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Owner-Financed Land for Sale in Costilla County, Colorado

29 owner-financed lots for sale in Costilla County, Colorado on LandyDandy, from $6,900 to $80,655. Typical down payment $400 and monthly payment $360 (median of the 28 listings that show terms). Updated October 16, 2026. Each seller sets the price, down payment, interest rate, term and qualification, and the listing shows them. How owner financing works for land

Sangre de Cristo Ranches Tract 959 in Costilla County, COSangre de Cristo Ranches Tract 959 in Costilla County, CO
Sangre de Cristo Ranches Tract 959 in Costilla County, CO
Sangre de Cristo Ranches Tract 959 in Costilla County, CO+8 Photos
Owner FinanceNo HOA
1 / 12
$34,900·5.11 AcresNo HOA

Owner financing: $999 down / $350/mo

Costilla County · CO

This 5.108 acre lot is located in Unit E, Block 74 with road frontage along Bateman Rd. This unit is considered sub-alpine, and roads are easily ac...

Sangre de Cristo Ranches Tract 4691 in Costilla County, COSangre de Cristo Ranches Tract 4691 in Costilla County, CO
Sangre de Cristo Ranches Tract 4691 in Costilla County, CO
Sangre de Cristo Ranches Tract 4691 in Costilla County, CO+8 Photos
Owner FinanceNo HOA
1 / 12
$26,900·5.02 AcresNo HOA

Owner financing: $999 down / $267/mo

Costilla County · CO

This 5.019 acre lot is located in Unit J-2, Block 230 with road frontage along Sarnoff Rd. This unit is considered sub-alpine, and roads are easily...

Sangre de Cristo Ranches Tract 8 in Costilla County, COSangre de Cristo Ranches Tract 8 in Costilla County, CO
Sangre de Cristo Ranches Tract 8 in Costilla County, CO
Sangre de Cristo Ranches Tract 8 in Costilla County, CO+2 Photos
Owner FinanceNo HOA
1 / 6
$27,900·5.29 AcresNo HOA

Owner financing: $999 down / $277/mo

Costilla County · CO

This 5.29 acre lot is located in Unit A-2, Block 13 with road frontage along Ardvark Rd. This unit is considered sub-alpine, and roads are easily a...

San Luis Valley Ranches Tract 8 in Costilla County, COSan Luis Valley Ranches Tract 8 in Costilla County, CO
San Luis Valley Ranches Tract 8 in Costilla County, CO
San Luis Valley Ranches Tract 8 in Costilla County, CO+10 Photos
Owner FinanceNo HOA
1 / 14
$8,900·5 AcresNo HOA

Owner financing: $999 down / $100/mo

Costilla County · CO

This undeveloped tract of land is located within the San Luis Valley Ranches, just southeast of Alamosa, Colorado in Costilla County. This 5 acre t...

Sangre de Cristo Ranches Tract 4101 in Costilla County, COSangre de Cristo Ranches Tract 4101 in Costilla County, CO
Sangre de Cristo Ranches Tract 4101 in Costilla County, CO
Sangre de Cristo Ranches Tract 4101 in Costilla County, CO+9 Photos
Owner FinanceNo HOA
1 / 13
$32,900·5.14 AcresNo HOA

Owner financing: $999 down / $329/mo

Costilla County · CO

This 5.138 acre lot is located in Unit F-2, Block 212 with road frontage along Woodman Rd. This unit is considered sub-alpine, and roads are easily...

4.95 Acres Near Smith Reservoir Wildlife Area in Costilla County, CO4.95 Acres Near Smith Reservoir Wildlife Area in Costilla County, CO
4.95 Acres Near Smith Reservoir Wildlife Area in Costilla County, CO
4.95 Acres Near Smith Reservoir Wildlife Area in Costilla County, CO+6 Photos
Owner FinanceNo HOA
1 / 10
$9,000·4.95 AcresNo HOA

Owner financing: $199 down / $209/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

5 acres: Close to the River, Far from the Noise in Costilla County, CO5 acres: Close to the River, Far from the Noise in Costilla County, CO
5 acres: Close to the River, Far from the Noise in Costilla County, CO
5 acres: Close to the River, Far from the Noise in Costilla County, CO+6 Photos
Owner FinanceNo HOA
1 / 10
$7,900·4.9 AcresNo HOA

Owner financing: $199 down / $209/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

Prime Off-Grid Opportunity: Double lot in Costilla CO in Costilla County, COPrime Off-Grid Opportunity: Double lot in Costilla CO in Costilla County, CO
Prime Off-Grid Opportunity: Double lot in Costilla CO in Costilla County, CO
Prime Off-Grid Opportunity: Double lot in Costilla CO in Costilla County, CO+8 Photos
Owner FinanceNo HOA
1 / 12
$15,900·9.95 AcresNo HOA

Owner financing: $359 down / $369/mo

Costilla County · CO

Property Highlights 9.95 Acres – Unique Double Lot Opportunity (APNs 703-28-510 & 703-28-520) Located in San Luis Valley Ranches (Costilla , CO) Wi...

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0.45 Acres • Two Adjoining Lots • 313' of Paved-Road Frontage • Single-Family Residential Zoning • Cleared & Outside the Flood Zone • Growing Hempstead/Waller County Location • Owner Financing Available
Stone Bridge Phase I Tract 71
Red Rock Ranch Tract 6
Red Barn Ranch Tract 27
3.3 Acres on Wild Horse Mesa in Costilla County, CO3.3 Acres on Wild Horse Mesa in Costilla County, CO
3.3 Acres on Wild Horse Mesa in Costilla County, CO
3.3 Acres on Wild Horse Mesa in Costilla County, CO+6 Photos
Owner FinanceNo HOA
1 / 10
$7,000·3.31 AcresNo HOA

Owner financing: $179 down / $189/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

5 Acres in Rio Grande Ranches | Big Sky Views and Off-Grid Freedom in Costilla County, CO5 Acres in Rio Grande Ranches | Big Sky Views and Off-Grid Freedom in Costilla County, CO
5 Acres in Rio Grande Ranches | Big Sky Views and Off-Grid Freedom in Costilla County, CO
5 Acres in Rio Grande Ranches | Big Sky Views and Off-Grid Freedom in Costilla County, CO+6 Photos
Owner FinanceNo HOA
1 / 10
$6,900·5 AcresNo HOA

Owner financing: $199 down / $209/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

Your Colorado Basecamp: 5 Acres Beneath the Sangre de Cristos in Costilla County, COYour Colorado Basecamp: 5 Acres Beneath the Sangre de Cristos in Costilla County, CO
Your Colorado Basecamp: 5 Acres Beneath the Sangre de Cristos in Costilla County, CO
Your Colorado Basecamp: 5 Acres Beneath the Sangre de Cristos in Costilla County, CO+26 Photos
Owner FinanceNo HOA
1 / 30
$8,900·5 AcresNo HOA

Owner financing: $199 down / $209/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

5 acres with 360-degree Mountain views in Costilla County, CO5 acres with 360-degree Mountain views in Costilla County, CO
5 acres with 360-degree Mountain views in Costilla County, CO
5 acres with 360-degree Mountain views in Costilla County, CO+5 Photos
Owner FinanceNo HOA
1 / 9
$7,900·5 AcresNo HOA

Owner financing: $199 down / $209/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

5 Acres in Mount Blanca Valley Ranches in Costilla County, CO5 Acres in Mount Blanca Valley Ranches in Costilla County, CO
5 Acres in Mount Blanca Valley Ranches in Costilla County, CO
5 Acres in Mount Blanca Valley Ranches in Costilla County, CO+5 Photos
Owner FinanceNo HOA
1 / 9
$9,000·5 AcresNo HOA

Owner financing: $199 down / $209/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

5 acre Corner Lot by the Rio Grande in Costilla County, CO5 acre Corner Lot by the Rio Grande in Costilla County, CO
5 acre Corner Lot by the Rio Grande in Costilla County, CO
5 acre Corner Lot by the Rio Grande in Costilla County, CO+29 Photos
Owner FinanceNo HOA
1 / 33
$8,500·5 AcresNo HOA

Owner financing: $199 down / $209/mo

Costilla County · CO

Property Highlights What we love about this property and why we purchased it: Zoned ER- Estate Residential – Allows mobile homes, tiny homes, and c...

County Maintained Road, Year Round Access in Costilla County, COCounty Maintained Road, Year Round Access in Costilla County, CO
County Maintained Road, Year Round Access in Costilla County, CO
County Maintained Road, Year Round Access in Costilla County, CO+16 Photos
Owner FinanceNo HOA
1 / 20
$37,905·35.09 AcresNo HOA

Owner financing: $500 down / $440/mo

Lot 2 Tierra Blanca · Costilla County · CO

This 35.09 acre parcel is located on County Road K that is county maintained, and Highway 159, a paved highway. Both roads are well maintained and ...

Mountain Views, Close to New Mexico in Costilla County, COMountain Views, Close to New Mexico in Costilla County, CO
Mountain Views, Close to New Mexico in Costilla County, CO
Mountain Views, Close to New Mexico in Costilla County, CO+15 Photos
Owner FinanceNo HOA
1 / 19
$33,155·35.1 AcresNo HOA

Owner financing: $299 down / $387/mo

Lot 5 Tierra Blanca Lane · Costilla County · CO

35.10 Acres located in the San Luis Valley of Southern Colorado. All the pictures were taken from the land. Nice level tract with views of the surr...

Expansive 120 Acre Property, 2 Lots Included in Costilla County, COExpansive 120 Acre Property, 2 Lots Included in Costilla County, CO
Expansive 120 Acre Property, 2 Lots Included in Costilla County, CO
Expansive 120 Acre Property, 2 Lots Included in Costilla County, CO+9 Photos
Owner FinanceNo HOA
1 / 13
$80,655·120 AcresNo HOA

Owner financing: $500 down / $935/mo

Lot 460 Dahila Avenue · Costilla County · CO

This large 120 acre tract is located in Costilla County in southern Colorado. Includes one 80 acre and one 40 acre. Close to the town of Alamosa th...

Huge parcel, Level with Great Views in Costilla County, COHuge parcel, Level with Great Views in Costilla County, CO
Huge parcel, Level with Great Views in Costilla County, CO
Huge parcel, Level with Great Views in Costilla County, CO+13 Photos
Owner FinanceNo HOA
1 / 17
$47,405·53.65 AcresNo HOA

Owner financing: $399 down / $551/mo

Lot SEC31TW2N73W County Road 9.6 · Costilla County · CO

This 53.65 acres of surveyed land borders the town of Mesita. Located in Costilla County, the land is level with views of the surrounding mountains...

Power at Road in Costilla County, COPower at Road in Costilla County, CO
Power at Road in Costilla County, CO
Power at Road in Costilla County, CO+7 Photos
Owner FinanceNo HOA
1 / 11
$42,655·40 AcresNo HOA

Owner financing: $500 down / $495/mo

Lot 570 Pawnee Ave · Costilla County · CO

40 acre tract located in Costilla County, Colorado. Only 2.5 hours south from Colorado Springs and 2.5 hours north of Santa Fe, NM. This property i...

Views, Power, Survey, Large Lot in Costilla County, COViews, Power, Survey, Large Lot in Costilla County, CO
Views, Power, Survey, Large Lot in Costilla County, CO
Views, Power, Survey, Large Lot in Costilla County, CO+15 Photos
Owner FinanceNo HOA
1 / 19
$37,905·41.2 AcresNo HOA

Owner financing: $600 down / $439/mo

Tract 11 Caballo · Costilla County · CO

Property has postcard worthy views in all directions, an oversized 41.2 acre tract located in Costilla County, in southern Colorado. The property o...

Land for Sale by Owner in Costilla County, COLand for Sale by Owner in Costilla County, CO
Land for Sale by Owner in Costilla County, CO
Land for Sale by Owner in Costilla County, CO+14 Photos
Owner FinanceNo HOA
1 / 18
$33,249·38.96 AcresNo HOA

Owner financing: $600 down / $385/mo

Tract 2 Caballo Drive · Costilla County · CO

Property has postcard worthy views in all directions, on a large 38.96 acre tract located in Costilla County in southern Colorado. The property off...

Power Close, Recent Survey in Costilla County, COPower Close, Recent Survey in Costilla County, CO
Power Close, Recent Survey in Costilla County, CO
Power Close, Recent Survey in Costilla County, CO+14 Photos
Owner FinanceNo HOA
1 / 18
$37,905·39.94 AcresNo HOA

Owner financing: $400 down / $441/mo

Lot NENW Galapago Trail · Costilla County · CO

Property has postcard worthy views in all directions, a large 39.94 acre tract located in Costilla County, in southern Colorado. The property offer...

Recent Survey, Large Open Property in Costilla County, CORecent Survey, Large Open Property in Costilla County, CO
Recent Survey, Large Open Property in Costilla County, CO
Recent Survey, Large Open Property in Costilla County, CO+10 Photos
Owner FinanceNo HOA
1 / 14
$37,905·40 AcresNo HOA

Owner financing: $99 down / $444/mo

Lot 200 Dahila Ave · Costilla County · CO

Pictures of this large 40 acre tract located in Costilla County in Colorado were taken on the property. Costilla County is home to San Luis which i...

Level Property on County Maintained Road in Costilla County, COLevel Property on County Maintained Road in Costilla County, CO
Level Property on County Maintained Road in Costilla County, CO
Level Property on County Maintained Road in Costilla County, CO+12 Photos
Owner FinanceNo HOA
1 / 16
$33,155·35.1 AcresNo HOA

Owner financing: $400 down / $386/mo

Lot 3 Terra Blanca Lane · Costilla County · CO

35.10 acres of nice level Southern Colorado land for Sale. Located in Costilla County, this area has a rich history ranging from original indigenou...

Great Location for Outdoor Recreation in Costilla County, COGreat Location for Outdoor Recreation in Costilla County, CO
Great Location for Outdoor Recreation in Costilla County, CO
Great Location for Outdoor Recreation in Costilla County, CO+9 Photos
Owner FinanceNo HOA
1 / 13
$33,155·40 AcresNo HOA

Owner financing: $350 down / $386/mo

Lot 410 Dahila Avenue · Costilla County · CO

This property has postcard worthy views in all directions, on a large 40 acre tract that is located in Costilla County in southern Colorado. Costil...

County Maintained Road in Costilla County, COCounty Maintained Road in Costilla County, CO
County Maintained Road in Costilla County, CO
County Maintained Road in Costilla County, CO+10 Photos
Owner FinanceNo HOA
1 / 14
$33,155·40 AcresNo HOA

Owner financing: $800 down / $381/mo

Lot SE4SW4Sec31 County Road Y · Costilla County · CO

This property has postcard worthy views in all directions, large parcel totaling 40 acres located in Costilla County in southern Colorado. Costilla...

Open Range in Costilla County, COOpen Range in Costilla County, CO
Open Range in Costilla County, CO
Open Range in Costilla County, CO+10 Photos
Owner FinanceNo HOA
1 / 14
$33,155·40 AcresNo HOA

Owner financing: $800 down / $381/mo

Lot 260 County Road 10 · Costilla County · CO

This property has postcard worthy views in all directions, on a large 40 acre tract located in Costilla County in southern Colorado. Costilla Count...

Flat Ranch Land San Luis Valley, Colorado in Costilla County, COFlat Ranch Land San Luis Valley, Colorado in Costilla County, CO
Flat Ranch Land San Luis Valley, Colorado in Costilla County, CO
Flat Ranch Land San Luis Valley, Colorado in Costilla County, CO+6 Photos
Owner FinanceNo HOA
1 / 10
$28,499·40 AcresNo HOA

Owner financing: $300 down / $333/mo

Lot 390 Dahila Road · Costilla County · CO

This property has postcard worthy views in all directions, on a large 40 acre tract that is located in Costilla County in southern Colorado. Costil...

Costilla, CO - 70378410 in Costilla County, COCostilla, CO - 70378410 in Costilla County, CO
Costilla, CO - 70378410 in Costilla County, CO
Costilla, CO - 70378410 in Costilla County, CO+10 Photos
Owner FinanceNo HOA
1 / 14
$8,250·5.03 AcresNo HOA

Owner financing available — ask the seller for terms

Eureka St · Costilla County · CO

Own 5.03 acres in the scenic San Luis Valley Ranches (SLVR) subdivision of Costilla County, Colorado. Surrounded by mountain views and wide-open sk...

Owner financing terms in Costilla County, Colorado

Terms as each seller entered them (down payment, monthly payment on the seller's longest term). Updated October 16, 2026.

Owner-financed land in Costilla County, Colorado: questions

How many owner-financed land listings are for sale in Costilla County, Colorado?
LandyDandy lists 29 land listings for sale in Costilla County, Colorado whose seller offers owner financing. The count changes as sellers add and sell land.
Do sellers check credit for owner-financed land in Costilla County, Colorado?
Each seller decides. Some sellers qualify buyers on the down payment and payment plan, and others run a credit check. Ask the seller before you make an offer.
How does owner financing work for land?
The seller carries the loan instead of a bank. You pay a down payment and then monthly payments to the seller. The seller sets the price, interest rate, term and any fees, and each listing shows them.
Should I use a title company when I buy owner-financed land?
Yes. LandyDandy recommends a title company or real estate attorney for every purchase: they check that the seller owns the land, record the deed or contract, and can hold your payments. LandyDandy verifies only the email address of each account.
How do I contact the seller of an owner-financed lot?
Open the listing and use Message seller or Make an offer. Your message goes to the seller directly, and you can ask about the terms, the payment plan and how they qualify buyers before you pay anything.

Is Costilla County Land a Good Investment?

The Costilla County land market generated $8.3M in total sales volume over the last year, signaling strong liquidity. We have tracked 151 new listings entering the market in just the last 90 days. With a median asking price per acre of $2,626, for a typical 5.0-acre parcel, buyers should be prepared to act reasonably fast on quality deals. Currently, the most active brokerage moving land in this region is Mtn. Meadows Realty, a key player to watch for off-market or new inventory. Want to learn more about the Costilla County market? Check out our Costilla County Land Market Insights.

Costilla County Properties By Type

Land For Sale in Colorado Counties