$50,900·5.39 Acres

Owner financing: $999 down / $515/mo

Lamar County · AL

Tract 6 is a beautiful lot with access via Holly Road. Tree cover is moderate to heavy with shortleaf pine and numerous other hardwoods indigenous ...

Willow Grove Tract 7 in Lamar County, ALWillow Grove Tract 7 in Lamar County, AL
Willow Grove Tract 7 in Lamar County, AL
Willow Grove Tract 7 in Lamar County, AL+12 Photos
Owner FinanceCamping
1 / 16
$89,900·5.22 Acres

Owner financing: $999 down / $917/mo

Lamar County · AL

Tract 7 is a beautiful lot with access via Holly Road. This lot shares access with Tract 8 to a beautiful pond. Tree cover is moderate to heavy wit...

4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL
4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL
4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities, & Safe Family Cul-de-Sac Living in Tuscaloosa County, AL+7 Photos
Owner FinanceRoad Access
1 / 11
$72,999·4.4 Acres

Owner financing: $14,601 down / $1,013/mo

Tuscaloosa County · AL

PRICING: Discount Cash Price: $72,999 + $599 document fee, or alternatively… Owner Financing Price: $75,999 – with $15,200 down ($599 doc fee + $14...

Baker Creek Tract 4 in Fayette County, ALBaker Creek Tract 4 in Fayette County, AL
Baker Creek Tract 4 in Fayette County, AL
Baker Creek Tract 4 in Fayette County, AL+5 Photos
Owner FinanceCamping
1 / 9
$50,900·6.06 Acres

Owner financing: $999 down / $515/mo

Fayette County · AL

Baker Creek Tract 4 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wou...

Willow Grove Tract 9 in Lamar County, ALWillow Grove Tract 9 in Lamar County, AL
Willow Grove Tract 9 in Lamar County, AL
Willow Grove Tract 9 in Lamar County, AL+8 Photos
Owner FinanceCamping
1 / 12
$54,900·5.12 Acres

Owner financing: $999 down / $556/mo

Lamar County · AL

Tract 9 is a beautiful lot with access via Holly Road. Tree cover is moderate to heavy with shortleaf pine and numerous other hardwoods indigenous ...

1914 MCDANIEL AVE, ANNISTON, AL 36201 in Calhoun County, AL1914 MCDANIEL AVE, ANNISTON, AL 36201 in Calhoun County, AL
1914 MCDANIEL AVE, ANNISTON, AL 36201 in Calhoun County, AL
1914 MCDANIEL AVE, ANNISTON, AL 36201 in Calhoun County, AL+3 Photos
Owner Finance
1 / 7
$5,999·0.58 Acres

Owner financing: $599 down / $232/mo

1914 MCDANIEL AVE, ANNISTON, AL 36201 · Calhoun County · AL

Welcome to an incredible opportunity to own affordable land in Anniston, Calhoun County, Alabama ! This property, identified as APN 22-01-01-1-003-...

Baker Creek Tract 11 in Fayette County, ALBaker Creek Tract 11 in Fayette County, AL
Baker Creek Tract 11 in Fayette County, AL
Baker Creek Tract 11 in Fayette County, AL+7 Photos
Owner FinanceCamping
1 / 11
$48,900·5.85 Acres

Owner financing: $999 down / $494/mo

Fayette County · AL

Baker Creek Tract 11 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wo...

Baker Creek Tract 9 in Fayette County, ALBaker Creek Tract 9 in Fayette County, AL
Baker Creek Tract 9 in Fayette County, AL
Baker Creek Tract 9 in Fayette County, AL+5 Photos
Owner FinanceCamping
1 / 9
$66,900·5.38 Acres

Owner financing: $999 down / $680/mo

Fayette County · AL

Baker Creek Tract 9 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wou...

Recently Added

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Luxury Meets Lake Life — Your Crown Lake Property Awaits
0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
Bring your Camper and RV to the Lakes, Golf and Natural Beauty in Cherokee Village!
Big White Oak Tract 102
Parcel 22-01-01-1-003-009.000 in Calhoun County, ALParcel 22-01-01-1-003-009.000 in Calhoun County, AL
Parcel 22-01-01-1-003-009.000 in Calhoun County, AL
Parcel 22-01-01-1-003-009.000 in Calhoun County, AL+8 Photos
Owner Finance
1 / 12
$5,999·0.58 Acres

Owner financing: $599 down / $506/mo

Calhoun County · AL

Build your dream home or invest in this 0.58-acre lot in Anniston, AL (Calhoun County)! APN- 22-01-01-1-003-009.000 This sloped parcel offers a uni...

MURRAY DR, WEAVER, AL 36277 in Calhoun County, ALMURRAY DR, WEAVER, AL 36277 in Calhoun County, AL
MURRAY DR, WEAVER, AL 36277 in Calhoun County, AL
MURRAY DR, WEAVER, AL 36277 in Calhoun County, AL+3 Photos
Owner Finance
1 / 7
$1,999·0.35 Acres

Owner financing: $299 down / $262/mo

MURRAY DR, WEAVER, AL 36277 · Calhoun County · AL

Welcome to this fantastic land offering - a lucrative investment opportunity or a splendid spot to construct your very own dream house. Located in ...

4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL
4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL
4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL GATED LEGACY SHORES – ALBERTA, ALABAMA in Wilcox County, AL+1 Photos
Owner FinanceRoad Access
1 / 5
$50,000·4.09 Acres

Owner financing: $18,000 down / $1,162/mo

Wilcox County · AL

Own approximately 4.09 combined acres in Legacy Shores, a gated residential community along the Alabama River and William “Bill” Dannelly Reservoir...

PARK AVE, HOBSON CITY, AL 36201 in Calhoun County, ALPARK AVE, HOBSON CITY, AL 36201 in Calhoun County, AL
PARK AVE, HOBSON CITY, AL 36201 in Calhoun County, AL
PARK AVE, HOBSON CITY, AL 36201 in Calhoun County, AL+7 Photos
Owner Finance
1 / 11
$12,999·0.4 Acres

Owner financing: $699 down / $474/mo

PARK AVE, HOBSON CITY, AL 36201 · Calhoun County · AL

Welcome to an exclusive opportunity to become an owner of a prime piece of real-estate land in the heart of Calhoun County, located in the beautifu...

Baker Creek Tract 7 in Fayette County, ALBaker Creek Tract 7 in Fayette County, AL
Baker Creek Tract 7 in Fayette County, AL
Baker Creek Tract 7 in Fayette County, AL+4 Photos
Owner FinanceCamping
1 / 8
$45,900·5.52 Acres

Owner financing: $999 down / $463/mo

Fayette County · AL

Baker Creek Tract 7 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wou...

Baker Creek Tract 12 in Fayette County, ALBaker Creek Tract 12 in Fayette County, AL
Baker Creek Tract 12 in Fayette County, AL
Baker Creek Tract 12 in Fayette County, AL+8 Photos
Owner FinanceCamping
1 / 12
$41,900·4.94 Acres

Owner financing: $999 down / $422/mo

Fayette County · AL

Baker Creek Tract 12 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wo...

Baker Creek Tract 18 in Fayette County, ALBaker Creek Tract 18 in Fayette County, AL
Baker Creek Tract 18 in Fayette County, AL
Baker Creek Tract 18 in Fayette County, AL+4 Photos
Owner FinanceCamping
1 / 8
$49,900·5.92 Acres

Owner financing: $999 down / $504/mo

Fayette County · AL

Baker Creek Tract 18 is located along the interior unmaintained dirt road, with an assortment of younger pine, hardwood, and rolling hills. This wo...

Fairview Hills Tract 7 in Lamar County, ALFairview Hills Tract 7 in Lamar County, AL
Fairview Hills Tract 7 in Lamar County, AL
Fairview Hills Tract 7 in Lamar County, AL+8 Photos
Owner Finance
1 / 12
$35,900·5.08 Acres

Owner financing: $999 down / $360/mo

Lamar County · AL

Tract 7 in Fairview Hills is located along the interior unmaintained dirt road. Like all of Fairview Hills, this lot sits on timbered rolling hills...

Owner financing terms in Alabama

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 27, 2026.

ListingPriceDownMonthlyTerm
Willow Grove Tract 6$50,900$999$515/mo20 years
Willow Grove Tract 7$89,900$999$917/mo20 years
4.40 Wooded Acres Set in Tuscaloosa, Alabama with Creek, Utilities…$72,999$14,601$1,013/mo8 years
Baker Creek Tract 4$50,900$999$515/mo20 years
Willow Grove Tract 9$54,900$999$556/mo20 years
1914 MCDANIEL AVE, ANNISTON, AL 36201$5,999$599$232/mo3 years
Baker Creek Tract 11$48,900$999$494/mo20 years
Baker Creek Tract 9$66,900$999$680/mo20 years
Parcel 22-01-01-1-003-009.000$5,999$599$506/mo3 years
4-ACRE WOODED HOMESITE WITH SEPARATE 0.09-ACRE LAKE-ACCESS PARCEL…$50,000$18,000$1,162/mo4 years

Owner-financed land in Alabama: questions

How many owner-financed land listings are for sale in Alabama?
LandyDandy lists 16 land listings for sale in Alabama whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Alabama?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

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